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TrustCo Bank Corp NY (TRST)

Profile

Full Name

TrustCo Bank Corp NY

Ticker

NASDAQ: TRST

Exchange

NASDAQ

Sector

Financial Services

Industry

Regional Banks

Country

United States

IPO

April 20, 1983

Indexes

Not included

Website

https://www.trustcobank.com

Employees

733

Key Details

Price

$35.24(-1.09%)

Market cap

$664.31M(Small cap)

Last Dividend

$0.36

TTM Dividend yield

4.09%

Annual revenue

$261.84M(+6.93% YoY)

Annual EPS

$2.57(-16.56% YoY)

PE ratio

12.54

Next earnings date

Oct 20, 2025

Next ex-dividend date

N/A

Next split date

N/A

Quick Search

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    See Full Chart & Historical Data

    Analyst ratings

    Price

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    Current Price

    $35.24
    TRST price is $35.24

    30-Day Relative Volume

    2.24
    TRST 30-day relative volume is 2.24

    Price Performance

    Price Most recent change

    -1.09%
    TRST price was down -1.09% on Aug 15, 2025

    Price YTD change

    +5.79%
    TRST price is up +5.79% since January 1st

    Price 1-year change

    +7.87%
    TRST price is up +7.87% year-on-year

    Price 3-year change

    -1.12%
    TRST price is down -1.12% over the past 3 years

    Price Range

    Price All-time high

    $71.25
    TRST price is currently -50.54% below its historical high of $71.25

    Price 3-year low

    $23.78
    TRST price is currently +48.19% above its 3-year low

    Capitalization

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    Market cap

    Market cap

    $664.31M
    TRST market capitalization is $664.31 million

    Market cap 3-year change

    -2.55%
    TRST market capitalization is down -2.55% over the past 3 years

    Market cap All-time high

    $1.06B
    TRST market capitalization is currently -37.09% below its historical high of $1.06 billion

    Market cap sector rank

    57.74%
    TRST market capitalization is higher than 57.74% of companies in Financial Services sector

    Shares Outstanding

    Shares Outstanding 1-Year Change

    -0.84%
    TRST shares outstanding is down -0.84% year-on-year

    Shares Outstanding 3-Year Change

    -1.44%
    TRST shares outstanding is down -1.44% over the past 3 years

    Technical Indicators

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    Beta

    0.78
    TRST beta is 0.78

    200-day SMA

    $32.84
    TRST price is currently +7.31% above its 200-day simple moving average

    50-day SMA

    $33.67
    TRST price is currently +4.67% above its 50-day simple moving average

    RSI

    60.49
    TRST 14-day relative strength index is 60.49

    Volume

    2.24
    TRST 30-day relative volume is 2.24

    ATR

    $0.74
    TRST average true range is $0.74

    10-day Historical Volatility

    25.59%
    TRST 10-day historical volatility is 25.59%

    Dividend

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    Events

    Last Paid Dividend

    $0.36
    TRST last dividend was $0.36 per share, with an ex-dividend date of June 6, 2025

    Next Dividend

    -
    TRST next dividend has not yet been announced

    Dividend per share

    Dividend per share

    $1.44
    TRST annual dividend per share is $1.44

    Dividend per share Sector Rank

    71.41%
    TRST annual dividend per share is higher than 71.41% of companies in Financial Services sector

    Dividend per share 1-Year Change

    0%
    TRST annual dividend per share has remained unchanged year-on-year

    Dividend per share 3-Year Change

    +4.97%
    TRST annual dividend per share is up +4.97% over the past 3 years

    Dividend yield

    Dividend yield

    4.09%
    TRST annual dividend yield is 4.09%

    Dividend yield Sector Rank

    45.39%
    TRST annual dividend yield is higher than 45.39% of companies in Financial Services sector

    Other

    Payout ratio

    -56.13%
    TRST annual payout ratio is -56.13%

    Dividends paid

    -$27.41M
    TRST annual dividends paid is -$27.41 million

    Free cash flow

    $54.56M
    TRST annual free cash flow is $54.56 million

    Income Statement

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    Revenue

    Revenue

    $261.84M
    TRST annual revenue is $261.84 million

    Revenue Analysts estimate

    $187.10M
    TRST annual revenue is currently +39.95% higher than the consensus analysts' forecast

    Revenue 1-year change

    +6.93%
    TRST annual revenue is up +6.93% year-on-year

    Revenue Sector rank

    63.9%
    TRST annual revenue is higher than 63.9% of companies in Financial Services sector

