What is the current annual operating margin of C?

As of today, C annual operating margin is 11.92%

What is 1-year change in C annual operating margin?

C annual operating margin is up +14.95% year-over-year

What is 3-year change in C annual operating margin?

C annual operating margin is down -37.26% over the past 3 years

How far is C annual operating margin from its all-time high?

C annual operating margin is currently -65.47% below its historical high of 34.52% set on December 31, 2021

How does C annual operating margin rank versus sector peers?

C annual operating margin is higher than 29.73% of companies in Financial Services sector

When is C next annual earnings release?

The next annual earnings release for C is on January 14, 2027

What is the current quarterly operating margin of C?

As of today, C quarterly operating margin is 16.07%

What is C quarterly operating margin most recent change?

C quarterly operating margin was down -9.97% on September 30, 2026

What is 1-year change in C quarterly operating margin?

C quarterly operating margin is up +31.29% year-over-year

How far is C quarterly operating margin from its all-time high?

C quarterly operating margin is currently -82.31% below its historical high of 90.83% set on June 30, 2003

How does C quarterly operating margin rank versus sector peers?

C quarterly operating margin is higher than 33.29% of companies in Financial Services sector

When is C next earnings release?

The next earnings release for C is on January 14, 2027

Citigroup Inc. (C) Operating Margin History & Chart

Annual Operating Margin

11.92%1.55%+14.95%

December 31, 2025

Summary

Current Value: As of today, C annual operating margin is 11.92%, up +14.95% on December 31, 2025
Historical Performance: C annual operating margin is down -37.26% over the past 3 years, down -23.20% over the past 5 years
All-Time High Comparison: C annual operating margin is currently -65.47% below its historical high of 34.52% set on December 31, 2021
3-Year Low Comparison: C annual operating margin is +33.63% above its 3-year low of 8.92% reached on December 31, 2023
Sector Comparison: C annual operating margin is higher than 29.73% of companies in Financial Services sector

Operating Margin Chart

beforeafter

Performance

C Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Operating Margin	Dec 31, 25	11.92%	+14.9%	-37.3%	-23.2%	-5.6%
Quarterly Operating Margin	Sep 30, 26	16.07%	+31.3%	+36.2%	-47.1%	+2.5%
Price	Oct 23, 26	$120.62	+24.8%	+210.2%	+69.0%	+298.1%
PE Ratio	Oct 23, 26	11.76	-13.5%	+90.6%	+76.3%	+43.6%
Annual Revenue	Dec 31, 25	$169.16B	-1.1%	+66.5%	+90.2%	+46.4%
Annual Operating Profit	Dec 31, 25	$20.17B	+13.7%	+4.5%	+46.1%	+38.2%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Net Margin	Dec 31, 25	8.44%	+13.9%	-43.0%	-32.0%	-10.2%

Operating Margin Highs

C Annual Operating Margin Highs Comparison
Period	High	Date	Current
3Y	19.00%	N/A	-37.3%
5Y	34.52%	Dec 31, 21	-65.5%
All	34.52%	Dec 31, 21	-65.5%

Operating Margin Lows

C Annual Operating Margin Lows Comparison
Period	Low	Date	Current
3Y	8.92%	Dec 31, 23	+33.6%
5Y	8.92%	Dec 31, 23	+33.6%
All	-41.92%	Dec 31, 08	+128.4%

Operating Margin History

Year	Value	Change
2025	11.92%	+14.9%
2024	10.37%	+16.3%
2023	8.92%	-53.1%
2022	19.00%	-45.0%
2021	34.52%	+122.4%
2020	15.52%	-32.9%
2019	23.12%	-4.1%
2018	24.12%	-6.1%
2017	25.70%	-2.2%
2016	26.27%	-7.8%
2015	28.49%	+72.7%
2014	16.50%	-22.7%
2013	21.35%	+60.8%
2012	13.28%	-18.8%
2011	16.35%	+29.5%
2010	12.63%	+372.2%
2009	-4.64%	+88.9%
2008	-41.92%	-1,525.9%

Year	Value	Change
2007	2.94%	-85.5%
2006	20.22%	-17.3%
2005	24.46%	+9.3%
2004	22.37%	-19.4%
2003	27.75%	+25.2%
2002	22.17%	+4.8%
2001	21.15%	+8.0%
2000	19.59%	+1.3%
1999	19.34%	+46.8%
1998	13.17%	-1.2%
1997	13.33%	-5.2%
1996	14.06%	-8.2%
1995	15.32%	+49.3%
1994	10.26%	-53.8%
1993	22.22%	+13.8%
1992	19.52%	+77.1%
1991	11.02%	+16.2%
1990	9.48%	-

