Annual Interest Coverage Ratio
1.340.47-25.97%
Summary
- Current Value
- As of today, PFS annual interest coverage ratio is 1.34, down -25.97% on
- Historical Performance
- PFS annual interest coverage ratio is down -81.52% over the past 3 years, and down -55.33% over the past 5 years
- All-Time High Comparison
- PFS annual interest coverage ratio is currently -81.52% below its historical high of 7.25 set on
- 3-Year Low Comparison
- PFS annual interest coverage ratio is at its 3-year low
- Sector Comparison
- PFS annual interest coverage ratio is higher than 29.28% of companies in Financial Services sector
Interest Coverage Ratio Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Interest Coverage Ratio | 1.34 | -26.0% | -81.5% | -55.3% | +4566.7% | |
| Quarterly Interest Coverage Ratio | 1.77 | +20.4% | -70.0% | -57.7% | -9.7% | |
| Price | $20.59 | +8.5% | -8.6% | +6.3% | +43.9% | |
| Annual EBIT | $595.14M | +51.8% | +125.9% | +169.8% | +10000.0% | |
| Annual Interest Expense | $445.52M | +105.9% | +1126.8% | +506.2% | +299.4% | |
| Annual Debt To Equity | 0.96 | -20.7% | +134.2% | +15.7% | -15.0% | |
| Annual Current Ratio | 0.02 | -33.3% | -75.0% | -50.0% | -50.0% | |
| - | – | – | – | – | ||
| Piotroski F-Score | 7 | +75.0% | +40.0% | +75.0% | +40.0% | |
| Altman Z-Score | -0.63 | +1.6% | -14.6% | -31.3% | -152.0% |
Interest Coverage Ratio Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 5.94 | N/A | -77.4% |
| 5Y | 7.25 | -81.5% | |
| All | 7.25 | -81.5% |
Interest Coverage Ratio Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 1.34 | at low | |
| 5Y | 1.34 | at low | |
| All | -0.03 | +4566.7% |
Interest Coverage Ratio History
FAQ
What is the current annual interest coverage ratio of PFS?
As of today, PFS annual interest coverage ratio is 1.34
What is 1-year change in PFS annual interest coverage ratio?
PFS annual interest coverage ratio is down -25.97% year-over-year
What is 3-year change in PFS annual interest coverage ratio?
PFS annual interest coverage ratio is down -81.52% over the past 3 years
How far is PFS annual interest coverage ratio from its all-time high?
PFS annual interest coverage ratio is currently -81.52% below its historical high of 7.25 set on December 31, 2021
How does PFS annual interest coverage ratio rank versus sector peers?
PFS annual interest coverage ratio is higher than 29.28% of companies in Financial Services sector
When is PFS next annual earnings release?
The next annual earnings release for PFS is on
Quarterly Interest Coverage Ratio
1.770.02-1.12%
Summary
- Current Value
- As of today, PFS quarterly interest coverage ratio is 1.77, down -1.12% on
- Historical Performance
- PFS quarterly interest coverage ratio is up +20.41% year-over-year, and down -70.05% over the past 3 years
- All-Time High Comparison
- PFS quarterly interest coverage ratio is currently -82.58% below its historical high of 10.16 set on
- 3-Year Low Comparison
- PFS quarterly interest coverage ratio is +121.25% above its 3-year low of 0.80 reached on
- Sector Comparison
- PFS quarterly interest coverage ratio is higher than 51.00% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Interest Coverage Ratio | 1.77 | -1.1% | +20.4% | -70.0% | -57.7% | |
| Annual Interest Coverage Ratio | 1.34 | – | -26.0% | -81.5% | -55.3% | |
| Price | $20.59 | +11.2% | +8.5% | -8.6% | +6.3% | |
| Quarterly EBIT | $233.56M | +0.8% | +14.4% | +223.0% | +387.6% | |
| Quarterly Interest Expense | $131.95M | +2.1% | -5.0% | +977.8% | +1050.6% | |
| Quarterly Debt To Equity | 0.97 | -7.6% | -5.8% | +32.9% | +5.4% | |
| Quarterly Current Ratio | 0.03 | +50.0% | +50.0% | 0.0% | -62.5% | |
| - | – | – | – | – | ||
| Piotroski F-Score | 7 | +40.0% | +75.0% | +40.0% | +75.0% | |
| Altman Z-Score | -0.63 | +1.6% | +1.6% | -14.6% | -31.3% |
Quarterly Interest Coverage Ratio Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 1.79 | -1.1% | |
| 3Y | 3.91 | N/A | -54.7% |
| 5Y | 10.16 | -82.6% | |
| All | 10.16 | -82.6% |
Quarterly Interest Coverage Ratio Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 1.48 | N/A | +19.6% |
| 3Y | 0.80 | +121.3% | |
| 5Y | 0.80 | +121.3% | |
| All | -3.77 | +146.9% |
Quarterly Interest Coverage Ratio History
FAQ
What is the current quarterly interest coverage ratio of PFS?
As of today, PFS quarterly interest coverage ratio is 1.77
What is PFS quarterly interest coverage ratio most recent change?
PFS quarterly interest coverage ratio was down -1.12% on September 30, 2025
What is 1-year change in PFS quarterly interest coverage ratio?
PFS quarterly interest coverage ratio is up +20.41% year-over-year
How far is PFS quarterly interest coverage ratio from its all-time high?
PFS quarterly interest coverage ratio is currently -82.58% below its historical high of 10.16 set on March 31, 2022
How does PFS quarterly interest coverage ratio rank versus sector peers?
PFS quarterly interest coverage ratio is higher than 51.00% of companies in Financial Services sector
When is PFS next earnings release?
The next earnings release for PFS is on
Interest Coverage Ratio Formula
Interest Coverage Ratio =
Data Sources & References
- PFS Official Website www.provident.bank
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1178970/000162828025047486/0001628280-25-047486-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1178970/000162828025008991/0001628280-25-008991-index.htm
- PFS Profile on Yahoo Finance finance.yahoo.com/quote/PFS
- PFS Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/pfs