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Credit Acceptance Corporation (CACC) Net Margin

Annual Net Margin:

11.46%-3.58%(-23.80%)
December 31, 2024

Summary

  • As of today, CACC annual net profit margin is 11.46%, with the most recent change of -3.58% (-23.80%) on December 31, 2024.
  • During the last 3 years, CACC annual net margin has fallen by -40.17% (-77.80%).
  • CACC annual net margin is now -77.80% below its all-time high of 51.63%, reached on December 31, 2021.

Performance

CACC Net Margin Chart

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Range

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Quarterly Net Margin:

18.58%+3.61%(+24.11%)
September 30, 2025

Summary

  • As of today, CACC quarterly net profit margin is 18.58%, with the most recent change of +3.61% (+24.11%) on September 30, 2025.
  • Over the past year, CACC quarterly net margin has increased by +4.26% (+29.75%).
  • CACC quarterly net margin is now -69.86% below its all-time high of 61.64%, reached on December 31, 2017.

Performance

CACC Quarterly Net Margin Chart

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Net Margin Formula

Net Margin =  Net Income
Revenue
✕ 100%

CACC Net Margin Trends

PeriodPeriodAnnualAnnualQuarterlyQuarterly
1Y1 Year-23.8%+29.8%
3Y3 Years-77.8%-1.5%
5Y5 Years-74.0%-67.3%

CACC Net Margin Highs & Lows

PeriodPeriodAnnual vs HighAnnual vs HighAnnual vs LowAnnual vs LowQuarter. vs HighQuarter. vs HighQuarter. vs LowQuarter. vs Low
3Y3-Year-77.8%at low-33.0%+312.3%
5Y5-Year-77.8%at low-69.6%+312.3%
All-TimeAll-Time-77.8%+224.4%-69.9%+115.4%

