What is the current annual operating margin of BSBR?

As of today, BSBR annual operating margin is 8.74%

What is 1-year change in BSBR annual operating margin?

BSBR annual operating margin is down -24.53% year-over-year

What is 3-year change in BSBR annual operating margin?

BSBR annual operating margin is down -36.76% over the past 3 years

How far is BSBR annual operating margin from its all-time high?

BSBR annual operating margin is currently -64.49% below its historical high of 24.61% set on December 31, 2021

How does BSBR annual operating margin rank versus sector peers?

BSBR annual operating margin is higher than 24.21% of companies in Financial Services sector

When is BSBR next annual earnings release?

The next annual earnings release for BSBR is on February 3, 2027

What is the current quarterly operating margin of BSBR?

As of today, BSBR quarterly operating margin is 7.29%

What is BSBR quarterly operating margin most recent change?

BSBR quarterly operating margin was up +8.16% on September 30, 2026

What is 1-year change in BSBR quarterly operating margin?

BSBR quarterly operating margin is down -30.37% year-over-year

How far is BSBR quarterly operating margin from its all-time high?

BSBR quarterly operating margin is currently -87.76% below its historical high of 59.55% set on September 30, 2009

How does BSBR quarterly operating margin rank versus sector peers?

BSBR quarterly operating margin is higher than 18.42% of companies in Financial Services sector

When is BSBR next earnings release?

The next earnings release for BSBR is on February 3, 2027

BSBR Operating Margin History & Chart Since 1987

Annual Operating Margin

8.74%2.84%-24.53%

December 31, 2025

Summary

Current Value: As of today, BSBR annual operating margin is 8.74%, down -24.53% on December 31, 2025
Historical Performance: BSBR annual operating margin is down -36.76% over the past 3 years, down -34.24% over the past 5 years
All-Time High Comparison: BSBR annual operating margin is currently -64.49% below its historical high of 24.61% set on December 31, 2021
3-Year Low Comparison: BSBR annual operating margin is +15.61% above its 3-year low of 7.56% reached on December 31, 2023
Sector Comparison: BSBR annual operating margin is higher than 24.21% of companies in Financial Services sector

Operating Margin Chart

beforeafter

Performance

BSBR Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Operating Margin	Dec 31, 25	8.74%	-24.5%	-36.8%	-34.2%	-47.9%
Quarterly Operating Margin	Sep 30, 26	7.29%	-30.4%	-19.1%	-57.2%	+659.4%
Price	Nov 10, 26	$4.94	-19.7%	-18.2%	-21.7%	-40.8%
PE Ratio	Nov 10, 26	15.10	-31.1%	-32.0%	-6.4%	–
Annual Revenue	Dec 31, 25	$33.85B	+11.3%	+24.5%	+143.3%	+3.8%
Annual Operating Profit	Dec 31, 25	$2.96B	-16.1%	-21.3%	+59.9%	-45.9%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Net Margin	Dec 31, 25	6.86%	-16.1%	-32.8%	-63.4%	-46.7%

Operating Margin Highs

BSBR Annual Operating Margin Highs Comparison
Period	High	Date	Current
3Y	13.82%	N/A	-36.8%
5Y	24.61%	Dec 31, 21	-64.5%
All	24.61%	Dec 31, 21	-64.5%

Operating Margin Lows

BSBR Annual Operating Margin Lows Comparison
Period	Low	Date	Current
3Y	7.56%	Dec 31, 23	+15.6%
5Y	7.56%	Dec 31, 23	+15.6%
All	-32.97%	Dec 1, 00	+126.5%

Operating Margin History

Year	Value	Change
2025	8.74%	-24.5%
2024	11.58%	+53.2%
2023	7.56%	-45.3%
2022	13.82%	-43.8%
2021	24.61%	+85.2%
2020	13.29%	-44.2%
2019	23.81%	+22.0%
2018	19.51%	+15.2%
2017	16.94%	+3.2%
2016	16.41%	+600.3%
2015	-3.28%	-136.6%
2014	8.97%	+41.3%
2013	6.35%	-14.8%
2012	7.45%	-45.8%
2011	13.75%	-18.0%
2010	16.76%	+335.7%
2009	-7.11%	-292.2%
2008	3.70%	-74.5%

