CBU logo

Community Bank System (CBU) Company Overview

Profile

Full Name:

Community Financial System, Inc.

Sector:

Financial Services

Industry:

Banks - Regional

Country:

United States

IPO:

November 26, 1985

Indexes:

Not included

Website:

http://communityfinancialsystem.com

Description:

Community Bank System, Inc. is an American banking holding company. Founded in 1983 in the state of Delaware, the company operates in the United States and Puerto Rico. The holding company includes two major subsidiaries: Community Bank, N.A. (banking and insurance services) and Benefit Plans Administrative Services, Inc. (compensation management services). The company's main markets are located in the states of New York, Pennsylvania, Vermont, and Massachusetts. The majority of the company's clients are individuals, small businesses, and medium-sized enterprises.

Key Details

Price

$63.06

Market Cap

$3.32 B(Mid cap)

Last Dividend

$0.46

TTM Dividend Yield

2.89%

Annual Revenue

$746.30 M(+14.49% YoY)

Annual EPS

$3.44(+40.41% YoY)

PE Ratio

18.33

Annual ROE

10.55%

Annual Debt To Equity

0.42

Beta

0.98

Events Calendar

Earnings

Next earnings date:

Apr 23, 2025

Recent quarterly earnings:

Jan 21, 2025

Recent annual earnings:

Jan 21, 2025
Dividend

Next ex-dividend date:

Mar 14, 2025

Recent ex-dividend date:

Dec 13, 2024
Splits

Next split:

N/A

Recent split:

Apr 13, 2004

Analyst ratings

Recent major analysts updates

Jan 22, 25 Keefe, Bruyette & Woods
Market Perform
Dec 4, 24 Keefe, Bruyette & Woods
Market Perform
Oct 28, 24 Raymond James
Strong Buy
Sep 10, 24 Keefe, Bruyette & Woods
Market Perform
Mar 14, 24 DA Davidson
Neutral
Jan 5, 24 Raymond James
Outperform
Oct 25, 23 Raymond James
Outperform
Oct 25, 23 Piper Sandler
Underweight
Aug 1, 23 Raymond James
Outperform
Jun 28, 23 Hovde Group
Outperform

Screeners with CBU included

Mid cap stocks
US stocks
Most recommended stocks
Stocks below analysts price target
Companies with growing dividends
All stocks
Financial services sector
Companies with buyback
Best performing stocks last 15 years
Regional banks industry

Market Data

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Price

Current Price

$63.06
CBU price is $63.06

Price All-time High

$82.46
CBU price is currently -23.53% below its historical high of $82.46

Price Analysts Target

$71.50
CBU price is currently -11.80% lower than the consensus analysts' forecast

Price Today Change

-0.37%
CBU price is down -0.37% today

Price YTD Change

+2.24%
CBU price is up +2.24% since January 1st

Price 3-Year Change

-14.58%
CBU price is down -14.58% over the past 3 years

Market cap

Market Cap

$3.32 B
CBU market capitalization is $3.32 billion

Market Cap 3-Year Change

-16.47%
CBU market capitalization is down -16.47% over the past 3 years

Market Cap All-time High

$4.43 B
CBU market capitalization is currently -24.96% below its historical high of $4.43 billion

Market Cap Sector Rank

72.54%
CBU market capitalization is higher than 72.54% of companies in Financial Services sector

Technical

Beta

0.98
CBU beta is 0.98

200-day SMA

$58.81
CBU price is currently +7.23% above its 200-day simple moving average

14-day RSI

44.20
CBU 14-day relative strength index is 44.20

30-day Relative Volume

1.50
CBU 30-day relative volume is 1.50

Dividend

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Events

Last Paid Dividend

$0.46
CBU last dividend was $0.46 per share, with an ex-dividend date of December 13, 2024

Next Dividend

$0.46
CBU has announced a dividend of $0.46 per share, with an ex-dividend date set for March 14, 2025

Dividend per share

Annual Dividend Per Share

$1.81
CBU annual dividend per share is $1.81

Annual Dividend Per Share Sector Rank

82.94%
CBU annual dividend per share is higher than 82.94% of companies in Financial Services sector

