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Provident Bancorp, Inc. (PVBC)

Profile

Full Name

Provident Bancorp, Inc.

Ticker

NASDAQ: PVBC

Exchange

NASDAQ

Sector

Financial Services

Industry

Regional Banks

Country

United States

IPO

July 16, 2015

Indexes

Not included

Website

https://bankprov.com

Employees

177

Key Details

Price

$13.50

Market Cap

$240.07M(Small cap)

Last Dividend

$0.04

TTM Dividend Yield

-

Annual Revenue

$95.37M(-2.04% YoY)

Annual EPS

$0.43(-34.37% YoY)

PE Ratio

18.23

Next earnings date

Jan 22, 2026

Next ex-dividend date

N/A

Next split date

N/A

Quick Search

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    See Full Chart & Historical Data

    Analyst ratings

    Price

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    Current Price

    $13.50
    PVBC price is $13.50

    30-Day Relative Volume

    5.40
    PVBC 30-day relative volume is 5.40

    Price Performance

    Price Most Recent Change

    -
    PVBC price change on Nov 14, 2025 is unknown

    Price YTD Change

    +18.42%
    PVBC price is up +18.42% since January 1st

    Price 1-Year Change

    +14.5%
    PVBC price is up +14.5% year-on-year

    Price 3-Year Change

    +89.61%
    PVBC price is up +89.61% over the past 3 years

    Price Range

    Price All-Time High

    $20.14
    PVBC price is currently -32.97% below its historical high of $20.14

    Price 3-Year Low

    $5.76
    PVBC price is currently +134.38% above its 3-year low

    Capitalization

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    Market cap

    Market Cap

    $240.07M
    PVBC market cap is $240.07 million

    Market Cap 3-Year Change

    +90.08%
    PVBC market cap is up +90.08% over the past 3 years

    Market Cap All-Time High

    $360.12M
    PVBC market cap is currently -33.34% below its historical high of $360.12 million

    Market Cap Sector Percentile

    -
    PVBC market cap is unknown

    Shares Outstanding

    Shares Outstanding 1-Year Change

    +0.3%
    PVBC shares outstanding is up +0.3% year-on-year

    Shares Outstanding 3-Year Change

    +0.25%
    PVBC shares outstanding is up +0.25% over the past 3 years

    Technical Indicators

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    Beta

    0.45
    PVBC beta is 0.45

    200-day SMA

    $12.11
    PVBC price is currently +11.50% above its 200-day simple moving average

    50-day SMA

    $12.68
    PVBC price is currently +6.47% above its 50-day simple moving average

    14-Day RSI

    76.60
    PVBC 14-day relative strength index is 76.60

    Volume

    5.40
    PVBC 30-day relative volume is 5.40

    ATR

    $0.25
    PVBC average true range is $0.25

    10-day Historical Volatility

    19.59%
    PVBC 10-day historical volatility is 19.59%

    Dividend

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    Events

    Last Paid Dividend

    $0.04
    PVBC last dividend was $0.04 per share, with an ex-dividend date of August 11, 2022

