Annual Operating Margin
18.12%8.28%-31.36%
Summary
- Current Value
- As of today, PFS annual operating margin is 18.12%, down -31.36% on
- Historical Performance
- PFS annual operating margin is down -61.01% over the past 3 years, and down -46.36% over the past 5 years
- All-Time High Comparison
- PFS annual operating margin is currently -61.01% below its historical high of 46.47% set on
- 3-Year Low Comparison
- PFS annual operating margin is at its 3-year low
- Sector Comparison
- PFS annual operating margin is higher than 48.15% of companies in Financial Services sector
Operating Margin Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Operating Margin | 18.12% | -31.4% | -61.0% | -46.4% | +48.8% | |
| Quarterly Operating Margin | 28.73% | +24.2% | -28.3% | -10.4% | +26.1% | |
| Price | $20.59 | +8.5% | -8.6% | +6.3% | +43.9% | |
| PE Ratio | 10.48 | -42.3% | +9.3% | -26.7% | -35.7% | |
| Annual Revenue | $1.14B | +63.9% | +133.2% | +161.8% | +249.6% | |
| Annual Operating Profit | $206.48M | +12.5% | -9.1% | +40.4% | +419.9% | |
| Annual Gross Margin | 0.00% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Annual Net Margin | 10.14% | -45.1% | -70.5% | -60.8% | +127.1% |
Operating Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 43.40% | N/A | -58.3% |
| 5Y | 46.47% | -61.0% | |
| All | 46.47% | -61.0% |
Operating Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 18.12% | at low | |
| 5Y | 18.12% | at low | |
| All | 12.18% | +48.8% |
Operating Margin History
FAQ
What is the current annual operating margin of PFS?
As of today, PFS annual operating margin is 18.12%
What is 1-year change in PFS annual operating margin?
PFS annual operating margin is down -31.36% year-over-year
What is 3-year change in PFS annual operating margin?
PFS annual operating margin is down -61.01% over the past 3 years
How far is PFS annual operating margin from its all-time high?
PFS annual operating margin is currently -61.01% below its historical high of 46.47% set on December 31, 2021
How does PFS annual operating margin rank versus sector peers?
PFS annual operating margin is higher than 48.15% of companies in Financial Services sector
When is PFS next annual earnings release?
The next annual earnings release for PFS is on
Quarterly Operating Margin
28.73%1.09%-3.66%
Summary
- Current Value
- As of today, PFS quarterly operating margin is 28.73%, down -3.66% on
- Historical Performance
- PFS quarterly operating margin is up +24.16% year-over-year, and down -28.30% over the past 3 years
- All-Time High Comparison
- PFS quarterly operating margin is currently -49.96% below its historical high of 57.41% set on
- 3-Year Low Comparison
- PFS quarterly operating margin is +3328.09% above its 3-year low of -0.89% reached on
- Sector Comparison
- PFS quarterly operating margin is higher than 66.99% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Operating Margin | 28.73% | -3.7% | +24.2% | -28.3% | -10.4% | |
| Annual Operating Margin | 18.12% | – | -31.4% | -61.0% | -46.4% | |
| Price | $20.59 | +11.2% | +8.5% | -8.6% | +6.3% | |
| PE Ratio | 10.48 | +11.1% | -42.3% | +9.3% | -26.7% | |
| Quarterly Revenue | $353.67M | +3.0% | +1.3% | +135.9% | +211.3% | |
| Quarterly Operating Profit | $101.62M | -0.8% | +25.7% | +69.1% | +178.9% | |
| Quarterly Gross Margin | 0.00% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Quarterly Net Margin | 20.28% | -3.2% | +52.6% | -30.0% | -15.2% |
Quarterly Operating Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 29.82% | -3.7% | |
| 3Y | 44.11% | N/A | -34.9% |
| 5Y | 53.21% | -46.0% | |
| All | 57.41% | -50.0% |
Quarterly Operating Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 24.68% | N/A | +16.4% |
| 3Y | -0.89% | +3328.1% | |
| 5Y | -0.89% | +3328.1% | |
| All | -174.95% | +116.4% |
Quarterly Operating Margin History
FAQ
What is the current quarterly operating margin of PFS?
As of today, PFS quarterly operating margin is 28.73%
What is PFS quarterly operating margin most recent change?
PFS quarterly operating margin was down -3.66% on September 30, 2025
What is 1-year change in PFS quarterly operating margin?
PFS quarterly operating margin is up +24.16% year-over-year
How far is PFS quarterly operating margin from its all-time high?
PFS quarterly operating margin is currently -49.96% below its historical high of 57.41% set on December 31, 2002
How does PFS quarterly operating margin rank versus sector peers?
PFS quarterly operating margin is higher than 66.99% of companies in Financial Services sector
When is PFS next earnings release?
The next earnings release for PFS is on
Operating Margin Formula
Operating Profit Margin =
× 100%
× 100%
Data Sources & References
- PFS Official Website www.provident.bank
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1178970/000162828025047486/0001628280-25-047486-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1178970/000162828025008991/0001628280-25-008991-index.htm
- PFS Profile on Yahoo Finance finance.yahoo.com/quote/PFS
- PFS Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/pfs