What is the current annual current ratio of SAN?

As of today, SAN annual current ratio is 0.34

What is 1-year change in SAN annual current ratio?

SAN annual current ratio is up +6.25% year-over-year

What is 3-year change in SAN annual current ratio?

SAN annual current ratio has remained unchanged over the past 3 years

How far is SAN annual current ratio from its all-time high?

SAN annual current ratio is currently -95.31% below its historical high of 7.25 set on December 31, 1995

How does SAN annual current ratio rank versus sector peers?

SAN annual current ratio is higher than 43.15% of companies in Financial Services sector

When is SAN next annual earnings release?

The next annual earnings release for SAN is on February 3, 2027

What is the current quarterly current ratio of SAN?

As of today, SAN quarterly current ratio is 1.73

What is SAN quarterly current ratio most recent change?

SAN quarterly current ratio was down -1.70% on September 30, 2026

What is 1-year change in SAN quarterly current ratio?

SAN quarterly current ratio is down -3.89% year-over-year

How far is SAN quarterly current ratio from its all-time high?

SAN quarterly current ratio is currently -94.36% below its historical high of 30.68 set on December 31, 1993

How does SAN quarterly current ratio rank versus sector peers?

SAN quarterly current ratio is higher than 65.24% of companies in Financial Services sector

When is SAN next earnings release?

The next earnings release for SAN is on February 3, 2027

SAN Current Ratio History & Chart Since 1989

Annual Current Ratio

0.340.02+6.25%

December 31, 2025

Summary

Current Value: As of today, SAN annual current ratio is 0.34, up +6.25% on December 31, 2025
Historical Performance: SAN annual current ratio has remained unchanged over the past 3 years, up +9.68% over the past 5 years
All-Time High Comparison: SAN annual current ratio is currently -95.31% below its historical high of 7.25 set on December 31, 1995
3-Year Low Comparison: SAN annual current ratio is +6.25% above its 3-year low of 0.32 reached on December 31, 2024
Sector Comparison: SAN annual current ratio is higher than 43.15% of companies in Financial Services sector

Current Ratio Chart

beforeafter

Performance

SAN Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Current Ratio	Dec 31, 25	0.34	+6.3%	0.0%	+9.7%	+6.3%
Quarterly Current Ratio	Sep 30, 26	1.73	-3.9%	-30.5%	-58.7%	-33.0%
Price	Nov 6, 26	$11.74	+14.1%	+211.4%	+210.6%	+46.4%
Annual Current Assets	Dec 31, 25	$493.86B	+27.5%	+29.6%	+43.6%	+116.2%
Annual Current Liabilities	Dec 31, 25	$1,440.60B	+19.0%	+26.8%	+31.5%	+99.0%
Annual Quick Ratio	Dec 31, 25	-	–	–	–	–
Annual Debt To Equity	Dec 31, 25	4.47	-16.0%	-20.3%	-21.3%	-18.0%
Piotroski F-Score	Sep 30, 26	-	–	–	–	–
Altman Z-Score	Nov 6, 26	-0.20	-25.0%	+25.9%	+42.9%	-42.9%

Current Ratio Highs

SAN Annual Current Ratio Highs Comparison
Period	High	Date	Current
3Y	0.34	Dec 31, 23	at high
5Y	0.34	Dec 31, 22	at high
All	7.25	Dec 31, 95	-95.3%

Current Ratio Lows

SAN Annual Current Ratio Lows Comparison
Period	Low	Date	Current
3Y	0.32	Dec 31, 24	+6.3%
5Y	0.31	N/A	+9.7%
All	0.15	Dec 31, 05	+126.7%

Current Ratio History

Year	Value	Change
2025	0.34	+6.3%
2024	0.32	-5.9%
2023	0.34	0.0%
2022	0.34	+3.0%
2021	0.33	+6.5%
2020	0.31	+24.0%
2019	0.25	-10.7%
2018	0.28	-17.6%
2017	0.34	+13.3%
2016	0.30	-6.3%
2015	0.32	-11.1%
2014	0.36	-16.3%
2013	0.43	+13.2%
2012	0.38	-19.1%
2011	0.47	+46.9%
2010	0.32	+45.5%
2009	0.22	-46.3%
2008	0.41	-21.2%
2007	0.52	+205.9%