    Next Dividend

    -
    PVBC next dividend has not yet been announced

    Dividend per share

    Dividend Per Share

    -
    PVBC annual dividend per share value is unknown

    Dividend Per Share Sector Percentile

    -
    PVBC annual dividend per share is unknown

    Dividend Per Share 1-Year Change

    -
    PVBC annual dividend per share 1-year change is unknown

    Dividend Per Share 3-Year Change

    -
    PVBC annual dividend per share 3-year change is unknown

    Dividend yield

    Dividend Yield

    -
    PVBC annual dividend yield value is unknown

    Dividend Yield Sector Percentile

    -
    PVBC annual dividend yield is unknown

    Other

    Payout Ratio

    0.00%
    PVBC annual payout ratio is 0.00%

    Dividends Paid

    $0.00
    PVBC annual dividends paid is $0.00

    Free Cash Flow

    $11.53M
    PVBC annual free cash flow is $11.53 million

    Income Statement

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    Revenue

    Revenue

    $95.37M
    PVBC annual revenue is $95.37 million

    Revenue Analysts Estimate

    -
    PVBC annual revenue consensus analysts' forecast is unknown

    Revenue 1-Year Change

    -2.04%
    PVBC annual revenue is down -2.04% year-on-year

    Revenue Sector Percentile

    -
    PVBC annual revenue is unknown

    EPS

    EPS

    $0.43
    PVBC annual earnings per share is $0.43

    EPS Analysts Estimate

    -
    PVBC annual earnings per share consensus analysts' forecast is unknown

    EPS 1-Year Change

    -34.37%
    PVBC annual earnings per share is down -34.37% year-on-year

    EPS Sector Percentile

    -
    PVBC annual earnings per share is unknown

    Profit

    Gross Profit

    $0.00
    PVBC annual gross profit is $0.00

    Gross Margin

    0.00%
    PVBC annual gross profit margin is 0.00%

    Operating Profit

    $9.38M
    PVBC annual operating income is $9.38 million

    Operating Margin

    9.84%
    PVBC annual operating profit margin is 9.84%

    Net Income

    $7.27M
    PVBC annual net profit is $7.27 million

    Net Margin

    13.15%
    PVBC annual net profit margin is 13.15%

    Expenses

    Total Expenses

    $88.10M
    PVBC annual total expenses is $88.10 million

    Operating Expenses

    $35.52M
    PVBC annual total operating expenses is $35.52 million

    Cost Of Goods Sold

    -
    PVBC annual cost of goods sold value is unknown

    Selling, General & Administrative Expenses

    $33.16M
    PVBC annual SG&A is $33.16 million

    Depreciation & Amortization

    $1.07M
    PVBC annual D&A is $1.07 million

    Interest Expense

    $38.97M
    PVBC annual interest expense is $38.97 million

    Income Tax

    $2.11M
    PVBC annual income tax is $2.11 million

    EBIT & EBITDA

    EBIT

    $48.35M
    PVBC annual earnings before interest & taxes is $48.35 million

    EBITDA

    $49.42M
    PVBC annual EBITDA is $49.42 million

    Balance Sheet

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    Assets

    Total Assets

    $1.59B
    PVBC annual total assets is $1.59 billion

    Non Current Assets

    $1.36B
    PVBC annual long term assets is $1.36 billion

    Current Assets

    $200.13M
    PVBC annual total current assets is $200.13 million

    Cash and Cash Equivalents

    $169.14M
    PVBC annual cash & cash equivalents is $169.14 million

    Accounts Receivable

    $5.30M
    PVBC annual accounts receivable is $5.30 million

    Inventory

    -
    PVBC annual inventory value is unknown

    Liabilities

    Total Liabilities

    $1.36B
    PVBC annual total liabilities is $1.36 billion

    Long Term Liabilities

    $1.32B
    PVBC annual total long term liabilities is $1.32 billion

    Current Liabilities

    $35.00M
    PVBC annual current liabilities is $35.00 million

    Accounts Payable

    -
    PVBC annual accounts payable value is unknown

    Debt

    Total Debt

    $48.42M
    PVBC annual total debt is $48.42 million

    Total Debt 1-Year Change

    -55.52%
    PVBC annual total debt is down -55.52% year-on-year

    Long Term Debt

    $13.43M
    PVBC annual long term debt is $13.43 million

    Short Term Debt

    $35.00M
    PVBC annual short term debt is $35.00 million

    Equity & Capital

    Shareholders Equity

    $231.09M
    PVBC annual stockholders equity is $231.09 million

    Book Value

    $231.09M
    PVBC annual book value is $231.09 million

    Retained Earnings

    $113.56M
    PVBC annual retained earnings is $113.56 million

    Working Capital

    $165.13M
    PVBC annual working capital is $165.13 million

    Cash Flow Statement

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    Cashflow Activities

    Cash From Operations

    $11.90M
    PVBC annual cash from operations is $11.90 million

    Cash From Operations 1-Year Change

    +114.27%
    PVBC annual cash from operations is up +114.27% year-on-year

    Cash From Investing

    $19.38M
    PVBC annual cash from investing is $19.38 million

    Cash From Investing 1-Year Change

    -81.5%
