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Universal Insurance Holdings, Inc. (UVE)

Profile

Full Name

Universal Insurance Holdings, Inc.

Ticker

NYSE: UVE

Exchange

NYSE

Sector

Financial Services

Industry

Property & Casualty Insurance

Country

United States

IPO

June 6, 2003

Indexes

Not included

Website

https://www.universalinsuranceholdings.com

Employees

1068

Key Details

Price

$31.13(-3.08%)

Market Cap

$873.16M(Small cap)

Last Dividend

$0.29

TTM Dividend Yield

2.47%

Annual Revenue

$1.52B(9.27% YoY)

Annual EPS

$2.01(-9.19% YoY)

PE Ratio

7.35

Next earnings date

Feb 24, 2026

Next ex-dividend date

N/A

Next split date

N/A

Quick Search

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    See Full Chart & Historical Data

    Analyst ratings

    Price

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    Current Price

    $31.13
    UVE price is $31.13

    30-Day Relative Volume

    0.63
    UVE 30-day relative volume is 0.63

    Price Performance

    Price Most Recent Change

    -3.08%
    UVE price was down -3.08% on Dec 5, 2025

    Price YTD Change

    +47.82%
    UVE price is up +47.82% since January 1st

    Price 1-Year Change

    +37.44%
    UVE price is up +37.44% year-on-year

    Price 3-Year Change

    +180.7%
    UVE price is up +180.7% over the past 3 years

    Price Range

    Price All-Time High

    $50.50
    UVE price is currently -38.36% below its historical high of $50.50

    Price 3-Year Low

    $9.13
    UVE price is currently +240.96% above its 3-year low

    Capitalization

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    Market cap

    Market Cap

    $873.16M
    UVE market cap is $873.16 million

    Market Cap 3-Year Change

    +158.04%
    UVE market cap is up +158.04% over the past 3 years

    Market Cap All-Time High

    $1.73B
    UVE market cap is currently -49.52% below its historical high of $1.73 billion

    Market Cap Sector Percentile

    66.82%
    UVE market cap is higher than 66.82% of companies in Financial Services sector

    Shares Outstanding

    Shares Outstanding 1-Year Change

    -0.84%
    UVE shares outstanding is down -0.84% year-on-year

    Shares Outstanding 3-Year Change

    -8.07%
    UVE shares outstanding is down -8.07% over the past 3 years

    Technical Indicators

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    Beta

    0.48
    UVE beta is 0.48

    200-day SMA

    $26.06
    UVE price is currently +19.47% above its 200-day simple moving average

    50-day SMA

    $31.04
    UVE price is currently +0.28% above its 50-day simple moving average

    14-Day RSI

    38.91
    UVE 14-day relative strength index is 38.91

    Volume

    0.63
    UVE 30-day relative volume is 0.63

    ATR

    $1.00
    UVE average true range is $1.00

    10-day Historical Volatility

    22.08%
    UVE 10-day historical volatility is 22.08%

    Dividend

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    Events

    Last Paid Dividend

    $0.29
    UVE last dividend was $0.29 per share, with an ex-dividend date of December 5, 2025

    Next Dividend

    -
    UVE next dividend has not yet been announced

    Dividend per share

    Dividend Per Share

    $0.77
    UVE annual dividend per share is $0.77

    Dividend Per Share Sector Percentile

    39.07%
    UVE annual dividend per share is higher than 39.07% of companies in Financial Services sector

    Dividend Per Share 1-Year Change

    0%
    UVE annual dividend per share has remained unchanged year-on-year

    Dividend Per Share 3-Year Change

    0%
    UVE annual dividend per share has remained unchanged over the past 3 years

    Dividend yield

    Dividend Yield

    2.47%
    UVE annual dividend yield is 2.47%

    Dividend Yield Sector Percentile

    25.79%
    UVE annual dividend yield is higher than 25.79% of companies in Financial Services sector

    Other

    Payout Ratio

    37.89%
    UVE annual payout ratio is 37.89%

    Dividends Paid

    $22.33M
    UVE annual dividends paid is $22.33 million

    Free Cash Flow

    $129.99M
    UVE annual free cash flow is $129.99 million

    Income Statement

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    Revenue

    Revenue

    $1.52B
    UVE annual revenue is $1.52 billion

    Revenue Analysts Estimate

    $1.57B
    UVE annual revenue is currently -3.09% lower than the consensus analysts' forecast

    Revenue 1-Year Change

    +9.27%
    UVE annual revenue is up +9.27% year-on-year

    Revenue Sector Percentile

    82.61%
    UVE annual revenue is higher than 82.61% of companies in Financial Services sector

    EPS

    EPS

    $2.01
    UVE annual earnings per share is $2.01

    EPS Analysts Estimate

    $4.63
    UVE annual earnings per share is currently -56.53% lower than the consensus analysts' forecast

