Bread Financial Holdings (BFH) Stock

BFH's fourth-quarter results reflect higher credit sales but lower average loans. Revenues decline as total interest income decreases.

Bread Financial Holdings, Inc. (NYSE:BFH ) Q4 2024 Earnings Conference Call January 30, 2025 8:30 AM ET Company Participants Brian Vereb – Head-Investor Relations Ralph Andretta – President and Chief Executive Officer Perry Beberman – Executive Vice President and Chief Financial Officer Conference Call Participants Sanjay Sakhrani – KBW Vincent Caintic – BTIG Jeff Adelson – Morgan Stanley John Pancari – Evercore ISI Bill Carache – Wolfe Research Moshe Orenbuch – TD Cowen Mihir Bhatia – Bank of America Terry Ma – Barclays Dominick Gabriele – Compass Point Reggie Smith – JPMorgan Operator Thank you for standing by, and welcome to the Bread Financial Fourth Quarter and Full Year 2024 Earnings Conference Call. At this time, all participants are in a listen-only mode.

Bread Financial Holdings (BFH) came out with quarterly earnings of $0.41 per share, beating the Zacks Consensus Estimate of $0.33 per share. This compares to earnings of $0.90 per share a year ago.

COLUMBUS, Ohio, Jan. 30, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. ® (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving solutions, today announced its fourth quarter and full year 2024 financial results. All earnings-related materials are now available at the company's investor relations website,  here .

COLUMBUS, Ohio, Jan. 30, 2025 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving solutions, today announced that its Board of Directors declared a quarterly cash dividend of $0.21 per share on the Company's common stock, payable on March 21, 2025 to stockholders of record at the close of business on February 14, 2025.

The headline numbers for Bread Financial (BFH) give insight into how the company performed in the quarter ended December 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Bread Financial (BFH) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

BFH stock is poised to gain from solid credit sales, proactive risk management, financial flexibility, prudent capital deployment and higher return on capital.

Bread Financial is set to gain from its solid growth prospects, robust credit sales, higher retained earnings, active risk management and consumer spending.