What is the current annual operating margin of TRV?

As of today, TRV annual operating margin is 16.84%

What is 1-year change in TRV annual operating margin?

TRV annual operating margin is up +19.18% year-over-year

What is 3-year change in TRV annual operating margin?

TRV annual operating margin is up +67.40% over the past 3 years

How far is TRV annual operating margin from its all-time high?

TRV annual operating margin is currently -34.04% below its historical high of 25.53% set on December 31, 2007

How does TRV annual operating margin rank versus sector peers?

TRV annual operating margin is higher than 40.65% of companies in Financial Services sector

When is TRV next annual earnings release?

As of today, the next annual earnings release for TRV has not been scheduled

What is the current quarterly operating margin of TRV?

As of today, TRV quarterly operating margin is 23.70%

What is TRV quarterly operating margin most recent change?

TRV quarterly operating margin was up +26.47% on June 30, 2026

What is 1-year change in TRV quarterly operating margin?

TRV quarterly operating margin is up +45.04% year-over-year

How far is TRV quarterly operating margin from its all-time high?

TRV quarterly operating margin is currently -73.07% below its historical high of 88.02% set on June 30, 1997

How does TRV quarterly operating margin rank versus sector peers?

TRV quarterly operating margin is higher than 49.87% of companies in Financial Services sector

When is TRV next earnings release?

The next earnings release for TRV is on October 15, 2026

TRV Operating Margin History & Chart Since 1980

Annual Operating Margin

16.84%2.71%+19.18%

December 31, 2025

Summary

Current Value: As of today, TRV annual operating margin is 16.84%, up +19.18% on December 31, 2025
Historical Performance: TRV annual operating margin is up +67.40% over the past 3 years, up +50.63% over the past 5 years
All-Time High Comparison: TRV annual operating margin is currently -34.04% below its historical high of 25.53% set on December 31, 2007
3-Year Low Comparison: TRV annual operating margin is +85.87% above its 3-year low of 9.06% reached on December 31, 2023
Sector Comparison: TRV annual operating margin is higher than 40.65% of companies in Financial Services sector

Operating Margin Chart

beforeafter

Performance

TRV Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Operating Margin	Dec 31, 25	16.84%	+19.2%	+67.4%	+50.6%	-9.9%
Quarterly Operating Margin	Jun 30, 26	23.70%	+45.0%	+5286.4%	+69.7%	+340.4%
Price	Aug 20, 26	$365.77	+33.3%	+125.1%	+127.4%	+639.5%
PE Ratio	Aug 20, 26	9.79	-19.3%	-43.3%	-9.3%	+1.0%
Annual Revenue	Dec 31, 25	$48.83B	+5.2%	+32.4%	+52.7%	+94.4%
Annual Operating Profit	Dec 31, 25	$8.22B	+25.4%	+121.7%	+129.9%	+75.1%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Net Margin	Dec 31, 25	12.88%	+19.6%	+67.1%	+53.9%	+0.6%

Operating Margin Highs

TRV Annual Operating Margin Highs Comparison
Period	High	Date	Current
3Y	16.84%	Dec 31, 25	at high
5Y	16.84%	Dec 31, 25	at high
All	25.53%	Dec 31, 07	-34.0%

Operating Margin Lows

TRV Annual Operating Margin Lows Comparison
Period	Low	Date	Current
3Y	9.06%	Dec 31, 23	+85.9%
5Y	9.06%	Dec 31, 23	+85.9%
All	-9.02%	Dec 1, 84	+286.7%

Operating Margin History

Year	Value	Change
2025	16.84%	+19.2%
2024	14.13%	+56.0%
2023	9.06%	-9.9%
2022	10.06%	-27.0%
2021	13.78%	+23.3%
2020	11.18%	+1.4%
2019	11.03%	+1.5%
2018	10.87%	+1.7%
2017	10.69%	-33.0%
2016	15.96%	-16.3%
2015	19.07%	-4.5%
2014	19.97%	+0.3%
2013	19.92%	+45.4%
2012	13.70%	+100.6%
2011	6.83%	-63.5%
2010	18.69%	-12.9%
2009	21.46%	+18.6%
2008	18.10%	-29.1%
2007	25.53%	+5.9%
2006	24.11%	+92.7%
2005	12.51%	+112.8%
2004	5.88%	-55.4%
2003	13.18%	+136.2%

Year	Value	Change
2002	5.58%	+268.1%
2001	-3.32%	-118.2%
2000	18.22%	+23.9%
1999	14.70%	+2,982.4%
1998	-0.51%	-103.1%
1997	16.38%	+34.4%
1996	12.19%	+0.5%
1995	12.13%	+1.2%
1994	11.99%	-5.1%
1993	12.63%	+617.6%
1992	1.76%	-86.4%
1991	12.95%	-2.8%
1990	13.32%	-2.1%
1989	13.61%	+7.3%
1988	12.68%	+8.7%
1987	11.66%	+50.1%
1986	7.77%	+569.8%
1985	1.16%	+112.9%
1984	-9.02%	-322.7%
1983	4.05%	-60.7%
1982	10.30%	+14.1%
1981	9.03%	+14.9%
1980	7.86%	-

