What is the current annual net margin of WABC?

As of today, WABC annual net margin is 44.55%

What is 1-year change in WABC annual net margin?

WABC annual net margin is down -9.80% year-over-year

What is 3-year change in WABC annual net margin?

WABC annual net margin is up +11.65% over the past 3 years

How far is WABC annual net margin from its all-time high?

WABC annual net margin is currently -9.80% below its historical high of 49.39% set on December 31, 2023

How does WABC annual net margin rank versus sector peers?

WABC annual net margin is higher than 94.04% of companies in Financial Services sector

When is WABC next annual earnings release?

The next annual earnings release for WABC is on January 15, 2026

What is the current quarterly net margin of WABC?

As of today, WABC quarterly net margin is 41.94%

What is WABC quarterly net margin most recent change?

WABC quarterly net margin was down -2.19% on September 30, 2025

What is 1-year change in WABC quarterly net margin?

WABC quarterly net margin is down -4.64% year-over-year

How far is WABC quarterly net margin from its all-time high?

WABC quarterly net margin is currently -16.87% below its historical high of 50.45% set on March 31, 2023

How does WABC quarterly net margin rank versus sector peers?

WABC quarterly net margin is higher than 93.99% of companies in Financial Services sector

When is WABC next earnings release?

The next earnings release for WABC is on January 15, 2026

WABC Net Margin History & Chart Since 1987

Annual Net Margin

44.55%4.84%-9.80%

December 31, 2024

Summary

Current Value: As of today, WABC annual net margin is 44.55%, down -9.80% on December 31, 2024
Historical Performance: WABC annual net margin is up +11.65% over the past 3 years, and up +13.97% over the past 5 years
All-Time High Comparison: WABC annual net margin is currently -9.80% below its historical high of 49.39% set on December 31, 2023
3-Year Low Comparison: WABC annual net margin is at its 3-year low
Sector Comparison: WABC annual net margin is higher than 94.04% of companies in Financial Services sector

Net Margin Chart

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Series

Performance

WABC Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 24	44.55%	-9.8%	+11.7%	+14.0%	+8.4%
Quarterly Net Margin	Sep 30, 25	41.94%	-4.6%	-13.5%	+8.4%	+24.0%
Price	Jan 14, 26	$48.52	-5.7%	-16.6%	-18.7%	-13.2%
PE Ratio	Jan 14, 26	10.57	+6.7%	-17.6%	-47.2%	-39.3%
Annual Revenue	Dec 31, 24	$311.17M	-5.0%	+43.5%	+51.3%	+2.0%
Annual Net Income	Dec 31, 24	$138.64M	-14.3%	+60.3%	+72.5%	+10.5%
Annual Gross Margin	Dec 31, 24	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Dec 31, 24	60.76%	-10.2%	+14.3%	+18.6%	+37.9%

Net Margin Highs

WABC Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	49.39%	Dec 31, 23	-9.8%
5Y	49.39%	Dec 31, 23	-9.8%
All	49.39%	Dec 31, 23	-9.8%

Net Margin Lows

WABC Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	44.55%	Dec 31, 24	at low
5Y	38.67%	N/A	+15.2%
All	2.28%	Dec 31, 87	+1854.0%

Net Margin History

Year	Value	Change
2024	44.55%	-9.8%
2023	49.39%	+7.6%
2022	45.89%	+15.0%
2021	39.90%	+3.2%
2020	38.67%	-1.1%
2019	39.09%	+8.9%
2018	35.91%	+36.7%
2017	26.26%	-19.4%
2016	32.58%	+2.3%
2015	31.86%	+0.9%
2014	31.59%	-0.6%
2013	31.78%	-6.3%
2012	33.92%	+3.5%
2011	32.78%	-2.1%
2010	33.49%	-18.5%
2009	41.11%	+37.9%
2008	29.81%	-2.0%
2007	30.42%	-7.1%
2006	32.73%	-9.4%

Year	Value	Change
2005	36.13%	+0.3%
2004	36.03%	+1.8%
2003	35.40%	+13.1%
2002	31.29%	+11.3%
2001	28.12%	+9.5%
2000	25.68%	0.0%
1999	25.68%	+6.6%
1998	24.09%	+54.0%
1997	15.64%	-18.6%
1996	19.22%	+20.0%
1995	16.02%	-0.2%
1994	16.06%	+173.1%
1993	5.88%	-48.9%
1992	11.50%	+32.6%
1991	8.67%	+15.1%
1990	7.53%	+46.8%
1989	5.13%	+39.0%
1988	3.69%	+61.8%
1987	2.28%	-

FAQ

What is the current annual net margin of WABC?
As of today, WABC annual net margin is 44.55%
What is 1-year change in WABC annual net margin?
WABC annual net margin is down -9.80% year-over-year
What is 3-year change in WABC annual net margin?
WABC annual net margin is up +11.65% over the past 3 years
How far is WABC annual net margin from its all-time high?
WABC annual net margin is currently -9.80% below its historical high of 49.39% set on December 31, 2023
How does WABC annual net margin rank versus sector peers?
WABC annual net margin is higher than 94.04% of companies in Financial Services sector
When is WABC next annual earnings release?
The next annual earnings release for WABC is on January 15, 2026

