What is the current annual net margin of C?

As of today, C annual net margin is 8.44%

What is 1-year change in C annual net margin?

C annual net margin is up +13.90% year-over-year

What is 3-year change in C annual net margin?

C annual net margin is down -43.05% over the past 3 years

How far is C annual net margin from its all-time high?

C annual net margin is currently -69.05% below its historical high of 27.27% set on December 31, 2021

How does C annual net margin rank versus sector peers?

C annual net margin is higher than 30.78% of companies in Financial Services sector

When is C next annual earnings release?

The next annual earnings release for C is on January 14, 2027

What is the current quarterly net margin of C?

As of today, C quarterly net margin is 11.76%

What is C quarterly net margin most recent change?

C quarterly net margin was down -10.71% on September 30, 2026

What is 1-year change in C quarterly net margin?

C quarterly net margin is up +37.54% year-over-year

How far is C quarterly net margin from its all-time high?

C quarterly net margin is currently -72.33% below its historical high of 42.50% set on September 30, 1997

How does C quarterly net margin rank versus sector peers?

C quarterly net margin is higher than 38.25% of companies in Financial Services sector

When is C next earnings release?

The next earnings release for C is on January 14, 2027

Citigroup Inc. (C) Net Margin History & Chart Since 1989

Annual Net Margin

8.44%1.03%+13.90%

December 31, 2025

Summary

Current Value: As of today, C annual net margin is 8.44%, up +13.90% on December 31, 2025
Historical Performance: C annual net margin is down -43.05% over the past 3 years, down -31.99% over the past 5 years
All-Time High Comparison: C annual net margin is currently -69.05% below its historical high of 27.27% set on December 31, 2021
3-Year Low Comparison: C annual net margin is +44.03% above its 3-year low of 5.86% reached on December 31, 2023
Sector Comparison: C annual net margin is higher than 30.78% of companies in Financial Services sector

Net Margin Chart

beforeafter

Performance

C Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 25	8.44%	+13.9%	-43.0%	-32.0%	-10.2%
Quarterly Net Margin	Sep 30, 26	11.76%	+37.5%	+37.1%	-50.9%	-17.1%
Price	Oct 22, 26	$122.51	+26.7%	+215.0%	+71.7%	+304.3%
PE Ratio	Oct 22, 26	11.95	-12.1%	+93.7%	+79.2%	+45.9%
Annual Revenue	Dec 31, 25	$169.16B	-1.1%	+66.5%	+90.2%	+46.4%
Annual Net Income	Dec 31, 25	$14.28B	+12.8%	-5.1%	+29.4%	+31.5%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Dec 31, 25	11.92%	+14.9%	-37.3%	-23.2%	-5.6%

Net Margin Highs

C Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	14.82%	N/A	-43.0%
5Y	27.27%	Dec 31, 21	-69.0%
All	27.27%	Dec 31, 21	-69.0%

Net Margin Lows

C Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	5.86%	Dec 31, 23	+44.0%
5Y	5.86%	Dec 31, 23	+44.0%
All	-29.32%	Dec 31, 08	+128.8%

Net Margin History

Year	Value	Change
2025	8.44%	+13.9%
2024	7.41%	+26.5%
2023	5.86%	-60.5%
2022	14.82%	-45.7%
2021	27.27%	+119.7%
2020	12.41%	-33.6%
2019	18.69%	+2.1%
2018	18.30%	+342.4%
2017	-7.55%	-142.8%
2016	17.64%	-9.5%
2015	19.49%	+141.8%
2014	8.06%	-43.4%
2013	14.25%	+79.5%
2012	7.94%	-24.9%
2011	10.57%	+12.4%
2010	9.40%	+281.1%
2009	-5.19%	+82.3%
2008	-29.32%	-1,306.6%
2007	2.43%	-83.5%

Year	Value	Change
2006	14.70%	-13.1%
2005	16.92%	+5.7%
2004	16.01%	-16.4%
2003	19.15%	+30.9%
2002	14.63%	+8.9%
2001	13.43%	+10.3%
2000	12.18%	-2.5%
1999	12.49%	+58.1%
1998	7.90%	-10.4%
1997	8.82%	-19.8%
1996	11.00%	+12.0%
1995	9.82%	+36.8%
1994	7.18%	-49.9%
1993	14.32%	-3.0%
1992	14.76%	+93.4%
1991	7.63%	+22.3%
1990	6.24%	+1.3%
1989	6.16%	-

FAQ

What is the current annual net margin of C?: As of today, C annual net margin is 8.44%
What is 1-year change in C annual net margin?: C annual net margin is up +13.90% year-over-year
What is 3-year change in C annual net margin?: C annual net margin is down -43.05% over the past 3 years
How far is C annual net margin from its all-time high?: C annual net margin is currently -69.05% below its historical high of 27.27% set on December 31, 2021
How does C annual net margin rank versus sector peers?: C annual net margin is higher than 30.78% of companies in Financial Services sector
When is C next annual earnings release?: The next annual earnings release for C is on January 14, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Quarterly Net Margin