Year	Value	Change
2006	0.17	+13.3%
2005	0.15	-11.8%
2004	0.17	-43.3%
2003	0.30	+36.4%
2002	0.22	-18.5%
2001	0.27	+28.6%
2000	0.21	-74.7%
1999	0.83	-61.4%
1998	2.15	0.0%
1997	2.15	-7.7%
1996	2.33	-67.9%
1995	7.25	+112.0%
1994	3.42	-41.5%
1993	5.85	+18.7%
1992	4.93	-14.9%
1991	5.79	+20.4%
1990	4.81	-16.5%
1989	5.76	-

FAQ

What is the current annual current ratio of SAN?: As of today, SAN annual current ratio is 0.34
What is 1-year change in SAN annual current ratio?: SAN annual current ratio is up +6.25% year-over-year
What is 3-year change in SAN annual current ratio?: SAN annual current ratio has remained unchanged over the past 3 years
How far is SAN annual current ratio from its all-time high?: SAN annual current ratio is currently -95.31% below its historical high of 7.25 set on December 31, 1995
How does SAN annual current ratio rank versus sector peers?: SAN annual current ratio is higher than 43.15% of companies in Financial Services sector
When is SAN next annual earnings release?: The next annual earnings release for SAN is on February 3, 2027

Current Ratio Formula

Current Ratio =

Current Assets

Current Liabilities

Quarterly Current Ratio

1.730.03-1.70%

September 30, 2026

Summary

Current Value: As of today, SAN quarterly current ratio is 1.73, down -1.70% on September 30, 2026
Historical Performance: SAN quarterly current ratio is down -3.89% year-over-year, down -30.52% over the past 3 years
All-Time High Comparison: SAN quarterly current ratio is currently -94.36% below its historical high of 30.68 set on December 31, 1993
3-Year Low Comparison: SAN quarterly current ratio is +440.63% above its 3-year low of 0.32 reached on December 31, 2024
Sector Comparison: SAN quarterly current ratio is higher than 65.24% of companies in Financial Services sector

Performance

SAN Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Current Ratio	Sep 30, 26	1.73	-1.7%	-3.9%	-30.5%	-58.7%
Annual Current Ratio	Dec 31, 25	0.34	–	+6.3%	0.0%	+9.7%
Price	Nov 6, 26	$11.74	-19.9%	+14.1%	+211.4%	+210.6%
Quarterly Current Assets	Sep 30, 26	$437.88B	+10.0%	-9.1%	+12.3%	+24.9%
Quarterly Current Liabilities	Sep 30, 26	$252.78B	+12.1%	-5.3%	+61.1%	+201.8%
Quarterly Quick Ratio	Sep 30, 26	-	–	–	–	–
Quarterly Debt To Equity	Sep 30, 26	4.30	+4.4%	+2.1%	-10.8%	-16.5%
Piotroski F-Score	Sep 30, 26	-	–	–	–	–
Altman Z-Score	Nov 6, 26	-0.20	-11.1%	-25.0%	+25.9%	+42.9%

Quarterly Current Ratio Highs

SAN Quarterly Current Ratio Highs Comparison
Period	High	Date	Current
1Y	1.80	N/A	-3.9%
3Y	2.52	Mar 31, 24	-31.4%
5Y	4.19	N/A	-58.7%
All	30.68	Dec 31, 93	-94.4%

Quarterly Current Ratio Lows

SAN Quarterly Current Ratio Lows Comparison
Period	Low	Date	Current
1Y	0.34	Dec 31, 25	+408.8%
3Y	0.32	Dec 31, 24	+440.6%
5Y	0.32	Dec 31, 24	+440.6%
All	0.15	Dec 31, 05	+1053.3%

