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NMI Holdings, Inc. (NMIH)

Profile

Full Name

NMI Holdings, Inc.

Ticker

NASDAQ: NMIH

Exchange

NASDAQ

Sector

Financial Services

Industry

Specialty Insurance

Country

United States

IPO

November 8, 2013

Indexes

Not included

Website

http://www.nationalmi.com

Employees

230

Key Details

Price

$38.07(+0.03%)

Market cap

$2.97B(Mid cap)

Last Dividend

-

TTM Dividend yield

-

Annual revenue

$650.97M(+12.43% YoY)

Annual EPS

$4.43(+15.36% YoY)

PE ratio

8.22

Next earnings date

Jul 29, 2025

Next ex-dividend date

N/A

Next split date

N/A

Quick Search

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    Analyst ratings

    Price

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    Current Price

    $38.07
    NMIH price is $38.07

    30-Day Relative Volume

    0.89
    NMIH 30-day relative volume is 0.89

    Price Performance

    Price Most recent change

    +0.03%
    NMIH price was up +0.03% on Jul 25, 2025

    Price YTD change

    +3.56%
    NMIH price is up +3.56% since January 1st

    Price 1-year change

    -1.63%
    NMIH price is down -1.63% year-on-year

    Price 3-year change

    +106.34%
    NMIH price is up +106.34% over the past 3 years

    Price Range

    Price All-time high

    $43.20
    NMIH price is currently -11.88% below its historical high of $43.20

    Price 3-year low

    $18.01
    NMIH price is currently +111.38% above its 3-year low

    Capitalization

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    Market cap

    Market cap

    $2.97B
    NMIH market capitalization is $2.97 billion

    Market cap 3-year change

    +90.32%
    NMIH market capitalization is up +90.32% over the past 3 years

    Market cap All-time high

    $3.37B
    NMIH market capitalization is currently -11.77% below its historical high of $3.37 billion

    Market cap sector rank

    72.36%
    NMIH market capitalization is higher than 72.36% of companies in Financial Services sector

    Shares Outstanding

    Shares Outstanding 1-Year Change

    -2.06%
    NMIH shares outstanding is down -2.06% year-on-year

    Shares Outstanding 3-Year Change

    -7.77%
    NMIH shares outstanding is down -7.77% over the past 3 years

    Technical Indicators

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    Beta

    0.69
    NMIH beta is 0.69

    200-day SMA

    $37.70
    NMIH price is currently +0.97% above its 200-day simple moving average

    50-day SMA

    $39.60
    NMIH price is currently -3.87% below its 50-day simple moving average

    RSI

    40.37
    NMIH 14-day relative strength index is 40.37

    Volume

    0.89
    NMIH 30-day relative volume is 0.89

    ATR

    $0.76
    NMIH average true range is $0.76

    10-day Historical Volatility

    16.58%
    NMIH 10-day historical volatility is 16.58%

    Dividend

    Income Statement

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    Revenue

    Revenue

    $650.97M
    NMIH annual revenue is $650.97 million

    Revenue Analysts estimate

    $703.20M
    NMIH annual revenue is currently -7.43% lower than the consensus analysts' forecast

    Revenue 1-year change

    +12.43%
    NMIH annual revenue is up +12.43% year-on-year

    Revenue Sector rank

    72.21%
    NMIH annual revenue is higher than 72.21% of companies in Financial Services sector

    EPS

    EPS

    $4.43
    NMIH annual earnings per share is $4.43

    EPS Analysts estimate

    $4.88
    NMIH annual earnings per share is currently -9.27% lower than the consensus analysts' forecast

    EPS 1-year change

    +15.36%
    NMIH annual earnings per share is up +15.36% year-on-year

    EPS Sector rank

    80.71%
    NMIH annual earnings per share is higher than 80.71% of companies in Financial Services sector

