COFS logo

COFS

Profile

Full Name

ChoiceOne Financial Services, Inc.

Ticker Symbol

COFS

Exchange

NASDAQ

Sector

Financial Services

Industry

Banks - Regional

Country

United States

IPO

June 21, 2001

Indexes

Not included

Website

http://www.choiceone.bank

Employees

336

Key Details

Price

$26.15(+3.12%)

Market cap

$393.23M(Small cap)

Last Dividend

$0.28

TTM Dividend yield

4.21%

Annual revenue

$92.44M(+14.41% YoY)

Annual EPS

$3.25(+15.25% YoY)

PE ratio

8.05

Next earnings date

Apr 24, 2025

Next ex-dividend date

N/A

Next split date

N/A

Price

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Current Price

$26.15
COFS price is $26.15

30-Day Relative Volume

0.74
COFS 30-day relative volume is 0.74

Price Performance

Price Most recent change

+3.12%
COFS price was up +3.12% on Apr 15, 2025

Price YTD change

-26.63%
COFS price is down -26.63% since January 1st

Price 1-year change

+15.15%
COFS price is up +15.15% year-on-year

Price 3-year change

+6.82%
COFS price is up +6.82% over the past 3 years

Price Range

Price All-time high

$38.15
COFS price is currently -31.45% below its historical high of $38.15

Price 3-year low

$15.84
COFS price is currently +65.09% above its 3-year low

Capitalization

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Market cap

Market cap

$393.23M
COFS market capitalization is $393.23 million

Market cap 3-year change

+114.47%
COFS market capitalization is up +114.47% over the past 3 years

Market cap All-time high

$478.05M
COFS market capitalization is currently -17.74% below its historical high of $478.05 million

Market cap sector rank

43.93%
COFS market capitalization is higher than 43.93% of companies in Financial Services sector

Shares Outstanding

Shares Outstanding 1-Year Change

+98.91%
COFS shares outstanding is up +98.91% year-on-year

Shares Outstanding 3-Year Change

+100.77%
COFS shares outstanding is up +100.77% over the past 3 years

Technical Indicators

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Beta

0.71
COFS beta is 0.71

200-day SMA

$31.35
COFS price is currently -16.59% below its 200-day simple moving average

50-day SMA

$29.89
COFS price is currently -12.50% below its 50-day simple moving average

RSI

35.45
COFS 14-day relative strength index is 35.45

Volume

0.74
COFS 30-day relative volume is 0.74

ATR

$1.23
COFS average true range is $1.23

10-day Historical Volatility

53.97%
COFS 10-day historical volatility is 53.97%

Dividend

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Events

Last Paid Dividend

$0.28
COFS last dividend was $0.28 per share, with an ex-dividend date of March 14, 2025

Next Dividend

-
COFS next dividend has not yet been announced

Dividend per share

Dividend per share

$1.08
COFS annual dividend per share is $1.08

Dividend per share Sector Rank

58.31%
COFS annual dividend per share is higher than 58.31% of companies in Financial Services sector

Dividend per share 1-Year Change

+2.86%
COFS annual dividend per share is up +2.86% year-on-year

Dividend per share 3-Year Change

+14.89%
COFS annual dividend per share is up +14.89% over the past 3 years

Dividend yield

Dividend yield

4.13%
COFS annual dividend yield is 4.13%

Dividend yield Sector Rank

42.69%
COFS annual dividend yield is higher than 42.69% of companies in Financial Services sector

Other

Payout ratio

33.72%
COFS annual payout ratio is 33.72%

Dividends paid

$9.01M
COFS annual dividends paid is $9.01 million

Free cash flow

$46.94M
COFS annual free cash flow is $46.94 million

Income Statement

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Revenue

Revenue

$92.44M
COFS annual revenue is $92.44 million

Revenue Analysts estimate

$162.00M
COFS annual revenue is currently -42.94% lower than the consensus analysts' forecast

Revenue 1-year change

+14.41%
COFS annual revenue is up +14.41% year-on-year

Revenue Sector rank

44.14%
COFS annual revenue is higher than 44.14% of companies in Financial Services sector

EPS

EPS

$3.25
COFS annual earnings per share is $3.25

EPS Analysts estimate

$3.36
COFS annual earnings per share is currently -3.27% lower than the consensus analysts' forecast

