What is the current annual operating margin of FITB?

As of today, FITB annual operating margin is 24.82%

What is 1-year change in FITB annual operating margin?

FITB annual operating margin is up +14.22% year-over-year

What is 3-year change in FITB annual operating margin?

FITB annual operating margin is down -20.47% over the past 3 years

How far is FITB annual operating margin from its all-time high?

FITB annual operating margin is currently -40.54% below its historical high of 41.74% set on December 31, 2021

How does FITB annual operating margin rank versus sector peers?

FITB annual operating margin is higher than 63.01% of companies in Financial Services sector

When is FITB next annual earnings release?

The next annual earnings release for FITB is on January 19, 2027

What is the current quarterly operating margin of FITB?

As of today, FITB quarterly operating margin is 24.59%

What is FITB quarterly operating margin most recent change?

FITB quarterly operating margin was up +2.33% on September 30, 2026

What is 1-year change in FITB quarterly operating margin?

FITB quarterly operating margin is up +20.19% year-over-year

How far is FITB quarterly operating margin from its all-time high?

FITB quarterly operating margin is currently -62.60% below its historical high of 65.75% set on December 31, 2001

How does FITB quarterly operating margin rank versus sector peers?

FITB quarterly operating margin is higher than 51.01% of companies in Financial Services sector

When is FITB next earnings release?

The next earnings release for FITB is on January 19, 2027

FITB Operating Margin History & Chart Since 1980

Annual Operating Margin

24.82%3.09%+14.22%

December 31, 2025

Summary

Current Value: As of today, FITB annual operating margin is 24.82%, up +14.22% on December 31, 2025
Historical Performance: FITB annual operating margin is down -20.47% over the past 3 years, up +8.91% over the past 5 years
All-Time High Comparison: FITB annual operating margin is currently -40.54% below its historical high of 41.74% set on December 31, 2021
3-Year Low Comparison: FITB annual operating margin is +14.22% above its 3-year low of 21.73% reached on December 31, 2024
Sector Comparison: FITB annual operating margin is higher than 63.01% of companies in Financial Services sector

Operating Margin Chart

beforeafter

Performance

FITB Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Operating Margin	Dec 31, 25	24.82%	+14.2%	-20.5%	+8.9%	+66.0%
Quarterly Operating Margin	Sep 30, 26	24.59%	+20.2%	-2.4%	-45.4%	-49.2%
Price	Oct 29, 26	$54.44	+30.3%	+137.8%	+25.1%	+342.2%
PE Ratio	Oct 29, 26	18.55	+48.5%	+184.1%	+54.2%	+76.0%
Annual Revenue	Dec 31, 25	$12.72B	-4.0%	+32.1%	+63.2%	+87.1%
Annual Operating Profit	Dec 31, 25	$3.21B	+11.5%	+6.9%	+80.8%	+216.0%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Net Margin	Dec 31, 25	19.49%	+11.6%	-23.3%	+6.8%	+76.7%

Operating Margin Highs

FITB Annual Operating Margin Highs Comparison
Period	High	Date	Current
3Y	31.21%	N/A	-20.5%
5Y	41.74%	Dec 31, 21	-40.5%
All	41.74%	Dec 31, 21	-40.5%

Operating Margin Lows

FITB Annual Operating Margin Lows Comparison
Period	Low	Date	Current
3Y	21.73%	Dec 31, 24	+14.2%
5Y	21.73%	Dec 31, 24	+14.2%
All	-18.05%	Dec 31, 08	+237.5%

Operating Margin History

Year	Value	Change
2025	24.82%	+14.2%
2024	21.73%	-6.5%
2023	23.23%	-25.6%
2022	31.21%	-25.2%
2021	41.74%	+83.2%
2020	22.79%	-34.0%
2019	34.55%	+10.7%
2018	31.22%	-18.8%
2017	38.47%	+16.3%
2016	33.09%	-7.1%
2015	35.63%	+2.1%
2014	34.90%	-11.8%
2013	39.55%	+3.4%
2012	38.26%	+31.3%
2011	29.15%	+95.0%
2010	14.95%	+221.8%
2009	-12.27%	+32.0%
2008	-18.05%	-188.9%
2007	20.31%	-1.5%
2006	20.62%	-29.9%
2005	29.42%	-21.4%
2004	37.45%	-5.6%
2003	39.68%	+4.3%

Year	Value	Change
2002	38.05%	+27.5%
2001	29.84%	-5.0%
2000	31.41%	+0.1%
1999	31.38%	+2.1%
1998	30.73%	-2.1%
1997	31.39%	+6.5%
1996	29.48%	+1.3%
1995	29.11%	-6.1%
1994	31.01%	+0.3%
1993	30.93%	-2.6%
1992	31.74%	+41.5%
1991	22.43%	+11.2%
1990	20.17%	+3.6%
1989	19.47%	-12.2%
1988	22.17%	+1.9%
1987	21.76%	+6.4%
1986	20.46%	+8.1%
1985	18.93%	+6.5%
1984	17.77%	-7.2%
1983	19.14%	+14.3%
1982	16.74%	-14.0%
1981	19.47%	-12.8%
1980	22.34%	-

