UBFO logo

UBFO Stock Overview

Profile

Full Name:

United Security Bancshares

Sector:

Financial Services

Industry:

Banks - Regional

Country:

United States

IPO:

March 3, 1999

Indexes:

Not included

Website:

http://www.unitedsecuritybank.com

Description:

United Security Bancshares (UBFO) is a financial holding company that provides banking services through its subsidiary, United Security Bank. It offers a range of products, including personal and business loans, deposit accounts, and wealth management services, primarily serving customers in California's Central Valley region.

Key Details

Price

$9.42

Market Cap

$163.58 M(Small cap)

Last Dividend

$0.12

TTM Dividend Yield

5.10%

Annual Revenue

$51.56 M(-5.92% YoY)

Annual EPS

$0.86(-25.86% YoY)

PE Ratio

10.95

Annual ROE

11.69%

Annual Debt To Equity

0.09

Beta

0.42

Events Calendar

Earnings

Next earnings date:

Apr 18, 2025

Recent quarterly earnings:

Jan 27, 2025

Recent annual earnings:

Jan 27, 2025
Dividend

Next ex-dividend date:

N/A

Recent ex-dividend date:

Jan 2, 2025
Splits

Next split:

N/A

Recent split:

Apr 5, 2017

Analyst ratings

Recent major analysts updates

No data about analysts updates

Screeners with UBFO included

Growing Shares Outstanding
US stocks
Best performing stocks last 3 months
Companies with growing dividends
All stocks
High yield dividend stocks
Financial services sector
Best performing stocks last 15 years
Stocks with all time high dividends
Small cap stocks

Market Data

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Price

Current Price

$9.42
UBFO price is $9.42

Price All-time High

$20.52
UBFO price is currently -54.10% below its historical high of $20.52

Price Analysts Target

-
UBFO price consensus analysts' forecast is unknown

Price Today Change

-2.69%
UBFO price is down -2.69% today

Price YTD Change

-8.19%
UBFO price is down -8.19% since January 1st

Price 3-Year Change

+13.91%
UBFO price is up +13.91% over the past 3 years

Market cap

Market Cap

$163.58 M
UBFO market capitalization is $163.58 million

Market Cap 3-Year Change

+16.16%
UBFO market capitalization is up +16.16% over the past 3 years

Market Cap All-time High

$328.66 M
UBFO market capitalization is currently -50.23% below its historical high of $328.66 million

Market Cap Sector Rank

30%
UBFO market capitalization is higher than 30% of companies in Financial Services sector

Technical

Beta

0.42
UBFO beta is 0.42

200-day SMA

$8.44
UBFO price is currently +11.58% above its 200-day simple moving average

14-day RSI

47.60
UBFO 14-day relative strength index is 47.60

30-day Relative Volume

0.69
UBFO 30-day relative volume is 0.69

Dividend

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Events

Last Paid Dividend

$0.12
UBFO last dividend was $0.12 per share, with an ex-dividend date of January 2, 2025

Next Dividend

-
UBFO next dividend has not yet been announced

Dividend per share

Annual Dividend Per Share

$0.48
UBFO annual dividend per share is $0.48

Annual Dividend Per Share Sector Rank

22.91%
UBFO annual dividend per share is higher than 22.91% of companies in Financial Services sector

Annual Dividend Per Share 1-Year Change

+4.35%
UBFO annual dividend per share is up +4.35% year-on-year

Annual Dividend Per Share 3-Year Change

+9.09%
UBFO annual dividend per share is up +9.09% over the past 3 years

Dividend yield

Annual Dividend Yield

5.10%
UBFO annual dividend yield is 5.10%

Annual Dividend Yield Sector Rank

59.07%
UBFO annual dividend yield is higher than 59.07% of companies in Financial Services sector

Other

Annual Payout Ratio

-
UBFO annual payout ratio value is unknown

Annual Dividends Paid

-
UBFO annual dividends paid value is unknown

Annual FCF

-
UBFO annual free cash flow value is unknown

Profitability

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Revenue

Annual Revenue

$51.56 M
UBFO annual revenue is $51.56 million

Annual Revenue Analysts Estimate

-
UBFO annual revenue consensus analysts' forecast is unknown

Annual Revenue 1-Year Change

-5.92%
UBFO annual revenue is down -5.92% year-on-year

Annual Revenue Sector Rank

32.68%
UBFO annual revenue is higher than 32.68% of companies in Financial Services sector