    PVBC annual cash from investing is down -81.5% year-on-year

    Cash From Financing

    -$82.47M
    PVBC annual cash from financing is -$82.47 million

    Cash From Financing 1-Year Change

    -380.29%
    PVBC annual cash from financing is down -380.29% year-on-year

    CAPEX

    CAPEX

    $370.00K
    PVBC annual capital expenditures is $370.00 thousand

    CAPEX 1-Year Change

    +9.14%
    PVBC annual capital expenditures is up +9.14% year-on-year

    Free Cash Flow

    Free Cash Flow

    $11.53M
    PVBC annual free cash flow is $11.53 million

    Free Cash Flow 1-Year Change

    +121.1%
    PVBC annual free cash flow is up +121.1% year-on-year

    Profitability Ratios

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    Margins

    Gross Margin

    0.00%
    PVBC annual gross profit margin is 0.00%

    Operating Margin

    9.84%
    PVBC annual operating profit margin is 9.84%

    Net Margin

    13.15%
    PVBC annual net profit margin is 13.15%

    ROA & ROE

    ROA

    0.45%
    PVBC annual return on assets is 0.45%

    ROE

    3.21%
    PVBC annual return on equity is 3.21%

    Valuation

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    PE Ratio

    PE Ratio

    18.23
    PVBC price to earnings ratio is 18.23

    PE Ratio Sector Percentile

    -
    PVBC price to earnings ratio is unknown

    PB Ratio

    PB Ratio

    1.00
    PVBC price to book ratio is 1.00

    PB Ratio Sector Percentile

    -
    PVBC price to book ratio is unknown

    PS Ratio

    PS Ratio

    2.59
    PVBC price to sales ratio is 2.59

    PS Ratio Sector Percentile

    -
    PVBC price to sales ratio is unknown

    Enterprise value

    Enterprise Value

    $234.06M
    PVBC enterprise value is $234.06 million

    Enterprise Value Sector Percentile

    -
    PVBC enterprise value is unknown

    EV/EBITDA

    EV/EBITDA

    -
    PVBC EV/EBITDA value is unknown

    EV/EBITDA Sector Percentile

    -
    PVBC EV/EBITDA is unknown

    Financial Health

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    Liquidity

    Current Ratio

    0.14
    PVBC annual current ratio is 0.14

    Quick Ratio

    -
    PVBC annual quick ratio value is unknown

    Leverage

    Debt To Equity

    0.19
    PVBC annual debt to equity ratio is 0.19

    Interest Coverage Ratio

    1.24
    PVBC annual interest coverage ratio is 1.24

    Risk & Stability

    F-Score

    6
    PVBC piotroski f-score is 6

    Altman Z-Score

    0.49
    PVBC altman z-score is 0.49

    Analyst ratings

    Recent major analysts updates

    May 8, 25 Stephens & Co.
    Equal-Weight
    Nov 20, 24 Stephens & Co.
    Equal-Weight
    Jul 30, 24 Stephens & Co.
    Equal-Weight
    May 13, 24 Stephens & Co.
    Equal-Weight
    Nov 16, 22 Stephens & Co.
    Equal-Weight
    Aug 8, 22 Stephens & Co.
    Overweight
    Mar 29, 22 Stephens & Co.
    Overweight
    Apr 26, 21 Piper Sandler
    Overweight
    Nov 25, 20 Compass Point
    Buy
    Mar 4, 20 Compass Point
    Neutral

    Institutional Ownership

    Screeners with PVBC included

    No data
    • What is the ticker symbol for Provident Bancorp, Inc.?
    • Does Provident Bancorp, Inc. pay dividends?
    • What sector is Provident Bancorp, Inc. in?
    • What industry is Provident Bancorp, Inc. in?
    • What country is Provident Bancorp, Inc. based in?
    • When did Provident Bancorp, Inc. go public?
    • Is Provident Bancorp, Inc. in the S&P 500?
    • Is Provident Bancorp, Inc. in the NASDAQ 100?
    • Is Provident Bancorp, Inc. in the Dow Jones?
    • When was Provident Bancorp, Inc.'s last earnings report?
    • When does Provident Bancorp, Inc. report earnings?

    What is the ticker symbol for Provident Bancorp, Inc.?

    The ticker symbol for Provident Bancorp, Inc. is NASDAQ:PVBC

    Does Provident Bancorp, Inc. pay dividends?

    No, Provident Bancorp, Inc. does not pay dividends

    What sector is Provident Bancorp, Inc. in?

    Provident Bancorp, Inc. is in the Financial Services sector

    What industry is Provident Bancorp, Inc. in?

    Provident Bancorp, Inc. is in the Regional Banks industry

    What country is Provident Bancorp, Inc. based in?

    Provident Bancorp, Inc. is headquartered in United States

    When did Provident Bancorp, Inc. go public?

    Provident Bancorp, Inc.'s initial public offering (IPO) was on July 16, 2015

    Is Provident Bancorp, Inc. in the S&P 500?

    No, Provident Bancorp, Inc. is not included in the S&P 500 index

    Is Provident Bancorp, Inc. in the NASDAQ 100?

    No, Provident Bancorp, Inc. is not included in the NASDAQ 100 index

    Is Provident Bancorp, Inc. in the Dow Jones?

    No, Provident Bancorp, Inc. is not included in the Dow Jones index

    When was Provident Bancorp, Inc.'s last earnings report?

    Provident Bancorp, Inc.'s most recent earnings report was on October 23, 2025

    When does Provident Bancorp, Inc. report earnings?

    The next expected earnings date for Provident Bancorp, Inc. is January 22, 2026
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