    EPS

    EPS

    $2.57
    TRST annual earnings per share is $2.57

    EPS Analysts estimate

    -
    TRST annual earnings per share consensus analysts' forecast is unknown

    EPS 1-year change

    -16.56%
    TRST annual earnings per share is down -16.56% year-on-year

    EPS Sector rank

    73.67%
    TRST annual earnings per share is higher than 73.67% of companies in Financial Services sector

    Profit

    Gross profit

    $0.00
    TRST annual gross profit is $0.00

    Gross margin

    0.00%
    TRST annual gross profit margin is 0.00%

    Operating profit

    $64.05M
    TRST annual operating income is $64.05 million

    Operating margin

    24.46%
    TRST annual operating profit margin is 24.46%

    Net income

    $48.83M
    TRST annual net profit is $48.83 million

    Net margin

    18.65%
    TRST annual net profit margin is 18.65%

    Expenses

    Total expenses

    $213.01M
    TRST annual total expenses is $213.01 million

    Operating expenses

    -$64.05M
    TRST annual total operating expenses is -$64.05 million

    Cost of goods sold

    -
    TRST annual cost of goods sold value is unknown

    Selling, general & administrative expenses

    $0.00
    TRST annual SGA is $0.00

    Depreciation and amortization

    $11.44M
    TRST annual depreciation & amortization is $11.44 million

    Interest expense

    $91.38M
    TRST annual interest expense is $91.38 million

    Income tax

    $15.21M
    TRST annual income tax is $15.21 million

    EBIT & EBITDA

    EBIT

    $155.42M
    TRST annual earnings before interest & taxes is $155.42 million

    EBITDA

    $166.86M
    TRST annual EBITDA is $166.86 million

    Balance Sheet

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    Assets

    Total assets

    $6.24B
    TRST annual total assets is $6.24 billion

    Non current assets

    $5.59B
    TRST annual long term assets is $5.59 billion

    Current assets

    $657.21M
    TRST annual total current assets is $657.21 million

    Cash and cash equivalents

    $47.36M
    TRST annual cash & cash equivalents is $47.36 million

    Accounts receivable

    -
    TRST annual accounts receivable value is unknown

    Inventory

    -
    TRST annual inventory value is unknown

    Liabilities

    Total liabilities

    $5.56B
    TRST annual total liabilities is $5.56 billion

    Long term liabilities

    $5.43B
    TRST annual total long term liabilities is $5.43 billion

    Current liabilities

    $3.27B
    TRST annual total current liabilities is $3.27 billion

    Accounts payable

    -
    TRST annual accounts payable value is unknown

    Debt

    Total debt

    $40.16M
    TRST annual total debt is $40.16 million

    Total debt 1-year change

    -9.7%
    TRST annual total debt is down -9.7% year-on-year

    Long term debt

    $40.16M
    TRST annual long term debt is $40.16 million

    Short term debt

    -
    TRST annual short term debt value is unknown

    Equity & Capital

    Shareholders equity

    $676.34M
    TRST annual stockholders equity is $676.34 million

    Book value

    $676.34M
    TRST annual book value is $676.34 million

    Retained earnings

    $446.50M
    TRST annual retained earnings is $446.50 million

    Working capital

    -$2.61B
    TRST annual working capital is -$2.61 billion

    Cash Flow Statement

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    Cashflow Activities

    Cash from operations

    $59.44M
    TRST annual cash flow from operations is $59.44 million

    Cash from operations 1-year change

    -7.31%
    TRST annual cash flow from operations is down -7.31% year-on-year

    Cash from investing

    -$3.75M
    TRST annual cash flow from investing activities is -$3.75 million

    Cash from investing 1-year change

    +98.39%
    TRST annual cash flow from investing activities is up +98.39% year-on-year

    Cash from financing

    $8.12M
    TRST annual cash flow from financing activities is $8.12 million

    Cash from financing 1-year change

    -91.62%
    TRST annual cash flow from financing activities is down -91.62% year-on-year

    CAPEX

    CAPEX

    $4.88M
    TRST annual capital expenditures is $4.88 million

    CAPEX 1-year change

    -13.8%
    TRST annual capital expenditures is down -13.8% year-on-year

    Free Cash Flow

    Free cash flow

    $54.56M
    TRST annual free cash flow is $54.56 million

    Free cash flow 1-year change

    -6.68%
    TRST annual free cash flow is down -6.68% year-on-year

    Profitability Ratios

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    Margins

    Gross margin

    0.00%
    TRST annual gross profit margin is 0.00%

    Operating margin

    24.46%
    TRST annual operating profit margin is 24.46%

    Net margin

    18.65%
    TRST annual net profit margin is 18.65%

    ROA & ROE

    ROA

    0.79%
    TRST annual return on assets is 0.79%

    ROE

    7.39%
    TRST annual return on equity is 7.39%

    Valuation

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    PE Ratio

    PE ratio

    12.54
    TRST price to earnings ratio is 12.54

    PE ratio Sector rank

    38.48%
    TRST price to earnings ratio is higher than 38.48% of companies in Financial Services sector