11.76%1.41%-10.71%

September 30, 2026

Summary

Current Value: As of today, C quarterly net margin is 11.76%, down -10.71% on September 30, 2026
Historical Performance: C quarterly net margin is up +37.54% year-over-year, up +37.06% over the past 3 years
All-Time High Comparison: C quarterly net margin is currently -72.33% below its historical high of 42.50% set on September 30, 1997
3-Year Low Comparison: C quarterly net margin is +358.46% above its 3-year low of -4.55% reached on December 31, 2023
Sector Comparison: C quarterly net margin is higher than 38.25% of companies in Financial Services sector

Performance

C Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Sep 30, 26	11.76%	-10.7%	+37.5%	+37.1%	-50.9%
Annual Net Margin	Dec 31, 25	8.44%	–	+13.9%	-43.0%	-32.0%
Price	Oct 22, 26	$122.51	-7.1%	+26.7%	+215.0%	+71.7%
PE Ratio	Oct 22, 26	11.95	-16.1%	-12.1%	+93.7%	+79.2%
Quarterly Revenue	Sep 30, 26	$45.66B	+0.6%	+4.0%	+10.9%	+135.3%
Quarterly Net Income	Sep 30, 26	$5.37B	-10.2%	+43.1%	+52.0%	+15.6%
Quarterly Gross Margin	Sep 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Sep 30, 26	16.07%	-10.0%	+31.3%	+36.2%	-47.1%

Quarterly Net Margin Highs

C Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	13.21%	Mar 31, 26	-11.0%
3Y	13.21%	Mar 31, 26	-11.0%
5Y	23.93%	N/A	-50.9%
All	42.50%	Sep 30, 97	-72.3%

Quarterly Net Margin Lows

C Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	5.89%	Dec 31, 25	+99.7%
3Y	-4.55%	Dec 31, 23	+358.5%
5Y	-4.55%	Dec 31, 23	+358.5%
All	-116.51%	Dec 31, 08	+110.1%

Quarterly Net Margin History

Month	Value	Change
Sep 2026	11.76%	-10.7%
Jun 2026	13.17%	-0.3%
Mar 2026	13.21%	+124.3%
Dec 2025	5.89%	-31.1%
Sep 2025	8.55%	-7.2%
Jun 2025	9.21%	-6.0%
Mar 2025	9.80%	+41.2%
Dec 2024	6.94%	-6.2%
Sep 2024	7.40%	-2.2%
Jun 2024	7.57%	-1.9%
Mar 2024	7.72%	+269.7%
Dec 2023	-4.55%	-153.0%
Sep 2023	8.58%	+12.0%
Jun 2023	7.66%	-37.7%
Mar 2023	12.29%	+51.7%
Dec 2022	8.10%	-34.4%
Sep 2022	12.34%	-38.8%
Jun 2022	20.17%	+0.7%
Mar 2022	20.02%	+21.4%
Dec 2021	16.49%	-31.1%
Sep 2021	23.93%	-22.9%
Jun 2021	31.04%	-14.2%
Mar 2021	36.18%	+50.0%
Dec 2020	24.12%	+53.2%
Sep 2020	15.74%	+251.3%
Jun 2020	4.48%	-52.9%
Mar 2020	9.51%	-53.2%
Dec 2019	20.32%	+8.1%
Sep 2019	18.79%	+5.1%
Jun 2019	17.87%	-0.7%
Mar 2019	18.00%	+1.9%
Dec 2018	17.67%	-3.3%
Sep 2018	18.28%	+2.4%
Jun 2018	17.86%	-7.7%
Mar 2018	19.34%	+122.8%
Dec 2017	-84.88%	-569.0%
Sep 2017	18.10%	+5.3%
Jun 2017	17.19%	-4.8%
Mar 2017	18.05%	+4.9%
Dec 2016	17.20%	-4.3%
Sep 2016	17.97%	-5.6%
Jun 2016	19.04%	+16.3%
Mar 2016	16.37%	+4.7%
Dec 2015	15.64%	-22.5%
Sep 2015	20.17%	-5.0%
Jun 2015	21.24%	+2.2%
Mar 2015	20.78%	+1,101.2%
Dec 2014	1.73%	-85.2%
Sep 2014	11.65%	+968.8%
Jun 2014	1.09%	-93.3%
Mar 2014	16.28%	+55.3%
Dec 2013	10.48%	-27.9%
Sep 2013	14.54%	-11.6%
Jun 2013	16.44%	+12.3%
Mar 2013	14.64%	+163.8%
Dec 2012	5.55%	+173.4%
Sep 2012	2.03%	-83.2%
Jun 2012	12.11%	+10.0%
Mar 2012	11.01%	+163.4%
Dec 2011	4.18%	-70.5%
Sep 2011	14.19%	+17.9%
Jun 2011	12.04%	+10.8%
Mar 2011	10.87%	+105.5%
Dec 2010	5.29%	-44.6%
Sep 2010	9.55%	+8.5%
Jun 2010	8.80%	-27.5%
Mar 2010	12.14%	+134.3%
Dec 2009	-35.38%	-330.9%
Sep 2009	-8.21%	-174.4%
Jun 2009	11.03%	+735.6%
Mar 2009	1.32%	+101.1%
Dec 2008	-116.51%	-901.8%
Sep 2008	-11.63%	-77.6%

