What is the current annual net margin of TRV?

As of today, TRV annual net margin is 12.88%

What is 1-year change in TRV annual net margin?

TRV annual net margin is up +19.59% year-over-year

What is 3-year change in TRV annual net margin?

TRV annual net margin is up +67.06% over the past 3 years

How far is TRV annual net margin from its all-time high?

TRV annual net margin is currently -26.86% below its historical high of 17.61% set on December 31, 2007

How does TRV annual net margin rank versus sector peers?

TRV annual net margin is higher than 44.30% of companies in Financial Services sector

When is TRV next annual earnings release?

As of today, the next annual earnings release for TRV has not been scheduled

What is the current quarterly net margin of TRV?

As of today, TRV quarterly net margin is 20.08%

What is TRV quarterly net margin most recent change?

TRV quarterly net margin was up +32.63% on December 31, 2025

What is 1-year change in TRV quarterly net margin?

TRV quarterly net margin is up +15.80% year-over-year

How far is TRV quarterly net margin from its all-time high?

TRV quarterly net margin is currently at its all-time high

How does TRV quarterly net margin rank versus sector peers?

TRV quarterly net margin is higher than 61.14% of companies in Financial Services sector

When is TRV next earnings release?

The next earnings release for TRV is on April 16, 2026

TRV Net Margin History & Chart Since 1980

Annual Net Margin

12.88%2.11%+19.59%

December 31, 2025

Summary

Current Value: As of today, TRV annual net margin is 12.88%, up +19.59% on December 31, 2025
Historical Performance: TRV annual net margin is up +67.06% over the past 3 years, and up +53.88% over the past 5 years
All-Time High Comparison: TRV annual net margin is currently -26.86% below its historical high of 17.61% set on December 31, 2007
3-Year Low Comparison: TRV annual net margin is +78.15% above its 3-year low of 7.23% reached on December 31, 2023
Sector Comparison: TRV annual net margin is higher than 44.30% of companies in Financial Services sector

Net Margin Chart

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Series

Performance

TRV Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 25	12.88%	+19.6%	+67.1%	+53.9%	+0.6%
Quarterly Net Margin	Dec 31, 25	20.08%	+15.8%	+136.2%	+29.7%	+42.2%
Price	Jan 29, 26	$285.61	+14.5%	+51.3%	+109.5%	+411.8%
PE Ratio	Jan 29, 26	10.37	-10.8%	-35.4%	-19.9%	+23.8%
Annual Revenue	Dec 31, 25	$48.83B	+5.2%	+32.4%	+52.7%	+94.4%
Annual Net Income	Dec 31, 25	$6.29B	+25.8%	+121.3%	+134.8%	+95.5%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Dec 31, 25	16.84%	+19.2%	+67.4%	+50.6%	-9.9%

Net Margin Highs

TRV Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	12.88%	Dec 31, 25	at high
5Y	12.88%	Dec 31, 25	at high
All	17.61%	Dec 31, 07	-26.9%

Net Margin Lows

TRV Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	7.23%	Dec 31, 23	+78.2%
5Y	7.23%	Dec 31, 23	+78.2%
All	-11.28%	Dec 31, 01	+214.2%

Net Margin History

Year	Value	Change
2025	12.88%	+19.6%
2024	10.77%	+49.0%
2023	7.23%	-6.2%
2022	7.71%	-26.1%
2021	10.44%	+24.7%
2020	8.37%	+1.6%
2019	8.24%	-0.5%
2018	8.28%	+17.3%
2017	7.06%	-34.8%
2016	10.83%	-15.0%
2015	12.74%	-5.7%
2014	13.51%	-3.4%
2013	13.98%	+46.5%
2012	9.54%	+71.6%
2011	5.56%	-56.6%
2010	12.81%	-11.2%
2009	14.42%	+22.8%
2008	11.74%	-33.3%
2007	17.61%	+5.0%
2006	16.77%	+98.9%
2005	8.43%	+117.3%
2004	3.88%	-49.9%
2003	7.75%	+184.9%