    PB Ratio

    PB ratio

    0.96
    TRST price to book ratio is 0.96

    PB ratio Sector rank

    32.05%
    TRST price to book ratio is higher than 32.05% of companies in Financial Services sector

    PS Ratio

    PS ratio

    2.48
    TRST price to sales ratio is 2.48

    PS ratio Sector rank

    63.98%
    TRST price to sales ratio is higher than 63.98% of companies in Financial Services sector

    Enterprise value

    Enterprise value

    $740.81M
    TRST enterprise value is $740.81 million

    Enterprise value Sector rank

    54.94%
    TRST enterprise value is higher than 54.94% of companies in Financial Services sector

    EV/EBITDA

    EV/EBITDA

    -
    TRST EV/EBITDA value is unknown

    EV/EBITDA Sector rank

    -
    TRST EV/EBITDA is unknown

    Financial Health

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    Liquidity

    Current ratio

    0.20
    TRST annual current ratio is 0.20

    Quick ratio

    -
    TRST annual quick ratio value is unknown

    Leverage

    Debt to equity

    0.18
    TRST annual debt to equity ratio is 0.18

    Interest coverage ratio

    1.70
    TRST annual interest coverage ratio is 1.70

    Risk & Stability

    Piotroski F-Score

    7
    TRST piotroski f-score is 7

    Altman Z-Score

    -0.21
    TRST altman z-score is -0.21

    Analyst ratings

    Recent major analysts updates

    Jan 25, 23 Piper Sandler
    Underweight
    Jan 25, 21 Piper Sandler
    Neutral
    Sep 28, 20 Piper Sandler
    Overweight
    Apr 23, 20 Piper Sandler
    Overweight
    Oct 7, 15 Keefe Bruyette & Woods
    Market Perform
    Jul 23, 15 Keefe Bruyette & Woods
    Underperform
    May 28, 14 Sandler O'Neill
    Hold

    Institutional Ownership

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    NASDAQ Listed Companies
    • What is the ticker symbol for TrustCo Bank Corp NY?
    • Does TrustCo Bank Corp NY pay dividends?
    • What sector is TrustCo Bank Corp NY in?
    • What industry is TrustCo Bank Corp NY in?
    • What country is TrustCo Bank Corp NY based in?
    • When did TrustCo Bank Corp NY go public?
    • Is TrustCo Bank Corp NY in the S&P 500?
    • Is TrustCo Bank Corp NY in the NASDAQ 100?
    • Is TrustCo Bank Corp NY in the Dow Jones?
    • When was TrustCo Bank Corp NY's last earnings report?
    • When does TrustCo Bank Corp NY report earnings?

    What is the ticker symbol for TrustCo Bank Corp NY?

    The ticker symbol for TrustCo Bank Corp NY is NASDAQ:TRST

    Does TrustCo Bank Corp NY pay dividends?

    Yes, TrustCo Bank Corp NY pays dividends. The last payment was $0.36, with an ex-dividend date on June 6, 2025

    What sector is TrustCo Bank Corp NY in?

    TrustCo Bank Corp NY is in the Financial Services sector

    What industry is TrustCo Bank Corp NY in?

    TrustCo Bank Corp NY is in the Regional Banks industry

    What country is TrustCo Bank Corp NY based in?

    TrustCo Bank Corp NY is headquartered in United States

    When did TrustCo Bank Corp NY go public?

    TrustCo Bank Corp NY's initial public offering (IPO) was on April 20, 1983

    Is TrustCo Bank Corp NY in the S&P 500?

    No, TrustCo Bank Corp NY is not included in the S&P 500 index

    Is TrustCo Bank Corp NY in the NASDAQ 100?

    No, TrustCo Bank Corp NY is not included in the NASDAQ 100 index

    Is TrustCo Bank Corp NY in the Dow Jones?

    No, TrustCo Bank Corp NY is not included in the Dow Jones index

    When was TrustCo Bank Corp NY's last earnings report?

    TrustCo Bank Corp NY's most recent earnings report was on July 21, 2025

    When does TrustCo Bank Corp NY report earnings?

    The next expected earnings date for TrustCo Bank Corp NY is October 20, 2025
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