EPS 1-year change

+15.25%
COFS annual earnings per share is up +15.25% year-on-year

EPS Sector rank

72.62%
COFS annual earnings per share is higher than 72.62% of companies in Financial Services sector

Profit

Gross profit

-
COFS annual gross profit value is unknown

Gross margin

-
COFS annual gross profit margin value is unknown

Operating profit

-
COFS annual operating income value is unknown

Operating margin

-
COFS annual operating profit margin value is unknown

Net income

$26.73M
COFS annual net profit is $26.73 million

Net margin

28.91%
COFS annual net profit margin is 28.91%

Expenses

Total expenses

-
COFS annual total expenses value is unknown

Operating expenses

$35.25M
COFS annual total operating expenses is $35.25 million

Cost of goods sold

-
COFS annual cost of goods sold value is unknown

Selling, general & administrative expenses

$35.53M
COFS annual SGA is $35.53 million

Depreciation and amortization

$12.33M
COFS annual depreciation & amortization is $12.33 million

Interest expense

-
COFS annual interest expense value is unknown

Income tax

$6.36M
COFS annual income tax is $6.36 million

EBIT & EBITDA

EBIT

$79.75M
COFS annual earnings before interest & taxes is $79.75 million

EBITDA

$92.08M
COFS annual EBITDA is $92.08 million

Balance Sheet

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Assets

Total assets

$2.72B
COFS annual total assets is $2.72 billion

Non current assets

$2.57B
COFS annual long term assets is $2.57 billion

Current assets

$575.87M
COFS annual total current assets is $575.87 million

Cash and cash equivalents

$96.75M
COFS annual cash & cash equivalents is $96.75 million

Accounts receivable

-
COFS annual accounts receivable value is unknown

Inventory

-
COFS annual inventory value is unknown

Liabilities

Total liabilities

$2.46B
COFS annual total liabilities is $2.46 billion

Long term liabilities

$2.42B
COFS annual total long term liabilities is $2.42 billion

Current liabilities

$155.00M
COFS annual total current liabilities is $155.00 million

Accounts payable

-
COFS annual accounts payable value is unknown

Debt

Total debt

$210.75M
COFS annual total debt is $210.75 million

Total debt 1-year change

-10.51%
COFS annual total debt is down -10.51% year-on-year

Long term debt

$55.75M
COFS annual long term debt is $55.75 million

Short term debt

$155.00M
COFS annual short term debt is $155.00 million

Equity & Capital

Shareholders equity

$260.42M
COFS annual stockholders equity is $260.42 million

Book value

$260.42M
COFS annual book value is $260.42 million

Retained earnings

$91.41M
COFS annual retained earnings is $91.41 million

Working capital

$420.87M
COFS annual working capital is $420.87 million

Cash Flow Statement

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Cashflow Activities

Cash from operations

$48.65M
COFS annual cash flow from operations is $48.65 million

Cash from operations 1-year change

+4.66%
COFS annual cash flow from operations is up +4.66% year-on-year

Cash from investing

-$97.91M
COFS annual cash flow from investing activities is -$97.91 million

Cash from investing 1-year change

+46.01%
COFS annual cash flow from investing activities is up +46.01% year-on-year

Cash from financing

$90.58M
COFS annual cash flow from financing activities is $90.58 million

Cash from financing 1-year change

-38.12%
COFS annual cash flow from financing activities is down -38.12% year-on-year

CAPEX

CAPEX

$1.71M
COFS annual capital expenditures is $1.71 million

CAPEX 1-year change

-59.71%
COFS annual capital expenditures is down -59.71% year-on-year

Free Cash Flow

Free cash flow

$46.94M
COFS annual free cash flow is $46.94 million

Free cash flow 1-year change

+11.11%
COFS annual free cash flow is up +11.11% year-on-year

Profitability Ratios

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Margins

Gross margin

-
COFS annual gross profit margin value is unknown

Operating margin

-
COFS annual operating profit margin value is unknown

Net margin

28.91%
COFS annual net profit margin is 28.91%

ROA & ROE

ROA

1.01%
COFS annual return on assets is 1.01%

ROE

11.72%
COFS annual return on equity is 11.72%

Valuation

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

PE Ratio

PE ratio

8.05
COFS price to earnings ratio is 8.05

PE ratio Sector rank

10.4%
COFS price to earnings ratio is higher than 10.4% of companies in Financial Services sector

