TRST logo

TrustCo Bank Corp NY (TRST)

Profile

Full Name

TrustCo Bank Corp NY

Ticker Symbol

TRST

Exchange

NASDAQ

Sector

Financial Services

Industry

Banks - Regional

Country

United States

IPO

April 20, 1983

Indexes

Not included

Website

http://www.trustcobank.com

Employees

791

Key Details

Price

$27.56(-1.36%)

Market cap

$524.18M(Small cap)

Last Dividend

$0.36

TTM Dividend yield

5.22%

Annual revenue

$171.77M(-9.67% YoY)

Annual EPS

$2.57(-16.56% YoY)

PE ratio

10.72

Next earnings date

Apr 22, 2025

Next ex-dividend date

N/A

Next split date

N/A

Price

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Current Price

$27.56
TRST price is $27.56

30-Day Relative Volume

1.09
TRST 30-day relative volume is 1.09

Price Performance

Price Most recent change

-1.36%
TRST price was down -1.36% on Apr 11, 2025

Price YTD change

-17.26%
TRST price is down -17.26% since January 1st

Price 1-year change

+5.23%
TRST price is up +5.23% year-on-year

Price 3-year change

-11.13%
TRST price is down -11.13% over the past 3 years

Price Range

Price All-time high

$71.25
TRST price is currently -61.32% below its historical high of $71.25

Price 3-year low

$23.78
TRST price is currently +15.90% above its 3-year low

Capitalization

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Market cap

Market cap

$524.18M
TRST market capitalization is $524.18 million

Market cap 3-year change

-11.97%
TRST market capitalization is down -11.97% over the past 3 years

Market cap All-time high

$1.06B
TRST market capitalization is currently -50.42% below its historical high of $1.06 billion

Market cap sector rank

49.49%
TRST market capitalization is higher than 49.49% of companies in Financial Services sector

Shares Outstanding

Shares Outstanding 1-Year Change

-0.02%
TRST shares outstanding is down -0.02% year-on-year

Shares Outstanding 3-Year Change

-0.95%
TRST shares outstanding is down -0.95% over the past 3 years

Technical Indicators

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Beta

0.72
TRST beta is 0.72

200-day SMA

$32.88
TRST price is currently -16.19% below its 200-day simple moving average

50-day SMA

$31.29
TRST price is currently -11.92% below its 50-day simple moving average

RSI

31.74
TRST 14-day relative strength index is 31.74

Volume

1.09
TRST 30-day relative volume is 1.09

ATR

$1.31
TRST average true range is $1.31

10-day Historical Volatility

45.27%
TRST 10-day historical volatility is 45.27%

Dividend

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Events

Last Paid Dividend

$0.36
TRST last dividend was $0.36 per share, with an ex-dividend date of March 7, 2025

Next Dividend

-
TRST next dividend has not yet been announced

Dividend per share

Dividend per share

$1.44
TRST annual dividend per share is $1.44

Dividend per share Sector Rank

72.97%
TRST annual dividend per share is higher than 72.97% of companies in Financial Services sector

Dividend per share 1-Year Change

0%
TRST {parameterFullLabel} has remained unchanged year-on-year

Dividend per share 3-Year Change

+4.97%
TRST annual dividend per share is up +4.97% over the past 3 years

Dividend yield

Dividend yield

5.22%
TRST annual dividend yield is 5.22%

Dividend yield Sector Rank

53.59%
TRST annual dividend yield is higher than 53.59% of companies in Financial Services sector

Other

Payout ratio

56.13%
TRST annual payout ratio is 56.13%

Dividends paid

$27.41M
TRST annual dividends paid is $27.41 million

Free cash flow

$54.56M
TRST annual free cash flow is $54.56 million

Income Statement

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Revenue

Revenue

$171.77M
TRST annual revenue is $171.77 million

Revenue Analysts estimate

$187.10M
TRST annual revenue is currently -8.19% lower than the consensus analysts' forecast

Revenue 1-year change

-9.67%
TRST annual revenue is down -9.67% year-on-year

Revenue Sector rank

54.51%
TRST annual revenue is higher than 54.51% of companies in Financial Services sector

