United Community Banks (UCB)

Profile

Full Name

United Community Banks, Inc.

Ticker Symbol

UCB

Exchange

NYSE

Sector

Financial Services

Industry

Banks - Regional

Country

United States

IPO

January 4, 2000

Indexes

Not included

Website

http://www.ucbi.com

Employees

2979

Key Details

Price

$27.16

Market Cap

$3.24B(Mid cap)

Last Dividend

$0.24

TTM Dividend Yield

3.50%

Annual Revenue

$930.04M(+6.66% YoY)

Annual EPS

$2.04(+32.47% YoY)

PE Ratio

13.31

Next earnings date

Apr 24, 2025

Next ex-dividend date

N/A

Next split date

N/A

Price

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Current Price

$27.16
UCB price is $27.16

Price All-time High

$167.48
UCB price is currently -83.78% below its historical high of $167.48

Price Today Change

-1.95%
UCB price is down -1.95% today

Price YTD Change

-15.94%
UCB price is down -15.94% since January 1st

Price 1-year Change

+8.47%
UCB price is up +8.47% year-on-year

Price 3-year Change

-20.42%
UCB price is down -20.42% over the past 3 years

Capitalization

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Market cap

Market Cap

$3.24B
UCB market capitalization is $3.24 billion

Market Cap 3-year Change

-10.35%
UCB market capitalization is down -10.35% over the past 3 years

Market Cap All-time High

$4.16B
UCB market capitalization is currently -21.99% below its historical high of $4.16 billion

Market Cap Sector Rank

73.15%
UCB market capitalization is higher than 73.15% of companies in Financial Services sector

Shares Outstanding

Shares Outstanding 1-Year Change

+0.26%
UCB shares outstanding is up +0.26% year-on-year

Shares Outstanding 3-Year Change

+12.66%
UCB shares outstanding is up +12.66% over the past 3 years

Technical Indicators

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Beta

1.13
UCB beta is 1.13

200-day SMA

$30.04
UCB price is currently -9.59% below its 200-day simple moving average

50-day SMA

$31.07
UCB price is currently -12.58% below its 50-day simple moving average

RSI

37.38
UCB 14-day relative strength index is 37.38

Volume

0.93
UCB 30-day relative volume is 0.93

ATR

$0.82
UCB average true range is $0.82

10-day Historical Volatility

29.45%
UCB 10-day historical volatility is 29.45%

Dividend

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Events

Last Paid Dividend

$0.24
UCB last dividend was $0.24 per share, with an ex-dividend date of March 14, 2025

Next Dividend

-
UCB next dividend has not yet been announced

Dividend per share

Dividend Per Share

$0.93
UCB annual dividend per share is $0.93

Dividend per share Sector Rank

49.47%
UCB annual dividend per share is higher than 49.47% of companies in Financial Services sector

Dividend per share 1-Year Change

+1.09%
UCB annual dividend per share is up +1.09% year-on-year

Dividend per share 3-Year Change

+22.37%
UCB annual dividend per share is up +22.37% over the past 3 years

Dividend yield

Dividend Yield

3.42%
UCB annual dividend yield is 3.42%

Dividend yield Sector Rank

36.79%
UCB annual dividend yield is higher than 36.79% of companies in Financial Services sector

Other

Payout Ratio

46.99%
UCB annual payout ratio is 46.99%

Dividends Paid

$118.61M
UCB annual dividends paid is $118.61 million

Free Cash Flow

$302.69M
UCB annual free cash flow is $302.69 million

Income Statement

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Revenue

Revenue

$930.04M
UCB annual revenue is $930.04 million

Revenue Analysts Estimate

$1.04B
UCB annual revenue is currently -10.54% lower than the consensus analysts' forecast

Revenue 1-year Change

+6.66%
UCB annual revenue is up +6.66% year-on-year

Revenue Sector Rank

76.03%
UCB annual revenue is higher than 76.03% of companies in Financial Services sector

EPS

EPS

$2.04
UCB annual earnings per share is $2.04

EPS Analysts Estimate

$2.44
UCB annual earnings per share is currently -16.29% lower than the consensus analysts' forecast