Year	Value	Change
2002	2.72%	+124.1%
2001	-11.28%	-195.8%
2000	11.77%	+14.4%
1999	10.29%	+950.0%
1998	0.98%	-92.1%
1997	12.43%	+27.7%
1996	9.73%	+1.0%
1995	9.63%	+2.2%
1994	9.42%	-1.8%
1993	9.59%	+281.6%
1992	-5.28%	-156.7%
1991	9.31%	-4.7%
1990	9.77%	-7.0%
1989	10.51%	+8.2%
1988	9.71%	+2.5%
1987	9.47%	+88.6%
1986	5.02%	+47.6%
1985	3.40%	+141.6%
1984	-8.17%	-239.4%
1983	5.86%	-36.0%
1982	9.15%	+11.6%
1981	8.20%	-6.6%
1980	8.78%	-

FAQ

What is the current annual net margin of TRV?
As of today, TRV annual net margin is 12.88%
What is 1-year change in TRV annual net margin?
TRV annual net margin is up +19.59% year-over-year
What is 3-year change in TRV annual net margin?
TRV annual net margin is up +67.06% over the past 3 years
How far is TRV annual net margin from its all-time high?
TRV annual net margin is currently -26.86% below its historical high of 17.61% set on December 31, 2007
How does TRV annual net margin rank versus sector peers?
TRV annual net margin is higher than 44.30% of companies in Financial Services sector
When is TRV next annual earnings release?
As of today, the next annual earnings release for TRV has not been scheduled

Quarterly Net Margin

20.08%4.94%+32.63%

December 31, 2025

Summary

Current Value: As of today, TRV quarterly net margin is 20.08%, up +32.63% on December 31, 2025
Historical Performance: TRV quarterly net margin is up +15.80% year-over-year, and up +136.24% over the past 3 years
All-Time High Comparison: TRV quarterly net margin is currently at its all-time high
3-Year Low Comparison: TRV quarterly net margin is +13486.67% above its 3-year low of -0.15% reached on June 30, 2023
Sector Comparison: TRV quarterly net margin is higher than 61.14% of companies in Financial Services sector

Performance

TRV Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Dec 31, 25	20.08%	+32.6%	+15.8%	+136.2%	+29.7%
Annual Net Margin	Dec 31, 25	12.88%	–	+19.6%	+67.1%	+53.9%
Price	Jan 29, 26	$285.61	+6.6%	+14.5%	+51.3%	+109.5%
PE Ratio	Jan 29, 26	10.37	-1.5%	-10.8%	-35.4%	-19.9%
Quarterly Revenue	Dec 31, 25	$12.43B	-0.3%	+3.5%	+29.0%	+48.0%
Quarterly Net Income	Dec 31, 25	$2.50B	+32.2%	+19.9%	+204.8%	+92.0%
Quarterly Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Dec 31, 25	25.89%	+31.5%	+15.5%	+132.0%	+28.0%

Quarterly Net Margin Highs

TRV Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	20.08%	Dec 31, 25	at high
3Y	20.08%	Dec 31, 25	at high
5Y	20.08%	Dec 31, 25	at high
All	20.08%	Dec 31, 25	at high

Quarterly Net Margin Lows

TRV Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	3.34%	Mar 31, 25	+501.2%
3Y	-0.15%	Jun 30, 23	>+9999.0%
5Y	-0.15%	Jun 30, 23	>+9999.0%
All	-37.91%	Dec 31, 92	+153.0%

