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Provident Financial Services, Inc. (PFS)

Profile

Full Name

Provident Financial Services, Inc.

Ticker

NYSE: PFS

Exchange

NYSE

Sector

Financial Services

Industry

Regional Banks

Country

United States

IPO

January 16, 2003

Indexes

Not included

Website

https://www.provident.bank

Employees

1753

Key Details

Price

$20.00(+0.76%)

Market cap

$2.61B(Mid cap)

Last Dividend

$0.24

TTM Dividend yield

4.80%

Annual revenue

$1.14B(+63.87% YoY)

Annual EPS

$1.05(-38.60% YoY)

PE ratio

11.30

Next earnings date

Nov 6, 2025

Next ex-dividend date

N/A

Next split date

N/A

Quick Search

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    Analyst ratings

    Price

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    Current Price

    $20.00
    PFS price is $20.00

    30-Day Relative Volume

    0.88
    PFS 30-day relative volume is 0.88

    Price Performance

    Price Most recent change

    +0.76%
    PFS price was up +0.76% on Sep 11, 2025

    Price YTD change

    +5.99%
    PFS price is up +5.99% since January 1st

    Price 1-year change

    +12.99%
    PFS price is up +12.99% year-on-year

    Price 3-year change

    -13.72%
    PFS price is down -13.72% over the past 3 years

    Price Range

    Price All-time high

    $29.12
    PFS price is currently -31.32% below its historical high of $29.12

    Price 3-year low

    $13.07
    PFS price is currently +53.02% above its 3-year low

    Capitalization

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    Market cap

    Market cap

    $2.61B
    PFS market capitalization is $2.61 billion

    Market cap 3-year change

    +49.72%
    PFS market capitalization is up +49.72% over the past 3 years

    Market cap All-time high

    $2.85B
    PFS market capitalization is currently -8.41% below its historical high of $2.85 billion

    Market cap sector rank

    72.07%
    PFS market capitalization is higher than 72.07% of companies in Financial Services sector

    Shares Outstanding

    Shares Outstanding 1-Year Change

    +0.11%
    PFS shares outstanding is up +0.11% year-on-year

    Shares Outstanding 3-Year Change

    +73.52%
    PFS shares outstanding is up +73.52% over the past 3 years

    Technical Indicators

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    Beta

    1.06
    PFS beta is 1.06

    200-day SMA

    $18.15
    PFS price is currently +10.22% above its 200-day simple moving average

    50-day SMA

    $18.94
    PFS price is currently +5.62% above its 50-day simple moving average

    RSI

    63.52
    PFS 14-day relative strength index is 63.52

    Volume

    0.88
    PFS 30-day relative volume is 0.88

    ATR

    $0.38
    PFS average true range is $0.38

    10-day Historical Volatility

    10.54%
    PFS 10-day historical volatility is 10.54%

    Dividend

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    Events

    Last Paid Dividend

    $0.24
    PFS last dividend was $0.24 per share, with an ex-dividend date of August 15, 2025

    Next Dividend

    -
    PFS next dividend has not yet been announced

    Dividend per share

    Dividend per share

    $0.96
    PFS annual dividend per share is $0.96

    Dividend per share Sector Rank

    50.37%
    PFS annual dividend per share is higher than 50.37% of companies in Financial Services sector

    Dividend per share 1-Year Change

    0%
    PFS annual dividend per share has remained unchanged year-on-year

    Dividend per share 3-Year Change

    +3.23%
    PFS annual dividend per share is up +3.23% over the past 3 years

    Dividend yield

    Dividend yield

    4.80%
    PFS annual dividend yield is 4.80%

    Dividend yield Sector Rank

    55.31%
    PFS annual dividend yield is higher than 55.31% of companies in Financial Services sector

    Other

    Payout ratio

    -87.39%
    PFS annual payout ratio is -87.39%

    Dividends paid

    -$100.96M
    PFS annual dividends paid is -$100.96 million

    Free cash flow

    $425.07M
    PFS annual free cash flow is $425.07 million

    Income Statement

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    Revenue

    Revenue

    $1.14B
    PFS annual revenue is $1.14 billion

    Revenue Analysts estimate

    $868.85M
    PFS annual revenue is currently +31.18% higher than the consensus analysts' forecast

    Revenue 1-year change

    +63.87%
    PFS annual revenue is up +63.87% year-on-year

    Revenue Sector rank

    79.5%
    PFS annual revenue is higher than 79.5% of companies in Financial Services sector

    EPS

    EPS

    $1.05
    PFS annual earnings per share is $1.05

    EPS Analysts estimate

    $2.15
    PFS annual earnings per share is currently -51.16% lower than the consensus analysts' forecast

