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United Community Banks, Inc. (UCB)

Profile

Company profile for United Community Banks, Inc. (UCB)
MetricValue
Full NameUnited Community Banks, Inc.
TickerNYSE: UCB
ExchangeNYSE
SectorFinancial Services
IndustryRegional Banks
CountryUnited States
IPO
IndexesNot included
Websiteucbi.com
Employees2,979

Key Metrics

United Community Banks, Inc. Key Details
MetricDateValue
Price$32.69
Price, 1D Change-1.06%
Market Cap$4B
TTM Dividend Yield3.00%
PE Ratio12.93
Beta1.04
Revenue$1B
Revenue, 1Y Change+13.40%
EPS$2.04
EPS, 1Y Change+32.83%

Chart

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United Community Banks, Inc. chart

Events

United Community Banks, Inc. Events
MetricDateValue
Next Earnings
Last Qtr. Earnings
Last Ann. Earnings
Last Ex-Dividend$0.25
Next Ex-DividendN/AN/A
Last Split1:5
Next SplitN/AN/A
Last Ticker ChangeN/AN/A
Next Ticker ChangeN/AN/A

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Estimates

UCB Estimates
MetricDateValue
EPS$2.04
EPS Estimate$2.71
EPS Est. Change+32.69%
Revenue$1.49B
Revenue Estimate$1.06B
Revenue Est. Change-28.68%
Current Price$32.69
Price Target-$35.00
Price Tgt. Change-+7.07%

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EPS

UCB EPS reported versus estimate values
YearEstimateReportedSurprise / Exp.
$2.24$2.04-8.79%
$2.71N/A+32.69%
$2.91N/A+42.42%
UCB EPS reported versus estimate values chart

Revenue

UCB revenue reported versus estimate values chart
YearEstimateReportedSurprise / Exp.
$972.09M$1.49B+52.95%
$1.06BN/A-28.68%
$1.12BN/A-24.76%
UCB revenue reported versus estimate values chart

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Performance

UCB Performance
MetricDateValue
Price, 1Y+9.55%
Price, 3Y-6.01%
Market Cap, 1Y+11.56%
Market Cap, 3Y-0.60%
Revenue, 1Y+13.40%
Revenue, 3Y+101.21%
EPS, 1Y+32.83%
EPS, 3Y-31.21%

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Technical Indicators

UCB Technical Indicators
MetricDateValue
Current Price$32.69
SMA 200$30.17
SMA 200 vs Price-7.71%
SMA 50$31.13
SMA 50 vs Price-4.76%
Beta1.04
ATR$0.67
14-Day RSI59.26
10-Day Volatility21.38%
1-Year Volatility30.29%

Dividends

UCB Dividends
MetricDateValue
Last Paid$0.25
UpcomingN/AN/A
Dividend Yield2.88%
Total Dividend$0.94
Dividends Paid$118.61M
Payout Ratio47.27%

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Income & Profitability

UCB Income & Profitability
MetricDateValue
Revenue$1.49B
EPS$2.04
Gross Profit$0.00
Gross Margin0.00%
Operating Profit$318.46M
Operating Margin21.42%
Net Income$250.92M
Net Margin16.88%
EBITDA$914.31M

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Financial Health

UCB Financial Health
MetricDateValue
Debt To Equity0.14
Current Ratio0.04
-
Interest Coverage1.59
F-Score5
Altman Z-Score-0.37

Valuations

UCB Valuations
MetricDateValue
PE Ratio12.93
PS Ratio2.61
PB Ratio1.10
EV/EBITDA-
Enterprise ValueN/A-

Balance Sheet

UCB Balance Sheet
MetricDateValue
Book Value$3.34B
Cash & Equivalents$296.16M
Total Assets$27.81B
Current Assets$607.55M
Total Liabilities$24.37B
Current Liabilities$15.83B
Total Debt$494.31M
Short Term Debt$205.44M
Accounts Payable-

Expenses

UCB Expenses
MetricDateValue
Total Expenses$1.24B
Operating Expenses-$318.46M
-
SG&A$0.00
D&A$40.93M
Interest Expense$550.37M
Income Tax$70.61M

Cash Flow

UCB Cash Flow
MetricDateValue
CFO$374.26M
CFI-$1.02B
CFF$157.31M
Capex$47.04M
Free Cash Flow$327.22M

Recent analyst updates

UCB Recent analyst updates
MetricDateValue
Keefe, Bruyette & Woods→
DA Davidson→
Raymond James→
Keefe, Bruyette & Woods→
Stephens & Co.→
DA Davidson→
Hovde Group→
Piper Sandler→
Truist Securities→
Piper Sandler→

Analyst sentiment

Sentiment over the past month
UCB analyst sentiment distribution chart

Institutional ownership

Largest institutional holders by ownership percentage
UCB institutional ownership distribution chart

Screeners with UCB

Data Sources & References

  1. UCB Official Website www.ucbi.com
  2. Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/857855/000085785525000164/0000857855-25-000164-index.htm
  3. Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/857855/000085785525000057/0000857855-25-000057-index.htm
  4. UCB Profile on Yahoo Finance finance.yahoo.com/quote/UCB
  5. UCB Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/ucb

FAQ

  • What is the ticker symbol for United Community Banks, Inc.?

    The ticker symbol for United Community Banks, Inc. is NYSE:UCB

  • Does United Community Banks, Inc. pay dividends?

    Yes, United Community Banks, Inc. pays dividends. The last payment was $0.25, with an ex-dividend date on December 15, 2025

  • What sector is United Community Banks, Inc. in?

    United Community Banks, Inc. is in the Financial Services sector

  • What industry is United Community Banks, Inc. in?

    United Community Banks, Inc. is in the Regional Banks industry

  • What country is United Community Banks, Inc. based in?

    United Community Banks, Inc. is headquartered in United States

  • When did United Community Banks, Inc. go public?

    United Community Banks, Inc. initial public offering (IPO) was on January 4, 2000

  • Is United Community Banks, Inc. in the S&P 500?

    No, United Community Banks, Inc. is not included in the S&P 500 index

  • Is United Community Banks, Inc. in the NASDAQ 100?

    No, United Community Banks, Inc. is not included in the NASDAQ 100 index

  • Is United Community Banks, Inc. in the Dow Jones?

    No, United Community Banks, Inc. is not included in the Dow Jones index

  • When was United Community Banks, Inc. last earnings report?

    United Community Banks, Inc.'s most recent earnings report was on October 22, 2025

  • When does United Community Banks, Inc. report earnings?

    The next expected earnings date for United Community Banks, Inc. is January 14, 2026