FAQ

What is the current annual operating margin of TRV?: As of today, TRV annual operating margin is 16.84%
What is 1-year change in TRV annual operating margin?: TRV annual operating margin is up +19.18% year-over-year
What is 3-year change in TRV annual operating margin?: TRV annual operating margin is up +67.40% over the past 3 years
How far is TRV annual operating margin from its all-time high?: TRV annual operating margin is currently -34.04% below its historical high of 25.53% set on December 31, 2007
How does TRV annual operating margin rank versus sector peers?: TRV annual operating margin is higher than 40.65% of companies in Financial Services sector
When is TRV next annual earnings release?: As of today, the next annual earnings release for TRV has not been scheduled

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Quarterly Operating Margin

23.70%4.96%+26.47%

June 30, 2026

Summary

Current Value: As of today, TRV quarterly operating margin is 23.70%, up +26.47% on June 30, 2026
Historical Performance: TRV quarterly operating margin is up +45.04% year-over-year, up +5286.36% over the past 3 years
All-Time High Comparison: TRV quarterly operating margin is currently -73.07% below its historical high of 88.02% set on June 30, 1997
3-Year Low Comparison: TRV quarterly operating margin is +5286.36% above its 3-year low of 0.44% reached on an earlier date
Sector Comparison: TRV quarterly operating margin is higher than 49.87% of companies in Financial Services sector

Performance

TRV Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Operating Margin	Jun 30, 26	23.70%	+26.5%	+45.0%	+5286.4%	+69.7%
Annual Operating Margin	Dec 31, 25	16.84%	–	+19.2%	+67.4%	+50.6%
Price	Aug 20, 26	$365.77	+19.2%	+33.3%	+125.1%	+127.4%
PE Ratio	Aug 20, 26	9.79	+7.2%	-19.3%	-43.3%	-9.3%
Quarterly Revenue	Jun 30, 26	$12.15B	+1.9%	+0.3%	+20.4%	+39.9%
Quarterly Operating Profit	Jun 30, 26	$2.88B	+28.9%	+45.5%	+6445.4%	+137.2%
Quarterly Gross Margin	Jun 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Net Margin	Jun 30, 26	18.17%	+26.6%	+45.9%	+10000.0%	+70.3%

Quarterly Operating Margin Highs

TRV Quarterly Operating Margin Highs Comparison
Period	High	Date	Current
1Y	25.89%	Dec 31, 25	-8.5%
3Y	25.89%	Dec 31, 25	-8.5%
5Y	25.89%	Dec 31, 25	-8.5%
All	88.02%	Jun 30, 97	-73.1%

Quarterly Operating Margin Lows

TRV Quarterly Operating Margin Lows Comparison
Period	Low	Date	Current
1Y	16.34%	N/A	+45.0%
3Y	0.44%	N/A	+5286.4%
5Y	0.44%	Jun 30, 23	+5286.4%
All	-259.71%	Dec 31, 97	+109.1%

Quarterly Operating Margin History

Month	Value	Change
Jun 2026	23.70%	+26.5%
Mar 2026	18.74%	-27.6%
Dec 2025	25.89%	+31.5%
Sep 2025	19.69%	+20.5%
Jun 2025	16.34%	+240.4%
Mar 2025	4.80%	-78.6%
Dec 2024	22.42%	+60.9%
Sep 2024	13.93%	+108.5%
Jun 2024	6.68%	-48.9%
Mar 2024	13.07%	-32.5%
Dec 2023	19.37%	+261.4%
Sep 2023	5.36%	+1,118.2%
Jun 2023	0.44%	-95.8%
Mar 2023	10.47%	-6.2%
Dec 2022	11.16%	+66.3%
Sep 2022	6.71%	-17.7%
Jun 2022	8.15%	-43.4%
Mar 2022	14.41%	-25.3%
Dec 2021	19.29%	+94.7%
Sep 2021	9.91%	-29.1%
Jun 2021	13.97%	+19.4%
Mar 2021	11.70%	-42.2%
Dec 2020	20.23%	+56.0%
Sep 2020	12.97%	>+9,900.0%
Jun 2020	0.00%	-100.0%
Mar 2020	10.17%	-29.1%
Dec 2019	14.35%	+122.8%
Sep 2019	6.44%	-33.1%
Jun 2019	9.62%	-30.0%
Mar 2019	13.75%	+28.6%
Dec 2018	10.69%	-7.4%
Sep 2018	11.55%	+19.8%
Jun 2018	9.64%	-19.0%
Mar 2018	11.90%	-7.0%
Dec 2017	12.79%	+125.6%
Sep 2017	5.67%	-53.8%
Jun 2017	12.28%	+0.4%
Mar 2017	12.23%	-36.8%
Dec 2016	19.35%	+30.0%
Sep 2016	14.88%	+3.0%
Jun 2016	14.44%	-4.2%
Mar 2016	15.08%	-22.8%
Dec 2015	19.54%	-5.2%
Sep 2015	20.62%	+18.4%
Jun 2015	17.42%	-6.9%
Mar 2015	18.71%	-18.2%
Dec 2014	22.88%	+19.1%
Sep 2014	19.21%	+31.2%
Jun 2014	14.64%	-37.1%
Mar 2014	23.29%	+7.2%
Dec 2013	21.72%	+12.0%
Sep 2013	19.40%	+9.0%
Jun 2013	17.80%	-14.1%
Mar 2013	20.73%	+232.2%
Dec 2012	6.24%	-67.8%
Sep 2012	19.40%	+75.2%
Jun 2012	11.07%	-39.7%
Mar 2012	18.35%	+33.8%
Dec 2011	13.71%	+104.6%
Sep 2011	6.70%	+168.0%
Jun 2011	-9.86%	-158.1%
Mar 2011	16.96%	-17.1%
Dec 2010	20.45%	+1.8%
Sep 2010	20.09%	+26.9%
Jun 2010	15.83%	+1.4%

