SPFI logo

South Plains Financial (SPFI)

Profile

Full Name

South Plains Financial, Inc.

Ticker Symbol

SPFI

Exchange

NASDAQ

Sector

Financial Services

Industry

Banks - Regional

Country

United States

IPO

May 9, 2019

Indexes

Not included

Website

http://www.spfi.bank

Employees

528

Key Details

Price

$30.73(-0.71%)

Market cap

$506.60M(Small cap)

Last Dividend

$0.15

TTM Dividend yield

1.89%

Annual revenue

$189.30M(+7.42% YoY)

Annual EPS

$2.92(-19.34% YoY)

PE ratio

10.52

Next earnings date

Apr 25, 2025

Next ex-dividend date

N/A

Next split date

N/A

Price

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Current Price

$30.73
SPFI price is $30.73

30-Day Relative Volume

0.91
SPFI 30-day relative volume is 0.91

Price Performance

Price Most recent change

-0.71%
SPFI price was down -0.71% on Apr 11, 2025

Price YTD change

-11.57%
SPFI price is down -11.57% since January 1st

Price 1-year change

+23.36%
SPFI price is up +23.36% year-on-year

Price 3-year change

+21.27%
SPFI price is up +21.27% over the past 3 years

Price Range

Price All-time high

$40.91
SPFI price is currently -24.87% below its historical high of $40.91

Price 3-year low

$18.75
SPFI price is currently +63.89% above its 3-year low

Capitalization

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Market cap

Market cap

$506.60M
SPFI market capitalization is $506.60 million

Market cap 3-year change

+13.12%
SPFI market capitalization is up +13.12% over the past 3 years

Market cap All-time high

$663.95M
SPFI market capitalization is currently -23.70% below its historical high of $663.95 million

Market cap sector rank

49.05%
SPFI market capitalization is higher than 49.05% of companies in Financial Services sector

Shares Outstanding

Shares Outstanding 1-Year Change

+0.33%
SPFI shares outstanding is up +0.33% year-on-year

Shares Outstanding 3-Year Change

-6.72%
SPFI shares outstanding is down -6.72% over the past 3 years

Technical Indicators

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Beta

0.77
SPFI beta is 0.77

200-day SMA

$33.98
SPFI price is currently -9.56% below its 200-day simple moving average

50-day SMA

$33.81
SPFI price is currently -9.11% below its 50-day simple moving average

RSI

34.51
SPFI 14-day relative strength index is 34.51

Volume

0.91
SPFI 30-day relative volume is 0.91

ATR

$1.18
SPFI average true range is $1.18

10-day Historical Volatility

40.21%
SPFI 10-day historical volatility is 40.21%

Dividend

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Events

Last Paid Dividend

$0.15
SPFI last dividend was $0.15 per share, with an ex-dividend date of February 3, 2025

Next Dividend

-
SPFI next dividend has not yet been announced

Dividend per share

Dividend per share

$0.56
SPFI annual dividend per share is $0.56

Dividend per share Sector Rank

29.14%
SPFI annual dividend per share is higher than 29.14% of companies in Financial Services sector

Dividend per share 1-Year Change

+7.69%
SPFI annual dividend per share is up +7.69% year-on-year

Dividend per share 3-Year Change

+86.67%
SPFI annual dividend per share is up +86.67% over the past 3 years

Dividend yield

Dividend yield

1.82%
SPFI annual dividend yield is 1.82%

Dividend yield Sector Rank

13.95%
SPFI annual dividend yield is higher than 13.95% of companies in Financial Services sector

Other

Payout ratio

18.41%
SPFI annual payout ratio is 18.41%

Dividends paid

$9.15M
SPFI annual dividends paid is $9.15 million

Free cash flow

$56.03M
SPFI annual free cash flow is $56.03 million

Income Statement

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Revenue

Revenue

$189.30M
SPFI annual revenue is $189.30 million

Revenue Analysts estimate

$204.45M
SPFI annual revenue is currently -7.41% lower than the consensus analysts' forecast

Revenue 1-year change

+7.42%
SPFI annual revenue is up +7.42% year-on-year

Revenue Sector rank

55.86%
SPFI annual revenue is higher than 55.86% of companies in Financial Services sector