EPS 1-year Change

+32.47%
UCB annual earnings per share is up +32.47% year-on-year

EPS Sector Rank

59.36%
UCB annual earnings per share is higher than 59.36% of companies in Financial Services sector

Profit

Gross Profit

-
UCB annual gross profit value is unknown

Gross Margin

-
UCB annual gross profit margin value is unknown

Operating Profit

-
UCB annual operating income value is unknown

Operating Margin

-
UCB annual operating profit margin value is unknown

Net Income

$252.40M
UCB annual net profit is $252.40 million

Net Margin

27.14%
UCB annual net profit margin is 27.14%

Expenses

Total Expenses

-
UCB annual total expenses value is unknown

Operating Expenses

$375.54M
UCB annual total operating expenses is $375.54 million

Cost Of Goods Sold

-
UCB annual cost of goods sold value is unknown

Selling, General & Administrative Expenses

$369.57M
UCB annual SGA is $369.57 million

Depreciation And Amortization

$40.93M
UCB annual depreciation & amortization is $40.93 million

Interest Expense

-
UCB annual interest expense value is unknown

Income Tax

$70.61M
UCB annual income tax is $70.61 million

EBIT & EBITDA

EBIT

$873.38M
UCB annual earnings before interest & taxes is $873.38 million

EBITDA

$914.31M
UCB annual EBITDA is $914.31 million

Balance Sheet

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Assets

Total Assets

$27.72B
UCB annual total assets is $27.72 billion

Non Current Assets

$26.62B
UCB annual long term assets is $26.62 billion

Current Assets

$5.10B
UCB annual total current assets is $5.10 billion

Cash And Cash Equivalents

$519.87M
UCB annual cash & cash equivalents is $519.87 million

Accounts Receivable

$85.62M
UCB annual accounts receivable is $85.62 million

Inventory

-
UCB annual inventory value is unknown

Liabilities

Total Liabilities

$24.29B
UCB annual total liabilities is $24.29 billion

Long Term Liabilities

$23.79B
UCB annual total long term liabilities is $23.79 billion

Current Liabilities

$195.00M
UCB annual total current liabilities is $195.00 million

Accounts Payable

-
UCB annual accounts payable value is unknown

Debt

Total Debt

$254.15M
UCB annual total debt is $254.15 million

Total Debt 1-year Change

-21.76%
UCB annual total debt is down -21.76% year-on-year

Long Term Debt

$254.15M
UCB annual long term debt is $254.15 million

Short Term Debt

-
UCB annual short term debt value is unknown

Equity & Capital

Shareholders Equity

$3.43B
UCB annual stockholders equity is $3.43 billion

Book Value

$3.34B
UCB annual book value is $3.34 billion

Retained Earnings

$714.14M
UCB annual retained earnings is $714.14 million

Working Capital

$4.90B
UCB annual working capital is $4.90 billion

Cash Flow Statement

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Cashflow Activities

Cash From Operations

$349.73M
UCB annual cash flow from operations is $349.73 million

Cash From Operations 1-year Change

+18.97%
UCB annual cash flow from operations is up +18.97% year-on-year

Cash From Investing

-$991.04M
UCB annual cash flow from investing activities is -$991.04 million

Cash From Investing 1-year Change

-506.93%
UCB annual cash flow from investing activities is down -506.93% year-on-year

Cash From Financing

$157.31M
UCB annual cash flow from financing activities is $157.31 million

Cash From Financing 1-year Change

-30.5%
UCB annual cash flow from financing activities is down -30.5% year-on-year

CAPEX

CAPEX

$47.04M
UCB annual capital expenditures is $47.04 million

CAPEX 1-year Change

-35.1%
UCB annual capital expenditures is down -35.1% year-on-year

Free Cash Flow

Free Cash Flow

$302.69M
UCB annual free cash flow is $302.69 million

Free Cash Flow 1-year Change

+36.66%
UCB annual free cash flow is up +36.66% year-on-year

Profitability Ratios

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Margins

Gross Margin

-
UCB annual gross profit margin value is unknown

Operating Margin

-
UCB annual operating profit margin value is unknown

Net Margin

27.14%
UCB annual net profit margin is 27.14%

ROA & ROE

ROA

0.92%
UCB annual return on assets is 0.92%

ROE

7.54%
UCB annual return on equity is 7.54%

Valuation

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PE Ratio

PE Ratio

13.31
UCB price to earnings ratio is 13.31

PE Ratio Sector Rank

49.93%
UCB price to earnings ratio is higher than 49.93% of companies in Financial Services sector

