UBCP logo

United Bancorp (UBCP)

Profile

Full Name

United Bancorp, Inc.

Ticker Symbol

UBCP

Exchange

NASDAQ

Sector

Financial Services

Industry

Banks - Regional

Country

United States

IPO

March 2, 1993

Indexes

Not included

Website

http://www.unitedbancorp.com

Employees

115

Key Details

Price

$13.23(+0.84%)

Market cap

Last Dividend

$0.36

TTM Dividend yield

6.73%

Annual revenue

$29.26M(-2.10% YoY)

Annual EPS

$1.27(-19.11% YoY)

PE ratio

10.42

Next earnings date

May 9, 2025

Next ex-dividend date

N/A

Next split date

N/A

Price

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Current Price

$13.23
UBCP price is $13.23

30-Day Relative Volume

0.06
UBCP 30-day relative volume is 0.06

Price Performance

Price Most recent change

+0.84%
UBCP price was up +0.84% on Apr 17, 2025

Price YTD change

+1.77%
UBCP price is up +1.77% since January 1st

Price 1-year change

+3.68%
UBCP price is up +3.68% year-on-year

Price 3-year change

-30.37%
UBCP price is down -30.37% over the past 3 years

Price Range

Price All-time high

$20.83
UBCP price is currently -36.48% below its historical high of $20.83

Price 3-year low

$9.70
UBCP price is currently +36.39% above its 3-year low

Capitalization

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Market cap

Market cap

$78.94M
UBCP market capitalization is $78.94 million

Market cap 3-year change

-27.65%
UBCP market capitalization is down -27.65% over the past 3 years

Market cap All-time high

$118.30M
UBCP market capitalization is currently -33.27% below its historical high of $118.30 million

Market cap sector rank

17.79%
UBCP market capitalization is higher than 17.79% of companies in Financial Services sector

Shares Outstanding

Shares Outstanding 1-Year Change

+3.02%
UBCP shares outstanding is up +3.02% year-on-year

Shares Outstanding 3-Year Change

+3.9%
UBCP shares outstanding is up +3.9% over the past 3 years

Technical Indicators

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Beta

0.10
UBCP beta is 0.10

200-day SMA

$12.84
UBCP price is currently +3.08% above its 200-day simple moving average

50-day SMA

$13.10
UBCP price is currently +0.98% above its 50-day simple moving average

RSI

52.83
UBCP 14-day relative strength index is 52.83

Volume

0.06
UBCP 30-day relative volume is 0.06

ATR

$0.42
UBCP average true range is $0.42

10-day Historical Volatility

36.23%
UBCP 10-day historical volatility is 36.23%

Dividend

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Events

Last Paid Dividend

$0.36
UBCP last dividend was $0.36 per share, with an ex-dividend date of March 10, 2025

Next Dividend

-
UBCP next dividend has not yet been announced

Dividend per share

Dividend per share

$0.84
UBCP annual dividend per share is $0.84

Dividend per share Sector Rank

46.3%
UBCP annual dividend per share is higher than 46.3% of companies in Financial Services sector

Dividend per share 1-Year Change

+27.07%
UBCP annual dividend per share is up +27.07% year-on-year

Dividend per share 3-Year Change

+23.36%
UBCP annual dividend per share is up +23.36% over the past 3 years

Dividend yield

Dividend yield

6.39%
UBCP annual dividend yield is 6.39%

Dividend yield Sector Rank

63.35%
UBCP annual dividend yield is higher than 63.35% of companies in Financial Services sector

Other

Payout ratio

69.08%
UBCP annual payout ratio is 69.08%

Dividends paid

$5.11M
UBCP annual dividends paid is $5.11 million

Free cash flow

-$1.25M
UBCP annual free cash flow is -$1.25 million

Income Statement

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Revenue

Revenue

$29.26M
UBCP annual revenue is $29.26 million

Revenue Analysts estimate

$25.48M
UBCP annual revenue is currently +14.83% higher than the consensus analysts' forecast

