What is the current annual operating margin of WABC?

As of today, WABC annual operating margin is 60.76%

What is 1-year change in WABC annual operating margin?

WABC annual operating margin is down -10.18% year-over-year

What is 3-year change in WABC annual operating margin?

WABC annual operating margin is up +14.30% over the past 3 years

How far is WABC annual operating margin from its all-time high?

WABC annual operating margin is currently -10.18% below its historical high of 67.65% set on December 31, 2023

How does WABC annual operating margin rank versus sector peers?

WABC annual operating margin is higher than 92.75% of companies in Financial Services sector

When is WABC next annual earnings release?

The next annual earnings release for WABC is on January 15, 2026

What is the current quarterly operating margin of WABC?

As of today, WABC quarterly operating margin is 56.30%

What is WABC quarterly operating margin most recent change?

WABC quarterly operating margin was down -2.31% on September 30, 2025

What is 1-year change in WABC quarterly operating margin?

WABC quarterly operating margin is down -6.04% year-over-year

How far is WABC quarterly operating margin from its all-time high?

WABC quarterly operating margin is currently -43.06% below its historical high of 98.87% set on December 31, 2000

How does WABC quarterly operating margin rank versus sector peers?

WABC quarterly operating margin is higher than 90.96% of companies in Financial Services sector

When is WABC next earnings release?

The next earnings release for WABC is on January 15, 2026

WABC Operating Margin History & Chart Since 1987

Annual Operating Margin

60.76%6.89%-10.18%

December 31, 2024

Summary

Current Value: As of today, WABC annual operating margin is 60.76%, down -10.18% on December 31, 2024
Historical Performance: WABC annual operating margin is up +14.30% over the past 3 years, and up +18.63% over the past 5 years
All-Time High Comparison: WABC annual operating margin is currently -10.18% below its historical high of 67.65% set on December 31, 2023
3-Year Low Comparison: WABC annual operating margin is at its 3-year low
Sector Comparison: WABC annual operating margin is higher than 92.75% of companies in Financial Services sector

Operating Margin Chart

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Performance

WABC Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Operating Margin	Dec 31, 24	60.76%	-10.2%	+14.3%	+18.6%	+37.9%
Quarterly Operating Margin	Sep 30, 25	56.30%	-6.0%	-13.1%	+9.0%	+20.7%
Price	Jan 14, 26	$48.52	-5.7%	-16.6%	-18.7%	-13.2%
PE Ratio	Jan 14, 26	10.57	+6.7%	-17.6%	-47.2%	-39.3%
Annual Revenue	Dec 31, 24	$311.17M	-5.0%	+43.5%	+51.3%	+2.0%
Annual Operating Profit	Dec 31, 24	$189.06M	-14.7%	+64.0%	+79.5%	+40.6%
Annual Gross Margin	Dec 31, 24	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Net Margin	Dec 31, 24	44.55%	-9.8%	+11.7%	+14.0%	+8.4%

Operating Margin Highs

WABC Annual Operating Margin Highs Comparison
Period	High	Date	Current
3Y	67.65%	Dec 31, 23	-10.2%
5Y	67.65%	Dec 31, 23	-10.2%
All	67.65%	Dec 31, 23	-10.2%

Operating Margin Lows

WABC Annual Operating Margin Lows Comparison
Period	Low	Date	Current
3Y	60.76%	Dec 31, 24	at low
5Y	49.66%	N/A	+22.4%
All	-1.20%	Dec 31, 01	+5163.3%

Operating Margin History

Year	Value	Change
2024	60.76%	-10.2%
2023	67.65%	+9.3%
2022	61.92%	+16.5%
2021	53.16%	+7.0%
2020	49.66%	-3.0%
2019	51.22%	+8.7%
2018	47.12%	-3.9%
2017	49.01%	+10.7%
2016	44.27%	+6.5%
2015	41.58%	+1.1%
2014	41.12%	+0.9%
2013	40.74%	-8.6%
2012	44.56%	-1.1%
2011	45.07%	-3.0%
2010	46.47%	+5.4%
2009	44.07%	+38.2%
2008	31.89%	-23.4%
2007	41.61%	-6.6%
2006	44.53%	-10.5%

Year	Value	Change
2005	49.75%	-7.2%
2004	53.63%	+5.6%
2003	50.78%	+6.8%
2002	47.53%	+4,060.8%
2001	-1.20%	-103.2%
2000	38.04%	-0.2%
1999	38.12%	+4.3%
1998	36.56%	+21.1%
1997	30.20%	+7.4%
1996	28.11%	+21.4%
1995	23.16%	+0.1%
1994	23.13%	+197.7%
1993	7.77%	-56.5%
1992	17.86%	+39.3%
1991	12.82%	+15.5%
1990	11.10%	+55.2%
1989	7.15%	+66.7%
1988	4.29%	+404.7%
1987	0.85%	-