FAQ

What is the current annual operating margin of FITB?: As of today, FITB annual operating margin is 24.82%
What is 1-year change in FITB annual operating margin?: FITB annual operating margin is up +14.22% year-over-year
What is 3-year change in FITB annual operating margin?: FITB annual operating margin is down -20.47% over the past 3 years
How far is FITB annual operating margin from its all-time high?: FITB annual operating margin is currently -40.54% below its historical high of 41.74% set on December 31, 2021
How does FITB annual operating margin rank versus sector peers?: FITB annual operating margin is higher than 63.01% of companies in Financial Services sector
When is FITB next annual earnings release?: The next annual earnings release for FITB is on January 19, 2027

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Quarterly Operating Margin

24.59%0.56%+2.33%

September 30, 2026

Summary

Current Value: As of today, FITB quarterly operating margin is 24.59%, up +2.33% on September 30, 2026
Historical Performance: FITB quarterly operating margin is up +20.19% year-over-year, down -2.38% over the past 3 years
All-Time High Comparison: FITB quarterly operating margin is currently -62.60% below its historical high of 65.75% set on December 31, 2001
3-Year Low Comparison: FITB quarterly operating margin is +351.19% above its 3-year low of 5.45% reached on March 31, 2026
Sector Comparison: FITB quarterly operating margin is higher than 51.01% of companies in Financial Services sector

Performance

FITB Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Operating Margin	Sep 30, 26	24.59%	+2.3%	+20.2%	-2.4%	-45.4%
Annual Operating Margin	Dec 31, 25	24.82%	–	+14.2%	-20.5%	+8.9%
Price	Oct 29, 26	$54.44	-3.8%	+30.3%	+137.8%	+25.1%
PE Ratio	Oct 29, 26	18.55	-3.6%	+48.5%	+184.1%	+54.2%
Quarterly Revenue	Sep 30, 26	$4.51B	+3.8%	+10.1%	+39.0%	+128.4%
Quarterly Operating Profit	Sep 30, 26	$1.11B	+6.2%	+32.4%	+35.6%	+24.8%
Quarterly Gross Margin	Sep 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Net Margin	Sep 30, 26	19.22%	+4.1%	+21.2%	-5.5%	-46.1%

Quarterly Operating Margin Highs

FITB Quarterly Operating Margin Highs Comparison
Period	High	Date	Current
1Y	30.47%	Dec 31, 25	-19.3%
3Y	30.47%	Dec 31, 25	-19.3%
5Y	45.01%	N/A	-45.4%
All	65.75%	Dec 31, 01	-62.6%

Quarterly Operating Margin Lows

FITB Quarterly Operating Margin Lows Comparison
Period	Low	Date	Current
1Y	5.45%	Mar 31, 26	+351.2%
3Y	5.45%	Mar 31, 26	+351.2%
5Y	5.45%	Mar 31, 26	+351.2%
All	-75.96%	Dec 31, 08	+132.4%

Quarterly Operating Margin History

Month	Value	Change
Sep 2026	24.59%	+2.3%
Jun 2026	24.03%	+340.9%
Mar 2026	5.45%	-82.1%
Dec 2025	30.47%	+48.9%
Sep 2025	20.46%	-20.3%
Jun 2025	25.66%	+26.2%
Mar 2025	20.34%	-13.9%
Dec 2024	23.61%	+15.0%
Sep 2024	20.53%	-16.8%
Jun 2024	24.69%	+27.1%
Mar 2024	19.43%	+3.3%
Dec 2023	18.81%	-25.3%
Sep 2023	25.19%	+12.5%
Jun 2023	22.40%	-2.9%
Mar 2023	23.06%	-24.8%
Dec 2022	30.67%	-10.2%
Sep 2022	34.14%	+13.1%
Jun 2022	30.19%	+4.6%
Mar 2022	28.85%	-32.6%
Dec 2021	42.79%	-4.9%
Sep 2021	45.01%	-0.3%
Jun 2021	45.15%	+6.0%
Mar 2021	42.60%	+20.0%
Dec 2020	35.49%	-6.0%
Sep 2020	37.76%	+156.0%
Jun 2020	14.75%	+200.4%
Mar 2020	4.91%	-85.7%
Dec 2019	34.24%	+8.6%
Sep 2019	31.52%	-0.3%
Jun 2019	31.60%	-22.1%
Mar 2019	40.57%	+4.3%
Dec 2018	38.90%	+37.3%
Sep 2018	28.34%	-25.2%
Jun 2018	37.91%	+43.9%
Mar 2018	26.35%	-22.1%
Dec 2017	33.81%	-39.6%
Sep 2017	56.02%	+75.8%
Jun 2017	31.87%	+22.7%
Mar 2017	25.97%	-15.4%
Dec 2016	30.69%	-23.2%
Sep 2016	39.97%	+39.8%
Jun 2016	28.60%	-8.2%
Mar 2016	31.15%	-17.7%
Dec 2015	37.87%	+4.4%
Sep 2015	36.29%	+7.8%
Jun 2015	33.67%	-4.3%
Mar 2015	35.19%	-20.9%
Dec 2014	44.47%	+51.6%
Sep 2014	29.34%	-11.8%
Jun 2014	33.27%	+17.9%
Mar 2014	28.22%	-28.4%
Dec 2013	39.42%	+13.5%
Sep 2013	34.74%	-25.4%
Jun 2013	46.56%	+33.8%
Mar 2013	34.80%	-18.1%
Dec 2012	42.48%	+25.8%
Sep 2012	33.76%	-11.6%