EPS

EPS

$2.57
TRST annual earnings per share is $2.57

EPS Analysts estimate

-
TRST annual earnings per share consensus analysts' forecast is unknown

EPS 1-year change

-16.56%
TRST annual earnings per share is down -16.56% year-on-year

EPS Sector rank

66.14%
TRST annual earnings per share is higher than 66.14% of companies in Financial Services sector

Profit

Gross profit

-
TRST annual gross profit value is unknown

Gross margin

-
TRST annual gross profit margin value is unknown

Operating profit

-
TRST annual operating income value is unknown

Operating margin

-
TRST annual operating profit margin value is unknown

Net income

$48.83M
TRST annual net profit is $48.83 million

Net margin

28.43%
TRST annual net profit margin is 28.43%

Expenses

Total expenses

-
TRST annual total expenses value is unknown

Operating expenses

$54.07M
TRST annual total operating expenses is $54.07 million

Cost of goods sold

-
TRST annual cost of goods sold value is unknown

Selling, general & administrative expenses

$54.07M
TRST annual SGA is $54.07 million

Depreciation and amortization

$11.44M
TRST annual depreciation & amortization is $11.44 million

Interest expense

-
TRST annual interest expense value is unknown

Income tax

$15.21M
TRST annual income tax is $15.21 million

EBIT & EBITDA

EBIT

$155.42M
TRST annual earnings before interest & taxes is $155.42 million

EBITDA

$166.86M
TRST annual EBITDA is $166.86 million

Balance Sheet

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Assets

Total assets

$6.24B
TRST annual total assets is $6.24 billion

Non current assets

$5.59B
TRST annual long term assets is $5.59 billion

Current assets

$938.97M
TRST annual total current assets is $938.97 million

Cash and cash equivalents

$47.36M
TRST annual cash & cash equivalents is $47.36 million

Accounts receivable

-
TRST annual accounts receivable value is unknown

Inventory

-
TRST annual inventory value is unknown

Liabilities

Total liabilities

$5.56B
TRST annual total liabilities is $5.56 billion

Long term liabilities

$5.43B
TRST annual total long term liabilities is $5.43 billion

Current liabilities

$84.78M
TRST annual total current liabilities is $84.78 million

Accounts payable

-
TRST annual accounts payable value is unknown

Debt

Total debt

$40.16M
TRST annual total debt is $40.16 million

Total debt 1-year change

-9.7%
TRST annual total debt is down -9.7% year-on-year

Long term debt

$40.16M
TRST annual long term debt is $40.16 million

Short term debt

-
TRST annual short term debt value is unknown

Equity & Capital

Shareholders equity

$676.34M
TRST annual stockholders equity is $676.34 million

Book value

$676.34M
TRST annual book value is $676.34 million

Retained earnings

$446.50M
TRST annual retained earnings is $446.50 million

Working capital

$854.19M
TRST annual working capital is $854.19 million

Cash Flow Statement

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Cashflow Activities

Cash from operations

$59.44M
TRST annual cash flow from operations is $59.44 million

Cash from operations 1-year change

-7.31%
TRST annual cash flow from operations is down -7.31% year-on-year

Cash from investing

-$3.75M
TRST annual cash flow from investing activities is -$3.75 million

Cash from investing 1-year change

+98.39%
TRST annual cash flow from investing activities is up +98.39% year-on-year

Cash from financing

$8.12M
TRST annual cash flow from financing activities is $8.12 million

Cash from financing 1-year change

-91.62%
TRST annual cash flow from financing activities is down -91.62% year-on-year

CAPEX

CAPEX

$4.88M
TRST annual capital expenditures is $4.88 million

CAPEX 1-year change

-13.8%
TRST annual capital expenditures is down -13.8% year-on-year

Free Cash Flow

Free cash flow

$54.56M
TRST annual free cash flow is $54.56 million

Free cash flow 1-year change

-6.68%
TRST annual free cash flow is down -6.68% year-on-year

Profitability Ratios

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Margins

Gross margin

-
TRST annual gross profit margin value is unknown

Operating margin

-
TRST annual operating profit margin value is unknown

Net margin

28.43%
TRST annual net profit margin is 28.43%

ROA & ROE

ROA

0.79%
TRST annual return on assets is 0.79%

ROE

7.39%
TRST annual return on equity is 7.39%

Valuation

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PE Ratio

PE ratio

10.72
TRST price to earnings ratio is 10.72

PE ratio Sector rank

38.86%
TRST price to earnings ratio is higher than 38.86% of companies in Financial Services sector

