BFH logo

Bread Financial Holdings (BFH)

Profile

Full Name

Bread Financial Holdings, Inc.

Ticker Symbol

BFH

Exchange

NYSE

Sector

Financial Services

Industry

Credit Services

Country

United States

IPO

June 15, 2001

Indexes

Not included

Website

http://www.breadfinancial.com

Employees

6000

Key Details

Price

$45.63(+1.47%)

Market cap

$2.24B(Mid cap)

Last Dividend

$0.21

TTM Dividend yield

1.84%

Annual revenue

$3.84B(-10.64% YoY)

Annual EPS

$5.49(-61.72% YoY)

PE ratio

8.22

Next earnings date

Apr 24, 2025

Next ex-dividend date

N/A

Next split date

N/A

Price

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Current Price

$45.63
BFH price is $45.63

30-Day Relative Volume

0.93
BFH 30-day relative volume is 0.93

Price Performance

Price Today change

+1.47%
BFH price is up +1.47% today

Price YTD change

-25.27%
BFH price is down -25.27% since January 1st

Price 1-year change

+35.04%
BFH price is up +35.04% year-on-year

Price 3-year change

-17.19%
BFH price is down -17.19% over the past 3 years

Price Range

Price All-time high

$249.00
BFH price is currently -81.67% below its historical high of $249.00

Price 3-year low

$23.19
BFH price is currently +96.77% above its 3-year low

Capitalization

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Market cap

Market cap

$2.24B
BFH market capitalization is $2.24 billion

Market cap 3-year change

-18.36%
BFH market capitalization is down -18.36% over the past 3 years

Market cap All-time high

$15.36B
BFH market capitalization is currently -85.42% below its historical high of $15.36 billion

Market cap sector rank

69.55%
BFH market capitalization is higher than 69.55% of companies in Financial Services sector

Shares Outstanding

Shares Outstanding 1-Year Change

-0.94%
BFH shares outstanding is down -0.94% year-on-year

Shares Outstanding 3-Year Change

-1.42%
BFH shares outstanding is down -1.42% over the past 3 years

Technical Indicators

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Beta

1.45
BFH beta is 1.45

200-day SMA

$54.16
BFH price is currently -15.75% below its 200-day simple moving average

50-day SMA

$52.22
BFH price is currently -12.62% below its 50-day simple moving average

RSI

43.77
BFH 14-day relative strength index is 43.77

Volume

0.93
BFH 30-day relative volume is 0.93

ATR

$3.06
BFH average true range is $3.06

10-day Historical Volatility

116.02%
BFH 10-day historical volatility is 116.02%

Dividend

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Events

Last Paid Dividend

$0.21
BFH last dividend was $0.21 per share, with an ex-dividend date of February 14, 2025

Next Dividend

-
BFH next dividend has not yet been announced

Dividend per share

Dividend per share

$0.84
BFH annual dividend per share is $0.84

Dividend per share Sector Rank

46.03%
BFH annual dividend per share is higher than 46.03% of companies in Financial Services sector

Dividend per share 1-Year Change

0%
BFH {parameterFullLabel} has remained unchanged year-on-year

Dividend per share 3-Year Change

+17.89%
BFH annual dividend per share is up +17.89% over the past 3 years

Dividend yield

Dividend yield

1.84%
BFH annual dividend yield is 1.84%

Dividend yield Sector Rank

14.41%
BFH annual dividend yield is higher than 14.41% of companies in Financial Services sector

Other

Payout ratio

15.52%
BFH annual payout ratio is 15.52%

Dividends paid

$43.00M
BFH annual dividends paid is $43.00 million

Free cash flow

$1.86B
BFH annual free cash flow is $1.86 billion

Income Statement

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Revenue

Revenue

$3.84B
BFH annual revenue is $3.84 billion

Revenue Analysts estimate

$3.90B
BFH annual revenue is currently -1.56% lower than the consensus analysts' forecast

Revenue 1-year change

-10.64%
BFH annual revenue is down -10.64% year-on-year

Revenue Sector rank

87.19%
BFH annual revenue is higher than 87.19% of companies in Financial Services sector

EPS

EPS

$5.49
BFH annual earnings per share is $5.49

EPS Analysts estimate

$6.76
BFH annual earnings per share is currently -18.74% lower than the consensus analysts' forecast