Quarterly Net Margin

41.94%0.94%-2.19%

September 30, 2025

Summary

Current Value: As of today, WABC quarterly net margin is 41.94%, down -2.19% on September 30, 2025
Historical Performance: WABC quarterly net margin is down -4.64% year-over-year, and down -13.49% over the past 3 years
All-Time High Comparison: WABC quarterly net margin is currently -16.87% below its historical high of 50.45% set on March 31, 2023
3-Year Low Comparison: WABC quarterly net margin is at its 3-year low
Sector Comparison: WABC quarterly net margin is higher than 93.99% of companies in Financial Services sector

Performance

WABC Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Sep 30, 25	41.94%	-2.2%	-4.6%	-13.5%	+8.4%
Annual Net Margin	Dec 31, 24	44.55%	–	-9.8%	+11.7%	+14.0%
Price	Jan 14, 26	$48.52	+2.5%	-5.7%	-16.6%	-18.7%
PE Ratio	Jan 14, 26	10.57	+2.5%	+6.7%	-17.6%	-47.2%
Quarterly Revenue	Sep 30, 25	$67.39M	-0.6%	-15.5%	-6.0%	+30.0%
Quarterly Net Income	Sep 30, 25	$28.26M	-2.8%	-19.4%	-18.7%	+41.0%
Quarterly Gross Margin	Sep 30, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Sep 30, 25	56.30%	-2.3%	-6.0%	-13.1%	+9.0%

Quarterly Net Margin Highs

WABC Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	44.46%	Mar 31, 25	-5.7%
3Y	50.45%	Mar 31, 23	-16.9%
5Y	50.45%	Mar 31, 23	-16.9%
All	50.45%	Mar 31, 23	-16.9%

Quarterly Net Margin Lows

WABC Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	41.94%	Sep 30, 25	at low
3Y	41.94%	Sep 30, 25	at low
5Y	38.37%	Mar 31, 21	+9.3%
All	-12.93%	Jun 30, 93	+424.4%

Quarterly Net Margin History

Month	Value	Change
Sep 2025	41.94%	-2.2%
Jun 2025	42.88%	-3.6%
Mar 2025	44.46%	+2.4%
Dec 2024	43.40%	-1.3%
Sep 2024	43.98%	-1.3%
Jun 2024	44.57%	-3.5%
Mar 2024	46.19%	-4.0%
Dec 2023	48.11%	-2.7%
Sep 2023	49.45%	-0.2%
Jun 2023	49.57%	-1.7%
Mar 2023	50.45%	+2.1%
Dec 2022	49.39%	+1.9%
Sep 2022	48.48%	+13.5%
Jun 2022	42.72%	+4.5%
Mar 2022	40.87%	+1.4%
Dec 2021	40.31%	+0.6%
Sep 2021	40.05%	-1.9%
Jun 2021	40.82%	+6.4%
Mar 2021	38.37%	-14.1%
Dec 2020	44.65%	+15.4%
Sep 2020	38.68%	+1.0%
Jun 2020	38.29%	+16.6%
Mar 2020	32.85%	-18.2%
Dec 2019	40.16%	+1.4%
Sep 2019	39.59%	+3.9%
Jun 2019	38.12%	-0.9%
Mar 2019	38.47%	+15.6%
Dec 2018	33.27%	-1.0%
Sep 2018	33.61%	-8.3%
Jun 2018	36.67%	+1.1%
Mar 2018	36.27%	+375.4%
Dec 2017	7.63%	-76.8%
Sep 2017	32.87%	-5.8%
Jun 2017	34.89%	+4.3%
Mar 2017	33.46%	+3.6%
Dec 2016	32.29%	-6.9%
Sep 2016	34.68%	+8.3%
Jun 2016	32.02%	+2.1%
Mar 2016	31.35%	-2.8%
Dec 2015	32.26%	+0.5%
Sep 2015	32.09%	+1.5%
Jun 2015	31.61%	+0.3%
Mar 2015	31.50%	-1.7%
Dec 2014	32.05%	+1.4%
Sep 2014	31.60%	+1.3%
Jun 2014	31.19%	-1.1%
Mar 2014	31.53%	-0.4%
Dec 2013	31.65%	-1.0%
Sep 2013	31.96%	+0.0%
Jun 2013	31.95%	+1.3%
Mar 2013	31.55%	-6.4%
Dec 2012	33.71%	+0.8%
Sep 2012	33.43%	-3.6%
Jun 2012	34.69%	+4.0%
Mar 2012	33.36%	-0.1%
Dec 2011	33.40%	+0.0%
Sep 2011	33.39%	+7.4%
Jun 2011	31.10%	-6.6%
Mar 2011	33.29%	-1.8%
Dec 2010	33.89%	+0.2%
Sep 2010	33.82%	+1.7%
Jun 2010	33.26%	+0.8%
Mar 2010	32.99%	+1.3%
Dec 2009	32.57%	-0.5%
Sep 2009	32.73%	+12.2%
Jun 2009	29.18%	-32.0%
Mar 2009	42.89%	+22.3%
Dec 2008	35.06%	>+9,900.0%
Sep 2008	0.19%	-99.0%
Jun 2008	18.21%	-49.1%
Mar 2008	35.81%	+18.9%
Dec 2007	30.11%	+1.1%
Sep 2007	29.78%	-1.4%

