What is the current annual operating margin of FCNCA?

As of today, FCNCA annual operating margin is 21.37%

What is 1-year change in FCNCA annual operating margin?

FCNCA annual operating margin is down -15.43% year-over-year

What is 3-year change in FCNCA annual operating margin?

FCNCA annual operating margin is down -4.38% over the past 3 years

How far is FCNCA annual operating margin from its all-time high?

FCNCA annual operating margin is currently -41.18% below its historical high of 36.33% set on December 31, 2021

How does FCNCA annual operating margin rank versus sector peers?

FCNCA annual operating margin is higher than 51.70% of companies in Financial Services sector

When is FCNCA next annual earnings release?

The next annual earnings release for FCNCA is on January 22, 2027

What is the current quarterly operating margin of FCNCA?

As of today, FCNCA quarterly operating margin is 17.10%

What is FCNCA quarterly operating margin most recent change?

FCNCA quarterly operating margin was down -14.71% on September 30, 2026

What is 1-year change in FCNCA quarterly operating margin?

FCNCA quarterly operating margin is down -18.88% year-over-year

How far is FCNCA quarterly operating margin from its all-time high?

FCNCA quarterly operating margin is currently -76.21% below its historical high of 71.87% set on December 1, 2001

How does FCNCA quarterly operating margin rank versus sector peers?

FCNCA quarterly operating margin is higher than 35.70% of companies in Financial Services sector

When is FCNCA next earnings release?

The next earnings release for FCNCA is on January 22, 2027

FCNCA Operating Margin History & Chart Since 1984

Annual Operating Margin

21.37%3.90%-15.43%

December 31, 2025

Summary

Current Value: As of today, FCNCA annual operating margin is 21.37%, down -15.43% on December 31, 2025
Historical Performance: FCNCA annual operating margin is down -4.38% over the past 3 years, down -31.73% over the past 5 years
All-Time High Comparison: FCNCA annual operating margin is currently -41.18% below its historical high of 36.33% set on December 31, 2021
3-Year Low Comparison: FCNCA annual operating margin is at its 3-year low
Sector Comparison: FCNCA annual operating margin is higher than 51.70% of companies in Financial Services sector

Operating Margin Chart

beforeafter

Performance

FCNCA Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Operating Margin	Dec 31, 25	21.37%	-15.4%	-4.4%	-31.7%	+63.1%
Quarterly Operating Margin	Sep 30, 26	17.10%	-18.9%	-42.2%	-48.4%	+28.4%
Price	Nov 6, 26	$2,273.74	+25.0%	+64.1%	+171.9%	+1297.7%
PE Ratio	Nov 6, 26	11.65	+8.4%	+543.6%	-22.9%	+33.9%
Annual Revenue	Dec 31, 25	$14.47B	-3.1%	+183.6%	+649.9%	+1031.2%
Annual Operating Profit	Dec 31, 25	$3.09B	-18.1%	+171.1%	+411.9%	+1744.7%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Net Margin	Dec 31, 25	15.25%	-18.0%	-29.2%	-40.2%	+1.1%

Operating Margin Highs

FCNCA Annual Operating Margin Highs Comparison
Period	High	Date	Current
3Y	25.27%	Dec 31, 24	-15.4%
5Y	36.33%	Dec 31, 21	-41.2%
All	36.33%	Dec 31, 21	-41.2%

Operating Margin Lows

FCNCA Annual Operating Margin Lows Comparison
Period	Low	Date	Current
3Y	21.37%	Dec 31, 25	at low
5Y	21.37%	Dec 31, 25	at low
All	7.59%	Dec 1, 09	+181.6%

Operating Margin History

Year	Value	Change
2025	21.37%	-15.4%
2024	25.27%	+17.6%
2023	21.49%	-3.8%
2022	22.35%	-38.5%
2021	36.33%	+16.1%
2020	31.30%	-4.5%
2019	32.78%	+12.2%
2018	29.22%	+10.3%
2017	26.49%	+10.5%
2016	23.97%	+9.7%
2015	21.86%	+11.4%
2014	19.63%	-20.7%
2013	24.74%	+65.3%
2012	14.97%	+24.5%
2011	12.02%	-8.2%
2010	13.10%	+72.6%
2009	7.59%	-38.8%
2008	12.41%	-11.2%
2007	13.97%	-21.3%
2006	17.75%	-7.7%
2005	19.23%	+19.9%

Year	Value	Change
2004	16.04%	+8.3%
2003	14.81%	-16.7%
2002	17.78%	+24.8%
2001	14.25%	+11.4%
2000	12.79%	-18.9%
1999	15.78%	+9.1%
1998	14.46%	-9.7%
1997	16.01%	+0.4%
1996	15.95%	+2.9%
1995	15.50%	-8.6%
1994	16.95%	-9.3%
1993	18.69%	+12.2%
1992	16.66%	+89.7%
1991	8.78%	-12.4%
1990	10.02%	-6.7%
1989	10.74%	+8.2%
1988	9.93%	-25.1%
1987	13.26%	+4.8%
1986	12.65%	-9.1%
1985	13.92%	+3.1%
1984	13.50%	-

