Annual Net Margin
Summary
- Current Value
- As of today, SPFI annual net margin is 25.47%, down -28.46% on
- Historical Performance
- SPFI annual net margin is down -6.91% over the past 3 years, and up +37.60% over the past 5 years
- All-Time High Comparison
- SPFI annual net margin is currently -28.46% below its historical high of 35.60% set on
- 3-Year Low Comparison
- SPFI annual net margin is at its 3-year low
- Sector Comparison
- SPFI annual net margin is higher than 81.19% of companies in Financial Services sector
Net Margin Chart
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Net Margin | 25.47% | -28.5% | -6.9% | +37.6% | +43.9% | |
| Quarterly Net Margin | 21.56% | +39.0% | -13.4% | +12.2% | +71.7% | |
| Price | $40.25 | +18.2% | +39.6% | +102.8% | – | |
| PE Ratio | 11.48 | -1.5% | +28.7% | +43.1% | – | |
| Annual Revenue | $289.85M | +13.7% | +23.7% | +36.3% | +68.1% | |
| Annual Net Income | $49.72M | -20.8% | -15.2% | +70.2% | +110.3% | |
| Annual Gross Margin | 0.00% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Annual Operating Margin | 21.84% | +22.0% | -39.9% | -22.9% | -14.7% |
Net Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 35.60% | -28.5% | |
| 5Y | 35.60% | -28.5% | |
| All | 35.60% | -28.5% |
Net Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 25.47% | at low | |
| 5Y | 20.65% | N/A | +23.3% |
| All | 17.70% | +43.9% |
Net Margin History
| Year | Value | Change |
|---|---|---|
| 25.47% | -28.5% | |
| 35.60% | +27.9% | |
| 27.83% | +1.7% | |
| 27.36% | +32.5% |
| Year | Value | Change |
|---|---|---|
| 20.65% | +11.6% | |
| 18.51% | -8.4% | |
| 20.20% | +14.1% | |
| 17.70% | - |
FAQ
What is the current annual net margin of SPFI?
As of today, SPFI annual net margin is 25.47%
What is 1-year change in SPFI annual net margin?
SPFI annual net margin is down -28.46% year-over-year
What is 3-year change in SPFI annual net margin?
SPFI annual net margin is down -6.91% over the past 3 years
How far is SPFI annual net margin from its all-time high?
SPFI annual net margin is currently -28.46% below its historical high of 35.60% set on December 31, 2023
How does SPFI annual net margin rank versus sector peers?
SPFI annual net margin is higher than 81.19% of companies in Financial Services sector
When is SPFI next annual earnings release?
The next annual earnings release for SPFI is on
Quarterly Net Margin
Summary
- Current Value
- As of today, SPFI quarterly net margin is 21.56%, up +12.64% on
- Historical Performance
- SPFI quarterly net margin is up +39.01% year-over-year, and down -13.45% over the past 3 years
- All-Time High Comparison
- SPFI quarterly net margin is currently -55.67% below its historical high of 48.63% set on
- 3-Year Low Comparison
- SPFI quarterly net margin is +39.28% above its 3-year low of 15.48% reached on
- Sector Comparison
- SPFI quarterly net margin is higher than 68.72% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Net Margin | 21.56% | +12.6% | +39.0% | -13.4% | +12.2% | |
| Annual Net Margin | 25.47% | – | -28.5% | -6.9% | +37.6% | |
| Price | $40.25 | +3.2% | +18.2% | +39.6% | +102.8% | |
| PE Ratio | 11.48 | +3.2% | -1.5% | +28.7% | +43.1% | |
| Quarterly Revenue | $75.69M | -0.8% | +4.7% | +22.0% | -13.1% | |
| Quarterly Net Income | $16.32M | +11.7% | +45.5% | +5.6% | -2.5% | |
| Quarterly Gross Margin | 0.00% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Quarterly Operating Margin | 27.30% | +11.8% | +38.0% | -12.8% | -43.1% |
Quarterly Net Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 22.10% | N/A | -2.4% |
| 3Y | 48.63% | -55.7% | |
| 5Y | 48.63% | -55.7% | |
| All | 48.63% | -55.7% |
Quarterly Net Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 17.43% | +23.7% | |
| 3Y | 15.48% | +39.3% | |
| 5Y | 15.48% | +39.3% | |
| All | 7.32% | +194.5% |
Quarterly Net Margin History
FAQ
What is the current quarterly net margin of SPFI?
As of today, SPFI quarterly net margin is 21.56%
What is SPFI quarterly net margin most recent change?
SPFI quarterly net margin was up +12.64% on September 30, 2025
What is 1-year change in SPFI quarterly net margin?
SPFI quarterly net margin is up +39.01% year-over-year
How far is SPFI quarterly net margin from its all-time high?
SPFI quarterly net margin is currently -55.67% below its historical high of 48.63% set on June 30, 2023
How does SPFI quarterly net margin rank versus sector peers?
SPFI quarterly net margin is higher than 68.72% of companies in Financial Services sector
When is SPFI next earnings release?
The next earnings release for SPFI is on
Net Margin Formula
× 100%
Data Sources & References
- SPFI Official Website www.spfi.bank
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1163668/000114036125039095/0001140361-25-039095-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1163668/000114036125007609/0001140361-25-007609-index.htm
- SPFI Profile on Yahoo Finance finance.yahoo.com/quote/SPFI
- SPFI Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/spfi