    EPS 1-year change

    -38.6%
    PFS annual earnings per share is down -38.6% year-on-year

    EPS Sector rank

    54.24%
    PFS annual earnings per share is higher than 54.24% of companies in Financial Services sector

    Profit

    Gross profit

    $0.00
    PFS annual gross profit is $0.00

    Gross margin

    0.00%
    PFS annual gross profit margin is 0.00%

    Operating profit

    $206.48M
    PFS annual operating income is $206.48 million

    Operating margin

    18.12%
    PFS annual operating profit margin is 18.12%

    Net income

    $115.53M
    PFS annual net profit is $115.53 million

    Net margin

    10.14%
    PFS annual net profit margin is 10.14%

    Expenses

    Total expenses

    $1.02B
    PFS annual total expenses is $1.02 billion

    Operating expenses

    -$206.48M
    PFS annual total operating expenses is -$206.48 million

    Cost of goods sold

    -
    PFS annual cost of goods sold value is unknown

    Selling, general & administrative expenses

    $0.00
    PFS annual SGA is $0.00

    Depreciation and amortization

    $54.59M
    PFS annual depreciation & amortization is $54.59 million

    Interest expense

    $445.52M
    PFS annual interest expense is $445.52 million

    Income tax

    $34.09M
    PFS annual income tax is $34.09 million

    EBIT & EBITDA

    EBIT

    $595.14M
    PFS annual earnings before interest & taxes is $595.14 million

    EBITDA

    $649.73M
    PFS annual EBITDA is $649.73 million

    Balance Sheet

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    Assets

    Total assets

    $24.10B
    PFS annual total assets is $24.10 billion

    Non current assets

    $23.27B
    PFS annual long term assets is $23.27 billion

    Current assets

    $306.57M
    PFS annual total current assets is $306.57 million

    Cash and cash equivalents

    $205.91M
    PFS annual cash & cash equivalents is $205.91 million

    Accounts receivable

    $91.16M
    PFS annual accounts receivable is $91.16 million

    Inventory

    -
    PFS annual inventory value is unknown

    Liabilities

    Total liabilities

    $21.50B
    PFS annual total liabilities is $21.50 billion

    Long term liabilities

    $349.74M
    PFS annual total long term liabilities is $349.74 million

    Current liabilities

    $18.22B
    PFS annual total current liabilities is $18.22 billion

    Accounts payable

    -
    PFS annual accounts payable value is unknown

    Debt

    Total debt

    $2.49B
    PFS annual total debt is $2.49 billion

    Total debt 1-year change

    +21.88%
    PFS annual total debt is up +21.88% year-on-year

    Long term debt

    $1.09B
    PFS annual long term debt is $1.09 billion

    Short term debt

    $1.39B
    PFS annual short term debt is $1.39 billion

    Equity & Capital

    Shareholders equity

    $2.60B
    PFS annual stockholders equity is $2.60 billion

    Book value

    $2.60B
    PFS annual book value is $2.60 billion

    Retained earnings

    $989.11M
    PFS annual retained earnings is $989.11 million

    Working capital

    -$17.91B
    PFS annual working capital is -$17.91 billion

    Cash Flow Statement

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    Cashflow Activities

    Cash from operations

    $426.38M
    PFS annual cash flow from operations is $426.38 million

    Cash from operations 1-year change

    +151%
    PFS annual cash flow from operations is up +151% year-on-year

    Cash from investing

    $507.67M
    PFS annual cash flow from investing activities is $507.67 million

    Cash from investing 1-year change

    +208.93%
    PFS annual cash flow from investing activities is up +208.93% year-on-year

    Cash from financing

    -$908.37M
    PFS annual cash flow from financing activities is -$908.37 million

    Cash from financing 1-year change

    -413.28%
    PFS annual cash flow from financing activities is down -413.28% year-on-year

    CAPEX

    CAPEX

    $1.31M
    PFS annual capital expenditures is $1.31 million

    CAPEX 1-year change

    -82.55%
    PFS annual capital expenditures is down -82.55% year-on-year

    Free Cash Flow

    Free cash flow

    $425.07M
    PFS annual free cash flow is $425.07 million

    Free cash flow 1-year change

    +161.77%
    PFS annual free cash flow is up +161.77% year-on-year

    Profitability Ratios

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    Margins

    Gross margin

    0.00%
    PFS annual gross profit margin is 0.00%

    Operating margin

    18.12%
    PFS annual operating profit margin is 18.12%

    Net margin

    10.14%
    PFS annual net profit margin is 10.14%

    ROA & ROE

    ROA

    0.60%
    PFS annual return on assets is 0.60%

    ROE

    5.38%
    PFS annual return on equity is 5.38%

    Valuation

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    PE Ratio

    PE ratio

    11.30
    PFS price to earnings ratio is 11.30

    PE ratio Sector rank

    25.11%
    PFS price to earnings ratio is higher than 25.11% of companies in Financial Services sector