Month	Value	Change
Mar 2010	15.61%	-47.2%
Dec 2009	29.56%	+37.2%
Sep 2009	21.54%	+25.2%
Jun 2009	17.20%	+1.5%
Mar 2009	16.95%	-16.5%
Dec 2008	20.31%	+191.4%
Sep 2008	6.97%	-68.7%
Jun 2008	22.24%	-3.3%
Mar 2008	23.00%	-4.4%
Dec 2007	24.05%	-11.7%
Sep 2007	27.25%	+1.7%
Jun 2007	26.79%	+11.6%
Mar 2007	24.01%	-6.2%
Dec 2006	25.60%	+4.2%
Sep 2006	24.57%	+7.9%
Jun 2006	22.77%	-3.1%
Mar 2006	23.50%	+370.0%
Dec 2005	5.00%	+222.6%
Sep 2005	1.55%	-93.3%
Jun 2005	23.13%	+11.5%
Mar 2005	20.74%	+129.4%
Dec 2004	9.04%	+14.6%
Sep 2004	7.89%	+216.4%
Jun 2004	-6.78%	-132.8%
Mar 2004	20.68%	+991.4%
Dec 2003	-2.32%	-115.7%
Sep 2003	14.74%	+3.9%
Jun 2003	14.19%	+13.2%
Mar 2003	12.54%	-56.7%
Dec 2002	28.99%	+598.6%
Sep 2002	4.15%	+126.4%
Jun 2002	-15.73%	-285.9%
Mar 2002	8.46%	+242.5%
Dec 2001	2.47%	+106.3%
Sep 2001	-39.33%	-740.6%
Jun 2001	6.14%	-55.4%
Mar 2001	13.76%	-23.3%
Dec 2000	17.93%	+10.0%
Sep 2000	16.30%	+14.0%
Jun 2000	14.30%	-40.1%
Mar 2000	23.88%	-5.7%
Dec 1999	25.33%	+161.1%
Sep 1999	9.70%	-33.1%
Jun 1999	14.51%	+26.2%
Mar 1999	11.50%	+65.2%
Dec 1998	6.96%	+380.0%
Sep 1998	1.45%	-83.5%
Jun 1998	8.81%	-33.1%
Mar 1998	13.17%	+105.1%
Dec 1997	-259.71%	-403.5%
Sep 1997	85.57%	-2.8%
Jun 1997	88.02%	+0.1%
Mar 1997	87.90%	+139.5%
Dec 1996	-222.46%	-374.4%
Sep 1996	81.06%	-0.2%
Jun 1996	81.25%	-0.5%
Mar 1996	81.64%	+136.1%
Dec 1995	-226.29%	-378.7%
Sep 1995	81.20%	-0.5%
Jun 1995	81.60%	-0.2%
Mar 1995	81.76%	+142.4%
Dec 1994	-192.95%	-336.4%
Sep 1994	81.62%	+0.7%
Jun 1994	81.07%	+0.3%
Mar 1994	80.86%	-

FAQ

What is the current quarterly operating margin of TRV?: As of today, TRV quarterly operating margin is 23.70%
What is TRV quarterly operating margin most recent change?: TRV quarterly operating margin was up +26.47% on June 30, 2026
What is 1-year change in TRV quarterly operating margin?: TRV quarterly operating margin is up +45.04% year-over-year
How far is TRV quarterly operating margin from its all-time high?: TRV quarterly operating margin is currently -73.07% below its historical high of 88.02% set on June 30, 1997
How does TRV quarterly operating margin rank versus sector peers?: TRV quarterly operating margin is higher than 49.87% of companies in Financial Services sector
When is TRV next earnings release?: The next earnings release for TRV is on October 15, 2026

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Data Sources & References

TRV Official Website www.travelers.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/86312/000008631226000008/0000086312-26-000008-index.htm
TRV Profile on Yahoo Finance finance.yahoo.com/quote/TRV
TRV Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/trv