Revenue 1-year change

-2.1%
UBCP annual revenue is down -2.1% year-on-year

Revenue Sector rank

23.08%
UBCP annual revenue is higher than 23.08% of companies in Financial Services sector

EPS

EPS

$1.27
UBCP annual earnings per share is $1.27

EPS Analysts estimate

$1.40
UBCP annual earnings per share is currently -9.29% lower than the consensus analysts' forecast

EPS 1-year change

-19.11%
UBCP annual earnings per share is down -19.11% year-on-year

EPS Sector rank

47.34%
UBCP annual earnings per share is higher than 47.34% of companies in Financial Services sector

Profit

Gross profit

-
UBCP annual gross profit value is unknown

Gross margin

-
UBCP annual gross profit margin value is unknown

Operating profit

-
UBCP annual operating income value is unknown

Operating margin

-
UBCP annual operating profit margin value is unknown

Net income

$7.40M
UBCP annual net profit is $7.40 million

Net margin

25.30%
UBCP annual net profit margin is 25.30%

Expenses

Total expenses

-
UBCP annual total expenses value is unknown

Operating expenses

$11.65M
UBCP annual total operating expenses is $11.65 million

Cost of goods sold

-
UBCP annual cost of goods sold value is unknown

Selling, general & administrative expenses

$11.50M
UBCP annual SGA is $11.50 million

Depreciation and amortization

$1.23M
UBCP annual depreciation & amortization is $1.23 million

Interest expense

-
UBCP annual interest expense value is unknown

Income tax

-$107.00K
UBCP annual income tax is -$107.00 thousand

EBIT & EBITDA

EBIT

$22.02M
UBCP annual earnings before interest & taxes is $22.02 million

EBITDA

$23.25M
UBCP annual EBITDA is $23.25 million

Balance Sheet

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Assets

Total assets

$816.66M
UBCP annual total assets is $816.66 million

Non current assets

$817.47M
UBCP annual long term assets is $817.47 million

Current assets

$143.16M
UBCP annual total current assets is $143.16 million

Cash and cash equivalents

$19.61M
UBCP annual cash & cash equivalents is $19.61 million

Accounts receivable

$4.32M
UBCP annual accounts receivable is $4.32 million

Inventory

-
UBCP annual inventory value is unknown

Liabilities

Total liabilities

$753.20M
UBCP annual total liabilities is $753.20 million

Long term liabilities

$613.49M
UBCP annual total long term liabilities is $613.49 million

Current liabilities

$30.49M
UBCP annual total current liabilities is $30.49 million

Accounts payable

-
UBCP annual accounts payable value is unknown

Debt

Total debt

$101.72M
UBCP annual total debt is $101.72 million

Total debt 1-year change

+0.17%
UBCP annual total debt is up +0.17% year-on-year

Long term debt

$101.72M
UBCP annual long term debt is $101.72 million

Short term debt

-
UBCP annual short term debt value is unknown

Equity & Capital

Shareholders equity

$63.46M
UBCP annual stockholders equity is $63.46 million

Book value

$46.31M
UBCP annual book value is $46.31 million

Retained earnings

$46.31M
UBCP annual retained earnings is $46.31 million

Working capital

$112.67M
UBCP annual working capital is $112.67 million

Cash Flow Statement

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Cashflow Activities

Cash from operations

$8.45M
UBCP annual cash flow from operations is $8.45 million

Cash from operations 1-year change

-10.73%
UBCP annual cash flow from operations is down -10.73% year-on-year

Cash from investing

-$19.46M
UBCP annual cash flow from investing activities is -$19.46 million

Cash from investing 1-year change

+59.84%
UBCP annual cash flow from investing activities is up +59.84% year-on-year

Cash from financing

-$10.14M
UBCP annual cash flow from financing activities is -$10.14 million

Cash from financing 1-year change

-120.41%
UBCP annual cash flow from financing activities is down -120.41% year-on-year