FAQ

What is the current annual operating margin of WABC?
As of today, WABC annual operating margin is 60.76%
What is 1-year change in WABC annual operating margin?
WABC annual operating margin is down -10.18% year-over-year
What is 3-year change in WABC annual operating margin?
WABC annual operating margin is up +14.30% over the past 3 years
How far is WABC annual operating margin from its all-time high?
WABC annual operating margin is currently -10.18% below its historical high of 67.65% set on December 31, 2023
How does WABC annual operating margin rank versus sector peers?
WABC annual operating margin is higher than 92.75% of companies in Financial Services sector
When is WABC next annual earnings release?
The next annual earnings release for WABC is on January 15, 2026

Quarterly Operating Margin

56.30%1.33%-2.31%

September 30, 2025

Summary

Current Value: As of today, WABC quarterly operating margin is 56.30%, down -2.31% on September 30, 2025
Historical Performance: WABC quarterly operating margin is down -6.04% year-over-year, and down -13.09% over the past 3 years
All-Time High Comparison: WABC quarterly operating margin is currently -43.06% below its historical high of 98.87% set on December 31, 2000
3-Year Low Comparison: WABC quarterly operating margin is at its 3-year low
Sector Comparison: WABC quarterly operating margin is higher than 90.96% of companies in Financial Services sector

Performance

WABC Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Operating Margin	Sep 30, 25	56.30%	-2.3%	-6.0%	-13.1%	+9.0%
Annual Operating Margin	Dec 31, 24	60.76%	–	-10.2%	+14.3%	+18.6%
Price	Jan 14, 26	$48.52	+2.5%	-5.7%	-16.6%	-18.7%
PE Ratio	Jan 14, 26	10.57	+2.5%	+6.7%	-17.6%	-47.2%
Quarterly Revenue	Sep 30, 25	$67.39M	-0.6%	-15.5%	-6.0%	+30.0%
Quarterly Operating Profit	Sep 30, 25	$37.94M	-2.9%	-20.6%	-18.3%	+41.7%
Quarterly Gross Margin	Sep 30, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Net Margin	Sep 30, 25	41.94%	-2.2%	-4.6%	-13.5%	+8.4%

Quarterly Operating Margin Highs

WABC Quarterly Operating Margin Highs Comparison
Period	High	Date	Current
1Y	59.93%	Mar 31, 25	-6.1%
3Y	68.65%	Mar 31, 23	-18.0%
5Y	68.65%	Mar 31, 23	-18.0%
All	98.87%	Dec 31, 00	-43.1%

Quarterly Operating Margin Lows

WABC Quarterly Operating Margin Lows Comparison
Period	Low	Date	Current
1Y	56.30%	Sep 30, 25	at low
3Y	56.30%	Sep 30, 25	at low
5Y	51.66%	Mar 31, 21	+9.0%
All	-41.60%	Sep 30, 08	+235.3%

Quarterly Operating Margin History

Month	Value	Change
Sep 2025	56.30%	-2.3%
Jun 2025	57.63%	-3.8%
Mar 2025	59.93%	+0.1%
Dec 2024	59.86%	-0.1%
Sep 2024	59.92%	-0.9%
Jun 2024	60.49%	-3.5%
Mar 2024	62.71%	-6.2%
Dec 2023	66.85%	-1.2%
Sep 2023	67.69%	+0.4%
Jun 2023	67.43%	-1.8%
Mar 2023	68.65%	+1.1%
Dec 2022	67.90%	+4.8%
Sep 2022	64.78%	+12.4%
Jun 2022	57.62%	+6.3%
Mar 2022	54.18%	-10.0%
Dec 2021	60.21%	+10.9%
Sep 2021	54.28%	-1.7%
Jun 2021	55.21%	+6.9%
Mar 2021	51.66%	-2.7%
Dec 2020	53.12%	+2.9%
Sep 2020	51.64%	+1.9%
Jun 2020	50.70%	+17.8%
Mar 2020	43.05%	-17.6%
Dec 2019	52.22%	+39.7%
Sep 2019	37.39%	-25.9%
Jun 2019	50.48%	+1.5%
Mar 2019	49.71%	+13.7%
Dec 2018	43.72%	-8.5%
Sep 2018	47.80%	+2.4%
Jun 2018	46.66%	+3.4%
Mar 2018	45.14%	+9.3%
Dec 2017	41.29%	-10.6%
Sep 2017	46.19%	-6.3%
Jun 2017	49.27%	+11.4%
Mar 2017	44.21%	+0.5%
Dec 2016	43.97%	-8.5%
Sep 2016	48.05%	+11.0%
Jun 2016	43.27%	+3.5%
Mar 2016	41.80%	-1.2%
Dec 2015	42.32%	+0.3%
Sep 2015	42.20%	+2.7%
Jun 2015	41.08%	+0.8%
Mar 2015	40.74%	-2.2%
Dec 2014	41.66%	+0.4%
Sep 2014	41.48%	+2.1%
Jun 2014	40.62%	-0.3%
Mar 2014	40.74%	+2.7%
Dec 2013	39.67%	-4.0%
Sep 2013	41.32%	-1.0%
Jun 2013	41.72%	+3.8%
Mar 2013	40.21%	-7.7%
Dec 2012	43.55%	-1.4%
Sep 2012	44.15%	-0.5%
Jun 2012	44.37%	-2.2%
Mar 2012	45.38%	-1.1%
Dec 2011	45.89%	-0.3%