EPS

EPS

$2.92
SPFI annual earnings per share is $2.92

EPS Analysts estimate

$2.90
SPFI annual earnings per share is currently +0.69% higher than the consensus analysts' forecast

EPS 1-year change

-19.34%
SPFI annual earnings per share is down -19.34% year-on-year

EPS Sector rank

69.51%
SPFI annual earnings per share is higher than 69.51% of companies in Financial Services sector

Profit

Gross profit

-
SPFI annual gross profit value is unknown

Gross margin

-
SPFI annual gross profit margin value is unknown

Operating profit

-
SPFI annual operating income value is unknown

Operating margin

-
SPFI annual operating profit margin value is unknown

Net income

$49.72M
SPFI annual net profit is $49.72 million

Net margin

25.47%
SPFI annual net profit margin is 25.47%

Expenses

Total expenses

-
SPFI annual total expenses value is unknown

Operating expenses

$78.12M
SPFI annual total operating expenses is $78.12 million

Cost of goods sold

-
SPFI annual cost of goods sold value is unknown

Selling, general & administrative expenses

$78.12M
SPFI annual SGA is $78.12 million

Depreciation and amortization

$6.51M
SPFI annual depreciation & amortization is $6.51 million

Interest expense

-
SPFI annual interest expense value is unknown

Income tax

$13.57M
SPFI annual income tax is $13.57 million

EBIT & EBITDA

EBIT

$157.09M
SPFI annual earnings before interest & taxes is $157.09 million

EBITDA

$163.60M
SPFI annual EBITDA is $163.60 million

Balance Sheet

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Assets

Total assets

$4.23B
SPFI annual total assets is $4.23 billion

Non current assets

$3.87B
SPFI annual long term assets is $3.87 billion

Current assets

$936.32M
SPFI annual total current assets is $936.32 million

Cash and cash equivalents

$359.08M
SPFI annual cash & cash equivalents is $359.08 million

Accounts receivable

$21.69M
SPFI annual accounts receivable is $21.69 million

Inventory

-
SPFI annual inventory value is unknown

Liabilities

Total liabilities

$3.79B
SPFI annual total liabilities is $3.79 billion

Long term liabilities

$3.73B
SPFI annual total long term liabilities is $3.73 billion

Current liabilities

-
SPFI annual total current liabilities value is unknown

Accounts payable

-
SPFI annual accounts payable value is unknown

Debt

Total debt

$110.35M
SPFI annual total debt is $110.35 million

Total debt 1-year change

+0.17%
SPFI annual total debt is up +0.17% year-on-year

Long term debt

$110.35M
SPFI annual long term debt is $110.35 million

Short term debt

-
SPFI annual short term debt value is unknown

Equity & Capital

Shareholders equity

$438.95M
SPFI annual stockholders equity is $438.95 million

Book value

$438.95M
SPFI annual book value is $438.95 million

Retained earnings

$385.83M
SPFI annual retained earnings is $385.83 million

Working capital

-
SPFI annual working capital value is unknown

Cash Flow Statement

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Cashflow Activities

Cash from operations

$59.38M
SPFI annual cash flow from operations is $59.38 million

Cash from operations 1-year change

+1.44%
SPFI annual cash flow from operations is up +1.44% year-on-year

Cash from investing

-$13.93M
SPFI annual cash flow from investing activities is -$13.93 million

Cash from investing 1-year change

+90.29%
SPFI annual cash flow from investing activities is up +90.29% year-on-year

Cash from financing

-$16.53M
SPFI annual cash flow from financing activities is -$16.53 million

Cash from financing 1-year change

-109.18%
SPFI annual cash flow from financing activities is down -109.18% year-on-year

CAPEX

CAPEX

$3.35M
SPFI annual capital expenditures is $3.35 million

CAPEX 1-year change

-28.35%
SPFI annual capital expenditures is down -28.35% year-on-year

Free Cash Flow

Free cash flow

$56.03M
SPFI annual free cash flow is $56.03 million

Free cash flow 1-year change

+4.03%
SPFI annual free cash flow is up +4.03% year-on-year

Profitability Ratios

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Margins

Gross margin

-
SPFI annual gross profit margin value is unknown

Operating margin

-
SPFI annual operating profit margin value is unknown

Net margin

25.47%
SPFI annual net profit margin is 25.47%

ROA & ROE

ROA

1.18%
SPFI annual return on assets is 1.18%

ROE

11.75%
SPFI annual return on equity is 11.75%

Valuation

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PE Ratio

PE ratio

10.52
SPFI price to earnings ratio is 10.52

PE ratio Sector rank

37.85%
SPFI price to earnings ratio is higher than 37.85% of companies in Financial Services sector