Year	Value	Change
2007	14.53%	+26.7%
2006	11.47%	+3.4%
2005	11.09%	-49.0%
2003	21.76%	-8.8%
2002	23.85%	+172.3%
2000	-32.97%	-1,440.7%
1999	-2.14%	-125.6%
1998	8.36%	-49.0%
1997	16.39%	+52.5%
1996	10.75%	+293.8%
1995	2.73%	-50.4%
1993	5.50%	+22.8%
1992	4.48%	+9.0%
1991	4.11%	-18.0%
1990	5.01%	-43.3%
1989	8.84%	+36.4%
1988	6.48%	-17.3%
1987	7.84%	-

FAQ

What is the current annual operating margin of BSBR?: As of today, BSBR annual operating margin is 8.74%
What is 1-year change in BSBR annual operating margin?: BSBR annual operating margin is down -24.53% year-over-year
What is 3-year change in BSBR annual operating margin?: BSBR annual operating margin is down -36.76% over the past 3 years
How far is BSBR annual operating margin from its all-time high?: BSBR annual operating margin is currently -64.49% below its historical high of 24.61% set on December 31, 2021
How does BSBR annual operating margin rank versus sector peers?: BSBR annual operating margin is higher than 24.21% of companies in Financial Services sector
When is BSBR next annual earnings release?: The next annual earnings release for BSBR is on February 3, 2027

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Quarterly Operating Margin

7.29%0.55%+8.16%

September 30, 2026

Summary

Current Value: As of today, BSBR quarterly operating margin is 7.29%, up +8.16% on September 30, 2026
Historical Performance: BSBR quarterly operating margin is down -30.37% year-over-year, down -19.09% over the past 3 years
All-Time High Comparison: BSBR quarterly operating margin is currently -87.76% below its historical high of 59.55% set on September 30, 2009
3-Year Low Comparison: BSBR quarterly operating margin is +71.13% above its 3-year low of 4.26% reached on June 30, 2025
Sector Comparison: BSBR quarterly operating margin is higher than 18.42% of companies in Financial Services sector

Performance

BSBR Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Operating Margin	Sep 30, 26	7.29%	+8.2%	-30.4%	-19.1%	-57.2%
Annual Operating Margin	Dec 31, 25	8.74%	–	-24.5%	-36.8%	-34.2%
Price	Nov 10, 26	$4.94	-14.2%	-19.7%	-18.2%	-21.7%
PE Ratio	Nov 10, 26	15.10	-8.5%	-31.1%	-32.0%	-6.4%
Quarterly Revenue	Sep 30, 26	$9.25B	-3.2%	+6.9%	+16.8%	+114.0%
Quarterly Operating Profit	Sep 30, 26	$674.59M	+4.7%	-25.6%	-5.5%	-8.5%
Quarterly Gross Margin	Sep 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Net Margin	Sep 30, 26	5.98%	-2.5%	-27.3%	-16.8%	-65.0%

Quarterly Operating Margin Highs

BSBR Quarterly Operating Margin Highs Comparison
Period	High	Date	Current
1Y	10.47%	N/A	-30.4%
3Y	12.67%	Sep 30, 24	-42.5%
5Y	19.36%	Mar 31, 22	-62.4%
All	59.55%	Sep 30, 09	-87.8%

Quarterly Operating Margin Lows

BSBR Quarterly Operating Margin Lows Comparison
Period	Low	Date	Current
1Y	6.74%	Jun 30, 26	+8.2%
3Y	4.26%	Jun 30, 25	+71.1%
5Y	1.88%	Dec 31, 22	+287.8%
All	-59.52%	Mar 31, 20	+112.3%