Month	Value	Change
Jun 2012	38.21%	+1.1%
Mar 2012	37.79%	+40.5%
Dec 2011	26.89%	-44.4%
Sep 2011	48.39%	+11.9%
Jun 2011	43.26%	+117.6%
Mar 2011	19.88%	-32.5%
Dec 2010	29.46%	+8.7%
Sep 2010	27.10%	+31.7%
Jun 2010	20.57%	+1,362.0%
Mar 2010	-1.63%	+83.5%
Dec 2009	-9.87%	-44.1%
Sep 2009	-6.85%	+62.3%
Jun 2009	-18.17%	-36.8%
Mar 2009	-13.28%	+82.5%
Dec 2008	-75.96%	-1,166.0%
Sep 2008	-6.00%	-47.1%
Jun 2008	-4.08%	-130.1%
Mar 2008	13.55%	+59.4%
Dec 2007	8.50%	-63.7%
Sep 2007	23.44%	+1.4%
Jun 2007	23.11%	-3.0%
Mar 2007	23.82%	+321.6%
Dec 2006	5.65%	-76.2%
Sep 2006	23.70%	-5.3%
Jun 2006	25.02%	-3.4%
Mar 2006	25.89%	+10.7%
Dec 2005	23.39%	-20.0%
Sep 2005	29.25%	-9.1%
Jun 2005	32.17%	-4.3%
Mar 2005	33.60%	+614.9%
Dec 2004	4.70%	-88.8%
Sep 2004	41.96%	+33.4%
Jun 2004	31.45%	-20.7%
Mar 2004	39.64%	+3.9%
Dec 2003	38.16%	-3.9%
Sep 2003	39.69%	-5.7%
Jun 2003	42.11%	+6.2%
Mar 2003	39.65%	-10.1%
Dec 2002	44.10%	+19.6%
Sep 2002	36.87%	-4.7%
Jun 2002	38.67%	+1.0%
Mar 2002	38.28%	-41.8%
Dec 2001	65.75%	+98.8%
Sep 2001	33.07%	+137.1%
Jun 2001	13.95%	-57.2%
Mar 2001	32.56%	+4.1%
Dec 2000	31.28%	+1.5%
Sep 2000	30.81%	+3.7%
Jun 2000	29.71%	-2.9%
Mar 2000	30.61%	-12.7%
Sep 1999	35.07%	+1.6%
Jun 1999	34.52%	+1.2%
Mar 1999	34.12%	+2.0%
Dec 1998	33.44%	+1.3%
Sep 1998	33.01%	+20.2%
Jun 1998	27.46%	-13.3%
Mar 1998	31.69%	-

FAQ

What is the current quarterly operating margin of FITB?: As of today, FITB quarterly operating margin is 24.59%
What is FITB quarterly operating margin most recent change?: FITB quarterly operating margin was up +2.33% on September 30, 2026
What is 1-year change in FITB quarterly operating margin?: FITB quarterly operating margin is up +20.19% year-over-year
How far is FITB quarterly operating margin from its all-time high?: FITB quarterly operating margin is currently -62.60% below its historical high of 65.75% set on December 31, 2001
How does FITB quarterly operating margin rank versus sector peers?: FITB quarterly operating margin is higher than 51.01% of companies in Financial Services sector
When is FITB next earnings release?: The next earnings release for FITB is on January 19, 2027

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Data Sources & References

FITB Official Website www.53.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/35527/000003552726000013/0000035527-26-000013-index.htm
FITB Profile on Yahoo Finance finance.yahoo.com/quote/FITB
FITB Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/fitb