What is the current annual net margin of BSBR?

As of today, BSBR annual net margin is 6.86%

What is 1-year change in BSBR annual net margin?

BSBR annual net margin is down -16.14% year-over-year

What is 3-year change in BSBR annual net margin?

BSBR annual net margin is down -32.81% over the past 3 years

How far is BSBR annual net margin from its all-time high?

BSBR annual net margin is currently -74.04% below its historical high of 26.43% set on December 1, 2002

How does BSBR annual net margin rank versus sector peers?

BSBR annual net margin is higher than 26.13% of companies in Financial Services sector

When is BSBR next annual earnings release?

The next annual earnings release for BSBR is on February 3, 2027

What is the current quarterly net margin of BSBR?

As of today, BSBR quarterly net margin is 5.98%

What is BSBR quarterly net margin most recent change?

BSBR quarterly net margin was down -2.45% on September 30, 2026

What is 1-year change in BSBR quarterly net margin?

BSBR quarterly net margin is down -27.34% year-over-year

How far is BSBR quarterly net margin from its all-time high?

BSBR quarterly net margin is currently -82.92% below its historical high of 35.02% set on March 31, 2020

How does BSBR quarterly net margin rank versus sector peers?

BSBR quarterly net margin is higher than 21.70% of companies in Financial Services sector

When is BSBR next earnings release?

The next earnings release for BSBR is on February 3, 2027

BSBR Net Margin History & Chart Since 1987

Annual Net Margin

6.86%1.32%-16.14%

December 31, 2025

Summary

Current Value: As of today, BSBR annual net margin is 6.86%, down -16.14% on December 31, 2025
Historical Performance: BSBR annual net margin is down -32.81% over the past 3 years, down -63.39% over the past 5 years
All-Time High Comparison: BSBR annual net margin is currently -74.04% below its historical high of 26.43% set on December 1, 2002
3-Year Low Comparison: BSBR annual net margin is +12.83% above its 3-year low of 6.08% reached on December 31, 2023
Sector Comparison: BSBR annual net margin is higher than 26.13% of companies in Financial Services sector

Net Margin Chart

beforeafter

Performance

BSBR Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 25	6.86%	-16.1%	-32.8%	-63.4%	-46.7%
Quarterly Net Margin	Sep 30, 26	5.98%	-27.3%	-16.8%	-65.0%	-54.5%
Price	Nov 6, 26	$4.64	-23.3%	-21.1%	-24.4%	-44.4%
PE Ratio	Nov 6, 26	14.18	-34.3%	-34.4%	-9.7%	–
Annual Revenue	Dec 31, 25	$33.85B	+11.3%	+24.5%	+143.3%	+3.8%
Annual Net Income	Dec 31, 25	$2.32B	-6.7%	-16.4%	-11.0%	-44.7%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Dec 31, 25	8.74%	-24.5%	-36.8%	-34.2%	-47.9%

Net Margin Highs

BSBR Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	10.21%	N/A	-32.8%
5Y	18.74%	N/A	-63.4%
All	26.43%	Dec 1, 02	-74.0%

Net Margin Lows

BSBR Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	6.08%	Dec 31, 23	+12.8%
5Y	6.08%	Dec 31, 23	+12.8%
All	-38.62%	Dec 1, 00	+117.8%

Net Margin History

Year	Value	Change
2025	6.86%	-16.1%
2024	8.18%	+34.5%
2023	6.08%	-40.5%
2022	10.21%	-34.1%
2021	15.50%	-17.3%
2020	18.74%	+5.2%
2019	17.81%	+15.5%
2018	15.42%	+51.6%
2017	10.17%	+35.1%
2016	7.53%	-43.6%
2015	13.35%	+64.8%
2014	8.10%	+32.4%
2013	6.12%	-30.3%
2012	8.78%	-25.8%
2011	11.84%	-8.0%
2010	12.87%	+193.8%
2009	4.38%	+1.2%
2008	4.33%	-54.8%

Year	Value	Change
2007	9.58%	+11.0%
2006	8.63%	-53.5%
2005	18.54%	-20.5%
2003	23.31%	-11.8%
2002	26.43%	+168.4%
2000	-38.62%	>-9,900.0%
1999	0.30%	-86.3%
1998	2.19%	-78.7%
1997	10.30%	+30.2%
1996	7.91%	+2,181.6%
1995	-0.38%	-109.0%
1993	4.20%	+46.9%
1992	2.86%	+144.4%
1991	1.17%	-39.4%
1990	1.93%	-42.4%
1989	3.35%	+30.9%
1988	2.56%	-25.4%
1987	3.43%	-

FAQ

What is the current annual net margin of BSBR?: As of today, BSBR annual net margin is 6.86%
What is 1-year change in BSBR annual net margin?: BSBR annual net margin is down -16.14% year-over-year
What is 3-year change in BSBR annual net margin?: BSBR annual net margin is down -32.81% over the past 3 years
How far is BSBR annual net margin from its all-time high?: BSBR annual net margin is currently -74.04% below its historical high of 26.43% set on December 1, 2002
How does BSBR annual net margin rank versus sector peers?: BSBR annual net margin is higher than 26.13% of companies in Financial Services sector
When is BSBR next annual earnings release?: The next annual earnings release for BSBR is on February 3, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Quarterly Net Margin

5.98%0.15%-2.45%

September 30, 2026

Summary

Current Value: As of today, BSBR quarterly net margin is 5.98%, down -2.45% on September 30, 2026
Historical Performance: BSBR quarterly net margin is down -27.34% year-over-year, down -16.83% over the past 3 years
All-Time High Comparison: BSBR quarterly net margin is currently -82.92% below its historical high of 35.02% set on March 31, 2020
3-Year Low Comparison: BSBR quarterly net margin is +34.38% above its 3-year low of 4.45% reached on June 30, 2025
Sector Comparison: BSBR quarterly net margin is higher than 21.70% of companies in Financial Services sector

