VEL logo

Velocity Financial (VEL)

Profile

Full Name

Velocity Financial, Inc.

Ticker Symbol

VEL

Exchange

NYSE

Sector

Financial Services

Industry

Mortgage Finance

Country

United States

IPO

January 17, 2020

Indexes

Not included

Website

http://www.velfinance.com

Employees

309

Key Details

Price

$16.79(-0.94%)

Market cap

$571.12M(Small cap)

Last Dividend

-

TTM Dividend yield

-

Annual revenue

$211.74M(+36.15% YoY)

Annual EPS

$1.91(+25.66% YoY)

PE ratio

8.74

Next earnings date

May 2, 2025

Next ex-dividend date

N/A

Next split date

N/A

Price

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Current Price

$16.79
VEL price is $16.79

30-Day Relative Volume

0.86
VEL 30-day relative volume is 0.86

Price Performance

Price Most recent change

-0.94%
VEL price was down -0.94% on Apr 11, 2025

Price YTD change

-14.16%
VEL price is down -14.16% since January 1st

Price 1-year change

+3.51%
VEL price is up +3.51% year-on-year

Price 3-year change

+57.5%
VEL price is up +57.5% over the past 3 years

Price Range

Price All-time high

$20.98
VEL price is currently -19.97% below its historical high of $20.98

Price 3-year low

$7.81
VEL price is currently +114.98% above its 3-year low

Capitalization

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Market cap

Market cap

$571.12M
VEL market capitalization is $571.12 million

Market cap 3-year change

+65.44%
VEL market capitalization is up +65.44% over the past 3 years

Market cap All-time high

$691.44M
VEL market capitalization is currently -17.40% below its historical high of $691.44 million

Market cap sector rank

51.52%
VEL market capitalization is higher than 51.52% of companies in Financial Services sector

Shares Outstanding

Shares Outstanding 1-Year Change

+3.12%
VEL shares outstanding is up +3.12% year-on-year

Shares Outstanding 3-Year Change

+5.04%
VEL shares outstanding is up +5.04% over the past 3 years

Technical Indicators

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Beta

0.30
VEL beta is 0.30

200-day SMA

$19.11
VEL price is currently -12.15% below its 200-day simple moving average

50-day SMA

$18.63
VEL price is currently -9.87% below its 50-day simple moving average

RSI

27.77
VEL 14-day relative strength index is 27.77

Volume

0.86
VEL 30-day relative volume is 0.86

ATR

$0.76
VEL average true range is $0.76

10-day Historical Volatility

33.63%
VEL 10-day historical volatility is 33.63%

Dividend

Income Statement

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Revenue

Revenue

$211.74M
VEL annual revenue is $211.74 million

Revenue Analysts estimate

$199.64M
VEL annual revenue is currently +6.06% higher than the consensus analysts' forecast

Revenue 1-year change

+36.15%
VEL annual revenue is up +36.15% year-on-year

Revenue Sector rank

57.2%
VEL annual revenue is higher than 57.2% of companies in Financial Services sector

EPS

EPS

$1.91
VEL annual earnings per share is $1.91

EPS Analysts estimate

$2.27
VEL annual earnings per share is currently -15.95% lower than the consensus analysts' forecast

EPS 1-year change

+25.66%
VEL annual earnings per share is up +25.66% year-on-year

EPS Sector rank

57.51%
VEL annual earnings per share is higher than 57.51% of companies in Financial Services sector

Profit

Gross profit

-
VEL annual gross profit value is unknown

Gross margin

-
VEL annual gross profit margin value is unknown

Operating profit

-
VEL annual operating income value is unknown

Operating margin

-
VEL annual operating profit margin value is unknown

Net income

$68.42M
VEL annual net profit is $68.42 million

Net margin

32.31%
VEL annual net profit margin is 32.31%

Expenses

Total expenses

-
VEL annual total expenses value is unknown

Operating expenses

$71.52M
VEL annual total operating expenses is $71.52 million

Cost of goods sold

-
VEL annual cost of goods sold value is unknown

Selling, general & administrative expenses

$71.52M
VEL annual SGA is $71.52 million

Depreciation and amortization

$2.00M
VEL annual depreciation & amortization is $2.00 million

Interest expense

-
VEL annual interest expense value is unknown

Income tax

$27.93M
VEL annual income tax is $27.93 million

EBIT & EBITDA

EBIT

$367.43M
VEL annual earnings before interest & taxes is $367.43 million

EBITDA

$369.43M
VEL annual EBITDA is $369.43 million

Balance Sheet

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Assets

Total assets

$5.53B
VEL annual total assets is $5.53 billion

Non current assets

$5.21B
VEL annual long term assets is $5.21 billion

Current assets

$212.34M
VEL annual total current assets is $212.34 million

Cash and cash equivalents

$50.11M
VEL annual cash & cash equivalents is $50.11 million

Accounts receivable

$35.23M
VEL annual accounts receivable is $35.23 million

Inventory

-
VEL annual inventory value is unknown

Liabilities

Total liabilities

$5.01B
VEL annual total liabilities is $5.01 billion

Long term liabilities

$4.51B
VEL annual total long term liabilities is $4.51 billion

Current liabilities

$495.90M
VEL annual total current liabilities is $495.90 million

Accounts payable

$147.81M
VEL annual accounts payable is $147.81 million

Debt

Total debt

$4.86B
VEL annual total debt is $4.86 billion

Total debt 1-year change

+26.48%
VEL annual total debt is up +26.48% year-on-year

Long term debt

$4.51B
VEL annual long term debt is $4.51 billion

Short term debt

$348.08M
VEL annual short term debt is $348.08 million

Equity & Capital

Shareholders equity

$516.94M
VEL annual stockholders equity is $516.94 million

Book value

$516.94M
VEL annual book value is $516.94 million

Retained earnings

$197.32M
VEL annual retained earnings is $197.32 million

Working capital

-$283.55M
VEL annual working capital is -$283.55 million

Cash Flow Statement

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Cashflow Activities

Cash from operations

$37.76M
VEL annual cash flow from operations is $37.76 million

Cash from operations 1-year change

-22.69%
VEL annual cash flow from operations is down -22.69% year-on-year

Cash from investing

-$1.05B
VEL annual cash flow from investing activities is -$1.05 billion

Cash from investing 1-year change

-78.73%
VEL annual cash flow from investing activities is down -78.73% year-on-year