FAQ

What is the current annual operating margin of C?: As of today, C annual operating margin is 11.92%
What is 1-year change in C annual operating margin?: C annual operating margin is up +14.95% year-over-year
What is 3-year change in C annual operating margin?: C annual operating margin is down -37.26% over the past 3 years
How far is C annual operating margin from its all-time high?: C annual operating margin is currently -65.47% below its historical high of 34.52% set on December 31, 2021
How does C annual operating margin rank versus sector peers?: C annual operating margin is higher than 29.73% of companies in Financial Services sector
When is C next annual earnings release?: The next annual earnings release for C is on January 14, 2027

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Quarterly Operating Margin

16.07%1.78%-9.97%

September 30, 2026

Summary

Current Value: As of today, C quarterly operating margin is 16.07%, down -9.97% on September 30, 2026
Historical Performance: C quarterly operating margin is up +31.29% year-over-year, up +36.19% over the past 3 years
All-Time High Comparison: C quarterly operating margin is currently -82.31% below its historical high of 90.83% set on June 30, 2003
3-Year Low Comparison: C quarterly operating margin is +637.46% above its 3-year low of -2.99% reached on December 31, 2023
Sector Comparison: C quarterly operating margin is higher than 33.29% of companies in Financial Services sector

Performance

C Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Operating Margin	Sep 30, 26	16.07%	-10.0%	+31.3%	+36.2%	-47.1%
Annual Operating Margin	Dec 31, 25	11.92%	–	+14.9%	-37.3%	-23.2%
Price	Oct 23, 26	$120.62	-8.5%	+24.8%	+210.2%	+69.0%
PE Ratio	Oct 23, 26	11.76	-17.4%	-13.5%	+90.6%	+76.3%
Quarterly Revenue	Sep 30, 26	$45.66B	+0.6%	+4.0%	+10.9%	+135.3%
Quarterly Operating Profit	Sep 30, 26	$7.34B	-9.4%	+36.7%	+51.0%	+24.5%
Quarterly Gross Margin	Sep 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Net Margin	Sep 30, 26	11.76%	-10.7%	+37.5%	+37.1%	-50.9%

Quarterly Operating Margin Highs

C Quarterly Operating Margin Highs Comparison
Period	High	Date	Current
1Y	17.85%	Jun 30, 26	-10.0%
3Y	17.85%	Jun 30, 26	-10.0%
5Y	30.37%	N/A	-47.1%
All	90.83%	Jun 30, 03	-82.3%

Quarterly Operating Margin Lows

C Quarterly Operating Margin Lows Comparison
Period	Low	Date	Current
1Y	9.58%	Dec 31, 25	+67.8%
3Y	-2.99%	Dec 31, 23	+637.5%
5Y	-2.99%	Dec 31, 23	+637.5%
All	-163.24%	Dec 31, 08	+109.8%

Quarterly Operating Margin History

Month	Value	Change
Sep 2026	16.07%	-10.0%
Jun 2026	17.85%	+3.8%
Mar 2026	17.19%	+79.4%
Dec 2025	9.58%	-21.7%
Sep 2025	12.24%	+0.8%
Jun 2025	12.14%	-8.5%
Mar 2025	13.27%	+32.0%
Dec 2024	10.05%	-1.6%
Sep 2024	10.21%	-0.2%
Jun 2024	10.23%	-2.1%
Mar 2024	10.45%	+449.5%
Dec 2023	-2.99%	-125.3%
Sep 2023	11.80%	+15.5%
Jun 2023	10.22%	-38.7%
Mar 2023	16.68%	+52.2%
Dec 2022	10.96%	-54.9%
Sep 2022	24.28%	-5.8%
Jun 2022	25.78%	+3.4%
Mar 2022	24.93%	+18.0%
Dec 2021	21.13%	-30.4%
Sep 2021	30.37%	-18.2%
Jun 2021	37.14%	-21.8%
Mar 2021	47.47%	+55.8%
Dec 2020	30.46%	+54.1%
Sep 2020	19.77%	+289.2%
Jun 2020	5.08%	-57.6%
Mar 2020	11.97%	-42.9%
Dec 2019	20.96%	-9.1%
Sep 2019	23.07%	-0.8%
Jun 2019	23.25%	+0.3%
Mar 2019	23.17%	+5.0%
Dec 2018	22.07%	-10.4%
Sep 2018	24.63%	+3.4%
Jun 2018	23.81%	-7.5%
Mar 2018	25.73%	+11.2%
Dec 2017	23.13%	-13.3%
Sep 2017	26.68%	-9.8%
Jun 2017	29.58%	-11.3%
Mar 2017	33.36%	+34.5%
Dec 2016	24.80%	-6.4%
Sep 2016	26.49%	-5.7%
Jun 2016	28.08%	+9.1%
Mar 2016	25.74%	+13.5%
Dec 2015	22.68%	-23.8%
Sep 2015	29.75%	-3.2%
Jun 2015	30.73%	+0.4%
Mar 2015	30.62%	+357.0%
Dec 2014	6.70%	-66.8%
Sep 2014	20.21%	+130.2%
Jun 2014	8.78%	-65.7%
Mar 2014	25.61%	+59.8%
Dec 2013	16.03%	-22.0%
Sep 2013	20.56%	-28.0%
Jun 2013	28.57%	+25.9%
Mar 2013	22.70%	+350.4%
Dec 2012	5.04%	-49.8%
Sep 2012	10.04%	-29.1%
Jun 2012	14.17%	-31.1%
Mar 2012	20.58%	+264.2%
Dec 2011	5.65%	-63.9%
Sep 2011	15.67%	+2.2%
Jun 2011	15.34%	-30.6%
Mar 2011	22.11%	+341.3%
Dec 2010	5.01%	-53.1%
Sep 2010	10.68%	+25.6%