Profit

Annual Gross Profit

-
UBFO annual gross profit value is unknown

Annual Gross Margin

-
UBFO annual gross profit margin value is unknown

Annual Operating Profit

-
UBFO annual operating income value is unknown

Annual Operating Margin

-
UBFO annual operating profit margin value is unknown

Annual Net Income

$14.78 M
UBFO annual net profit is $14.78 million

Annual Net Margin

28.67%
UBFO annual net profit margin is 28.67%

EPS

Annual EPS

$0.86
UBFO annual earnings per share is $0.86

Annual EPS Analysts Estimate

-
UBFO annual earnings per share consensus analysts' forecast is unknown

Annual EPS 1-Year Change

-25.86%
UBFO annual earnings per share is down -25.86% year-on-year

Annual EPS Sector Rank

42.67%
UBFO annual earnings per share is higher than 42.67% of companies in Financial Services sector

ROA & ROE

Annual ROA

1.22%
UBFO annual return on assets is 1.22%

Annual ROE

11.69%
UBFO annual return on equity is 11.69%

EBIT & EBITDA

Annual EBIT

$34.22 M
UBFO annual earnings before interest & taxes is $34.22 million

Annual EBITDA

-
UBFO annual EBITDA value is unknown

Valuation

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PE Ratio

PE Ratio

10.95
UBFO price to earnings ratio is 10.95

PE Ratio Sector Rank

23.22%
UBFO price to earnings ratio is higher than 23.22% of companies in Financial Services sector

PB Ratio

PB Ratio

1.25
UBFO price to book ratio is 1.25

PB Ratio Sector Rank

48.72%
UBFO price to book ratio is higher than 48.72% of companies in Financial Services sector

PS Ratio

PS Ratio

3.17
UBFO price to sales ratio is 3.17

PS Ratio Sector Rank

48.92%
UBFO price to sales ratio is higher than 48.92% of companies in Financial Services sector

Enterprise value

Enterprise Value

$122.10 M
UBFO enterprise value is $122.10 million

Enterprise Value Sector Rank

27.19%
UBFO enterprise value is higher than 27.19% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

-
UBFO EV/EBITDA value is unknown

EV/EBITDA Sector Rank

-
UBFO EV/EBITDA is unknown

Financial Health

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Liquidity

Annual Current Ratio

-
UBFO annual current ratio value is unknown

Annual Quick Ratio

-
UBFO annual quick ratio value is unknown

Leverage

Annual Debt To Equity

0.09
UBFO annual debt to equity ratio is 0.09

Annual Interest Coverage Ratio

-
UBFO annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
UBFO piotroski f-score value is unknown