Annual Dividend Per Share 1-Year Change

+1.69%
CBU annual dividend per share is up +1.69% year-on-year

Annual Dividend Per Share 3-Year Change

+6.47%
CBU annual dividend per share is up +6.47% over the past 3 years

Dividend yield

Annual Dividend Yield

2.87%
CBU annual dividend yield is 2.87%

Annual Dividend Yield Sector Rank

31.28%
CBU annual dividend yield is higher than 31.28% of companies in Financial Services sector

Other

Annual Payout Ratio

-
CBU annual payout ratio value is unknown

Annual Dividends Paid

-
CBU annual dividends paid value is unknown

Annual FCF

-
CBU annual free cash flow value is unknown

Profitability

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Revenue

Annual Revenue

$746.30 M
CBU annual revenue is $746.30 million

Annual Revenue Analysts Estimate

$821.85 M
CBU annual revenue is currently -9.19% lower than the consensus analysts' forecast

Annual Revenue 1-Year Change

+14.49%
CBU annual revenue is up +14.49% year-on-year

Annual Revenue Sector Rank

74.11%
CBU annual revenue is higher than 74.11% of companies in Financial Services sector

Profit

Annual Gross Profit

-
CBU annual gross profit value is unknown

Annual Gross Margin

-
CBU annual gross profit margin value is unknown

Annual Operating Profit

-
CBU annual operating income value is unknown

Annual Operating Margin

-
CBU annual operating profit margin value is unknown

Annual Net Income

$182.48 M
CBU annual net profit is $182.48 million

Annual Net Margin

24.45%
CBU annual net profit margin is 24.45%

EPS

Annual EPS

$3.44
CBU annual earnings per share is $3.44

Annual EPS Analysts Estimate

$4.04
CBU annual earnings per share is currently -14.85% lower than the consensus analysts' forecast

Annual EPS 1-Year Change

+40.41%
CBU annual earnings per share is up +40.41% year-on-year

Annual EPS Sector Rank

74.39%
CBU annual earnings per share is higher than 74.39% of companies in Financial Services sector

ROA & ROE

Annual ROA

1.14%
CBU annual return on assets is 1.14%

Annual ROE

10.55%
CBU annual return on equity is 10.55%

EBIT & EBITDA

Annual EBIT

$431.12 M
CBU annual earnings before interest & taxes is $431.12 million

Annual EBITDA

-
CBU annual EBITDA value is unknown

Valuation

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

PE Ratio

PE Ratio

18.33
CBU price to earnings ratio is 18.33

PE Ratio Sector Rank

65.72%
CBU price to earnings ratio is higher than 65.72% of companies in Financial Services sector

PB Ratio

PB Ratio

1.88
CBU price to book ratio is 1.88

PB Ratio Sector Rank

73.85%
CBU price to book ratio is higher than 73.85% of companies in Financial Services sector

PS Ratio

PS Ratio

4.45
CBU price to sales ratio is 4.45

PS Ratio Sector Rank

73.88%
CBU price to sales ratio is higher than 73.88% of companies in Financial Services sector

Enterprise value

Enterprise Value

$3.86 B
CBU enterprise value is $3.86 billion

Enterprise Value Sector Rank

72.29%
CBU enterprise value is higher than 72.29% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

-
CBU EV/EBITDA value is unknown

EV/EBITDA Sector Rank

-
CBU EV/EBITDA is unknown

Financial Health

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Liquidity

Annual Current Ratio

0.75
CBU annual current ratio is 0.75

Annual Quick Ratio

-
CBU annual quick ratio value is unknown

Leverage

Annual Debt To Equity

0.42
CBU annual debt to equity ratio is 0.42

Annual Interest Coverage Ratio

-
CBU annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
CBU piotroski f-score value is unknown

