PVBC logo

Provident Bancorp (PVBC)

Profile

Full Name

Provident Bancorp, Inc.

Ticker Symbol

PVBC

Exchange

NASDAQ

Sector

Financial Services

Industry

Banks - Regional

Country

United States

IPO

July 16, 2015

Indexes

Not included

Website

http://bankprov.com

Employees

177

Key Details

Price

$10.84(+1.78%)

Market cap

$192.83M(Small cap)

Last Dividend

$0.04

TTM Dividend yield

-

Annual revenue

$55.27M(-13.74% YoY)

Annual EPS

$0.43(-34.85% YoY)

PE ratio

25.21

Next earnings date

Apr 25, 2025

Next ex-dividend date

N/A

Next split date

N/A

Price

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Current Price

$10.84
PVBC price is $10.84

30-Day Relative Volume

0.76
PVBC 30-day relative volume is 0.76

Price Performance

Price Most recent change

+1.78%
PVBC price was up +1.78% on Apr 15, 2025

Price YTD change

-4.91%
PVBC price is down -4.91% since January 1st

Price 1-year change

+39.51%
PVBC price is up +39.51% year-on-year

Price 3-year change

-29.66%
PVBC price is down -29.66% over the past 3 years

Price Range

Price All-time high

$20.14
PVBC price is currently -46.18% below its historical high of $20.14

Price 3-year low

$5.76
PVBC price is currently +88.19% above its 3-year low

Capitalization

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Market cap

Market cap

$192.83M
PVBC market capitalization is $192.83 million

Market cap 3-year change

-29.69%
PVBC market capitalization is down -29.69% over the past 3 years

Market cap All-time high

$360.12M
PVBC market capitalization is currently -46.45% below its historical high of $360.12 million

Market cap sector rank

32.06%
PVBC market capitalization is higher than 32.06% of companies in Financial Services sector

Shares Outstanding

Shares Outstanding 1-Year Change

+0.73%
PVBC shares outstanding is up +0.73% year-on-year

Shares Outstanding 3-Year Change

-0.04%
PVBC shares outstanding is down -0.04% over the past 3 years

Technical Indicators

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Beta

0.55
PVBC beta is 0.55

200-day SMA

$11.12
PVBC price is currently -2.54% below its 200-day simple moving average

50-day SMA

$11.76
PVBC price is currently -7.80% below its 50-day simple moving average

RSI

39.78
PVBC 14-day relative strength index is 39.78

Volume

0.76
PVBC 30-day relative volume is 0.76

ATR

$0.45
PVBC average true range is $0.45

10-day Historical Volatility

30.93%
PVBC 10-day historical volatility is 30.93%

Dividend

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Events

Last Paid Dividend

$0.04
PVBC last dividend was $0.04 per share, with an ex-dividend date of August 11, 2022

Next Dividend

-
PVBC next dividend has not yet been announced

Dividend per share

Dividend per share

-
PVBC annual dividend per share value is unknown

Dividend per share Sector Rank

-
PVBC annual dividend per share is unknown

Dividend per share 1-Year Change

-
PVBC annual dividend per share 1-year change is unknown

Dividend per share 3-Year Change

-
PVBC annual dividend per share 3-year change is unknown

Dividend yield

Dividend yield

-
PVBC annual dividend yield value is unknown

Dividend yield Sector Rank

-
PVBC annual dividend yield is unknown

Other

Payout ratio

-
PVBC annual payout ratio value is unknown

Dividends paid

-
PVBC annual dividends paid value is unknown

Free cash flow

$11.53M
PVBC annual free cash flow is $11.53 million

Income Statement

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Revenue

Revenue

$55.27M
PVBC annual revenue is $55.27 million

Revenue Analysts estimate

$60.90M
PVBC annual revenue is currently -9.24% lower than the consensus analysts' forecast

Revenue 1-year change

-13.74%
PVBC annual revenue is down -13.74% year-on-year

Revenue Sector rank

34.79%
PVBC annual revenue is higher than 34.79% of companies in Financial Services sector

EPS

EPS

$0.43
PVBC annual earnings per share is $0.43

EPS Analysts estimate

$0.67
PVBC annual earnings per share is currently -35.82% lower than the consensus analysts' forecast

EPS 1-year change

-34.85%
PVBC annual earnings per share is down -34.85% year-on-year

EPS Sector rank

33.82%
PVBC annual earnings per share is higher than 33.82% of companies in Financial Services sector