    Profit

    Gross profit

    -
    NMIH annual gross profit value is unknown

    Gross margin

    -
    NMIH annual gross profit margin value is unknown

    Operating profit

    -
    NMIH annual operating income value is unknown

    Operating margin

    -
    NMIH annual operating profit margin value is unknown

    Net income

    $360.11M
    NMIH annual net profit is $360.11 million

    Net margin

    55.32%
    NMIH annual net profit margin is 55.32%

    Expenses

    Total expenses

    $187.56M
    NMIH annual total expenses is $187.56 million

    Operating expenses

    -
    NMIH annual total operating expenses value is unknown

    Cost of goods sold

    -
    NMIH annual cost of goods sold value is unknown

    Selling, general & administrative expenses

    -
    NMIH annual SGA value is unknown

    Depreciation and amortization

    $11.94M
    NMIH annual depreciation & amortization is $11.94 million

    Interest expense

    $36.90M
    NMIH annual interest expense is $36.90 million

    Income tax

    $103.31M
    NMIH annual income tax is $103.31 million

    EBIT & EBITDA

    EBIT

    $500.31M
    NMIH annual earnings before interest & taxes is $500.31 million

    EBITDA

    $512.24M
    NMIH annual EBITDA is $512.24 million

    Balance Sheet

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    Assets

    Total assets

    $3.35B
    NMIH annual total assets is $3.35 billion

    Non current assets

    $2.77B
    NMIH annual long term assets is $2.77 billion

    Current assets

    $3.21B
    NMIH annual total current assets is $3.21 billion

    Cash and cash equivalents

    $54.22M
    NMIH annual cash & cash equivalents is $54.22 million

    Accounts receivable

    $115.06M
    NMIH annual accounts receivable is $115.06 million

    Inventory

    -
    NMIH annual inventory value is unknown

    Liabilities

    Total liabilities

    $1.13B
    NMIH annual total liabilities is $1.13 billion

    Long term liabilities

    $866.55M
    NMIH annual total long term liabilities is $866.55 million

    Current liabilities

    $103.16M
    NMIH annual total current liabilities is $103.16 million

    Accounts payable

    -
    NMIH annual accounts payable value is unknown

    Debt

    Total debt

    $415.15M
    NMIH annual total debt is $415.15 million

    Total debt 1-year change

    +4.41%
    NMIH annual total debt is up +4.41% year-on-year

    Long term debt

    $415.15M
    NMIH annual long term debt is $415.15 million

    Short term debt

    -
    NMIH annual short term debt value is unknown

    Equity & Capital

    Shareholders equity

    $2.22B
    NMIH annual stockholders equity is $2.22 billion

    Book value

    $2.22B
    NMIH annual book value is $2.22 billion

    Retained earnings

    $1.58B
    NMIH annual retained earnings is $1.58 billion

    Working capital

    $690.40M
    NMIH annual working capital is $690.40 million

    Cash Flow Statement

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    Cashflow Activities

    Cash from operations

    $393.60M
    NMIH annual cash flow from operations is $393.60 million

    Cash from operations 1-year change

    +14.86%
    NMIH annual cash flow from operations is up +14.86% year-on-year

    Cash from investing

    -$339.29M
    NMIH annual cash flow from investing activities is -$339.29 million

    Cash from investing 1-year change

    -69.64%
    NMIH annual cash flow from investing activities is down -69.64% year-on-year

    Cash from financing

    -$96.70M
    NMIH annual cash flow from financing activities is -$96.70 million

    Cash from financing 1-year change

    -6.94%
    NMIH annual cash flow from financing activities is down -6.94% year-on-year

    CAPEX

    CAPEX

    $6.91M
    NMIH annual capital expenditures is $6.91 million

    CAPEX 1-year change

    -26.32%
    NMIH annual capital expenditures is down -26.32% year-on-year

    Free Cash Flow

    Free cash flow

    $386.70M
    NMIH annual free cash flow is $386.70 million

    Free cash flow 1-year change

    +16.02%
    NMIH annual free cash flow is up +16.02% year-on-year

    Profitability Ratios

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    Margins

    Gross margin

    -
    NMIH annual gross profit margin value is unknown

    Operating margin

    -
    NMIH annual operating profit margin value is unknown

    Net margin

    55.32%
    NMIH annual net profit margin is 55.32%

    ROA & ROE

    ROA

    11.45%
    NMIH annual return on assets is 11.45%

    ROE

    17.38%
    NMIH annual return on equity is 17.38%

    Valuation

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    PE Ratio

    PE ratio

    8.22
    NMIH price to earnings ratio is 8.22

    PE ratio Sector rank

    6.64%
    NMIH price to earnings ratio is higher than 6.64% of companies in Financial Services sector