Quarterly Current Ratio History

Month	Value	Change
Sep 2026	1.73	-1.7%
Jun 2026	1.76	+1.1%
Mar 2026	1.74	+411.8%
Dec 2025	0.34	-81.1%
Sep 2025	1.80	-5.3%
Jun 2025	1.90	-6.9%
Mar 2025	2.04	+537.5%
Dec 2024	0.32	-85.7%
Sep 2024	2.24	-2.6%
Jun 2024	2.30	-8.7%
Mar 2024	2.52	+641.2%
Dec 2023	0.34	-86.3%
Sep 2023	2.49	-3.5%
Jun 2023	2.58	-4.8%
Mar 2023	2.71	+697.1%
Dec 2022	0.34	-90.8%
Sep 2022	3.71	+827.5%
Jun 2022	0.40	-87.3%
Mar 2022	3.16	+857.6%
Dec 2021	0.33	-92.1%
Sep 2021	4.19	+1.7%
Jun 2021	4.12	-2.8%
Mar 2021	4.24	+1,267.7%
Dec 2020	0.31	-89.8%
Sep 2020	3.05	+12.1%
Jun 2020	2.72	+7.1%
Mar 2020	2.54	-8.0%
Dec 2019	2.76	+11.7%
Sep 2019	2.47	-12.1%
Jun 2019	2.81	-6.6%
Mar 2019	3.01	+975.0%
Dec 2018	0.28	-90.9%
Sep 2018	3.08	0.0%
Jun 2018	3.08	+9.2%
Mar 2018	2.82	+729.4%
Dec 2017	0.34	-89.0%
Sep 2017	3.08	+96.2%
Jun 2017	1.57	+6.8%
Mar 2017	1.47	+390.0%
Dec 2016	0.30	-67.4%
Sep 2016	0.92	-53.8%
Jun 2016	1.99	+0.5%
Mar 2016	1.98	+518.8%
Dec 2015	0.32	-68.3%
Sep 2015	1.01	-5.6%
Jun 2015	1.07	+143.2%
Mar 2015	0.44	+22.2%
Dec 2014	0.36	-70.5%
Sep 2014	1.22	+229.7%
Jun 2014	0.37	-11.9%
Mar 2014	0.42	+50.0%
Dec 2013	0.28	-24.3%
Sep 2013	0.37	+48.0%
Jun 2013	0.25	-91.6%

Month	Value	Change
Mar 2013	2.99	+686.8%
Dec 2012	0.38	-89.8%
Sep 2012	3.74	-45.1%
Jun 2012	6.81	+86.6%
Mar 2012	3.65	+676.6%
Dec 2011	0.47	-81.8%
Sep 2011	2.58	-44.0%
Jun 2011	4.61	+78.7%
Mar 2011	2.58	+706.3%
Dec 2010	0.32	-81.4%
Sep 2010	1.72	+2.4%
Jun 2010	1.68	+47.4%
Mar 2010	1.14	+418.2%
Dec 2009	0.22	-76.6%
Sep 2009	0.94	-11.3%
Jun 2009	1.06	-77.2%
Mar 2009	4.64	+1,031.7%
Dec 2008	0.41	-65.0%
Sep 2008	1.17	+20.6%
Jun 2008	0.97	-45.5%
Mar 2008	1.78	+242.3%
Dec 2007	0.52	-72.2%
Sep 2007	1.87	-14.6%
Jun 2007	2.19	+4.3%
Mar 2007	2.10	+1,135.3%
Dec 2006	0.17	-96.1%
Sep 2006	4.37	-20.1%
Jun 2006	5.47	+5.4%
Mar 2006	5.19	+3,360.0%
Dec 2005	0.15	-97.3%
Sep 2005	5.50	+2.2%
Jun 2005	5.38	+40.5%
Mar 2005	3.83	+2,152.9%
Dec 2004	0.17	-89.8%
Sep 2004	1.67	+18.4%
Jun 2004	1.41	-4.1%
Mar 2004	1.47	+390.0%
Dec 2003	0.30	+36.4%
Dec 2002	0.22	-18.5%
Dec 2001	0.27	+28.6%
Dec 2000	0.21	-69.1%
Dec 1999	0.68	-29.2%
Sep 1999	0.96	+1.1%
Jun 1999	0.95	-13.6%
Mar 1999	1.10	+93.0%
Dec 1998	0.57	-90.7%
Dec 1997	6.16	-25.8%
Dec 1996	8.30	+13.5%
Dec 1995	7.31	-6.4%
Dec 1994	7.81	-74.5%
Dec 1993	30.68	+65.6%
Dec 1992	18.53	+1,631.8%
Dec 1991	1.07	-

FAQ

What is the current quarterly current ratio of SAN?: As of today, SAN quarterly current ratio is 1.73
What is SAN quarterly current ratio most recent change?: SAN quarterly current ratio was down -1.70% on September 30, 2026
What is 1-year change in SAN quarterly current ratio?: SAN quarterly current ratio is down -3.89% year-over-year
How far is SAN quarterly current ratio from its all-time high?: SAN quarterly current ratio is currently -94.36% below its historical high of 30.68 set on December 31, 1993
How does SAN quarterly current ratio rank versus sector peers?: SAN quarterly current ratio is higher than 65.24% of companies in Financial Services sector
When is SAN next earnings release?: The next earnings release for SAN is on February 3, 2027

Current Ratio Formula

Current Ratio =

Current Assets

Current Liabilities

Data Sources & References

SAN Official Website www.santander.com
SAN Profile on Yahoo Finance finance.yahoo.com/quote/SAN
SAN Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/san