Quarterly Operating Margin History

Month	Value	Change
Sep 2026	7.29%	+8.2%
Jun 2026	6.74%	-29.7%
Mar 2026	9.59%	-6.0%
Dec 2025	10.20%	-2.6%
Sep 2025	10.47%	+145.8%
Jun 2025	4.26%	-58.1%
Mar 2025	10.16%	+4.0%
Dec 2024	9.77%	-22.9%
Sep 2024	12.67%	+48.7%
Jun 2024	8.52%	-26.4%
Mar 2024	11.57%	+33.0%
Dec 2023	8.70%	-3.4%
Sep 2023	9.01%	+55.3%
Jun 2023	5.80%	-14.3%
Mar 2023	6.77%	+260.1%
Dec 2022	1.88%	-84.2%
Sep 2022	11.87%	-21.2%
Jun 2022	15.06%	-22.2%
Mar 2022	19.36%	+81.3%
Dec 2021	10.68%	-37.4%
Sep 2021	17.05%	-57.2%
Jun 2021	39.79%	+53.6%
Mar 2021	25.91%	-40.8%
Dec 2020	43.79%	+72.6%
Sep 2020	25.37%	+2,956.6%
Jun 2020	0.83%	+101.4%
Mar 2020	-59.52%	-338.1%
Dec 2019	25.00%	+48.5%
Sep 2019	16.84%	-59.7%
Jun 2019	41.83%	+8.1%
Mar 2019	38.70%	+32.4%
Dec 2018	29.23%	+20.1%
Sep 2018	24.33%	+1,743.2%
Jun 2018	1.32%	-94.3%
Mar 2018	23.05%	+69.6%
Dec 2017	13.59%	-43.3%

Month	Value	Change
Sep 2017	23.95%	+108.8%
Jun 2017	11.47%	-37.2%
Mar 2017	18.25%	+1,150.0%
Dec 2016	1.46%	-88.8%
Sep 2016	13.09%	-46.7%
Jun 2016	24.55%	+0.4%
Mar 2016	24.45%	+209.1%
Dec 2015	7.91%	+118.4%
Sep 2015	-43.00%	-331.1%
Jun 2015	18.61%	+216.8%
Mar 2015	-15.94%	-458.2%
Dec 2014	4.45%	+80.2%
Sep 2014	2.47%	-80.1%
Jun 2014	12.39%	-14.0%
Mar 2014	14.41%	+1,191.7%
Dec 2013	-1.32%	-116.7%
Sep 2013	7.89%	+426.0%
Jun 2013	-2.42%	-114.6%
Mar 2013	16.55%	>+9,900.0%
Dec 2012	0.06%	-99.5%
Sep 2012	12.23%	+2,407.5%
Jun 2012	-0.53%	-103.2%
Mar 2012	16.45%	+5.5%
Dec 2011	15.59%	+1,524.0%
Sep 2011	0.96%	-94.9%
Jun 2011	18.73%	-7.5%
Mar 2011	20.24%	-4.3%
Dec 2010	21.14%	+16.0%
Sep 2010	18.22%	+3.8%
Jun 2010	17.56%	-1.3%
Mar 2010	17.80%	+84.8%
Dec 2009	9.63%	-83.8%
Sep 2009	59.55%	>+9,900.0%
Jun 2009	-0.54%	-109.2%
Mar 2009	5.88%	-

FAQ

What is the current quarterly operating margin of BSBR?: As of today, BSBR quarterly operating margin is 7.29%
What is BSBR quarterly operating margin most recent change?: BSBR quarterly operating margin was up +8.16% on September 30, 2026
What is 1-year change in BSBR quarterly operating margin?: BSBR quarterly operating margin is down -30.37% year-over-year
How far is BSBR quarterly operating margin from its all-time high?: BSBR quarterly operating margin is currently -87.76% below its historical high of 59.55% set on September 30, 2009
How does BSBR quarterly operating margin rank versus sector peers?: BSBR quarterly operating margin is higher than 18.42% of companies in Financial Services sector
When is BSBR next earnings release?: The next earnings release for BSBR is on February 3, 2027

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Data Sources & References

BSBR Official Website www.santander.com.br
BSBR Profile on Yahoo Finance finance.yahoo.com/quote/BSBR
BSBR Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/bsbr