PB Ratio

PB ratio

0.78
TRST price to book ratio is 0.78

PB ratio Sector rank

28.51%
TRST price to book ratio is higher than 28.51% of companies in Financial Services sector

PS Ratio

PS ratio

3.05
TRST price to sales ratio is 3.05

PS ratio Sector rank

62.07%
TRST price to sales ratio is higher than 62.07% of companies in Financial Services sector

Enterprise value

Enterprise value

$516.98M
TRST enterprise value is $516.98 million

Enterprise value Sector rank

46.7%
TRST enterprise value is higher than 46.7% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

3.10
TRST EV/EBITDA is 3.10

EV/EBITDA Sector rank

44.64%
TRST EV/EBITDA is higher than 44.64% of companies in Financial Services sector

Financial Health

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Liquidity

Current ratio

11.08
TRST annual current ratio is 11.08

Quick ratio

-
TRST annual quick ratio value is unknown

Leverage

Debt to equity

0.00
TRST annual debt to equity ratio is 0.00

Interest coverage ratio

-
TRST annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
TRST piotroski f-score value is unknown

Altman Z-Score

0.43
TRST altman z-score is 0.43

Analyst ratings

Recent major analysts updates

Jan 25, 23 Piper Sandler
Underweight
Jan 25, 21 Piper Sandler
Neutral
Sep 28, 20 Piper Sandler
Overweight
Apr 23, 20 Piper Sandler
Overweight
Oct 7, 15 Keefe Bruyette & Woods
Market Perform
Jul 23, 15 Keefe Bruyette & Woods
Underperform
May 28, 14 Sandler O'Neill
Hold

Institutional Ownership

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  • What is the ticker symbol for TrustCo Bank Corp NY?
  • Does TrustCo Bank Corp NY pay dividends?
  • What sector is TrustCo Bank Corp NY in?
  • What industry is TrustCo Bank Corp NY in?
  • What country is TrustCo Bank Corp NY based in?
  • When did TrustCo Bank Corp NY go public?
  • Is TrustCo Bank Corp NY in the S&P 500?
  • Is TrustCo Bank Corp NY in the NASDAQ 100?
  • Is TrustCo Bank Corp NY in the Dow Jones?
  • When was TrustCo Bank Corp NY's last earnings report?
  • When does TrustCo Bank Corp NY report earnings?
  • Should I buy TrustCo Bank Corp NY stock now?

What is the ticker symbol for TrustCo Bank Corp NY?

The ticker symbol for TrustCo Bank Corp NY is NASDAQ:TRST

Does TrustCo Bank Corp NY pay dividends?

Yes, TrustCo Bank Corp NY pays dividends. The last payment was $0.36, with an ex-dividend date on March 7, 2025

What sector is TrustCo Bank Corp NY in?

TrustCo Bank Corp NY is in the Financial Services sector

What industry is TrustCo Bank Corp NY in?

TrustCo Bank Corp NY is in the Banks - Regional industry

What country is TrustCo Bank Corp NY based in?

TrustCo Bank Corp NY is headquartered in United States

When did TrustCo Bank Corp NY go public?

TrustCo Bank Corp NY's initial public offering (IPO) was on April 20, 1983

Is TrustCo Bank Corp NY in the S&P 500?

No, TrustCo Bank Corp NY is not included in the S&P 500 index

Is TrustCo Bank Corp NY in the NASDAQ 100?

No, TrustCo Bank Corp NY is not included in the NASDAQ 100 index

Is TrustCo Bank Corp NY in the Dow Jones?

No, TrustCo Bank Corp NY is not included in the Dow Jones index

When was TrustCo Bank Corp NY's last earnings report?

TrustCo Bank Corp NY's most recent earnings report was on Jan 21, 2025

When does TrustCo Bank Corp NY report earnings?

The next expected earnings date for TrustCo Bank Corp NY is Apr 22, 2025

Should I buy TrustCo Bank Corp NY stock now?

As of today, analysts generally recommend a 'Sell' rating. However, it's important to do your own research and consider your financial situation before making any investment decisions
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