Quarterly Net Margin History

Month	Value	Change
Dec 2025	20.08%	+32.6%
Sep 2025	15.14%	+21.6%
Jun 2025	12.45%	+272.8%
Mar 2025	3.34%	-80.7%
Dec 2024	17.34%	+63.9%
Sep 2024	10.58%	+123.7%
Jun 2024	4.73%	-52.7%
Mar 2024	10.00%	-32.8%
Dec 2023	14.88%	+294.7%
Sep 2023	3.77%	+2,613.3%
Jun 2023	-0.15%	-101.5%
Mar 2023	9.98%	+17.4%
Dec 2022	8.50%	+76.0%
Sep 2022	4.83%	-19.4%
Jun 2022	5.99%	-47.8%
Mar 2022	11.48%	-21.8%
Dec 2021	14.68%	+96.8%
Sep 2021	7.46%	-30.1%
Jun 2021	10.67%	+21.8%
Mar 2021	8.76%	-43.4%
Dec 2020	15.48%	+56.0%
Sep 2020	9.92%	+1,903.6%
Jun 2020	-0.55%	-107.3%
Mar 2020	7.52%	-30.0%
Dec 2019	10.74%	+119.2%
Sep 2019	4.90%	-30.6%
Jun 2019	7.06%	-31.5%
Mar 2019	10.31%	+30.5%
Dec 2018	7.90%	-13.4%
Sep 2018	9.12%	+31.2%
Jun 2018	6.95%	-23.7%
Mar 2018	9.11%	+24.1%
Dec 2017	7.34%	+84.9%
Sep 2017	3.97%	-51.6%
Jun 2017	8.21%	-7.0%
Mar 2017	8.83%	-32.2%
Dec 2016	13.03%	+27.7%
Sep 2016	10.20%	+5.0%
Jun 2016	9.71%	-5.4%
Mar 2016	10.26%	-20.3%
Dec 2015	12.87%	-5.2%
Sep 2015	13.57%	+12.9%
Jun 2015	12.02%	-3.7%
Mar 2015	12.48%	-17.8%
Dec 2014	15.19%	+14.1%
Sep 2014	13.31%	+33.2%
Jun 2014	9.99%	-35.9%
Mar 2014	15.58%	+7.0%
Dec 2013	14.56%	+9.1%
Sep 2013	13.34%	-4.4%
Jun 2013	13.95%	-0.8%
Mar 2013	14.06%	+201.7%
Dec 2012	4.66%	-64.6%
Sep 2012	13.18%	+69.4%
Jun 2012	7.78%	-37.9%
Mar 2012	12.52%	+30.1%
Dec 2011	9.62%	+86.1%
Sep 2011	5.17%	+190.2%
Jun 2011	-5.73%	-143.2%
Mar 2011	13.25%	-6.2%
Dec 2010	14.12%	-11.1%
Sep 2010	15.88%	+47.6%
Jun 2010	10.76%	+2.6%
Mar 2010	10.49%	-46.7%
Dec 2009	19.67%	+34.4%
Sep 2009	14.64%	+23.3%
Jun 2009	11.87%	+6.9%
Mar 2009	11.10%	-16.8%
Dec 2008	13.34%	+292.4%
Sep 2008	3.40%	-77.2%
Jun 2008	14.90%	-3.4%
Mar 2008	15.42%	-5.3%
Dec 2007	16.28%	-11.1%
Sep 2007	18.32%	-3.3%
Jun 2007	18.94%	+12.3%
Mar 2007	16.87%	-8.5%
Dec 2006	18.44%	+11.9%
Sep 2006	16.48%	+6.3%
Jun 2006	15.50%	-6.6%
Mar 2006	16.60%	+478.4%
Dec 2005	2.87%	+133.3%
Sep 2005	1.23%	-92.0%
Jun 2005	15.32%	+6.8%
Mar 2005	14.34%	+198.1%