PB Ratio

PB ratio

1.51
COFS price to book ratio is 1.51

PB ratio Sector rank

69.27%
COFS price to book ratio is higher than 69.27% of companies in Financial Services sector

PS Ratio

PS ratio

4.25
COFS price to sales ratio is 4.25

PS ratio Sector rank

76.74%
COFS price to sales ratio is higher than 76.74% of companies in Financial Services sector

Enterprise value

Enterprise value

$507.23M
COFS enterprise value is $507.23 million

Enterprise value Sector rank

45.81%
COFS enterprise value is higher than 45.81% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

5.51
COFS EV/EBITDA is 5.51

EV/EBITDA Sector rank

64.71%
COFS EV/EBITDA is higher than 64.71% of companies in Financial Services sector

Financial Health

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Liquidity

Current ratio

3.72
COFS annual current ratio is 3.72

Quick ratio

-
COFS annual quick ratio value is unknown

Leverage

Debt to equity

0.81
COFS annual debt to equity ratio is 0.81

Interest coverage ratio

-
COFS annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
COFS piotroski f-score value is unknown

Altman Z-Score

0.46
COFS altman z-score is 0.46

Analyst ratings

Recent major analysts updates

Mar 3, 25 Janney Montgomery Scott
Buy
Jan 27, 25 DA Davidson
Buy
Oct 18, 24 DA Davidson
Buy
Sep 27, 23 Janney Montgomery Scott
Neutral

Institutional Ownership

Similar stocks

Churchill Capital Corp IX (CCIX)
NRIM logo
Northrim BanCorp (NRIM)
K&F Growth Acquisition Corp II Class A (KFII)
TCBX logo
Third Coast Bancshares (TCBX)
BRDG logo
Bridge Investment Group Holdings (BRDG)
FFWM logo
First Foundation (FFWM)
GDOT logo
Green Dot (GDOT)
FFIC logo
Flushing Financial (FFIC)
VALU logo
Value Line (VALU)
  • What is the ticker symbol for ChoiceOne Financial Services?
  • Does ChoiceOne Financial Services pay dividends?
  • What sector is ChoiceOne Financial Services in?
  • What industry is ChoiceOne Financial Services in?
  • What country is ChoiceOne Financial Services based in?
  • When did ChoiceOne Financial Services go public?
  • Is ChoiceOne Financial Services in the S&P 500?
  • Is ChoiceOne Financial Services in the NASDAQ 100?
  • Is ChoiceOne Financial Services in the Dow Jones?
  • When was ChoiceOne Financial Services's last earnings report?
  • When does ChoiceOne Financial Services report earnings?
  • Should I buy ChoiceOne Financial Services stock now?

What is the ticker symbol for ChoiceOne Financial Services?

The ticker symbol for ChoiceOne Financial Services is NASDAQ:COFS

Does ChoiceOne Financial Services pay dividends?

Yes, ChoiceOne Financial Services pays dividends. The last payment was $0.28, with an ex-dividend date on March 14, 2025

What sector is ChoiceOne Financial Services in?

ChoiceOne Financial Services is in the Financial Services sector

What industry is ChoiceOne Financial Services in?

ChoiceOne Financial Services is in the Banks - Regional industry

What country is ChoiceOne Financial Services based in?

ChoiceOne Financial Services is headquartered in United States

When did ChoiceOne Financial Services go public?

ChoiceOne Financial Services's initial public offering (IPO) was on June 21, 2001

Is ChoiceOne Financial Services in the S&P 500?

No, ChoiceOne Financial Services is not included in the S&P 500 index

Is ChoiceOne Financial Services in the NASDAQ 100?

No, ChoiceOne Financial Services is not included in the NASDAQ 100 index

Is ChoiceOne Financial Services in the Dow Jones?

No, ChoiceOne Financial Services is not included in the Dow Jones index

When was ChoiceOne Financial Services's last earnings report?

ChoiceOne Financial Services's most recent earnings report was on Jan 22, 2025

When does ChoiceOne Financial Services report earnings?

The next expected earnings date for ChoiceOne Financial Services is Apr 24, 2025

Should I buy ChoiceOne Financial Services stock now?

As of today, analysts generally recommend a 'Strong buy' rating. However, it's important to do your own research and consider your financial situation before making any investment decisions
On this page