Month	Value	Change
Jun 2010	8.50%	-48.3%
Mar 2010	16.44%	+125.4%
Dec 2009	-64.67%	>-9,900.0%
Sep 2009	0.58%	-96.3%
Jun 2009	15.57%	+13.4%
Mar 2009	13.73%	+108.4%
Dec 2008	-163.24%	-721.1%
Sep 2008	-19.88%	-58.7%
Jun 2008	-12.53%	+59.1%
Mar 2008	-30.66%	+50.2%
Dec 2007	-61.58%	-760.0%
Sep 2007	9.33%	-53.0%
Jun 2007	19.85%	+2.9%
Mar 2007	19.29%	+2.7%
Dec 2006	18.78%	-7.4%
Sep 2006	20.29%	-4.1%
Jun 2006	21.16%	+1.4%
Mar 2006	20.86%	-8.9%
Dec 2005	22.90%	-1.5%
Sep 2005	23.26%	-6.4%
Jun 2005	24.85%	-8.4%
Mar 2005	27.12%	+0.4%
Dec 2004	27.01%	-9.2%
Sep 2004	29.76%	+780.5%
Jun 2004	3.38%	-88.7%
Mar 2004	29.92%	+5.6%
Dec 2003	28.32%	-68.8%
Jun 2003	90.83%	+248.4%
Mar 2003	26.07%	+61.2%
Dec 2002	16.17%	-32.0%
Sep 2002	23.77%	+2.2%
Jun 2002	23.25%	-15.8%
Mar 2002	27.62%	+27.2%
Dec 2001	21.72%	+20.0%
Sep 2001	18.10%	-13.7%
Jun 2001	20.97%	+9.4%
Mar 2001	19.16%	+12.7%
Dec 2000	17.00%	-12.8%
Sep 2000	19.49%	-0.6%
Jun 2000	19.61%	-18.1%
Mar 2000	23.94%	+20.5%
Dec 1999	19.87%	+2.6%
Sep 1999	19.37%	-0.1%
Jun 1999	19.39%	+3.6%
Mar 1999	18.72%	+66.8%
Dec 1998	11.22%	-64.8%
Sep 1998	31.84%	-3.6%
Jun 1998	33.03%	-3.4%
Mar 1998	34.20%	+69.8%
Dec 1997	20.14%	-68.7%
Sep 1997	64.42%	-0.1%
Jun 1997	64.47%	-1.0%
Mar 1997	65.15%	-22.7%
Dec 1996	84.30%	+25.2%
Sep 1996	67.34%	+0.6%
Jun 1996	66.96%	+3.4%
Mar 1996	64.75%	+0.6%
Dec 1995	64.38%	-0.1%
Sep 1995	64.44%	+2.4%
Jun 1995	62.95%	-4.3%
Mar 1995	65.76%	-4.2%
Dec 1994	68.61%	-2.5%
Sep 1994	70.34%	-4.7%
Jun 1994	73.82%	-5.9%
Mar 1994	78.43%	-

FAQ

What is the current quarterly operating margin of C?: As of today, C quarterly operating margin is 16.07%
What is C quarterly operating margin most recent change?: C quarterly operating margin was down -9.97% on September 30, 2026
What is 1-year change in C quarterly operating margin?: C quarterly operating margin is up +31.29% year-over-year
How far is C quarterly operating margin from its all-time high?: C quarterly operating margin is currently -82.31% below its historical high of 90.83% set on June 30, 2003
How does C quarterly operating margin rank versus sector peers?: C quarterly operating margin is higher than 33.29% of companies in Financial Services sector
When is C next earnings release?: The next earnings release for C is on January 14, 2027

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Data Sources & References

C Official Website www.citigroup.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/831001/000110465926003604/0001104659-26-003604-index.htm
C Profile on Yahoo Finance finance.yahoo.com/quote/C
C Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/c