Altman Z-Score

-
CBU altman z-score value is unknown

Balance Sheet

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Assets

Annual Total Assets

$16.39 B
CBU annual total assets is $16.39 billion

Annual Non Current Assets

$16.19 B
CBU annual long term assets is $16.19 billion

Annual Current Assets

$197.00 M
CBU annual total current assets is $197.00 million

Annual Cash & Cash Equivalents

$197.00 M
CBU annual cash & cash equivalents is $197.00 million

Equity

Annual Book Value

$1.76 B
CBU annual book value is $1.76 billion

Annual Working Capital

-$64.55 M
CBU annual working capital is -$64.55 million

Liabilities

Annual Total Liabilities

$14.62 B
CBU annual total liabilities is $14.62 billion

Annual Total Long Term Liabilities

$14.18 B
CBU annual total long term liabilities is $14.18 billion

Annual Current Liabilities

$261.55 M
CBU annual total current liabilities is $261.55 million

Annual Accounts Payable

-
CBU annual accounts payable value is unknown

Debt

Annual Total Debt

$737.31 M
CBU annual total debt is $737.31 million

Annual Total Debt 1-Year Change

+60.08%
CBU annual total debt is up +60.08% year-on-year

Annual Long Term Debt

$737.31 M
CBU annual long term debt is $737.31 million

Annual Short Term Debt

-
CBU annual short term debt value is unknown

Expenses

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Annual Total Expenses

-
CBU annual total expenses value is unknown

Annual Operating Expenses

$330.50 M
CBU annual total operating expenses is $330.50 million

Annual Cost Of Goods Sold

-
CBU annual cost of goods sold value is unknown

Annual SGA

$316.84 M
CBU annual SGA is $316.84 million

Annual D&A

-
CBU annual depreciation & amortization value is unknown

Annual Interest Expense

-
CBU annual interest expense value is unknown

Cash Flow

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Cashflow Activities

Annual CFO

-
CBU annual cash flow from operations value is unknown

Annual CFO 1-Year Change

-
CBU annual cash flow from operations 1-year change is unknown

Annual CFI

-
CBU annual cash flow from investing activities value is unknown

Annual CFI 1-Year Change

-
CBU annual cash flow from investing activities 1-year change is unknown

Annual CFF

-
CBU annual cash flow from financing activities value is unknown

Annual CFF 1-Year Change

-
CBU annual cash flow from financing activities 1-year change is unknown

Free CashFlow

Annual FCF

-
CBU annual free cash flow value is unknown

Annual FCF 1-Year Change

-
CBU annual free cash flow 1-year change is unknown

CAPEX

Annual CAPEX

-
CBU annual capital expenditures value is unknown

Annual CAPEX 1-Year Change

-
CBU annual capital expenditures 1-year change is unknown

Institutional Ownership

Similar stocks

CATY logo
Cathay General Bancorp (CATY)
AUB logo
Atlantic Union Bankshares (AUB)
FHB logo
First Hawaiian (FHB)
FULT logo
Fulton Financial (FULT)
BUR logo
Burford Capital Limited (BUR)
FIBK logo
First Interstate BancSystem (FIBK)
PLMR logo
Palomar Holdings (PLMR)
FHI logo
Federated Hermes (FHI)
VIRT logo
Virtu Financial (VIRT)

FAQ

  • What is the ticker symbol for Community Bank System?
  • Does Community Bank System pay dividends?
  • What sector is Community Bank System in?
  • What industry is Community Bank System in?
  • What country is Community Bank System based in?
  • When did Community Bank System go public?
  • Is Community Bank System in the S&P 500?
  • Is Community Bank System in the NASDAQ 100?
  • Is Community Bank System in the Dow Jones?
  • When was Community Bank System's last earnings report?
  • When does Community Bank System report earnings?
  • Should I buy Community Bank System stock now?

What is the ticker symbol for Community Bank System?

The ticker symbol for Community Bank System is NYSE:CBU

Does Community Bank System pay dividends?

Yes, Community Bank System pays dividends. The last payment was $0.46, with an ex-dividend date on December 13, 2024

What sector is Community Bank System in?

Community Bank System is in the Financial Services sector

What industry is Community Bank System in?

Community Bank System is in the Banks - Regional industry

What country is Community Bank System based in?

Community Bank System is headquartered in United States

When did Community Bank System go public?

Community Bank System's initial public offering (IPO) was on November 26, 1985

Is Community Bank System in the S&P 500?

No, Community Bank System is not included in the S&P 500 index

Is Community Bank System in the NASDAQ 100?

No, Community Bank System is not included in the NASDAQ 100 index

Is Community Bank System in the Dow Jones?

No, Community Bank System is not included in the Dow Jones index

When was Community Bank System's last earnings report?

Community Bank System's most recent earnings report was on Jan 21, 2025

When does Community Bank System report earnings?

The next expected earnings date for Community Bank System is Apr 23, 2025

Should I buy Community Bank System stock now?

As of today, analysts generally recommend a 'Buy' rating. However, it's important to do your own research and consider your financial situation before making any investment decisions