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Credit Acceptance Corporation (CACC) Operating Margin

Annual Operating Margin:

35.73%+2.40%(+7.20%)
December 31, 2024

Summary

  • As of today, CACC annual operating profit margin is 35.73%, with the most recent change of +2.40% (+7.20%) on December 31, 2024.
  • During the last 3 years, CACC annual operating margin has fallen by -42.52% (-54.34%).
  • CACC annual operating margin is now -54.34% below its all-time high of 78.25%, reached on December 31, 2021.

Performance

CACC Operating Margin Chart

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Quarterly Operating Margin:

45.54%+5.13%(+12.69%)
September 30, 2025

Summary

  • As of today, CACC quarterly operating profit margin is 45.54%, with the most recent change of +5.13% (+12.69%) on September 30, 2025.
  • Over the past year, CACC quarterly operating margin has increased by +5.98% (+15.12%).
  • CACC quarterly operating margin is now -67.51% below its all-time high of 140.17%, reached on December 31, 1999.

Performance

CACC Quarterly Operating Margin Chart

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Operating Margin Formula

Operating Profit Margin =  Operating Profit
Revenue
✕ 100%

CACC Operating Margin Trends

PeriodPeriodAnnualAnnualQuarterlyQuarterly
1Y1 Year+7.2%+15.1%
3Y3 Years-54.3%+27.9%
5Y5 Years-38.0%-39.0%

CACC Operating Margin Highs & Lows

PeriodPeriodAnnual vs HighAnnual vs HighAnnual vs LowAnnual vs LowQuarter. vs HighQuarter. vs HighQuarter. vs LowQuarter. vs Low
3Y3-Year-54.3%+7.2%-15.0%+236.1%
5Y5-Year-54.3%+7.2%-49.1%+236.1%
All-TimeAll-Time-54.3%+3090.2%-67.5%+132.8%