FAQ

What is the current annual operating margin of FCNCA?: As of today, FCNCA annual operating margin is 21.37%
What is 1-year change in FCNCA annual operating margin?: FCNCA annual operating margin is down -15.43% year-over-year
What is 3-year change in FCNCA annual operating margin?: FCNCA annual operating margin is down -4.38% over the past 3 years
How far is FCNCA annual operating margin from its all-time high?: FCNCA annual operating margin is currently -41.18% below its historical high of 36.33% set on December 31, 2021
How does FCNCA annual operating margin rank versus sector peers?: FCNCA annual operating margin is higher than 51.70% of companies in Financial Services sector
When is FCNCA next annual earnings release?: The next annual earnings release for FCNCA is on January 22, 2027

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Quarterly Operating Margin

17.10%2.95%-14.71%

September 30, 2026

Summary

Current Value: As of today, FCNCA quarterly operating margin is 17.10%, down -14.71% on September 30, 2026
Historical Performance: FCNCA quarterly operating margin is down -18.88% year-over-year, down -42.23% over the past 3 years
All-Time High Comparison: FCNCA quarterly operating margin is currently -76.21% below its historical high of 71.87% set on December 1, 2001
3-Year Low Comparison: FCNCA quarterly operating margin is at its 3-year low
Sector Comparison: FCNCA quarterly operating margin is higher than 35.70% of companies in Financial Services sector

Performance

FCNCA Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Operating Margin	Sep 30, 26	17.10%	-14.7%	-18.9%	-42.2%	-48.4%
Annual Operating Margin	Dec 31, 25	21.37%	–	-15.4%	-4.4%	-31.7%
Price	Nov 6, 26	$2,273.74	+2.5%	+25.0%	+64.1%	+171.9%
PE Ratio	Nov 6, 26	11.65	-1.9%	+8.4%	+543.6%	-22.9%
Quarterly Revenue	Sep 30, 26	$3.73B	+3.5%	+1.4%	+0.8%	+680.7%
Quarterly Operating Profit	Sep 30, 26	$638.00M	-11.8%	-17.8%	-41.8%	+302.9%
Quarterly Gross Margin	Sep 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Net Margin	Sep 30, 26	16.24%	-12.9%	+5.3%	-20.0%	-37.4%

Quarterly Operating Margin Highs

FCNCA Quarterly Operating Margin Highs Comparison
Period	High	Date	Current
1Y	23.05%	Dec 31, 25	-25.8%
3Y	29.60%	N/A	-42.2%
5Y	33.13%	N/A	-48.4%
All	71.87%	Dec 1, 01	-76.2%

Quarterly Operating Margin Lows

FCNCA Quarterly Operating Margin Lows Comparison
Period	Low	Date	Current
1Y	17.10%	Sep 30, 26	at low
3Y	17.10%	Sep 30, 26	at low
5Y	-16.63%	Mar 31, 23	+202.8%
All	-16.63%	Mar 31, 23	+202.8%

Quarterly Operating Margin History

Month	Value	Change
Sep 2026	17.10%	-14.7%
Jun 2026	20.05%	-1.5%
Mar 2026	20.36%	-11.7%
Dec 2025	23.05%	+9.3%
Sep 2025	21.08%	-3.3%
Jun 2025	21.80%	+11.9%
Mar 2025	19.48%	-8.9%
Dec 2024	21.38%	-11.5%
Sep 2024	24.15%	-10.7%
Jun 2024	27.05%	-5.0%
Mar 2024	28.46%	+16.7%
Dec 2023	24.38%	-17.6%
Sep 2023	29.60%	+0.9%
Jun 2023	29.34%	+276.4%
Mar 2023	-16.63%	-158.1%
Dec 2022	28.60%	-13.1%
Sep 2022	32.93%	+5.4%
Jun 2022	31.24%	+1,073.2%
Mar 2022	-3.21%	-109.7%
Dec 2021	33.09%	-0.1%
Sep 2021	33.13%	-17.8%
Jun 2021	40.32%	+4.2%
Mar 2021	38.70%	+9.6%
Dec 2020	35.31%	+0.7%
Sep 2020	35.08%	-2.1%
Jun 2020	35.84%	+113.7%
Mar 2020	16.77%	-43.4%
Dec 2019	29.61%	-14.1%
Sep 2019	34.48%	+0.7%
Jun 2019	34.23%	+4.5%
Mar 2019	32.76%	+16.8%
Dec 2018	28.04%	-12.3%
Sep 2018	31.97%	+5.5%
Jun 2018	30.30%	+14.5%
Mar 2018	26.47%	+16.9%
Dec 2017	22.64%	-13.5%
Sep 2017	26.16%	+3.5%
Jun 2017	25.28%	-3.1%
Mar 2017	26.08%	+29.6%
Dec 2016	20.13%	-11.0%
Sep 2016	22.62%	-19.6%
Jun 2016	28.15%	+19.2%
Mar 2016	23.61%	+15.7%
Dec 2015	20.40%	-21.3%
Sep 2015	25.91%	+23.3%
Jun 2015	21.01%	+6.5%
Mar 2015	19.72%	-1.0%
Dec 2014	19.91%	+21.5%
Sep 2014	16.39%	-4.2%
Jun 2014	17.11%	+13.4%
Mar 2014	15.09%	-6.2%
Dec 2013	16.08%	-35.8%
Sep 2013	25.06%	-3.1%
Jun 2013	25.86%	-13.1%
Mar 2013	29.77%	+227.9%
Dec 2012	9.08%	-52.7%
Sep 2012	19.18%	+23.1%
Jun 2012	15.58%	-7.8%
Mar 2012	16.90%	+36.2%
Dec 2011	12.41%	-6.8%
Sep 2011	13.32%	+33.2%