Profit

Gross profit

-
PVBC annual gross profit value is unknown

Gross margin

-
PVBC annual gross profit margin value is unknown

Operating profit

-
PVBC annual operating income value is unknown

Operating margin

-
PVBC annual operating profit margin value is unknown

Net income

$7.27M
PVBC annual net profit is $7.27 million

Net margin

13.15%
PVBC annual net profit margin is 13.15%

Expenses

Total expenses

-
PVBC annual total expenses value is unknown

Operating expenses

$35.52M
PVBC annual total operating expenses is $35.52 million

Cost of goods sold

-
PVBC annual cost of goods sold value is unknown

Selling, general & administrative expenses

$33.16M
PVBC annual SGA is $33.16 million

Depreciation and amortization

$1.07M
PVBC annual depreciation & amortization is $1.07 million

Interest expense

-
PVBC annual interest expense value is unknown

Income tax

$2.11M
PVBC annual income tax is $2.11 million

EBIT & EBITDA

EBIT

$48.35M
PVBC annual earnings before interest & taxes is $48.35 million

EBITDA

$49.42M
PVBC annual EBITDA is $49.42 million

Balance Sheet

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Assets

Total assets

$1.59B
PVBC annual total assets is $1.59 billion

Non current assets

$1.36B
PVBC annual long term assets is $1.36 billion

Current assets

$200.13M
PVBC annual total current assets is $200.13 million

Cash and cash equivalents

$169.14M
PVBC annual cash & cash equivalents is $169.14 million

Accounts receivable

$5.30M
PVBC annual accounts receivable is $5.30 million

Inventory

-
PVBC annual inventory value is unknown

Liabilities

Total liabilities

$1.36B
PVBC annual total liabilities is $1.36 billion

Long term liabilities

$1.32B
PVBC annual total long term liabilities is $1.32 billion

Current liabilities

$35.00M
PVBC annual total current liabilities is $35.00 million

Accounts payable

-
PVBC annual accounts payable value is unknown

Debt

Total debt

$48.42M
PVBC annual total debt is $48.42 million

Total debt 1-year change

-55.52%
PVBC annual total debt is down -55.52% year-on-year

Long term debt

$13.43M
PVBC annual long term debt is $13.43 million

Short term debt

$35.00M
PVBC annual short term debt is $35.00 million

Equity & Capital

Shareholders equity

$231.09M
PVBC annual stockholders equity is $231.09 million

Book value

$231.09M
PVBC annual book value is $231.09 million

Retained earnings

$113.56M
PVBC annual retained earnings is $113.56 million

Working capital

$165.13M
PVBC annual working capital is $165.13 million

Cash Flow Statement

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Cashflow Activities

Cash from operations

$11.90M
PVBC annual cash flow from operations is $11.90 million

Cash from operations 1-year change

+114.27%
PVBC annual cash flow from operations is up +114.27% year-on-year

Cash from investing

$19.38M
PVBC annual cash flow from investing activities is $19.38 million

Cash from investing 1-year change

-81.5%
PVBC annual cash flow from investing activities is down -81.5% year-on-year

Cash from financing

-$82.47M
PVBC annual cash flow from financing activities is -$82.47 million

Cash from financing 1-year change

-380.29%
PVBC annual cash flow from financing activities is down -380.29% year-on-year

CAPEX

CAPEX

$370.00K
PVBC annual capital expenditures is $370.00 thousand

CAPEX 1-year change

+9.14%
PVBC annual capital expenditures is up +9.14% year-on-year

Free Cash Flow

Free cash flow

$11.53M
PVBC annual free cash flow is $11.53 million

Free cash flow 1-year change

+121.1%
PVBC annual free cash flow is up +121.1% year-on-year

Profitability Ratios

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Margins

Gross margin

-
PVBC annual gross profit margin value is unknown

Operating margin

-
PVBC annual operating profit margin value is unknown

Net margin

13.15%
PVBC annual net profit margin is 13.15%

ROA & ROE

ROA

0.45%
PVBC annual return on assets is 0.45%

ROE

3.21%
PVBC annual return on equity is 3.21%

Valuation

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

PE Ratio

PE ratio

25.21
PVBC price to earnings ratio is 25.21

PE ratio Sector rank

78.33%
PVBC price to earnings ratio is higher than 78.33% of companies in Financial Services sector