CACC Net Margin History

DateAnnualQuarterly
Sep 2025
-
18.58%(+24.1%)
Jun 2025
-
14.97%(-19.6%)
Mar 2025
-
18.61%(-30.7%)
Dec 2024
11.46%(-23.8%)
26.84%(+87.4%)
Sep 2024
-
14.32%(+263.7%)
Jun 2024
-
-8.75%(-169.1%)
Mar 2024
-
12.66%(-33.5%)
Dec 2023
15.04%(-48.6%)
19.04%(+28.7%)
Sep 2023
-
14.79%(+218.1%)
Jun 2023
-
4.65%(-78.8%)
Mar 2023
-
21.93%(-20.9%)
Dec 2022
29.24%(-43.4%)
27.73%(+47.0%)
Sep 2022
-
18.86%(-19.7%)
Jun 2022
-
23.48%(-50.1%)
Mar 2022
-
47.03%(+0.1%)
Dec 2021
51.63%(+104.7%)
46.98%(-11.7%)
Sep 2021
-
53.18%(-13.1%)
Jun 2021
-
61.18%(+36.5%)
Mar 2021
-
44.81%(+19.1%)
Dec 2020
25.22%(-42.8%)
37.61%(-33.7%)
Sep 2020
-
56.76%(+139.2%)
Jun 2020
-
23.73%(+210.2%)
Mar 2020
-
-21.54%(-151.3%)
Dec 2019
44.06%(-1.3%)
41.95%(-4.0%)
Sep 2019
-
43.68%(-1.5%)
Jun 2019
-
44.36%(-4.5%)
Mar 2019
-
46.47%(+4.9%)
Dec 2018
44.64%(+5.4%)
44.31%(-2.6%)
Sep 2018
-
45.48%(-5.0%)
Jun 2018
-
47.88%(+17.8%)
Mar 2018
-
40.63%(-34.1%)
Dec 2017
42.36%(+23.4%)
61.64%(+73.8%)
Sep 2017
-
35.47%(-1.2%)
Jun 2017
-
35.91%(+1.2%)
Mar 2017
-
35.50%(+3.8%)
Dec 2016
34.34%(-5.4%)
34.19%(-1.8%)
Sep 2016
-
34.83%(-2.2%)
Jun 2016
-
35.60%(+9.0%)
Mar 2016
-
32.65%(-11.1%)
Dec 2015
36.31%(-1.3%)
36.73%(+4.3%)
Sep 2015
-
35.20%(-3.6%)
Jun 2015
-
36.53%(-0.8%)
Mar 2015
-
36.82%(-6.6%)
Dec 2014
36.79%(-0.9%)
39.44%(-3.2%)
Sep 2014
-
40.73%(+5.5%)
Jun 2014
-
38.60%(+37.1%)
Mar 2014
-
28.15%(-25.1%)
Dec 2013
37.11%(+2.9%)
37.59%(-0.3%)
Sep 2013
-
37.70%(+3.9%)
Jun 2013
-
36.30%(-1.3%)
Mar 2013
-
36.79%(-2.1%)
Dec 2012
36.06%(+0.7%)
37.57%(+10.4%)
Sep 2012
-
34.04%(-8.6%)
Jun 2012
-
37.23%(+5.3%)
Mar 2012
-
35.35%(-2.5%)
Dec 2011
35.80%(-6.9%)
36.27%(-2.9%)
Sep 2011
-
37.36%(+8.3%)
Jun 2011
-
34.50%(-1.3%)
Mar 2011
-
34.97%(-14.1%)
Dec 2010
38.47%(+0.3%)
40.70%(+8.1%)
Sep 2010
-
37.66%(-14.2%)
Jun 2010
-
43.89%(+41.6%)
Mar 2010
-
31.00%(-22.5%)
Dec 2009
38.37%(+78.6%)
40.02%(-1.7%)
Sep 2009
-
40.70%(+3.9%)
Jun 2009
-
39.17%(+18.7%)
Mar 2009
-
33.01%(+51.7%)
DateAnnualQuarterly
Dec 2008
21.48%(-3.9%)
21.76%(-14.3%)
Sep 2008
-
25.38%(+83.4%)
Jun 2008
-
13.84%(-44.3%)
Mar 2008
-
24.84%(+28.0%)
Dec 2007
22.35%(-16.7%)
19.40%(-12.1%)
Sep 2007
-
22.06%(+2.9%)
Jun 2007
-
21.43%(-20.1%)
Mar 2007
-
26.83%(+76.0%)
Dec 2006
26.83%(-20.8%)
15.24%(-45.3%)
Sep 2006
-
27.86%(-13.3%)
Jun 2006
-
32.13%(-1.0%)
Mar 2006
-
32.45%(-24.3%)
Dec 2005
33.88%(+3.6%)
42.88%(+53.9%)
Sep 2005
-
27.87%(-17.2%)
Jun 2005
-
33.65%(+3.4%)
Mar 2005
-
32.53%(+11.6%)
Dec 2004
32.69%(+69.1%)
29.15%(-7.1%)
Sep 2004
-
31.38%(-20.3%)
Jun 2004
-
39.35%(+33.9%)
Mar 2004
-
29.38%(+11.4%)
Dec 2003
19.33%(+0.5%)
26.37%(+7.2%)
Sep 2003
-
24.59%(+778.2%)
Jun 2003
-
2.80%(-88.3%)
Mar 2003
-
23.93%(+52.5%)
Dec 2002
19.24%(-3.7%)
15.69%(-39.9%)
Sep 2002
-
26.11%(+17.8%)
Jun 2002
-
22.16%(+36.1%)
Mar 2002
-
16.28%(-13.7%)
Dec 2001
19.98%(+4.6%)
18.86%(-9.2%)
Sep 2001
-
20.76%(+0.2%)
Jun 2001
-
20.72%(+9.2%)
Mar 2001
-
18.97%(+6.9%)
Dec 2000
19.11%(+307.5%)
17.75%(-9.3%)
Sep 2000
-
19.58%(-0.7%)
Jun 2000
-
19.72%(+1.5%)
Mar 2000
-
19.43%(+44.4%)
Dec 1999
-9.21%(-152.3%)
13.46%(+111.2%)
Sep 1999
-
-120.48%(-353.6%)
Jun 1999
-
47.50%(+168.1%)
Mar 1999
-
17.72%(+12.7%)
Dec 1998
17.62%(+1774.5%)
15.72%(-8.8%)
Sep 1998
-
17.24%(-12.4%)
Jun 1998
-
19.67%(+12.3%)
Mar 1998
-
17.52%(-1.1%)
Dec 1997
0.94%(-97.2%)
17.71%(+121.5%)
Sep 1997
-
-82.20%(-358.8%)
Jun 1997
-
31.76%(-4.5%)
Mar 1997
-
33.24%(-11.3%)
Dec 1996
33.49%(-3.7%)
37.46%(+1.4%)
Sep 1996
-
36.93%(-3.1%)
Jun 1996
-
38.11%(+1.5%)
Mar 1996
-
37.55%(-4.8%)
Dec 1995
34.76%(-7.9%)
39.46%(+2.3%)
Sep 1995
-
38.58%(+0.9%)
Jun 1995
-
38.25%(-1.9%)
Mar 1995
-
38.99%(-3.8%)
Dec 1994
37.76%(-8.7%)
40.54%(+3.5%)
Sep 1994
-
39.16%(-0.1%)
Jun 1994
-
39.20%(-2.0%)
Mar 1994
-
40.00%(-3.3%)
Dec 1993
41.36%(+4.3%)
41.38%(+6.8%)
Sep 1993
-
38.75%(-8.8%)
Jun 1993
-
42.47%(-0.4%)
Mar 1993
-
42.62%(+1.9%)
Dec 1992
39.67%
41.82%(-0.4%)
Sep 1992
-
42.00%(-19.8%)
Jun 1992
-
52.38%(+49.1%)
Mar 1992
-
35.14%

FAQ

  • What is Credit Acceptance Corporation annual net profit margin?
  • What is the all-time high annual net margin for Credit Acceptance Corporation?
  • What is Credit Acceptance Corporation annual net margin year-on-year change?
  • What is Credit Acceptance Corporation quarterly net profit margin?
  • What is the all-time high quarterly net margin for Credit Acceptance Corporation?
  • What is Credit Acceptance Corporation quarterly net margin year-on-year change?

What is Credit Acceptance Corporation annual net profit margin?

The current annual net margin of CACC is 11.46%

What is the all-time high annual net margin for Credit Acceptance Corporation?

Credit Acceptance Corporation all-time high annual net profit margin is 51.63%

What is Credit Acceptance Corporation annual net margin year-on-year change?

Over the past year, CACC annual net profit margin has changed by -3.58% (-23.80%)

What is Credit Acceptance Corporation quarterly net profit margin?

The current quarterly net margin of CACC is 18.58%

What is the all-time high quarterly net margin for Credit Acceptance Corporation?

Credit Acceptance Corporation all-time high quarterly net profit margin is 61.64%

What is Credit Acceptance Corporation quarterly net margin year-on-year change?

Over the past year, CACC quarterly net profit margin has changed by +4.26% (+29.75%)
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