Wall Street Numbers logo
Wall Street Numbers logo
Wall Street Numbers
Bread Financial Holdings, Inc. company logo
Bread Financial Holdings, Inc. logo

Bread Financial Holdings, Inc. (BFH)

Profile

Company profile for Bread Financial Holdings, Inc. (BFH)
MetricValue
Full NameBread Financial Holdings, Inc.
TickerNYSE: BFH
ExchangeNYSE
SectorFinancial Services
IndustryCredit Services
CountryUnited States
IPO
IndexesNot included
Websitebreadfinancial.com
Employees6,000

Key Metrics

Bread Financial Holdings, Inc. Key Details
MetricDateValue
Price$80.26
Price, 1D Change+5.19%
Market Cap$4B
TTM Dividend Yield1.07%
PE Ratio8.17
Beta1.46
Revenue$5B
Revenue, 1Y Change-3.06%
EPS$5.50
EPS, 1Y Change-61.73%

Chart

Add series to chart(max: 6)
Series
SUGGESTED SERIES
Bread Financial Holdings, Inc. chart

Events

Bread Financial Holdings, Inc. Events
MetricDateValue
Next Earnings
Last Qtr. Earnings
Last Ann. Earnings
Last Ex-Dividend$0.23
Next Ex-DividendN/AN/A
Last Split1253:1000
Next SplitN/AN/A
Last Ticker ChangeADS
Next Ticker ChangeN/AN/A

🔒 Log In To Unlock Full Data

Estimates

BFH Estimates
MetricDateValue
EPS$5.50
EPS Estimate$9.91
EPS Est. Change+80.38%
Revenue$4.79B
Revenue Estimate$3.82B
Revenue Est. Change-20.16%
Current Price$80.26
Price Target-$71.00
Price Tgt. Change--11.54%

🔒 Log In To Unlock Full Data

EPS

BFH EPS reported versus estimate values
YearEstimateReportedSurprise / Exp.
$13.05$14.36+10.04%
$7.33$5.50-25.00%
$9.91N/A+80.38%
$9.44N/A+71.75%
BFH EPS reported versus estimate values chart

Revenue

BFH revenue reported versus estimate values chart
YearEstimateReportedSurprise / Exp.
$4.26B$4.94B+16.01%
$3.88B$4.79B+23.46%
$3.82BN/A-20.16%
$3.95BN/A-17.41%
BFH revenue reported versus estimate values chart

🔒 Log In To Unlock Full Data

Performance

BFH Performance
MetricDateValue
Price, 1Y+29.91%
Price, 3Y+95.23%
Market Cap, 1Y+20.65%
Market Cap, 3Y+78.41%
Revenue, 1Y-3.06%
Revenue, 3Y+30.97%
EPS, 1Y-61.73%
EPS, 3Y-65.69%

🔒 Log In To Unlock Full Data

Technical Indicators

BFH Technical Indicators
MetricDateValue
Current Price$80.26
SMA 200$59.35
SMA 200 vs Price-26.05%
SMA 50$69.19
SMA 50 vs Price-13.80%
Beta1.46
ATR$1.94
14-Day RSI75.04
10-Day Volatility32.93%
1-Year Volatility40.96%

Dividends

BFH Dividends
MetricDateValue
Last Paid$0.23
UpcomingN/AN/A
Dividend Yield1.05%
Total Dividend$0.84
Dividends Paid$43.00M
Payout Ratio15.41%

🔒 Log In To Unlock Full Data

Income & Profitability

BFH Income & Profitability
MetricDateValue
Revenue$4.79B
EPS$5.50
Gross Profit$0.00
Gross Margin0.00%
Operating Profit$381.00M
Operating Margin7.96%
Net Income$279.00M
Net Margin5.83%
EBITDA$1.43B

🔒 Log In To Unlock Full Data

Financial Health

BFH Financial Health
MetricDateValue
Debt To Equity1.86
Current Ratio0.09
Quick Ratio-
Interest Coverage1.40
F-Score6
Altman Z-Score0.17

Valuations

BFH Valuations
MetricDateValue
PE Ratio8.17
PS Ratio0.78
PB Ratio1.10
EV/EBITDA-
Enterprise ValueN/A-

Balance Sheet

BFH Balance Sheet
MetricDateValue
Book Value$3.05B
Cash & Equivalents$365.00M
Total Assets$22.93B
Current Assets$782.00M
Total Liabilities$19.88B
Current Liabilities$8.55B
Total Debt$5.69B
Short Term Debt$3.24B
Accounts Payable-

Expenses

BFH Expenses
MetricDateValue
Total Expenses$4.51B
Operating Expenses-$381.00M
Cost Of Goods Sold-
SG&A$0.00
D&A$90.00M
Interest Expense$960.00M
Income Tax$102.00M

Cash Flow

BFH Cash Flow
MetricDateValue
CFO$1.86B
CFI-$1.17B
CFF-$592.00M
Capex$36.00M
Free Cash Flow$1.82B

Recent analyst updates

BFH Recent analyst updates
MetricDateValue
Keefe, Bruyette & Woods→
JP Morgan→
Evercore ISI Group→
TD Cowen→
RBC Capital→
JP Morgan→
Goldman Sachs→
Barclays→
Barclays→
Keefe, Bruyette & Woods→

Analyst sentiment

Sentiment over the past month
BFH analyst sentiment distribution chart

Institutional ownership

Largest institutional holders by ownership percentage
BFH institutional ownership distribution chart

Screeners with BFH

Data Sources & References

  1. BFH Official Website www.breadfinancial.com
  2. Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1101215/000110121525000173/0001101215-25-000173-index.htm
  3. Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1101215/000110121525000031/0001101215-25-000031-index.htm
  4. BFH Profile on Yahoo Finance finance.yahoo.com/quote/BFH
  5. BFH Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/bfh

FAQ

  • What is the ticker symbol for Bread Financial Holdings, Inc.?

    The ticker symbol for Bread Financial Holdings, Inc. is NYSE:BFH

  • Does Bread Financial Holdings, Inc. pay dividends?

    Yes, Bread Financial Holdings, Inc. pays dividends. The last payment was $0.23, with an ex-dividend date on November 7, 2025

  • What sector is Bread Financial Holdings, Inc. in?

    Bread Financial Holdings, Inc. is in the Financial Services sector

  • What industry is Bread Financial Holdings, Inc. in?

    Bread Financial Holdings, Inc. is in the Credit Services industry

  • What country is Bread Financial Holdings, Inc. based in?

    Bread Financial Holdings, Inc. is headquartered in United States

  • When did Bread Financial Holdings, Inc. go public?

    Bread Financial Holdings, Inc. initial public offering (IPO) was on June 15, 2001

  • Is Bread Financial Holdings, Inc. in the S&P 500?

    No, Bread Financial Holdings, Inc. is not included in the S&P 500 index

  • Is Bread Financial Holdings, Inc. in the NASDAQ 100?

    No, Bread Financial Holdings, Inc. is not included in the NASDAQ 100 index

  • Is Bread Financial Holdings, Inc. in the Dow Jones?

    No, Bread Financial Holdings, Inc. is not included in the Dow Jones index

  • When was Bread Financial Holdings, Inc. last earnings report?

    Bread Financial Holdings, Inc.'s most recent earnings report was on October 23, 2025

  • When does Bread Financial Holdings, Inc. report earnings?

    The next expected earnings date for Bread Financial Holdings, Inc. is January 29, 2026