Annual Net Margin
10.14%8.32%-45.07%
Summary
- Current Value
- As of today, PFS annual net margin is 10.14%, down -45.07% on
- Historical Performance
- PFS annual net margin is down -70.49% over the past 3 years, and down -60.80% over the past 5 years
- All-Time High Comparison
- PFS annual net margin is currently -70.49% below its historical high of 34.36% set on
- 3-Year Low Comparison
- PFS annual net margin is at its 3-year low
- Sector Comparison
- PFS annual net margin is higher than 37.40% of companies in Financial Services sector
Net Margin Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Net Margin | 10.14% | -45.1% | -70.5% | -60.8% | +127.1% | |
| Quarterly Net Margin | 20.28% | +52.6% | -30.0% | -15.2% | +20.1% | |
| Price | $20.59 | +8.5% | -8.6% | +6.3% | +43.9% | |
| PE Ratio | 10.48 | -42.3% | +9.3% | -26.7% | -35.7% | |
| Annual Revenue | $1.14B | +63.9% | +133.2% | +161.8% | +249.6% | |
| Annual Net Income | $115.53M | -10.0% | -31.2% | +2.6% | +194.8% | |
| Annual Gross Margin | 0.00% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Annual Operating Margin | 18.12% | -31.4% | -61.0% | -46.4% | +48.8% |
Net Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 31.75% | N/A | -68.1% |
| 5Y | 34.36% | -70.5% | |
| All | 34.36% | -70.5% |
Net Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 10.14% | at low | |
| 5Y | 10.14% | at low | |
| All | -37.36% | +127.1% |
Net Margin History
FAQ
What is the current annual net margin of PFS?
As of today, PFS annual net margin is 10.14%
What is 1-year change in PFS annual net margin?
PFS annual net margin is down -45.07% year-over-year
What is 3-year change in PFS annual net margin?
PFS annual net margin is down -70.49% over the past 3 years
How far is PFS annual net margin from its all-time high?
PFS annual net margin is currently -70.49% below its historical high of 34.36% set on December 31, 2021
How does PFS annual net margin rank versus sector peers?
PFS annual net margin is higher than 37.40% of companies in Financial Services sector
When is PFS next annual earnings release?
The next annual earnings release for PFS is on
Quarterly Net Margin
20.28%0.67%-3.20%
Summary
- Current Value
- As of today, PFS quarterly net margin is 20.28%, down -3.20% on
- Historical Performance
- PFS quarterly net margin is up +52.60% year-over-year, and down -29.97% over the past 3 years
- All-Time High Comparison
- PFS quarterly net margin is currently -49.16% below its historical high of 39.89% set on
- 3-Year Low Comparison
- PFS quarterly net margin is +577.18% above its 3-year low of -4.25% reached on
- Sector Comparison
- PFS quarterly net margin is higher than 62.76% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Net Margin | 20.28% | -3.2% | +52.6% | -30.0% | -15.2% | |
| Annual Net Margin | 10.14% | – | -45.1% | -70.5% | -60.8% | |
| Price | $20.59 | +11.2% | +8.5% | -8.6% | +6.3% | |
| PE Ratio | 10.48 | +11.1% | -42.3% | +9.3% | -26.7% | |
| Quarterly Revenue | $353.67M | +3.0% | +1.3% | +135.9% | +211.3% | |
| Quarterly Net Income | $71.72M | -0.4% | +54.5% | +65.2% | +164.2% | |
| Quarterly Gross Margin | 0.00% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Quarterly Operating Margin | 28.73% | -3.7% | +24.2% | -28.3% | -10.4% |
Quarterly Net Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 20.95% | -3.2% | |
| 3Y | 31.09% | N/A | -34.8% |
| 5Y | 39.89% | -49.2% | |
| All | 39.89% | -49.2% |
Quarterly Net Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 14.44% | N/A | +40.4% |
| 3Y | -4.25% | +577.2% | |
| 5Y | -4.25% | +577.2% | |
| All | -178.58% | +111.4% |
Quarterly Net Margin History
FAQ
What is the current quarterly net margin of PFS?
As of today, PFS quarterly net margin is 20.28%
What is PFS quarterly net margin most recent change?
PFS quarterly net margin was down -3.20% on September 30, 2025
What is 1-year change in PFS quarterly net margin?
PFS quarterly net margin is up +52.60% year-over-year
How far is PFS quarterly net margin from its all-time high?
PFS quarterly net margin is currently -49.16% below its historical high of 39.89% set on March 31, 2021
How does PFS quarterly net margin rank versus sector peers?
PFS quarterly net margin is higher than 62.76% of companies in Financial Services sector
When is PFS next earnings release?
The next earnings release for PFS is on
Net Margin Formula
Net Margin =
× 100%
× 100%
Data Sources & References
- PFS Official Website www.provident.bank
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1178970/000162828025047486/0001628280-25-047486-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1178970/000162828025008991/0001628280-25-008991-index.htm
- PFS Profile on Yahoo Finance finance.yahoo.com/quote/PFS
- PFS Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/pfs