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Community Financial System, Inc. company logo
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Community Financial System, Inc. (CBU)

Profile

Company profile for Community Financial System, Inc. (CBU)
MetricValue
Full NameCommunity Financial System, Inc.
TickerNYSE: CBU
ExchangeNYSE
SectorFinancial Services
IndustryRegional Banks
CountryUnited States
IPO
IndexesNot included
Websitecommunityfinancialsystem.com
Employees2,730

Key Metrics

Community Financial System, Inc. Key Details
MetricDateValue
Price$62.44
Price, 1D Change+2.23%
Market Cap$3B
TTM Dividend Yield2.98%
PE Ratio15.73
Beta0.85
Revenue$1B
Revenue, 1Y Change+7.04%
EPS$3.97
EPS, 1Y Change+15.52%

Chart

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Series
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Community Financial System, Inc. chart

Events

Community Financial System, Inc. Events
MetricDateValue
Next Earnings
Last Qtr. Earnings
Last Ann. Earnings
Last Ex-Dividend$0.47
Next Ex-Dividend$0.47
Last Split2:1
Next SplitN/AN/A
Last Ticker ChangeN/AN/A
Next Ticker ChangeN/AN/A

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Estimates

CBU Estimates
MetricDateValue
EPS$3.97
EPS EstimateN/A$4.83
EPS Est. ChangeN/A+21.56%
Revenue$1.01B
Revenue EstimateN/A$891.28M
Revenue Est. ChangeN/A-11.79%
Current Price$62.44
Price Target-$66.00
Price Tgt. Change-+5.70%

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EPS

CBU EPS reported versus estimate values
YearEstimateReportedSurprise / Exp.
$3.43$2.45-28.65%
$3.41$3.44+0.84%
$4.10$3.97-3.11%
$4.83N/A+21.56%
CBU EPS reported versus estimate values chart

Revenue

CBU revenue reported versus estimate values chart
YearEstimateReportedSurprise / Exp.
$651.94M$756.03M+15.97%
$743.36M$943.90M+26.98%
$816.83M$1.01B+23.69%
$891.28MN/A-11.79%
CBU revenue reported versus estimate values chart

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Performance

CBU Performance
MetricDateValue
Price, 1Y-3.97%
Price, 3Y+11.76%
Market Cap, 1Y-3.94%
Market Cap, 3Y+9.56%
Revenue, 1Y+7.04%
Revenue, 3Y+43.50%
EPS, 1Y+15.52%
EPS, 3Y+14.75%

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Technical Indicators

CBU Technical Indicators
MetricDateValue
Current Price$62.44
SMA 200$57.58
SMA 200 vs Price-7.79%
SMA 50$59.44
SMA 50 vs Price-4.81%
Beta0.85
ATR$1.61
14-Day RSI56.60
10-Day Volatility38.56%
1-Year Volatility28.25%

Dividends

CBU Dividends
MetricDateValue
Last Paid$0.47
Upcoming$0.47
Dividend Yield2.98%
Total Dividend$1.86
Dividends Paid-
Payout Ratio-

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Income & Profitability

CBU Income & Profitability
MetricDateValue
Revenue$1.01B
EPS$3.97
Gross Profit$0.00
Gross Margin0.00%
Operating Profit$275.39M
Operating Margin27.26%
Net Income$210.46M
Net Margin20.83%
EBITDA-

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Financial Health

CBU Financial Health
MetricDateValue
Debt To Equity0.34
Current Ratio0.08
-
Interest Coverage2.43
F-Score-
Altman Z-Score-

Valuations

CBU Valuations
MetricDateValue
PE Ratio15.73
PS Ratio3.26
PB Ratio1.64
EV/EBITDA-
Enterprise ValueN/A-

Balance Sheet

CBU Balance Sheet
MetricDateValue
Book Value$2.01B
Cash & Equivalents$301.76M
Total Assets$17.30B
Current Assets$301.76M
Total Liabilities$15.30B
Current Liabilities$3.91B
Total Debt$689.93M
Short Term Debt$231.16M
Accounts Payable-

Expenses

CBU Expenses
MetricDateValue
Total Expenses$799.90M
Operating Expenses-$275.39M
-
SG&A$0.00
D&A-
Interest Expense$192.73M
Income Tax$64.94M

Cash Flow

CBU Cash Flow
MetricDateValue
CFO-
CFI-
CFF-
Capex-
Free Cash Flow-

Recent analyst updates

CBU Recent analyst updates
MetricDateValue
Janney Montgomery Scott→
Keefe, Bruyette & Woods→
Keefe, Bruyette & Woods→
Keefe, Bruyette & Woods→
Keefe, Bruyette & Woods→
Raymond James→
Keefe, Bruyette & Woods→
DA Davidson→
Raymond James→
Raymond James→

Analyst sentiment

Sentiment over the past month
CBU analyst sentiment distribution chart

Institutional ownership

Largest institutional holders by ownership percentage
CBU institutional ownership distribution chart

Screeners with CBU

FAQ

  • What is the ticker symbol for Community Financial System, Inc.?

    The ticker symbol for Community Financial System, Inc. is NYSE:CBU

  • Does Community Financial System, Inc. pay dividends?

    Yes, Community Financial System, Inc. pays dividends. The last payment was $0.47, with an ex-dividend date on December 12, 2025

  • What sector is Community Financial System, Inc. in?

    Community Financial System, Inc. is in the Financial Services sector

  • What industry is Community Financial System, Inc. in?

    Community Financial System, Inc. is in the Regional Banks industry

  • What country is Community Financial System, Inc. based in?

    Community Financial System, Inc. is headquartered in United States

  • When did Community Financial System, Inc. go public?

    Community Financial System, Inc. initial public offering (IPO) was on November 26, 1985

  • Is Community Financial System, Inc. in the S&P 500?

    No, Community Financial System, Inc. is not included in the S&P 500 index

  • Is Community Financial System, Inc. in the NASDAQ 100?

    No, Community Financial System, Inc. is not included in the NASDAQ 100 index

  • Is Community Financial System, Inc. in the Dow Jones?

    No, Community Financial System, Inc. is not included in the Dow Jones index

  • When was Community Financial System, Inc. last earnings report?

    Community Financial System, Inc.'s most recent earnings report was on January 27, 2026

  • When does Community Financial System, Inc. report earnings?

    The next expected earnings date for Community Financial System, Inc. is May 5, 2026

Data Sources & References

  1. CBU Official Website communityfinancialsystem.com
  2. CBU Profile on Yahoo Finance finance.yahoo.com/quote/CBU
  3. CBU Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/cbu