Annual Operating Margin
35.73%2.40%+7.20%
Summary
- Current Value
- As of today, CACC annual operating margin is 35.73%, up +7.20% on
- Historical Performance
- CACC annual operating margin is down -54.34% over the past 3 years, and down -37.97% over the past 5 years
- All-Time High Comparison
- CACC annual operating margin is currently -54.34% below its historical high of 78.25% set on
- 3-Year Low Comparison
- CACC annual operating margin is +7.20% above its 3-year low of 33.33% reached on
- Sector Comparison
- CACC annual operating margin is higher than 84.56% of companies in Financial Services sector
Operating Margin Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Operating Margin | 35.73% | +7.2% | -54.3% | -38.0% | -42.4% | |
| Quarterly Operating Margin | 45.54% | +15.1% | +27.9% | -39.0% | -22.1% | |
| Price | $460.58 | -1.2% | +14.5% | +36.7% | +669.6% | |
| PE Ratio | 12.19 | -48.1% | +18.0% | -14.0% | +16.6% | |
| Annual Revenue | $2.16B | +13.7% | +16.5% | +45.2% | +468.1% | |
| Annual Operating Profit | $772.70M | +21.9% | -46.8% | -9.9% | +227.2% | |
| Annual Gross Margin | 98.71% | +0.1% | +0.1% | +0.2% | +0.1% | |
| Annual Net Margin | 11.46% | -23.8% | -77.8% | -74.0% | -70.1% |
Operating Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 47.99% | N/A | -25.6% |
| 5Y | 78.25% | -54.3% | |
| All | 78.25% | -54.3% |
Operating Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 33.33% | +7.2% | |
| 5Y | 33.33% | +7.2% | |
| All | 1.12% | +3090.2% |
Operating Margin History
FAQ
What is the current annual operating margin of CACC?
As of today, CACC annual operating margin is 35.73%
What is 1-year change in CACC annual operating margin?
CACC annual operating margin is up +7.20% year-over-year
What is 3-year change in CACC annual operating margin?
CACC annual operating margin is down -54.34% over the past 3 years
How far is CACC annual operating margin from its all-time high?
CACC annual operating margin is currently -54.34% below its historical high of 78.25% set on December 31, 2021
How does CACC annual operating margin rank versus sector peers?
CACC annual operating margin is higher than 84.56% of companies in Financial Services sector
When is CACC next annual earnings release?
The next annual earnings release for CACC is on
Quarterly Operating Margin
45.54%5.13%+12.69%
Summary
- Current Value
- As of today, CACC quarterly operating margin is 45.54%, up +12.69% on
- Historical Performance
- CACC quarterly operating margin is up +15.12% year-over-year, and up +27.89% over the past 3 years
- All-Time High Comparison
- CACC quarterly operating margin is currently -67.51% below its historical high of 140.17% set on
- 3-Year Low Comparison
- CACC quarterly operating margin is +236.09% above its 3-year low of 13.55% reached on
- Sector Comparison
- CACC quarterly operating margin is higher than 87.67% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Operating Margin | 45.54% | +12.7% | +15.1% | +27.9% | -39.0% | |
| Annual Operating Margin | 35.73% | – | +7.2% | -54.3% | -38.0% | |
| Price | $460.58 | -6.6% | -1.2% | +14.5% | +36.7% | |
| PE Ratio | 12.19 | -6.6% | -48.1% | +18.0% | -14.0% | |
| Quarterly Revenue | $582.40M | -0.2% | +5.8% | +26.5% | +36.5% | |
| Quarterly Operating Profit | $265.20M | +12.4% | +21.8% | +61.8% | -16.7% | |
| Quarterly Gross Margin | 98.83% | -0.0% | +0.1% | +0.2% | +0.3% | |
| Quarterly Net Margin | 18.58% | +24.1% | +29.8% | -1.5% | -67.3% |
Quarterly Operating Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 53.58% | N/A | -15.0% |
| 3Y | 53.58% | -15.0% | |
| 5Y | 89.40% | -49.1% | |
| All | 140.17% | -67.5% |
Quarterly Operating Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 40.41% | +12.7% | |
| 3Y | 13.55% | +236.1% | |
| 5Y | 13.55% | +236.1% | |
| All | -138.99% | +132.8% |
Quarterly Operating Margin History
FAQ
What is the current quarterly operating margin of CACC?
As of today, CACC quarterly operating margin is 45.54%
What is CACC quarterly operating margin most recent change?
CACC quarterly operating margin was up +12.69% on September 30, 2025
What is 1-year change in CACC quarterly operating margin?
CACC quarterly operating margin is up +15.12% year-over-year
How far is CACC quarterly operating margin from its all-time high?
CACC quarterly operating margin is currently -67.51% below its historical high of 140.17% set on December 31, 1999
How does CACC quarterly operating margin rank versus sector peers?
CACC quarterly operating margin is higher than 87.67% of companies in Financial Services sector
When is CACC next earnings release?
The next earnings release for CACC is on
Operating Margin Formula
Operating Profit Margin =
× 100%
× 100%
Data Sources & References
- CACC Official Website www.creditacceptance.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/885550/000088555025000124/0000885550-25-000124-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/885550/000088555025000012/0000885550-25-000012-index.htm
- CACC Profile on Yahoo Finance finance.yahoo.com/quote/CACC
- CACC Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/cacc