Cash from financing

$1.02B
VEL annual cash flow from financing activities is $1.02 billion

Cash from financing 1-year change

+89.68%
VEL annual cash flow from financing activities is up +89.68% year-on-year

CAPEX

CAPEX

$5.05M
VEL annual capital expenditures is $5.05 million

CAPEX 1-year change

+2704.44%
VEL annual capital expenditures is up +2704.44% year-on-year

Free Cash Flow

Free cash flow

$32.71M
VEL annual free cash flow is $32.71 million

Free cash flow 1-year change

-32.78%
VEL annual free cash flow is down -32.78% year-on-year

Profitability Ratios

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Margins

Gross margin

-
VEL annual gross profit margin value is unknown

Operating margin

-
VEL annual operating profit margin value is unknown

Net margin

32.31%
VEL annual net profit margin is 32.31%

ROA & ROE

ROA

1.38%
VEL annual return on assets is 1.38%

ROE

14.30%
VEL annual return on equity is 14.30%

Valuation

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PE Ratio

PE ratio

8.74
VEL price to earnings ratio is 8.74

PE ratio Sector rank

19.21%
VEL price to earnings ratio is higher than 19.21% of companies in Financial Services sector

PB Ratio

PB ratio

1.10
VEL price to book ratio is 1.10

PB ratio Sector rank

54.64%
VEL price to book ratio is higher than 54.64% of companies in Financial Services sector

PS Ratio

PS ratio

2.70
VEL price to sales ratio is 2.70

PS ratio Sector rank

53.34%
VEL price to sales ratio is higher than 53.34% of companies in Financial Services sector

Enterprise value

Enterprise value

$5.38B
VEL enterprise value is $5.38 billion

Enterprise value Sector rank

77.11%
VEL enterprise value is higher than 77.11% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

14.56
VEL EV/EBITDA is 14.56

EV/EBITDA Sector rank

89.96%
VEL EV/EBITDA is higher than 89.96% of companies in Financial Services sector

Financial Health

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Liquidity

Current ratio

0.43
VEL annual current ratio is 0.43

Quick ratio

-
VEL annual quick ratio value is unknown

Leverage

Debt to equity

9.40
VEL annual debt to equity ratio is 9.40

Interest coverage ratio

-
VEL annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
VEL piotroski f-score value is unknown

Altman Z-Score

0.31
VEL altman z-score is 0.31

Analyst ratings

Recent major analysts updates

Mar 7, 25 Citizens Capital Markets
Market Outperform
Nov 12, 24 BTIG
Buy
Sep 20, 24 Wells Fargo
Underweight
Sep 16, 24 JMP Securities
Market Outperform
Aug 2, 24 JMP Securities
Market Outperform
Aug 2, 24 BTIG
Buy
May 30, 24 Raymond James
Outperform
Apr 30, 24 JMP Securities
Market Outperform
Mar 15, 24 Raymond James
Outperform
Mar 11, 24 Citigroup
Neutral

Institutional Ownership

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  • What is the ticker symbol for Velocity Financial?
  • Does Velocity Financial pay dividends?
  • What sector is Velocity Financial in?
  • What industry is Velocity Financial in?
  • What country is Velocity Financial based in?
  • When did Velocity Financial go public?
  • Is Velocity Financial in the S&P 500?
  • Is Velocity Financial in the NASDAQ 100?
  • Is Velocity Financial in the Dow Jones?
  • When was Velocity Financial's last earnings report?
  • When does Velocity Financial report earnings?
  • Should I buy Velocity Financial stock now?

What is the ticker symbol for Velocity Financial?

The ticker symbol for Velocity Financial is NYSE:VEL

Does Velocity Financial pay dividends?

No, Velocity Financial does not pay dividends

What sector is Velocity Financial in?

Velocity Financial is in the Financial Services sector

What industry is Velocity Financial in?

Velocity Financial is in the Mortgage Finance industry

What country is Velocity Financial based in?

Velocity Financial is headquartered in United States

When did Velocity Financial go public?

Velocity Financial's initial public offering (IPO) was on January 17, 2020

Is Velocity Financial in the S&P 500?

No, Velocity Financial is not included in the S&P 500 index

Is Velocity Financial in the NASDAQ 100?

No, Velocity Financial is not included in the NASDAQ 100 index

Is Velocity Financial in the Dow Jones?

No, Velocity Financial is not included in the Dow Jones index

When was Velocity Financial's last earnings report?

Velocity Financial's most recent earnings report was on Mar 6, 2025

When does Velocity Financial report earnings?

The next expected earnings date for Velocity Financial is May 2, 2025

Should I buy Velocity Financial stock now?

As of today, analysts generally recommend a 'Buy' rating. However, it's important to do your own research and consider your financial situation before making any investment decisions
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