    PB Ratio

    PB ratio

    0.96
    PFS price to book ratio is 0.96

    PB ratio Sector rank

    26.7%
    PFS price to book ratio is higher than 26.7% of companies in Financial Services sector

    PS Ratio

    PS ratio

    1.92
    PFS price to sales ratio is 1.92

    PS ratio Sector rank

    42.15%
    PFS price to sales ratio is higher than 42.15% of companies in Financial Services sector

    Enterprise value

    Enterprise value

    $5.19B
    PFS enterprise value is $5.19 billion

    Enterprise value Sector rank

    77.59%
    PFS enterprise value is higher than 77.59% of companies in Financial Services sector

    EV/EBITDA

    EV/EBITDA

    -
    PFS EV/EBITDA value is unknown

    EV/EBITDA Sector rank

    -
    PFS EV/EBITDA is unknown

    Financial Health

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    Liquidity

    Current ratio

    0.02
    PFS annual current ratio is 0.02

    Quick ratio

    -
    PFS annual quick ratio value is unknown

    Leverage

    Debt to equity

    0.96
    PFS annual debt to equity ratio is 0.96

    Interest coverage ratio

    1.34
    PFS annual interest coverage ratio is 1.34

    Risk & Stability

    Piotroski F-Score

    5
    PFS piotroski f-score is 5

    Altman Z-Score

    -0.63
    PFS altman z-score is -0.63

    Analyst ratings

    Recent major analysts updates

    Jul 28, 25 DA Davidson
    Buy
    Jun 26, 25 Raymond James
    Strong Buy
    Apr 28, 25 Keefe, Bruyette & Woods
    Outperform
    Jan 30, 25 RBC Capital
    Outperform
    Dec 13, 24 Hovde Group
    Outperform
    Nov 15, 24 DA Davidson
    Buy
    Aug 15, 24 Keefe, Bruyette & Woods
    Outperform
    Jul 29, 24 RBC Capital
    Outperform
    Jul 29, 24 Keefe, Bruyette & Woods
    Market Perform
    Jul 9, 24 RBC Capital
    Outperform

    Institutional Ownership

    Screeners with PFS included

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    • What is the ticker symbol for Provident Financial Services, Inc.?
    • Does Provident Financial Services, Inc. pay dividends?
    • What sector is Provident Financial Services, Inc. in?
    • What industry is Provident Financial Services, Inc. in?
    • What country is Provident Financial Services, Inc. based in?
    • When did Provident Financial Services, Inc. go public?
    • Is Provident Financial Services, Inc. in the S&P 500?
    • Is Provident Financial Services, Inc. in the NASDAQ 100?
    • Is Provident Financial Services, Inc. in the Dow Jones?
    • When was Provident Financial Services, Inc.'s last earnings report?
    • When does Provident Financial Services, Inc. report earnings?

    What is the ticker symbol for Provident Financial Services, Inc.?

    The ticker symbol for Provident Financial Services, Inc. is NYSE:PFS

    Does Provident Financial Services, Inc. pay dividends?

    Yes, Provident Financial Services, Inc. pays dividends. The last payment was $0.24, with an ex-dividend date on August 15, 2025

    What sector is Provident Financial Services, Inc. in?

    Provident Financial Services, Inc. is in the Financial Services sector

    What industry is Provident Financial Services, Inc. in?

    Provident Financial Services, Inc. is in the Regional Banks industry

    What country is Provident Financial Services, Inc. based in?

    Provident Financial Services, Inc. is headquartered in United States

    When did Provident Financial Services, Inc. go public?

    Provident Financial Services, Inc.'s initial public offering (IPO) was on January 16, 2003

    Is Provident Financial Services, Inc. in the S&P 500?

    No, Provident Financial Services, Inc. is not included in the S&P 500 index

    Is Provident Financial Services, Inc. in the NASDAQ 100?

    No, Provident Financial Services, Inc. is not included in the NASDAQ 100 index

    Is Provident Financial Services, Inc. in the Dow Jones?

    No, Provident Financial Services, Inc. is not included in the Dow Jones index

    When was Provident Financial Services, Inc.'s last earnings report?

    Provident Financial Services, Inc.'s most recent earnings report was on July 24, 2025

    When does Provident Financial Services, Inc. report earnings?

    The next expected earnings date for Provident Financial Services, Inc. is November 6, 2025
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