What is the current annual net margin of FCNCA?

As of today, FCNCA annual net margin is 15.25%

What is 1-year change in FCNCA annual net margin?

FCNCA annual net margin is down -18.01% year-over-year

What is 3-year change in FCNCA annual net margin?

FCNCA annual net margin is down -29.17% over the past 3 years

How far is FCNCA annual net margin from its all-time high?

FCNCA annual net margin is currently -83.17% below its historical high of 90.63% set on December 31, 2023

How does FCNCA annual net margin rank versus sector peers?

FCNCA annual net margin is higher than 49.60% of companies in Financial Services sector

When is FCNCA next annual earnings release?

The next annual earnings release for FCNCA is on January 22, 2027

What is the current quarterly net margin of FCNCA?

As of today, FCNCA quarterly net margin is 16.24%

What is FCNCA quarterly net margin most recent change?

FCNCA quarterly net margin was down -12.88% on September 30, 2026

What is 1-year change in FCNCA quarterly net margin?

FCNCA quarterly net margin is up +5.25% year-over-year

How far is FCNCA quarterly net margin from its all-time high?

FCNCA quarterly net margin is currently -58.25% below its historical high of 38.90% set on March 1, 2010

How does FCNCA quarterly net margin rank versus sector peers?

FCNCA quarterly net margin is higher than 47.50% of companies in Financial Services sector

When is FCNCA next earnings release?

The next earnings release for FCNCA is on January 22, 2027

FCNCA Net Margin History & Chart Since 1984

Annual Net Margin

15.25%3.35%-18.01%

December 31, 2025

Summary

Current Value: As of today, FCNCA annual net margin is 15.25%, down -18.01% on December 31, 2025
Historical Performance: FCNCA annual net margin is down -29.17% over the past 3 years, down -40.17% over the past 5 years
All-Time High Comparison: FCNCA annual net margin is currently -83.17% below its historical high of 90.63% set on December 31, 2023
3-Year Low Comparison: FCNCA annual net margin is at its 3-year low
Sector Comparison: FCNCA annual net margin is higher than 49.60% of companies in Financial Services sector

Net Margin Chart

beforeafter

Performance

FCNCA Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 25	15.25%	-18.0%	-29.2%	-40.2%	+1.1%
Quarterly Net Margin	Sep 30, 26	16.24%	+5.3%	-20.0%	-37.4%	-33.1%
Price	Nov 6, 26	$2,273.74	+25.0%	+64.1%	+171.9%	+1297.7%
PE Ratio	Nov 6, 26	11.65	+8.4%	+543.6%	-22.9%	+33.9%
Annual Revenue	Dec 31, 25	$14.47B	-3.1%	+183.6%	+649.9%	+1031.2%
Annual Net Income	Dec 31, 25	$2.21B	-20.6%	+100.9%	+348.6%	+1042.7%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Dec 31, 25	21.37%	-15.4%	-4.4%	-31.7%	+63.1%

Net Margin Highs

FCNCA Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	90.63%	Dec 31, 23	-83.2%
5Y	90.63%	Dec 31, 23	-83.2%
All	90.63%	Dec 31, 23	-83.2%

Net Margin Lows

FCNCA Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	15.25%	Dec 31, 25	at low
5Y	15.25%	Dec 31, 25	at low
All	5.93%	Dec 1, 91	+157.2%

Net Margin History

Year	Value	Change
2025	15.25%	-18.0%
2024	18.60%	-79.5%
2023	90.63%	+320.9%
2022	21.53%	-24.2%
2021	28.39%	+11.4%
2020	25.49%	+0.4%
2019	25.40%	+1.8%
2018	24.95%	+12.5%
2017	22.18%	+42.5%
2016	15.57%	+2.0%
2015	15.27%	+21.7%
2014	12.55%	-18.2%
2013	15.35%	+48.2%
2012	10.36%	-29.4%
2011	14.67%	-2.8%
2010	15.09%	+35.5%
2009	11.14%	+37.9%
2008	8.08%	-10.8%
2007	9.06%	-20.9%
2006	11.45%	-5.8%
2005	12.15%	+25.3%

Year	Value	Change
2004	9.70%	-3.4%
2003	10.04%	-11.3%
2002	11.32%	+20.3%
2001	9.41%	-17.7%
2000	11.43%	+11.0%
1999	10.30%	+11.1%
1998	9.27%	-9.6%
1997	10.26%	-0.1%
1996	10.27%	+1.7%
1995	10.10%	-9.0%
1994	11.10%	-10.0%
1993	12.34%	+10.8%
1992	11.14%	+87.9%
1991	5.93%	-12.1%
1990	6.75%	-6.8%
1989	7.24%	+7.7%
1988	6.72%	-22.0%
1987	8.62%	+8.7%
1986	7.93%	-11.0%
1985	8.91%	-0.4%
1984	8.95%	-