CAPEX

CAPEX

$9.70M
UBCP annual capital expenditures is $9.70 million

CAPEX 1-year change

+796.85%
UBCP annual capital expenditures is up +796.85% year-on-year

Free Cash Flow

Free cash flow

-$1.25M
UBCP annual free cash flow is -$1.25 million

Free cash flow 1-year change

-114.88%
UBCP annual free cash flow is down -114.88% year-on-year

Profitability Ratios

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Margins

Gross margin

-
UBCP annual gross profit margin value is unknown

Operating margin

-
UBCP annual operating profit margin value is unknown

Net margin

25.30%
UBCP annual net profit margin is 25.30%

ROA & ROE

ROA

0.90%
UBCP annual return on assets is 0.90%

ROE

11.65%
UBCP annual return on equity is 11.65%

Valuation

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PE Ratio

PE ratio

10.42
UBCP price to earnings ratio is 10.42

PE ratio Sector rank

32.7%
UBCP price to earnings ratio is higher than 32.7% of companies in Financial Services sector

PB Ratio

PB ratio

1.70
UBCP price to book ratio is 1.70

PB ratio Sector rank

72.89%
UBCP price to book ratio is higher than 72.89% of companies in Financial Services sector

PS Ratio

PS ratio

2.70
UBCP price to sales ratio is 2.70

PS ratio Sector rank

49.38%
UBCP price to sales ratio is higher than 49.38% of companies in Financial Services sector

Enterprise value

Enterprise value

$161.05M
UBCP enterprise value is $161.05 million

Enterprise value Sector rank

30.31%
UBCP enterprise value is higher than 30.31% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

6.93
UBCP EV/EBITDA is 6.93

EV/EBITDA Sector rank

72.44%
UBCP EV/EBITDA is higher than 72.44% of companies in Financial Services sector

Financial Health

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Liquidity

Current ratio

4.69
UBCP annual current ratio is 4.69

Quick ratio

-
UBCP annual quick ratio value is unknown

Leverage

Debt to equity

0.00
UBCP annual debt to equity ratio is 0.00

Interest coverage ratio

-
UBCP annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
UBCP piotroski f-score value is unknown

Altman Z-Score

0.43
UBCP altman z-score is 0.43

Analyst ratings

Recent major analysts updates

No data about analysts updates

Institutional Ownership

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  • What is the ticker symbol for United Bancorp?
  • Does United Bancorp pay dividends?
  • What sector is United Bancorp in?
  • What industry is United Bancorp in?
  • What country is United Bancorp based in?
  • When did United Bancorp go public?
  • Is United Bancorp in the S&P 500?
  • Is United Bancorp in the NASDAQ 100?
  • Is United Bancorp in the Dow Jones?
  • When was United Bancorp's last earnings report?
  • When does United Bancorp report earnings?
  • Should I buy United Bancorp stock now?

What is the ticker symbol for United Bancorp?

The ticker symbol for United Bancorp is NASDAQ:UBCP

Does United Bancorp pay dividends?

Yes, United Bancorp pays dividends. The last payment was $0.36, with an ex-dividend date on March 10, 2025

What sector is United Bancorp in?

United Bancorp is in the Financial Services sector

What industry is United Bancorp in?

United Bancorp is in the Banks - Regional industry

What country is United Bancorp based in?

United Bancorp is headquartered in United States

When did United Bancorp go public?

United Bancorp's initial public offering (IPO) was on March 2, 1993

Is United Bancorp in the S&P 500?

No, United Bancorp is not included in the S&P 500 index

Is United Bancorp in the NASDAQ 100?

No, United Bancorp is not included in the NASDAQ 100 index

Is United Bancorp in the Dow Jones?

No, United Bancorp is not included in the Dow Jones index

When was United Bancorp's last earnings report?

United Bancorp's most recent earnings report was on Feb 7, 2025

When does United Bancorp report earnings?

The next expected earnings date for United Bancorp is May 9, 2025

Should I buy United Bancorp stock now?

As of today, analysts generally recommend a 'Strong buy' rating. However, it's important to do your own research and consider your financial situation before making any investment decisions
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