Month	Value	Change
Sep 2011	46.04%	+8.1%
Jun 2011	42.58%	-7.1%
Mar 2011	45.82%	-1.7%
Dec 2010	46.62%	-0.0%
Sep 2010	46.64%	+0.7%
Jun 2010	46.31%	-0.0%
Mar 2010	46.32%	+1.8%
Dec 2009	45.50%	+1.2%
Sep 2009	44.98%	+10.1%
Jun 2009	40.84%	-39.0%
Mar 2009	66.91%	+43.4%
Dec 2008	46.66%	+212.2%
Sep 2008	-41.60%	-188.0%
Jun 2008	47.27%	-7.7%
Mar 2008	51.21%	+42.7%
Dec 2007	35.88%	-11.2%
Sep 2007	40.39%	-1.8%
Jun 2007	41.12%	-3.5%
Mar 2007	42.60%	-2.3%
Dec 2006	43.60%	+0.0%
Sep 2006	43.58%	-0.2%
Jun 2006	43.66%	-7.6%
Mar 2006	47.25%	-4.2%
Dec 2005	49.34%	+0.1%
Sep 2005	49.31%	-2.2%
Jun 2005	50.43%	+8.5%
Mar 2005	46.48%	+9.2%
Dec 2004	42.58%	-21.3%
Sep 2004	54.13%	+1.1%
Jun 2004	53.56%	+0.3%
Mar 2004	53.41%	-3.3%
Dec 2003	55.24%	+12.8%
Sep 2003	48.96%	-2.2%
Jun 2003	50.05%	+1.4%
Mar 2003	49.37%	-42.7%
Dec 2002	86.15%	+79.1%
Sep 2002	48.09%	+3.4%
Jun 2002	46.50%	+0.4%
Mar 2002	46.31%	+6.8%
Dec 2001	43.38%	+1.5%
Sep 2001	42.72%	+4.9%
Jun 2001	40.74%	+10.5%
Mar 2001	36.88%	-62.7%
Dec 2000	98.87%	+162.3%
Sep 2000	37.69%	-0.3%
Jun 2000	37.79%	-0.8%
Mar 2000	38.08%	+2.7%
Dec 1999	37.09%	-4.6%
Sep 1999	38.87%	+0.9%
Jun 1999	38.52%	+1.3%
Mar 1999	38.01%	+0.3%
Dec 1998	37.89%	+3.7%
Sep 1998	36.55%	+1.9%
Jun 1998	35.88%	-0.1%
Mar 1998	35.93%	-

FAQ

What is the current quarterly operating margin of WABC?
As of today, WABC quarterly operating margin is 56.30%
What is WABC quarterly operating margin most recent change?
WABC quarterly operating margin was down -2.31% on September 30, 2025
What is 1-year change in WABC quarterly operating margin?
WABC quarterly operating margin is down -6.04% year-over-year
How far is WABC quarterly operating margin from its all-time high?
WABC quarterly operating margin is currently -43.06% below its historical high of 98.87% set on December 31, 2000
How does WABC quarterly operating margin rank versus sector peers?
WABC quarterly operating margin is higher than 90.96% of companies in Financial Services sector
When is WABC next earnings release?
The next earnings release for WABC is on January 15, 2026

Operating Margin Formula

Operating Profit Margin =

× 100%

Data Sources & References

WABC Official Website www.westamerica.com
Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/311094/000117184325006484/0001171843-25-006484-index.htm
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/311094/000117184325001156/0001171843-25-001156-index.htm
WABC Profile on Yahoo Finance finance.yahoo.com/quote/WABC
WABC Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/wabc