CACC Operating Margin History

DateAnnualQuarterly
Sep 2025
-
45.54%(+12.7%)
Jun 2025
-
40.41%(-10.4%)
Mar 2025
-
45.11%(-15.8%)
Dec 2024
35.73%(+7.2%)
53.58%(+35.4%)
Sep 2024
-
39.56%(+192.0%)
Jun 2024
-
13.55%(-61.5%)
Mar 2024
-
35.22%(-12.1%)
Dec 2023
33.33%(-30.5%)
40.07%(+14.8%)
Sep 2023
-
34.89%(+83.8%)
Jun 2023
-
18.98%(-52.5%)
Mar 2023
-
39.93%(-13.7%)
Dec 2022
47.99%(-38.7%)
46.27%(+29.9%)
Sep 2022
-
35.61%(-10.0%)
Jun 2022
-
39.57%(-43.8%)
Mar 2022
-
70.44%(+0.9%)
Dec 2021
78.25%(+74.4%)
69.80%(-11.8%)
Sep 2021
-
79.13%(-11.5%)
Jun 2021
-
89.40%(+30.9%)
Mar 2021
-
68.31%(+18.0%)
Dec 2020
44.86%(-22.1%)
57.89%(-22.5%)
Sep 2020
-
74.65%(+137.4%)
Jun 2020
-
31.45%(+216.1%)
Mar 2020
-
-27.09%(-148.2%)
Dec 2019
57.60%(-1.9%)
56.23%(-2.8%)
Sep 2019
-
57.86%(-0.4%)
Jun 2019
-
58.10%(-0.4%)
Mar 2019
-
58.31%(-0.5%)
Dec 2018
58.73%(+11.7%)
58.63%(-1.9%)
Sep 2018
-
59.76%(-4.8%)
Jun 2018
-
62.78%(+17.7%)
Mar 2018
-
53.35%(+25.2%)
Dec 2017
52.59%(-4.1%)
42.60%(-24.5%)
Sep 2017
-
56.39%(-0.9%)
Jun 2017
-
56.92%(+3.7%)
Mar 2017
-
54.87%(-0.7%)
Dec 2016
54.81%(-4.7%)
55.27%(-0.1%)
Sep 2016
-
55.35%(-2.0%)
Jun 2016
-
56.48%(+8.7%)
Mar 2016
-
51.95%(-10.1%)
Dec 2015
57.49%(-6.0%)
57.81%(+3.1%)
Sep 2015
-
56.09%(-3.0%)
Jun 2015
-
57.80%(-0.9%)
Mar 2015
-
58.34%(-7.2%)
Dec 2014
61.19%(+4.8%)
62.88%(-0.9%)
Sep 2014
-
63.46%(+4.5%)
Jun 2014
-
60.73%(+5.5%)
Mar 2014
-
57.55%(-2.5%)
Dec 2013
58.38%(+3.7%)
59.04%(-0.2%)
Sep 2013
-
59.18%(+2.9%)
Jun 2013
-
57.50%(-0.4%)
Mar 2013
-
57.74%(+0.8%)
Dec 2012
56.32%(-0.4%)
57.29%(+6.3%)
Sep 2012
-
53.87%(-8.3%)
Jun 2012
-
58.72%(+6.1%)
Mar 2012
-
55.35%(-4.4%)
Dec 2011
56.52%
57.88%(-1.7%)
Sep 2011
-
58.90%(+8.1%)
Jun 2011
-
54.50%(-0.0%)
DateAnnualQuarterly
Mar 2011
-
54.51%(-9.1%)
Dec 2010
62.97%(+1.5%)
59.96%(+2.6%)
Sep 2010
-
58.45%(-2.2%)
Jun 2010
-
59.76%(+17.6%)
Mar 2010
-
50.80%(-25.4%)
Dec 2009
62.04%(+76.5%)
68.13%(+9.7%)
Sep 2009
-
62.13%(+43.6%)
Mar 2009
-
43.27%(+24.9%)
Dec 2008
35.16%(+1.4%)
34.65%(+26.3%)
Sep 2008
-
27.44%(+212.5%)
Jun 2008
-
8.78%(-77.6%)
Mar 2008
-
39.17%(+34.3%)
Dec 2007
34.68%(-16.1%)
29.16%(-16.6%)
Sep 2007
-
34.98%(-0.2%)
Jun 2007
-
35.05%(-11.5%)
Mar 2007
-
39.59%(+79.6%)
Dec 2006
41.33%(-21.9%)
22.04%(-49.6%)
Sep 2006
-
43.70%(-11.0%)
Jun 2006
-
49.12%(-3.4%)
Mar 2006
-
50.86%(-13.5%)
Dec 2005
52.94%(+7.6%)
58.79%(+10.9%)
Sep 2005
-
53.02%(-11.3%)
Jun 2005
-
59.75%(+18.2%)
Mar 2005
-
50.54%(+2.5%)
Dec 2004
49.21%(+26.4%)
49.30%(-0.3%)
Sep 2004
-
49.46%(-0.7%)
Jun 2004
-
49.82%(+9.4%)
Mar 2004
-
45.56%(+708.3%)
Dec 2003
38.93%(+20.2%)
-7.49%(-118.3%)
Sep 2003
-
40.82%(+17.1%)
Jun 2003
-
34.85%(-3.4%)
Mar 2003
-
36.07%(+87.5%)
Dec 2002
32.38%(-3.0%)
19.24%(-18.3%)
Sep 2002
-
23.55%(-32.0%)
Jun 2002
-
34.62%(-5.6%)
Mar 2002
-
36.68%(+16.4%)
Dec 2001
33.37%(+14.8%)
31.51%(+0.1%)
Sep 2001
-
31.47%(-0.3%)
Jun 2001
-
31.58%(+10.0%)
Mar 2001
-
28.71%(+7.3%)
Dec 2000
29.08%(+99.5%)
26.76%(-9.6%)
Sep 2000
-
29.60%(-2.9%)
Jun 2000
-
30.47%(+3.0%)
Mar 2000
-
29.59%(-78.9%)
Dec 1999
14.58%(-44.1%)
140.17%(+200.8%)
Sep 1999
-
-138.99%(-653.5%)
Jun 1999
-
25.11%(-8.4%)
Mar 1999
-
27.40%(+17.1%)
Dec 1998
26.09%(+2229.5%)
23.39%(+0.4%)
Sep 1998
-
23.29%(-22.6%)
Jun 1998
-
30.09%(+12.5%)
Mar 1998
-
26.74%(-61.3%)
Dec 1997
1.12%(-97.8%)
-
Dec 1996
51.32%(-4.1%)
-
Dec 1995
53.54%(-7.7%)
-
Dec 1994
58.00%(-9.4%)
-
Dec 1993
64.00%(+7.1%)
-
Dec 1992
59.78%
69.09%

FAQ

  • What is Credit Acceptance Corporation annual operating profit margin?
  • What is the all-time high annual operating margin for Credit Acceptance Corporation?
  • What is Credit Acceptance Corporation annual operating margin year-on-year change?
  • What is Credit Acceptance Corporation quarterly operating profit margin?
  • What is the all-time high quarterly operating margin for Credit Acceptance Corporation?
  • What is Credit Acceptance Corporation quarterly operating margin year-on-year change?

What is Credit Acceptance Corporation annual operating profit margin?

The current annual operating margin of CACC is 35.73%

What is the all-time high annual operating margin for Credit Acceptance Corporation?

Credit Acceptance Corporation all-time high annual operating profit margin is 78.25%

What is Credit Acceptance Corporation annual operating margin year-on-year change?

Over the past year, CACC annual operating profit margin has changed by +2.40% (+7.20%)

What is Credit Acceptance Corporation quarterly operating profit margin?

The current quarterly operating margin of CACC is 45.54%

What is the all-time high quarterly operating margin for Credit Acceptance Corporation?

Credit Acceptance Corporation all-time high quarterly operating profit margin is 140.17%

What is Credit Acceptance Corporation quarterly operating margin year-on-year change?

Over the past year, CACC quarterly operating profit margin has changed by +5.98% (+15.12%)
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