Altman Z-Score

0.54
UBFO altman z-score is 0.54

Balance Sheet

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Assets

Annual Total Assets

$1.21 B
UBFO annual total assets is $1.21 billion

Annual Non Current Assets

$1.11 B
UBFO annual long term assets is $1.11 billion

Annual Current Assets

$221.70 M
UBFO annual total current assets is $221.70 million

Annual Cash & Cash Equivalents

$56.21 M
UBFO annual cash & cash equivalents is $56.21 million

Equity

Annual Book Value

$130.36 M
UBFO annual book value is $130.36 million

Annual Working Capital

$221.70 M
UBFO annual working capital is $221.70 million

Liabilities

Annual Total Liabilities

$1.08 B
UBFO annual total liabilities is $1.08 billion

Annual Total Long Term Liabilities

$1.07 B
UBFO annual total long term liabilities is $1.07 billion

Annual Current Liabilities

$0.00
UBFO annual total current liabilities is $0.00

Annual Accounts Payable

-
UBFO annual accounts payable value is unknown

Debt

Annual Total Debt

$14.73 M
UBFO annual total debt is $14.73 million

Annual Total Debt 1-Year Change

-80.26%
UBFO annual total debt is down -80.26% year-on-year

Annual Long Term Debt

$14.73 M
UBFO annual long term debt is $14.73 million

Annual Short Term Debt

$0.00
UBFO annual short term debt is $0.00

Expenses

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Annual Total Expenses

-
UBFO annual total expenses value is unknown

Annual Operating Expenses

$14.32 M
UBFO annual total operating expenses is $14.32 million

Annual Cost Of Goods Sold

-
UBFO annual cost of goods sold value is unknown

Annual SGA

$14.32 M
UBFO annual SGA is $14.32 million

Annual D&A

-
UBFO annual depreciation & amortization value is unknown

Annual Interest Expense

-
UBFO annual interest expense value is unknown

Cash Flow

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Cashflow Activities

Annual CFO

-
UBFO annual cash flow from operations value is unknown

Annual CFO 1-Year Change

-
UBFO annual cash flow from operations 1-year change is unknown

Annual CFI

-
UBFO annual cash flow from investing activities value is unknown

Annual CFI 1-Year Change

-
UBFO annual cash flow from investing activities 1-year change is unknown

Annual CFF

-
UBFO annual cash flow from financing activities value is unknown

Annual CFF 1-Year Change

-
UBFO annual cash flow from financing activities 1-year change is unknown

Free CashFlow

Annual FCF

-
UBFO annual free cash flow value is unknown

Annual FCF 1-Year Change

-
UBFO annual free cash flow 1-year change is unknown

CAPEX

Annual CAPEX

-
UBFO annual capital expenditures value is unknown

Annual CAPEX 1-Year Change

-
UBFO annual capital expenditures 1-year change is unknown

Institutional Ownership

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United Security Bancshares Reports Third Quarter 2024 Earnings
United Security Bancshares Reports Third Quarter 2024 Earnings
United Security Bancshares Reports Third Quarter 2024 Earnings
UBFO
businesswire.comOctober 18, 2024

FRESNO, Calif.--(BUSINESS WIRE)--The Board of Directors of United Security Bancshares (NASDAQ: UBFO), the parent company of United Security Bank, reported operating results today for the quarter and for the nine months ended September 30, 2024. To access the full release, please visit UBFO Investor Relations https://investors.unitedsecuritybank.com/Q32024-PR. About United Security Bancshares United Security Bancshares (NASDAQ: UBFO) is the holding company for United Security Bank, which was fou.

United Security Bancshares: A 6.6% Yield From California Community Bank
United Security Bancshares: A 6.6% Yield From California Community Bank
United Security Bancshares: A 6.6% Yield From California Community Bank
UBFO
Seeking AlphaJune 23, 2023

United Security Bancshares has maintained its quarterly dividend payouts despite the regional banking crisis and challenging operating conditions. The bank's net income surged in the first quarter, driven by a rise in interest and fees on loans, but total deposits decreased quarter-over-quarter. UBFO's stock performance in 2023 will depend on the improvement of the broader conversation around regional banks and the bank's ability to manage potential deposit flight.

FAQ

  • What is the ticker symbol for United Security Bancshares?
  • Does United Security Bancshares pay dividends?
  • What sector is United Security Bancshares in?
  • What industry is United Security Bancshares in?
  • What country is United Security Bancshares based in?
  • When did United Security Bancshares go public?
  • Is United Security Bancshares in the S&P 500?
  • Is United Security Bancshares in the NASDAQ 100?
  • Is United Security Bancshares in the Dow Jones?
  • When was United Security Bancshares's last earnings report?
  • When does United Security Bancshares report earnings?

What is the ticker symbol for United Security Bancshares?

The ticker symbol for United Security Bancshares is NASDAQ:UBFO

Does United Security Bancshares pay dividends?

Yes, United Security Bancshares pays dividends. The last payment was $0.12, with an ex-dividend date on January 2, 2025

What sector is United Security Bancshares in?

United Security Bancshares is in the Financial Services sector

What industry is United Security Bancshares in?

United Security Bancshares is in the Banks - Regional industry

What country is United Security Bancshares based in?

United Security Bancshares is headquartered in United States

When did United Security Bancshares go public?

United Security Bancshares's initial public offering (IPO) was on March 3, 1999

Is United Security Bancshares in the S&P 500?

No, United Security Bancshares is not included in the S&P 500 index

Is United Security Bancshares in the NASDAQ 100?

No, United Security Bancshares is not included in the NASDAQ 100 index

Is United Security Bancshares in the Dow Jones?

No, United Security Bancshares is not included in the Dow Jones index

When was United Security Bancshares's last earnings report?

United Security Bancshares's most recent earnings report was on Jan 27, 2025

When does United Security Bancshares report earnings?

The next expected earnings date for United Security Bancshares is Apr 18, 2025