Month	Value	Change
Jun 2007	30.19%	-4.4%
Mar 2007	31.57%	-1.8%
Dec 2006	32.14%	-0.2%
Sep 2006	32.20%	-0.2%
Jun 2006	32.26%	-6.0%
Mar 2006	34.32%	-4.7%
Dec 2005	36.00%	-5.2%
Sep 2005	37.98%	+5.4%
Jun 2005	36.03%	+4.2%
Mar 2005	34.59%	+8.2%
Dec 2004	31.97%	-16.3%
Sep 2004	38.20%	+1.2%
Jun 2004	37.73%	+4.1%
Mar 2004	36.24%	-2.6%
Dec 2003	37.22%	-1.3%
Sep 2003	37.72%	+7.8%
Jun 2003	35.00%	+2.7%
Mar 2003	34.09%	+8.1%
Dec 2002	31.54%	-2.1%
Sep 2002	32.22%	+15.3%
Jun 2002	27.95%	-11.0%
Mar 2002	31.42%	+10.0%
Dec 2001	28.57%	-0.5%
Sep 2001	28.72%	+5.1%
Jun 2001	27.32%	+3.6%
Mar 2001	26.38%	+1.3%
Dec 2000	26.03%	+2.5%
Sep 2000	25.40%	-1.0%
Jun 2000	25.66%	+0.1%
Mar 2000	25.63%	-1.5%
Dec 1999	26.01%	+0.9%
Sep 1999	25.77%	+0.6%
Jun 1999	25.62%	+1.3%
Mar 1999	25.29%	+1.8%
Dec 1998	24.85%	+3.7%
Sep 1998	23.97%	+1.4%
Jun 1998	23.64%	-1.2%
Mar 1998	23.92%	-27.6%
Dec 1997	33.03%	+2.8%
Sep 1997	32.12%	+531.0%
Jun 1997	5.09%	-82.5%
Mar 1997	29.15%	+83.4%
Dec 1996	15.89%	-43.6%
Sep 1996	28.19%	+16.2%
Jun 1996	24.26%	-10.4%
Mar 1996	27.08%	+55.9%
Dec 1995	17.37%	-29.9%
Sep 1995	24.78%	+6.9%
Jun 1995	23.17%	-0.6%
Mar 1995	23.30%	+2.3%
Dec 1994	22.78%	+0.9%
Sep 1994	22.58%	+5.8%
Jun 1994	21.35%	+0.3%
Mar 1994	21.28%	+13.1%
Dec 1993	18.82%	+6.6%
Sep 1993	17.65%	+236.5%
Jun 1993	-12.93%	-171.3%
Mar 1993	18.14%	+4.4%
Dec 1992	17.37%	-2.4%
Sep 1992	17.79%	+3.7%
Jun 1992	17.16%	+14.2%
Mar 1992	15.02%	+19.6%
Dec 1991	12.56%	-20.1%
Sep 1991	15.71%	-5.2%
Jun 1991	16.58%	+0.5%
Mar 1991	16.49%	+6.3%
Dec 1990	15.51%	+2.2%
Sep 1990	15.18%	+9.8%
Jun 1990	13.83%	+8.3%
Mar 1990	12.77%	+11.4%
Dec 1989	11.46%	+6.6%
Sep 1989	10.75%	+20.2%
Jun 1989	8.94%	-

FAQ

What is the current quarterly net margin of WABC?
As of today, WABC quarterly net margin is 41.94%
What is WABC quarterly net margin most recent change?
WABC quarterly net margin was down -2.19% on September 30, 2025
What is 1-year change in WABC quarterly net margin?
WABC quarterly net margin is down -4.64% year-over-year
How far is WABC quarterly net margin from its all-time high?
WABC quarterly net margin is currently -16.87% below its historical high of 50.45% set on March 31, 2023
How does WABC quarterly net margin rank versus sector peers?
WABC quarterly net margin is higher than 93.99% of companies in Financial Services sector
When is WABC next earnings release?
The next earnings release for WABC is on January 15, 2026

Net Margin Formula

Net Margin =

× 100%

Data Sources & References

WABC Official Website www.westamerica.com
Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/311094/000117184325006484/0001171843-25-006484-index.htm
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/311094/000117184325001156/0001171843-25-001156-index.htm
WABC Profile on Yahoo Finance finance.yahoo.com/quote/WABC
WABC Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/wabc