PB Ratio

PB Ratio

0.97
UCB price to book ratio is 0.97

PB Ratio Sector Rank

37.05%
UCB price to book ratio is higher than 37.05% of companies in Financial Services sector

PS Ratio

PS Ratio

3.49
UCB price to sales ratio is 3.49

PS Ratio Sector Rank

64.88%
UCB price to sales ratio is higher than 64.88% of companies in Financial Services sector

Enterprise value

Enterprise Value

$2.98B
UCB enterprise value is $2.98 billion

Enterprise Value Sector Rank

70.16%
UCB enterprise value is higher than 70.16% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

3.26
UCB EV/EBITDA is 3.26

EV/EBITDA Sector Rank

43.36%
UCB EV/EBITDA is higher than 43.36% of companies in Financial Services sector

Financial Health

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Liquidity

Current Ratio

26.13
UCB annual current ratio is 26.13

Quick Ratio

-
UCB annual quick ratio value is unknown

Leverage

Debt To Equity

0.13
UCB annual debt to equity ratio is 0.13

Interest Coverage Ratio

-
UCB annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
UCB piotroski f-score value is unknown

Altman Z-Score

0.47
UCB altman z-score is 0.47

Analyst ratings

Recent major analysts updates

Mar 20, 25 Hovde Group
Market Perform
Jan 23, 25 Piper Sandler
Neutral
Oct 25, 24 Truist Securities
Hold
Oct 25, 24 Piper Sandler
Neutral
Sep 20, 24 Truist Securities
Hold
Jul 25, 24 Truist Securities
Hold
Jul 25, 24 Keefe, Bruyette & Woods
Market Perform
Jul 25, 24 DA Davidson
Buy
Jul 8, 24 Truist Securities
Hold
Apr 25, 24 Piper Sandler
Neutral

Institutional Ownership

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  • What is the ticker symbol for United Community Banks?
  • Does United Community Banks pay dividends?
  • What sector is United Community Banks in?
  • What industry is United Community Banks in?
  • What country is United Community Banks based in?
  • When did United Community Banks go public?
  • Is United Community Banks in the S&P 500?
  • Is United Community Banks in the NASDAQ 100?
  • Is United Community Banks in the Dow Jones?
  • When was United Community Banks's last earnings report?
  • When does United Community Banks report earnings?
  • Should I buy United Community Banks stock now?

What is the ticker symbol for United Community Banks?

The ticker symbol for United Community Banks is NYSE:UCB

Does United Community Banks pay dividends?

Yes, United Community Banks pays dividends. The last payment was $0.24, with an ex-dividend date on March 14, 2025

What sector is United Community Banks in?

United Community Banks is in the Financial Services sector

What industry is United Community Banks in?

United Community Banks is in the Banks - Regional industry

What country is United Community Banks based in?

United Community Banks is headquartered in United States

When did United Community Banks go public?

United Community Banks's initial public offering (IPO) was on January 4, 2000

Is United Community Banks in the S&P 500?

No, United Community Banks is not included in the S&P 500 index

Is United Community Banks in the NASDAQ 100?

No, United Community Banks is not included in the NASDAQ 100 index

Is United Community Banks in the Dow Jones?

No, United Community Banks is not included in the Dow Jones index

When was United Community Banks's last earnings report?

United Community Banks's most recent earnings report was on Jan 22, 2025

When does United Community Banks report earnings?

The next expected earnings date for United Community Banks is Apr 24, 2025

Should I buy United Community Banks stock now?

As of today, analysts generally recommend a 'Buy' rating. However, it's important to do your own research and consider your financial situation before making any investment decisions
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