    EPS 1-Year Change

    -9.19%
    UVE annual earnings per share is down -9.19% year-on-year

    EPS Sector Percentile

    67.22%
    UVE annual earnings per share is higher than 67.22% of companies in Financial Services sector

    Profit

    Gross Profit

    $0.00
    UVE annual gross profit is $0.00

    Gross Margin

    0.00%
    UVE annual gross profit margin is 0.00%

    Operating Profit

    $91.09M
    UVE annual operating income is $91.09 million

    Operating Margin

    5.99%
    UVE annual operating profit margin is 5.99%

    Net Income

    $58.93M
    UVE annual net profit is $58.93 million

    Net Margin

    3.88%
    UVE annual net profit margin is 3.88%

    Expenses

    Total Expenses

    $1.46B
    UVE annual total expenses is $1.46 billion

    Operating Expenses

    -$91.09M
    UVE annual total operating expenses is -$91.09 million

    Cost Of Goods Sold

    -
    UVE annual cost of goods sold value is unknown

    Selling, General & Administrative Expenses

    $0.00
    UVE annual SG&A is $0.00

    Depreciation & Amortization

    $6.12M
    UVE annual D&A is $6.12 million

    Interest Expense

    $0.00
    UVE annual interest expense is $0.00

    Income Tax

    $25.68M
    UVE annual income tax is $25.68 million

    EBIT & EBITDA

    EBIT

    $84.61M
    UVE annual earnings before interest & taxes is $84.61 million

    EBITDA

    $90.73M
    UVE annual EBITDA is $90.73 million

    Balance Sheet

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    Assets

    Total Assets

    $1.99B
    UVE annual total assets is $1.99 billion

    Non Current Assets

    $1.44B
    UVE annual long term assets is $1.44 billion

    Current Assets

    $506.53M
    UVE annual total current assets is $506.53 million

    Cash and Cash Equivalents

    $262.08M
    UVE annual cash & cash equivalents is $262.08 million

    Accounts Receivable

    $705.55M
    UVE annual accounts receivable is $705.55 million

    Inventory

    -
    UVE annual inventory value is unknown

    Liabilities

    Total Liabilities

    $1.61B
    UVE annual total liabilities is $1.61 billion

    Long Term Liabilities

    $336.93M
    UVE annual total long term liabilities is $336.93 million

    Current Liabilities

    $634.54M
    UVE annual current liabilities is $634.54 million

    Accounts Payable

    $246.26M
    UVE annual accounts payable is $246.26 million

    Debt

    Total Debt

    $101.24M
    UVE annual total debt is $101.24 million

    Total Debt 1-Year Change

    -13.17%
    UVE annual total debt is down -13.17% year-on-year

    Long Term Debt

    $99.77M
    UVE annual long term debt is $99.77 million

    Short Term Debt

    $1.47M
    UVE annual short term debt is $1.47 million

    Equity & Capital

    Shareholders Equity

    $373.25M
    UVE annual stockholders equity is $373.25 million

    Book Value

    $373.25M
    UVE annual book value is $373.25 million

    Retained Earnings

    $596.85M
    UVE annual retained earnings is $596.85 million

    Working Capital

    -$128.01M
    UVE annual working capital is -$128.01 million

    Cash Flow Statement

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    Cashflow Activities

    Cash From Operations

    $137.36M
    UVE annual cash from operations is $137.36 million

    Cash From Operations 1-Year Change

    +93.54%
    UVE annual cash from operations is up +93.54% year-on-year

    Cash From Investing

    -$228.09M
    UVE annual cash from investing is -$228.09 million

    Cash From Investing 1-Year Change

    -1395.59%
    UVE annual cash from investing is down -1395.59% year-on-year

    Cash From Financing

    -$47.13M
    UVE annual cash from financing is -$47.13 million

    Cash From Financing 1-Year Change

    -0.02%
    UVE annual cash from financing is down -0.02% year-on-year

    CAPEX

    CAPEX

    $7.37M
    UVE annual capital expenditures is $7.37 million

    CAPEX 1-Year Change

    +83.33%
    UVE annual capital expenditures is up +83.33% year-on-year

    Free Cash Flow

    Free Cash Flow

    $129.99M
    UVE annual free cash flow is $129.99 million

    Free Cash Flow 1-Year Change

    +94.15%
    UVE annual free cash flow is up +94.15% year-on-year

    Profitability Ratios

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    Margins

    Gross Margin

    0.00%
    UVE annual gross profit margin is 0.00%

    Operating Margin

    5.99%
    UVE annual operating profit margin is 5.99%

    Net Margin

    3.88%
    UVE annual net profit margin is 3.88%

    ROA & ROE

    ROA

    3.04%
    UVE annual return on assets is 3.04%

    ROE

    16.49%
    UVE annual return on equity is 16.49%

    Valuation

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    PE Ratio

    PE Ratio

    7.35
    UVE price to earnings ratio is 7.35

    PE Ratio Sector Percentile

    5.09%
    UVE price to earnings ratio is higher than 5.09% of companies in Financial Services sector