PB Ratio

PB ratio

1.15
SPFI price to book ratio is 1.15

PB ratio Sector rank

57.24%
SPFI price to book ratio is higher than 57.24% of companies in Financial Services sector

PS Ratio

PS ratio

2.68
SPFI price to sales ratio is 2.68

PS ratio Sector rank

52.25%
SPFI price to sales ratio is higher than 52.25% of companies in Financial Services sector

Enterprise value

Enterprise value

$257.87M
SPFI enterprise value is $257.87 million

Enterprise value Sector rank

36.79%
SPFI enterprise value is higher than 36.79% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

1.58
SPFI EV/EBITDA is 1.58

EV/EBITDA Sector rank

30.26%
SPFI EV/EBITDA is higher than 30.26% of companies in Financial Services sector

Financial Health

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Liquidity

Current ratio

-
SPFI annual current ratio value is unknown

Quick ratio

-
SPFI annual quick ratio value is unknown

Leverage

Debt to equity

0.25
SPFI annual debt to equity ratio is 0.25

Interest coverage ratio

-
SPFI annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
SPFI piotroski f-score value is unknown

Altman Z-Score

-
SPFI altman z-score value is unknown

Analyst ratings

Recent major analysts updates

Jan 27, 25 Keefe, Bruyette & Woods
Outperform
Jul 23, 24 Piper Sandler
Overweight
Jan 29, 24 Raymond James
Outperform
Jul 26, 23 Raymond James
Outperform
Jul 26, 23 Keefe, Bruyette & Woods
Outperform
Jul 14, 23 Hovde Group
Outperform
Apr 28, 23 Keefe, Bruyette & Woods
Outperform
Apr 6, 23 Raymond James
Outperform
Mar 17, 23 Raymond James
Outperform
Jun 3, 19 Keefe, Bruyette & Woods
Outperform

Institutional Ownership

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  • What is the ticker symbol for South Plains Financial?
  • Does South Plains Financial pay dividends?
  • What sector is South Plains Financial in?
  • What industry is South Plains Financial in?
  • What country is South Plains Financial based in?
  • When did South Plains Financial go public?
  • Is South Plains Financial in the S&P 500?
  • Is South Plains Financial in the NASDAQ 100?
  • Is South Plains Financial in the Dow Jones?
  • When was South Plains Financial's last earnings report?
  • When does South Plains Financial report earnings?
  • Should I buy South Plains Financial stock now?

What is the ticker symbol for South Plains Financial?

The ticker symbol for South Plains Financial is NASDAQ:SPFI

Does South Plains Financial pay dividends?

Yes, South Plains Financial pays dividends. The last payment was $0.15, with an ex-dividend date on February 3, 2025

What sector is South Plains Financial in?

South Plains Financial is in the Financial Services sector

What industry is South Plains Financial in?

South Plains Financial is in the Banks - Regional industry

What country is South Plains Financial based in?

South Plains Financial is headquartered in United States

When did South Plains Financial go public?

South Plains Financial's initial public offering (IPO) was on May 9, 2019

Is South Plains Financial in the S&P 500?

No, South Plains Financial is not included in the S&P 500 index

Is South Plains Financial in the NASDAQ 100?

No, South Plains Financial is not included in the NASDAQ 100 index

Is South Plains Financial in the Dow Jones?

No, South Plains Financial is not included in the Dow Jones index

When was South Plains Financial's last earnings report?

South Plains Financial's most recent earnings report was on Jan 24, 2025

When does South Plains Financial report earnings?

The next expected earnings date for South Plains Financial is Apr 25, 2025

Should I buy South Plains Financial stock now?

As of today, analysts generally recommend a 'Buy' rating. However, it's important to do your own research and consider your financial situation before making any investment decisions
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