    PB Ratio

    PB ratio

    1.28
    NMIH price to book ratio is 1.28

    PB ratio Sector rank

    53.83%
    NMIH price to book ratio is higher than 53.83% of companies in Financial Services sector

    PS Ratio

    PS ratio

    4.45
    NMIH price to sales ratio is 4.45

    PS ratio Sector rank

    73.41%
    NMIH price to sales ratio is higher than 73.41% of companies in Financial Services sector

    Enterprise value

    Enterprise value

    $3.32B
    NMIH enterprise value is $3.32 billion

    Enterprise value Sector rank

    71.59%
    NMIH enterprise value is higher than 71.59% of companies in Financial Services sector

    EV/EBITDA

    EV/EBITDA

    6.28
    NMIH EV/EBITDA is 6.28

    EV/EBITDA Sector rank

    62.98%
    NMIH EV/EBITDA is higher than 62.98% of companies in Financial Services sector

    Financial Health

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    Liquidity

    Current ratio

    7.69
    NMIH annual current ratio is 7.69

    Quick ratio

    -
    NMIH annual quick ratio value is unknown

    Leverage

    Debt to equity

    0.19
    NMIH annual debt to equity ratio is 0.19

    Interest coverage ratio

    13.56
    NMIH annual interest coverage ratio is 13.56

    Risk & Stability

    Piotroski F-Score

    -
    NMIH piotroski f-score value is unknown

    Altman Z-Score

    3.17
    NMIH altman z-score is 3.17

    Analyst ratings

    Recent major analysts updates

    Jul 11, 25 JP Morgan
    Overweight
    Jul 8, 25 Barclays
    Equal-Weight
    Jul 7, 25 Keefe, Bruyette & Woods
    Market Perform
    May 23, 25 Compass Point
    Buy
    Apr 8, 25 Keefe, Bruyette & Woods
    Outperform
    Apr 8, 25 JP Morgan
    Overweight
    Feb 24, 25 Keefe, Bruyette & Woods
    Outperform
    Feb 19, 25 UBS
    Neutral
    Jan 10, 25 UBS
    Neutral
    Jan 8, 25 Keefe, Bruyette & Woods
    Market Perform

    Institutional Ownership

    Screeners with NMIH included

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    • What is the ticker symbol for NMI Holdings, Inc.?
    • Does NMI Holdings, Inc. pay dividends?
    • What sector is NMI Holdings, Inc. in?
    • What industry is NMI Holdings, Inc. in?
    • What country is NMI Holdings, Inc. based in?
    • When did NMI Holdings, Inc. go public?
    • Is NMI Holdings, Inc. in the S&P 500?
    • Is NMI Holdings, Inc. in the NASDAQ 100?
    • Is NMI Holdings, Inc. in the Dow Jones?
    • When was NMI Holdings, Inc.'s last earnings report?
    • When does NMI Holdings, Inc. report earnings?

    What is the ticker symbol for NMI Holdings, Inc.?

    The ticker symbol for NMI Holdings, Inc. is NASDAQ:NMIH

    Does NMI Holdings, Inc. pay dividends?

    No, NMI Holdings, Inc. does not pay dividends

    What sector is NMI Holdings, Inc. in?

    NMI Holdings, Inc. is in the Financial Services sector

    What industry is NMI Holdings, Inc. in?

    NMI Holdings, Inc. is in the Specialty Insurance industry

    What country is NMI Holdings, Inc. based in?

    NMI Holdings, Inc. is headquartered in United States

    When did NMI Holdings, Inc. go public?

    NMI Holdings, Inc.'s initial public offering (IPO) was on November 8, 2013

    Is NMI Holdings, Inc. in the S&P 500?

    No, NMI Holdings, Inc. is not included in the S&P 500 index

    Is NMI Holdings, Inc. in the NASDAQ 100?

    No, NMI Holdings, Inc. is not included in the NASDAQ 100 index

    Is NMI Holdings, Inc. in the Dow Jones?

    No, NMI Holdings, Inc. is not included in the Dow Jones index

    When was NMI Holdings, Inc.'s last earnings report?

    NMI Holdings, Inc.'s most recent earnings report was on April 29, 2025

    When does NMI Holdings, Inc. report earnings?

    The next expected earnings date for NMI Holdings, Inc. is July 29, 2025
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