    PB Ratio

    PB Ratio

    1.76
    UVE price to book ratio is 1.76

    PB Ratio Sector Percentile

    79.83%
    UVE price to book ratio is higher than 79.83% of companies in Financial Services sector

    PS Ratio

    PS Ratio

    0.55
    UVE price to sales ratio is 0.55

    PS Ratio Sector Percentile

    8.01%
    UVE price to sales ratio is higher than 8.01% of companies in Financial Services sector

    Enterprise value

    Enterprise Value

    $506.23M
    UVE enterprise value is $506.23 million

    Enterprise Value Sector Percentile

    50.95%
    UVE enterprise value is higher than 50.95% of companies in Financial Services sector

    EV/EBITDA

    EV/EBITDA

    -
    UVE EV/EBITDA value is unknown

    EV/EBITDA Sector Percentile

    -
    UVE EV/EBITDA is unknown

    Financial Health

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    Liquidity

    Current Ratio

    0.80
    UVE annual current ratio is 0.80

    Quick Ratio

    -
    UVE annual quick ratio value is unknown

    Leverage

    Debt To Equity

    0.27
    UVE annual debt to equity ratio is 0.27

    Interest Coverage Ratio

    -
    UVE annual interest coverage ratio value is unknown

    Risk & Stability

    F-Score

    7
    UVE piotroski f-score is 7

    Altman Z-Score

    1.57
    UVE altman z-score is 1.57

    Analyst ratings

    Recent major analysts updates

    Apr 1, 24 Piper Sandler
    Overweight
    Oct 30, 23 Piper Sandler
    Overweight
    Oct 6, 23 Piper Sandler
    Overweight
    Jul 6, 23 Piper Sandler
    Overweight
    May 1, 23 Piper Sandler
    Overweight
    Apr 4, 23 Piper Sandler
    Overweight
    Feb 27, 23 Piper Sandler
    Overweight
    Oct 17, 22 Piper Sandler
    Neutral
    Sep 24, 20 Piper Sandler
    Neutral
    May 28, 20 Piper Sandler
    Neutral

    Institutional Ownership

    Screeners with UVE included

    US stocks
    High Piotroski score stocks
    Most recommended stocks
    Best performing stocks last 3 months
    Best performing stocks last 5 years
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    Stocks below analysts price target
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    Financial services sector
    Best performing stocks last 3 years
    • What is the ticker symbol for Universal Insurance Holdings, Inc.?
    • Does Universal Insurance Holdings, Inc. pay dividends?
    • What sector is Universal Insurance Holdings, Inc. in?
    • What industry is Universal Insurance Holdings, Inc. in?
    • What country is Universal Insurance Holdings, Inc. based in?
    • When did Universal Insurance Holdings, Inc. go public?
    • Is Universal Insurance Holdings, Inc. in the S&P 500?
    • Is Universal Insurance Holdings, Inc. in the NASDAQ 100?
    • Is Universal Insurance Holdings, Inc. in the Dow Jones?
    • When was Universal Insurance Holdings, Inc.'s last earnings report?
    • When does Universal Insurance Holdings, Inc. report earnings?

    What is the ticker symbol for Universal Insurance Holdings, Inc.?

    The ticker symbol for Universal Insurance Holdings, Inc. is NYSE:UVE

    Does Universal Insurance Holdings, Inc. pay dividends?

    Yes, Universal Insurance Holdings, Inc. pays dividends. The last payment was $0.29, with an ex-dividend date on December 5, 2025

    What sector is Universal Insurance Holdings, Inc. in?

    Universal Insurance Holdings, Inc. is in the Financial Services sector

    What industry is Universal Insurance Holdings, Inc. in?

    Universal Insurance Holdings, Inc. is in the Property & Casualty Insurance industry

    What country is Universal Insurance Holdings, Inc. based in?

    Universal Insurance Holdings, Inc. is headquartered in United States

    When did Universal Insurance Holdings, Inc. go public?

    Universal Insurance Holdings, Inc.'s initial public offering (IPO) was on June 6, 2003

    Is Universal Insurance Holdings, Inc. in the S&P 500?

    No, Universal Insurance Holdings, Inc. is not included in the S&P 500 index

    Is Universal Insurance Holdings, Inc. in the NASDAQ 100?

    No, Universal Insurance Holdings, Inc. is not included in the NASDAQ 100 index

    Is Universal Insurance Holdings, Inc. in the Dow Jones?

    No, Universal Insurance Holdings, Inc. is not included in the Dow Jones index

    When was Universal Insurance Holdings, Inc.'s last earnings report?

    Universal Insurance Holdings, Inc.'s most recent earnings report was on October 23, 2025

    When does Universal Insurance Holdings, Inc. report earnings?

    The next expected earnings date for Universal Insurance Holdings, Inc. is February 24, 2026
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