Month	Value	Change
Dec 2004	4.81%	-15.2%
Sep 2004	5.67%	+230.6%
Jun 2004	-4.34%	-130.3%
Mar 2004	14.31%	+538.8%
Dec 2003	2.24%	-78.8%
Sep 2003	10.55%	+6.6%
Jun 2003	9.90%	+15.5%
Mar 2003	8.57%	-29.4%
Dec 2002	12.14%	+302.0%
Sep 2002	3.02%	+132.1%
Jun 2002	-9.42%	-247.4%
Mar 2002	6.39%	+123.8%
Dec 2001	-26.86%	-0.7%
Sep 2001	-26.68%	-702.3%
Jun 2001	4.43%	-54.1%
Mar 2001	9.65%	+6.0%
Dec 2000	9.10%	-19.6%
Sep 2000	11.32%	+8.8%
Jun 2000	10.40%	-35.3%
Mar 2000	16.07%	+29.0%
Dec 1999	12.46%	+63.9%
Sep 1999	7.60%	-31.3%
Jun 1999	11.06%	+27.3%
Mar 1999	8.69%	+50.6%
Dec 1998	5.77%	+99.7%
Sep 1998	2.89%	+123.1%
Jun 1998	-12.51%	-219.1%
Mar 1998	10.50%	-28.0%
Dec 1997	14.58%	+33.5%
Sep 1997	10.92%	-23.2%
Jun 1997	14.22%	+15.1%
Mar 1997	12.35%	+159.5%
Dec 1996	4.76%	-42.2%
Sep 1996	8.24%	-8.0%
Jun 1996	8.96%	-2.0%
Mar 1996	9.14%	-27.3%
Dec 1995	12.57%	+20.5%
Sep 1995	10.43%	+22.9%
Jun 1995	8.49%	-2.7%
Mar 1995	8.73%	-14.0%
Dec 1994	10.15%	-6.2%
Sep 1994	10.82%	-1.4%
Jun 1994	10.97%	+98.0%
Mar 1994	5.54%	-27.6%
Dec 1993	7.65%	-40.2%
Sep 1993	12.80%	+26.1%
Jun 1993	10.15%	+28.5%
Mar 1993	7.90%	+120.8%
Dec 1992	-37.91%	-567.4%
Sep 1992	-5.68%	-146.6%
Jun 1992	12.20%	-26.4%
Mar 1992	16.58%	+72.7%
Dec 1991	9.60%	+0.3%
Sep 1991	9.57%	-1.8%
Jun 1991	9.75%	+18.2%
Mar 1991	8.25%	-5.2%
Dec 1990	8.70%	-18.5%
Sep 1990	10.67%	-8.2%
Jun 1990	11.62%	+43.1%
Mar 1990	8.12%	-37.7%
Dec 1989	13.04%	+56.4%
Sep 1989	8.34%	-24.9%
Jun 1989	11.10%	+16.7%
Mar 1989	9.51%	+3.1%
Dec 1988	9.22%	-19.1%
Sep 1988	11.40%	+35.2%
Jun 1988	8.43%	-14.2%
Mar 1988	9.83%	+31.8%
Dec 1987	7.46%	-32.5%
Sep 1987	11.05%	+16.7%
Jun 1987	9.47%	+13.4%
Mar 1987	8.35%	+26.9%
Dec 1986	6.58%	+9.8%
Sep 1986	5.99%	+75.7%
Jun 1986	3.41%	+8.9%
Mar 1986	3.13%	-46.3%
Dec 1985	5.83%	+287.5%
Sep 1985	-3.11%	-203.3%
Jun 1985	3.01%	+584.1%
Mar 1985	0.44%	+102.7%
Dec 1984	-16.50%	-25.9%
Sep 1984	-13.11%	-81.6%
Jun 1984	-7.22%	-571.9%
Mar 1984	1.53%	-

FAQ

What is the current quarterly net margin of TRV?
As of today, TRV quarterly net margin is 20.08%
What is TRV quarterly net margin most recent change?
TRV quarterly net margin was up +32.63% on December 31, 2025
What is 1-year change in TRV quarterly net margin?
TRV quarterly net margin is up +15.80% year-over-year
How far is TRV quarterly net margin from its all-time high?
TRV quarterly net margin is currently at its all-time high
How does TRV quarterly net margin rank versus sector peers?
TRV quarterly net margin is higher than 61.14% of companies in Financial Services sector
When is TRV next earnings release?
The next earnings release for TRV is on April 16, 2026

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Data Sources & References

TRV Official Website www.travelers.com
Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/86312/000008631226000008/0000086312-26-000008-index.htm
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/86312/000008631226000008/0000086312-26-000008-index.htm
TRV Profile on Yahoo Finance finance.yahoo.com/quote/TRV
TRV Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/trv