EPS 1-year change

-61.72%
BFH annual earnings per share is down -61.72% year-on-year

EPS Sector rank

84.86%
BFH annual earnings per share is higher than 84.86% of companies in Financial Services sector

Profit

Gross profit

-
BFH annual gross profit value is unknown

Gross margin

-
BFH annual gross profit margin value is unknown

Operating profit

-
BFH annual operating income value is unknown

Operating margin

-
BFH annual operating profit margin value is unknown

Net income

$277.00M
BFH annual net profit is $277.00 million

Net margin

7.22%
BFH annual net profit margin is 7.22%

Expenses

Total expenses

-
BFH annual total expenses value is unknown

Operating expenses

$1.13B
BFH annual total operating expenses is $1.13 billion

Cost of goods sold

-
BFH annual cost of goods sold value is unknown

Selling, general & administrative expenses

$1.04B
BFH annual SGA is $1.04 billion

Depreciation and amortization

$90.00M
BFH annual depreciation & amortization is $90.00 million

Interest expense

-
BFH annual interest expense value is unknown

Income tax

$102.00M
BFH annual income tax is $102.00 million

EBIT & EBITDA

EBIT

$1.34B
BFH annual earnings before interest & taxes is $1.34 billion

EBITDA

$1.43B
BFH annual EBITDA is $1.43 billion

Balance Sheet

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Assets

Total assets

$22.89B
BFH annual total assets is $22.89 billion

Non current assets

$19.21B
BFH annual long term assets is $19.21 billion

Current assets

$3.68B
BFH annual total current assets is $3.68 billion

Cash and cash equivalents

$3.68B
BFH annual cash & cash equivalents is $3.68 billion

Accounts receivable

$145.00M
BFH annual accounts receivable is $145.00 million

Inventory

-
BFH annual inventory value is unknown

Liabilities

Total liabilities

$19.84B
BFH annual total liabilities is $19.84 billion

Long term liabilities

$18.77B
BFH annual total long term liabilities is $18.77 billion

Current liabilities

$871.00M
BFH annual total current liabilities is $871.00 million

Accounts payable

$326.00M
BFH annual accounts payable is $326.00 million

Debt

Total debt

$5.68B
BFH annual total debt is $5.68 billion

Total debt 1-year change

+4.5%
BFH annual total debt is up +4.5% year-on-year

Long term debt

$5.68B
BFH annual long term debt is $5.68 billion

Short term debt

$0.00
BFH annual short term debt is $0.00

Equity & Capital

Shareholders equity

$3.05B
BFH annual stockholders equity is $3.05 billion

Book value

$3.05B
BFH annual book value is $3.05 billion

Retained earnings

$999.00M
BFH annual retained earnings is $999.00 million

Working capital

$3.12B
BFH annual working capital is $3.12 billion

Cash Flow Statement

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Cashflow Activities

Cash from operations

$1.86B
BFH annual cash flow from operations is $1.86 billion

Cash from operations 1-year change

-6.44%
BFH annual cash flow from operations is down -6.44% year-on-year

Cash from investing

-$1.17B
BFH annual cash flow from investing activities is -$1.17 billion

Cash from investing 1-year change

-248.35%
BFH annual cash flow from investing activities is down -248.35% year-on-year

Cash from financing

-$592.00M
BFH annual cash flow from financing activities is -$592.00 million

Cash from financing 1-year change

+80.82%
BFH annual cash flow from financing activities is up +80.82% year-on-year

CAPEX

CAPEX

-
BFH annual capital expenditures value is unknown

CAPEX 1-year change

-
BFH annual capital expenditures 1-year change is unknown

Free Cash Flow

Free cash flow

$1.86B
BFH annual free cash flow is $1.86 billion

Free cash flow 1-year change

-6.44%
BFH annual free cash flow is down -6.44% year-on-year

Profitability Ratios

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Margins

Gross margin

-
BFH annual gross profit margin value is unknown

Operating margin

-
BFH annual operating profit margin value is unknown

Net margin

7.22%
BFH annual net profit margin is 7.22%

ROA & ROE

ROA

1.20%
BFH annual return on assets is 1.20%

ROE

9.28%
BFH annual return on equity is 9.28%

Valuation

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PE Ratio

PE ratio

8.22
BFH price to earnings ratio is 8.22

PE ratio Sector rank

12.01%
BFH price to earnings ratio is higher than 12.01% of companies in Financial Services sector