FAQ

What is the current annual net margin of FCNCA?: As of today, FCNCA annual net margin is 15.25%
What is 1-year change in FCNCA annual net margin?: FCNCA annual net margin is down -18.01% year-over-year
What is 3-year change in FCNCA annual net margin?: FCNCA annual net margin is down -29.17% over the past 3 years
How far is FCNCA annual net margin from its all-time high?: FCNCA annual net margin is currently -83.17% below its historical high of 90.63% set on December 31, 2023
How does FCNCA annual net margin rank versus sector peers?: FCNCA annual net margin is higher than 49.60% of companies in Financial Services sector
When is FCNCA next annual earnings release?: The next annual earnings release for FCNCA is on January 22, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Quarterly Net Margin

16.24%2.40%-12.88%

September 30, 2026

Summary

Current Value: As of today, FCNCA quarterly net margin is 16.24%, down -12.88% on September 30, 2026
Historical Performance: FCNCA quarterly net margin is up +5.25% year-over-year, down -20.04% over the past 3 years
All-Time High Comparison: FCNCA quarterly net margin is currently -58.25% below its historical high of 38.90% set on March 1, 2010
3-Year Low Comparison: FCNCA quarterly net margin is +18.71% above its 3-year low of 13.68% reached on March 31, 2025
Sector Comparison: FCNCA quarterly net margin is higher than 47.50% of companies in Financial Services sector

Performance

FCNCA Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Sep 30, 26	16.24%	-12.9%	+5.3%	-20.0%	-37.4%
Annual Net Margin	Dec 31, 25	15.25%	–	-18.0%	-29.2%	-40.2%
Price	Nov 6, 26	$2,273.74	+2.5%	+25.0%	+64.1%	+171.9%
PE Ratio	Nov 6, 26	11.65	-1.9%	+8.4%	+543.6%	-22.9%
Quarterly Revenue	Sep 30, 26	$3.73B	+3.5%	+1.4%	+0.8%	+680.7%
Quarterly Net Income	Sep 30, 26	$606.00M	-9.8%	+6.7%	-19.4%	+388.4%
Quarterly Gross Margin	Sep 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Sep 30, 26	17.10%	-14.7%	-18.9%	-42.2%	-48.4%

Quarterly Net Margin Highs

FCNCA Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	18.64%	Jun 30, 26	-12.9%
3Y	20.31%	N/A	-20.0%
5Y	25.96%	N/A	-37.4%
All	38.90%	Mar 1, 10	-58.3%

Quarterly Net Margin Lows

FCNCA Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	15.38%	Mar 31, 26	+5.6%
3Y	13.68%	Mar 31, 25	+18.7%
5Y	13.68%	Mar 31, 25	+18.7%
All	2.48%	Jun 1, 09	+554.8%

Quarterly Net Margin History

Month	Value	Change
Sep 2026	16.24%	-12.9%
Jun 2026	18.64%	+21.2%
Mar 2026	15.38%	-3.5%
Dec 2025	15.93%	+3.2%
Sep 2025	15.43%	-3.0%
Jun 2025	15.91%	+16.3%
Mar 2025	13.68%	-28.1%
Dec 2024	19.02%	+12.6%
Sep 2024	16.89%	-10.0%
Jun 2024	18.77%	-4.9%
Mar 2024	19.74%	+43.4%
Dec 2023	13.77%	-32.2%
Sep 2023	20.31%	+5.8%
Jun 2023	19.20%	+9.5%
Dec 2022	17.54%	-25.6%
Sep 2022	23.58%	+8.9%
Jun 2022	21.65%	-10.4%
Mar 2022	24.17%	-5.4%
Dec 2021	25.55%	-1.6%
Sep 2021	25.96%	-17.0%
Jun 2021	31.27%	+1.7%
Mar 2021	30.74%	+11.4%
Dec 2020	27.60%	-6.8%
Sep 2020	29.61%	+0.1%
Jun 2020	29.57%	+120.8%
Mar 2020	13.39%	-40.4%
Dec 2019	22.45%	-17.8%
Sep 2019	27.32%	+3.7%
Jun 2019	26.35%	+3.5%
Mar 2019	25.46%	+17.6%
Dec 2018	21.65%	-25.2%
Sep 2018	28.96%	+24.6%
Jun 2018	23.25%	-10.6%
Mar 2018	26.02%	+80.7%
Dec 2017	14.40%	-19.7%
Sep 2017	17.93%	-51.6%
Jun 2017	37.06%	+88.8%
Mar 2017	19.63%	+37.9%
Dec 2016	14.23%	-1.0%
Sep 2016	14.37%	-22.0%
Jun 2016	18.42%	+21.7%
Mar 2016	15.14%	+19.2%
Dec 2015	12.70%	-19.0%
Sep 2015	15.67%	+24.4%
Jun 2015	12.60%	-33.0%
Mar 2015	18.81%	+0.9%
Dec 2014	18.64%	+79.4%
Sep 2014	10.39%	-2.6%
Jun 2014	10.67%	+15.0%
Mar 2014	9.28%	-10.6%
Dec 2013	10.38%	-32.6%
Sep 2013	15.41%	-6.1%
Jun 2013	16.41%	-14.1%
Mar 2013	19.10%	+214.7%
Dec 2012	6.07%	-52.4%
Sep 2012	12.74%	+4.9%
Jun 2012	12.14%	+9.0%
Mar 2012	11.14%	+37.7%
Dec 2011	8.09%	-66.7%
Sep 2011	24.27%	+271.1%
Jun 2011	6.54%	-66.1%
Mar 2011	19.28%	+124.4%
Dec 2010	8.59%	+10.7%
Sep 2010	7.76%	-15.8%
Jun 2010	9.22%	-76.3%
Mar 2010	38.90%	+483.2%
Dec 2009	6.67%	-78.4%
Sep 2009	30.85%	+1,144.0%
Jun 2009	2.48%	-28.1%
Mar 2009	3.45%	-28.4%
Dec 2008	4.82%	-31.8%