Performance

BSBR Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Sep 30, 26	5.98%	-2.5%	-27.3%	-16.8%	-65.0%
Annual Net Margin	Dec 31, 25	6.86%	–	-16.1%	-32.8%	-63.4%
Price	Nov 6, 26	$4.64	-20.1%	-23.3%	-21.1%	-24.4%
PE Ratio	Nov 6, 26	14.18	-14.9%	-34.3%	-34.4%	-9.7%
Quarterly Revenue	Sep 30, 26	$9.25B	-3.2%	+6.9%	+16.8%	+114.0%
Quarterly Net Income	Sep 30, 26	$553.29M	-5.6%	-22.4%	-2.9%	-25.0%
Quarterly Gross Margin	Sep 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Sep 30, 26	7.29%	+8.2%	-30.4%	-19.1%	-57.2%

Quarterly Net Margin Highs

BSBR Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	8.23%	N/A	-27.3%
3Y	9.46%	Jun 30, 24	-36.8%
5Y	17.07%	N/A	-65.0%
All	35.02%	Mar 31, 20	-82.9%

Quarterly Net Margin Lows

BSBR Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	5.98%	Sep 30, 26	at low
3Y	4.45%	Jun 30, 25	+34.4%
5Y	4.28%	Jun 30, 23	+39.7%
All	-3.93%	Dec 31, 13	+252.2%

Quarterly Net Margin History

Month	Value	Change
Sep 2026	5.98%	-2.4%
Jun 2026	6.13%	-10.6%
Mar 2026	6.86%	-14.1%
Dec 2025	7.99%	-2.9%
Sep 2025	8.23%	+84.9%
Jun 2025	4.45%	-36.3%
Mar 2025	6.99%	-5.7%
Dec 2024	7.41%	-15.3%
Sep 2024	8.75%	-7.5%
Jun 2024	9.46%	+21.3%
Mar 2024	7.80%	+52.9%
Dec 2023	5.10%	-29.1%
Sep 2023	7.19%	+68.0%
Jun 2023	4.28%	-45.6%
Mar 2023	7.87%	-10.4%
Dec 2022	8.78%	-5.0%
Sep 2022	9.24%	-23.5%
Jun 2022	12.08%	-1.1%
Mar 2022	12.22%	-11.3%
Dec 2021	13.77%	-19.3%
Sep 2021	17.07%	+11.5%
Jun 2021	15.31%	-24.8%
Mar 2021	20.35%	+37.9%
Dec 2020	14.76%	-27.8%
Sep 2020	20.45%	+67.3%
Jun 2020	12.22%	-65.1%
Mar 2020	35.02%	+57.7%
Dec 2019	22.20%	+19.9%
Sep 2019	18.52%	+26.6%
Jun 2019	14.63%	-8.1%
Mar 2019	15.92%	-2.9%
Dec 2018	16.40%	-9.1%
Sep 2018	18.04%	-12.9%
Jun 2018	20.72%	+54.3%
Mar 2018	13.43%	+8.7%
Dec 2017	12.36%	+22.0%
Sep 2017	10.13%	-7.9%

Month	Value	Change
Jun 2017	11.00%	+35.1%
Mar 2017	8.14%	+21.3%
Dec 2016	6.71%	-32.4%
Sep 2016	9.93%	+47.5%
Jun 2016	6.73%	-5.5%
Mar 2016	7.12%	+6.0%
Dec 2015	6.72%	-45.6%
Sep 2015	12.36%	-45.5%
Jun 2015	22.69%	+101.0%
Mar 2015	11.29%	+47.0%
Dec 2014	7.68%	+0.7%
Sep 2014	7.63%	-16.9%
Jun 2014	9.18%	+9.7%
Mar 2014	8.37%	+313.0%
Dec 2013	-3.93%	-146.5%
Sep 2013	8.45%	-24.1%
Jun 2013	11.13%	+6.9%
Mar 2013	10.41%	+88.2%
Dec 2012	5.53%	-40.3%
Sep 2012	9.27%	-8.9%
Jun 2012	10.18%	-0.1%
Mar 2012	10.19%	-5.1%
Dec 2011	10.74%	-18.2%
Sep 2011	13.13%	-2.1%
Jun 2011	13.41%	-6.8%
Mar 2011	14.39%	+2.1%
Dec 2010	14.09%	-6.1%
Sep 2010	15.01%	+2.0%
Jun 2010	14.72%	-2.3%
Mar 2010	15.06%	+201.8%
Dec 2009	4.99%	-8.4%
Sep 2009	5.45%	+13.1%
Jun 2009	4.82%	-1.8%
Mar 2009	4.91%	-75.2%
Dec 2008	19.82%	-19.8%
Sep 2008	24.72%	-

FAQ

What is the current quarterly net margin of BSBR?: As of today, BSBR quarterly net margin is 5.98%
What is BSBR quarterly net margin most recent change?: BSBR quarterly net margin was down -2.45% on September 30, 2026
What is 1-year change in BSBR quarterly net margin?: BSBR quarterly net margin is down -27.34% year-over-year
How far is BSBR quarterly net margin from its all-time high?: BSBR quarterly net margin is currently -82.92% below its historical high of 35.02% set on March 31, 2020
How does BSBR quarterly net margin rank versus sector peers?: BSBR quarterly net margin is higher than 21.70% of companies in Financial Services sector
When is BSBR next earnings release?: The next earnings release for BSBR is on February 3, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Data Sources & References

BSBR Official Website www.santander.com.br
BSBR Profile on Yahoo Finance finance.yahoo.com/quote/BSBR
BSBR Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/bsbr