PB Ratio

PB ratio

0.73
BFH price to book ratio is 0.73

PB ratio Sector rank

21.54%
BFH price to book ratio is higher than 21.54% of companies in Financial Services sector

PS Ratio

PS ratio

0.58
BFH price to sales ratio is 0.58

PS ratio Sector rank

7.66%
BFH price to sales ratio is higher than 7.66% of companies in Financial Services sector

Enterprise value

Enterprise value

$4.25B
BFH enterprise value is $4.25 billion

Enterprise value Sector rank

74.86%
BFH enterprise value is higher than 74.86% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

2.97
BFH EV/EBITDA is 2.97

EV/EBITDA Sector rank

42.82%
BFH EV/EBITDA is higher than 42.82% of companies in Financial Services sector

Financial Health

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Liquidity

Current ratio

4.59
BFH annual current ratio is 4.59

Quick ratio

-
BFH annual quick ratio value is unknown

Leverage

Debt to equity

1.82
BFH annual debt to equity ratio is 1.82

Interest coverage ratio

-
BFH annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
BFH piotroski f-score value is unknown

Altman Z-Score

0.65
BFH altman z-score is 0.65

Analyst ratings

Recent major analysts updates

Mar 18, 25 Goldman Sachs
Sell
Feb 3, 25 JMP Securities
Market Perform
Jan 31, 25 RBC Capital
Sector Perform
Jan 31, 25 Barclays
Underweight
Jan 21, 25 Compass Point
Buy
Dec 9, 24 Keefe, Bruyette & Woods
Outperform
Nov 19, 24 Goldman Sachs
Sell
Oct 30, 24 Evercore ISI Group
In-Line
Oct 28, 24 TD Cowen
Hold
Oct 28, 24 Seaport Global
Buy

Institutional Ownership

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  • What is the ticker symbol for Bread Financial Holdings?
  • Does Bread Financial Holdings pay dividends?
  • What sector is Bread Financial Holdings in?
  • What industry is Bread Financial Holdings in?
  • What country is Bread Financial Holdings based in?
  • When did Bread Financial Holdings go public?
  • Is Bread Financial Holdings in the S&P 500?
  • Is Bread Financial Holdings in the NASDAQ 100?
  • Is Bread Financial Holdings in the Dow Jones?
  • When was Bread Financial Holdings's last earnings report?
  • When does Bread Financial Holdings report earnings?
  • Should I buy Bread Financial Holdings stock now?

What is the ticker symbol for Bread Financial Holdings?

The ticker symbol for Bread Financial Holdings is NYSE:BFH

Does Bread Financial Holdings pay dividends?

Yes, Bread Financial Holdings pays dividends. The last payment was $0.21, with an ex-dividend date on February 14, 2025

What sector is Bread Financial Holdings in?

Bread Financial Holdings is in the Financial Services sector

What industry is Bread Financial Holdings in?

Bread Financial Holdings is in the Credit Services industry

What country is Bread Financial Holdings based in?

Bread Financial Holdings is headquartered in United States

When did Bread Financial Holdings go public?

Bread Financial Holdings's initial public offering (IPO) was on June 15, 2001

Is Bread Financial Holdings in the S&P 500?

No, Bread Financial Holdings is not included in the S&P 500 index

Is Bread Financial Holdings in the NASDAQ 100?

No, Bread Financial Holdings is not included in the NASDAQ 100 index

Is Bread Financial Holdings in the Dow Jones?

No, Bread Financial Holdings is not included in the Dow Jones index

When was Bread Financial Holdings's last earnings report?

Bread Financial Holdings's most recent earnings report was on Jan 30, 2025

When does Bread Financial Holdings report earnings?

The next expected earnings date for Bread Financial Holdings is Apr 24, 2025

Should I buy Bread Financial Holdings stock now?

As of today, analysts generally recommend a 'Hold' rating. However, it's important to do your own research and consider your financial situation before making any investment decisions
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