Month	Value	Change
Sep 2008	7.07%	-24.1%
Jun 2008	9.31%	-13.5%
Mar 2008	10.76%	+26.4%
Dec 2007	8.51%	+16.4%
Sep 2007	7.31%	-29.7%
Jun 2007	10.40%	+3.1%
Mar 2007	10.09%	-12.0%
Dec 2006	11.47%	+0.1%
Sep 2006	11.46%	-1.6%
Jun 2006	11.65%	+3.9%
Mar 2006	11.21%	+0.4%
Dec 2005	11.16%	-10.0%
Sep 2005	12.40%	-5.7%
Jun 2005	13.15%	+10.2%
Mar 2005	11.93%	-1.6%
Dec 2004	12.13%	+40.2%
Sep 2004	8.65%	+2.2%
Jun 2004	8.46%	-9.6%
Mar 2004	9.36%	0.0%
Dec 2003	9.36%	-9.9%
Sep 2003	10.39%	-4.8%
Jun 2003	10.91%	+11.8%
Mar 2003	9.76%	-0.5%
Dec 2002	9.81%	-9.9%
Sep 2002	10.89%	-2.5%
Jun 2002	11.17%	+1.3%
Mar 2002	11.03%	+14.9%
Dec 2001	9.60%	+6.2%
Sep 2001	9.04%	-2.5%
Jun 2001	9.27%	-1.9%
Mar 2001	9.45%	-6.0%
Dec 2000	10.05%	-30.6%
Sep 2000	14.49%	+45.9%
Jun 2000	9.93%	+4.5%
Mar 2000	9.50%	-2.6%
Dec 1999	9.75%	-15.0%
Sep 1999	11.47%	+10.8%
Jun 1999	10.35%	+5.2%
Mar 1999	9.84%	-2.9%
Dec 1998	10.13%	+8.5%
Sep 1998	9.34%	+1.1%
Jun 1998	9.24%	+7.1%
Mar 1998	8.63%	-25.3%
Dec 1997	11.56%	-11.6%
Sep 1997	13.07%	+4.1%
Jun 1997	12.55%	+3.2%
Mar 1997	12.16%	+31.3%
Sep 1996	9.26%	-25.0%
Jun 1996	12.35%	-4.9%
Mar 1996	12.99%	-30.5%
Dec 1995	18.69%	+1.7%
Sep 1995	18.37%	+22.1%
Jun 1995	15.04%	+0.6%
Mar 1995	14.95%	-7.2%
Dec 1994	16.11%	-6.6%
Sep 1994	17.25%	-1.5%
Jun 1994	17.52%	+18.9%
Mar 1994	14.73%	-10.7%
Dec 1993	16.50%	+0.4%
Sep 1993	16.43%	-12.4%
Jun 1993	18.75%	-4.2%
Mar 1993	19.57%	+22.5%
Dec 1992	15.98%	-15.1%
Sep 1992	18.82%	+2.8%
Jun 1992	18.31%	+5.4%
Mar 1992	17.37%	+41.9%
Dec 1991	12.24%	-15.1%
Sep 1991	14.42%	+21.7%
Jun 1991	11.85%	+43.5%
Mar 1991	8.26%	-

FAQ

What is the current quarterly net margin of FCNCA?: As of today, FCNCA quarterly net margin is 16.24%
What is FCNCA quarterly net margin most recent change?: FCNCA quarterly net margin was down -12.88% on September 30, 2026
What is 1-year change in FCNCA quarterly net margin?: FCNCA quarterly net margin is up +5.25% year-over-year
How far is FCNCA quarterly net margin from its all-time high?: FCNCA quarterly net margin is currently -58.25% below its historical high of 38.90% set on March 1, 2010
How does FCNCA quarterly net margin rank versus sector peers?: FCNCA quarterly net margin is higher than 47.50% of companies in Financial Services sector
When is FCNCA next earnings release?: The next earnings release for FCNCA is on January 22, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Data Sources & References

FCNCA Official Website www.firstcitizens.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/798941/000079894126000010/0000798941-26-000010-index.htm
FCNCA Profile on Yahoo Finance finance.yahoo.com/quote/FCNCA
FCNCA Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/fcnca