PB Ratio

PB ratio

0.83
PVBC price to book ratio is 0.83

PB ratio Sector rank

31.1%
PVBC price to book ratio is higher than 31.1% of companies in Financial Services sector

PS Ratio

PS ratio

3.49
PVBC price to sales ratio is 3.49

PS ratio Sector rank

68.54%
PVBC price to sales ratio is higher than 68.54% of companies in Financial Services sector

Enterprise value

Enterprise value

$72.11M
PVBC enterprise value is $72.11 million

Enterprise value Sector rank

18.32%
PVBC enterprise value is higher than 18.32% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

1.46
PVBC EV/EBITDA is 1.46

EV/EBITDA Sector rank

28.71%
PVBC EV/EBITDA is higher than 28.71% of companies in Financial Services sector

Financial Health

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Liquidity

Current ratio

4.98
PVBC annual current ratio is 4.98

Quick ratio

-
PVBC annual quick ratio value is unknown

Leverage

Debt to equity

0.19
PVBC annual debt to equity ratio is 0.19

Interest coverage ratio

-
PVBC annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
PVBC piotroski f-score value is unknown

Altman Z-Score

0.44
PVBC altman z-score is 0.44

Analyst ratings

Recent major analysts updates

Nov 20, 24 Stephens & Co.
Equal-Weight
Jul 30, 24 Stephens & Co.
Equal-Weight
May 13, 24 Stephens & Co.
Equal-Weight
Nov 16, 22 Stephens & Co.
Equal-Weight
Aug 8, 22 Stephens & Co.
Overweight
Mar 29, 22 Stephens & Co.
Overweight
Apr 26, 21 Piper Sandler
Overweight
Nov 25, 20 Compass Point
Buy
Mar 4, 20 Compass Point
Neutral
Oct 18, 19 Compass Point
Buy

Institutional Ownership

Similar stocks

BLFY logo
Blue Foundry Bancorp (BLFY)
JRVR logo
James River Group Holdings (JRVR)
HWBK logo
Hawthorn Bancshares (HWBK)
Black Spade Acquisition II Co (BSII)
FINW logo
FinWise Bancorp (FINW)
CFFI logo
C&F Financial (CFFI)
Better Home & Finance Holding (BETR)
MBCN logo
Middlefield Banc (MBCN)
OPOF logo
Old Point Financial (OPOF)
  • What is the ticker symbol for Provident Bancorp?
  • Does Provident Bancorp pay dividends?
  • What sector is Provident Bancorp in?
  • What industry is Provident Bancorp in?
  • What country is Provident Bancorp based in?
  • When did Provident Bancorp go public?
  • Is Provident Bancorp in the S&P 500?
  • Is Provident Bancorp in the NASDAQ 100?
  • Is Provident Bancorp in the Dow Jones?
  • When was Provident Bancorp's last earnings report?
  • When does Provident Bancorp report earnings?
  • Should I buy Provident Bancorp stock now?

What is the ticker symbol for Provident Bancorp?

The ticker symbol for Provident Bancorp is NASDAQ:PVBC

Does Provident Bancorp pay dividends?

No, Provident Bancorp does not pay dividends

What sector is Provident Bancorp in?

Provident Bancorp is in the Financial Services sector

What industry is Provident Bancorp in?

Provident Bancorp is in the Banks - Regional industry

What country is Provident Bancorp based in?

Provident Bancorp is headquartered in United States

When did Provident Bancorp go public?

Provident Bancorp's initial public offering (IPO) was on July 16, 2015

Is Provident Bancorp in the S&P 500?

No, Provident Bancorp is not included in the S&P 500 index

Is Provident Bancorp in the NASDAQ 100?

No, Provident Bancorp is not included in the NASDAQ 100 index

Is Provident Bancorp in the Dow Jones?

No, Provident Bancorp is not included in the Dow Jones index

When was Provident Bancorp's last earnings report?

Provident Bancorp's most recent earnings report was on Jan 23, 2025

When does Provident Bancorp report earnings?

The next expected earnings date for Provident Bancorp is Apr 25, 2025

Should I buy Provident Bancorp stock now?

As of today, analysts generally recommend a 'Hold' rating. However, it's important to do your own research and consider your financial situation before making any investment decisions
On this page