Month	Value	Change
Jun 2011	10.00%	-10.2%
Mar 2011	11.13%	-10.1%
Dec 2010	12.38%	+2.5%
Sep 2010	12.08%	-14.6%
Jun 2010	14.15%	+5.5%
Mar 2010	13.41%	+25.9%
Dec 2009	10.65%	+0.3%
Sep 2009	10.62%	+209.6%
Jun 2009	3.43%	-29.9%
Mar 2009	4.89%	-28.9%
Dec 2008	6.88%	-34.6%
Sep 2008	10.52%	-28.8%
Jun 2008	14.78%	-11.9%
Mar 2008	16.77%	+28.6%
Dec 2007	13.04%	+18.8%
Sep 2007	10.98%	-32.7%
Jun 2007	16.31%	+3.9%
Mar 2007	15.70%	-6.6%
Dec 2006	16.81%	-6.8%
Sep 2006	18.03%	-2.6%
Jun 2006	18.51%	-64.1%
Mar 2006	51.50%	+193.9%
Dec 2005	17.52%	-8.9%
Sep 2005	19.23%	-8.9%
Jun 2005	21.11%	+9.9%
Mar 2005	19.20%	+2.2%
Dec 2004	18.79%	+9.8%
Sep 2004	17.11%	+27.5%
Jun 2004	13.42%	-15.3%
Mar 2004	15.85%	+35.1%
Dec 2003	11.73%	-21.5%
Sep 2003	14.95%	+2.6%
Jun 2003	14.57%	-4.0%
Mar 2003	15.18%	+0.5%
Dec 2002	15.10%	-10.9%
Sep 2002	16.94%	-2.3%
Jun 2002	17.33%	+1.8%
Mar 2002	17.03%	-76.3%
Dec 2001	71.87%	+406.5%
Sep 2001	14.19%	-2.4%
Jun 2001	14.54%	+12.5%
Mar 2001	12.92%	-27.7%
Dec 2000	17.88%	-44.1%
Sep 2000	31.96%	+97.9%
Jun 2000	16.15%	+6.3%
Mar 2000	15.20%	+14.8%
Dec 1999	13.24%	-28.2%
Sep 1999	18.44%	+13.6%
Jun 1999	16.23%	+4.6%
Mar 1999	15.52%	-0.6%
Dec 1998	15.62%	+7.9%
Sep 1998	14.47%	+2.3%
Jun 1998	14.14%	+4.7%
Mar 1998	13.51%	-73.8%
Dec 1997	51.53%	-2.1%
Sep 1997	52.61%	-2.5%
Jun 1997	53.94%	-1.5%
Mar 1997	54.77%	+0.9%
Sep 1996	54.29%	+1.2%
Jun 1996	53.67%	+3.6%
Mar 1996	51.82%	-

FAQ

What is the current quarterly operating margin of FCNCA?: As of today, FCNCA quarterly operating margin is 17.10%
What is FCNCA quarterly operating margin most recent change?: FCNCA quarterly operating margin was down -14.71% on September 30, 2026
What is 1-year change in FCNCA quarterly operating margin?: FCNCA quarterly operating margin is down -18.88% year-over-year
How far is FCNCA quarterly operating margin from its all-time high?: FCNCA quarterly operating margin is currently -76.21% below its historical high of 71.87% set on December 1, 2001
How does FCNCA quarterly operating margin rank versus sector peers?: FCNCA quarterly operating margin is higher than 35.70% of companies in Financial Services sector
When is FCNCA next earnings release?: The next earnings release for FCNCA is on January 22, 2027

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Data Sources & References

FCNCA Official Website www.firstcitizens.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/798941/000079894126000010/0000798941-26-000010-index.htm
FCNCA Profile on Yahoo Finance finance.yahoo.com/quote/FCNCA
FCNCA Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/fcnca