Month	Value	Change
Jun 2008	-6.55%	+64.0%
Mar 2008	-18.17%	+49.0%
Dec 2007	-35.60%	-810.6%
Sep 2007	5.01%	-63.8%
Jun 2007	13.83%	+17.6%
Mar 2007	11.76%	-10.8%
Dec 2006	13.19%	-10.5%
Sep 2006	14.73%	-0.1%
Jun 2006	14.74%	-10.0%
Mar 2006	16.38%	+3.7%
Dec 2005	15.80%	-3.1%
Sep 2005	16.31%	-5.7%
Jun 2005	17.29%	-6.2%
Mar 2005	18.44%	-4.9%
Dec 2004	19.38%	-6.4%
Sep 2004	20.70%	+459.5%
Jun 2004	3.70%	-82.0%
Mar 2004	20.58%	+4.4%
Dec 2003	19.72%	+8.4%
Jun 2003	18.20%	+2.0%
Mar 2003	17.85%	+65.3%
Dec 2002	10.80%	-31.9%
Sep 2002	15.87%	+2.3%
Jun 2002	15.52%	-18.1%
Mar 2002	18.95%	+29.1%
Dec 2001	14.68%	+27.0%
Sep 2001	11.56%	-12.2%
Jun 2001	13.17%	+9.4%
Mar 2001	12.04%	+23.1%
Dec 2000	9.78%	-20.9%
Sep 2000	12.37%	-3.2%
Jun 2000	12.78%	-16.9%
Mar 2000	15.37%	+19.6%
Dec 1999	12.85%	+3.7%
Sep 1999	12.39%	+0.7%
Jun 1999	12.30%	-1.0%
Mar 1999	12.42%	+225.1%
Dec 1998	3.82%	-26.7%
Sep 1998	5.21%	-78.3%
Jun 1998	23.97%	+0.5%
Mar 1998	23.84%	+170.0%
Dec 1997	8.83%	-79.2%
Sep 1997	42.50%	+16.9%
Jun 1997	36.35%	-1.4%
Mar 1997	36.87%	+110.7%
Dec 1996	17.50%	-48.6%
Sep 1996	34.07%	+9.1%
Jun 1996	31.22%	-15.3%
Mar 1996	36.88%	+4.4%
Dec 1995	35.33%	+6.5%
Sep 1995	33.16%	+23.0%
Jun 1995	26.97%	+5.4%
Mar 1995	25.58%	-0.2%
Dec 1994	25.63%	-6.8%
Sep 1994	27.51%	-3.5%
Jun 1994	28.50%	-13.3%
Mar 1994	32.88%	+133.0%
Dec 1993	14.11%	+0.2%
Sep 1993	14.08%	-14.9%
Jun 1993	16.55%	+0.1%
Mar 1993	16.54%	+5.5%
Dec 1992	15.68%	+2.5%
Sep 1992	15.30%	+11.8%
Jun 1992	13.68%	-23.4%
Mar 1992	17.87%	+125.9%
Dec 1991	7.91%	-12.1%
Sep 1991	9.00%	+8.6%
Jun 1991	8.29%	+4.7%
Mar 1991	7.92%	+16.3%
Dec 1990	6.81%	-9.9%
Sep 1990	7.56%	+1.7%
Jun 1990	7.43%	+5.5%
Mar 1990	7.04%	-

FAQ

What is the current quarterly net margin of C?: As of today, C quarterly net margin is 11.76%
What is C quarterly net margin most recent change?: C quarterly net margin was down -10.71% on September 30, 2026
What is 1-year change in C quarterly net margin?: C quarterly net margin is up +37.54% year-over-year
How far is C quarterly net margin from its all-time high?: C quarterly net margin is currently -72.33% below its historical high of 42.50% set on September 30, 1997
How does C quarterly net margin rank versus sector peers?: C quarterly net margin is higher than 38.25% of companies in Financial Services sector
When is C next earnings release?: The next earnings release for C is on January 14, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Data Sources & References

C Official Website www.citigroup.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/831001/000110465926003604/0001104659-26-003604-index.htm
C Profile on Yahoo Finance finance.yahoo.com/quote/C
C Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/c