What is the current annual net margin of PNFP?

As of today, PNFP annual net margin is 20.17%

What is 1-year change in PNFP annual net margin?

PNFP annual net margin is up +27.50% year-over-year

What is 3-year change in PNFP annual net margin?

PNFP annual net margin is down -40.85% over the past 3 years

How far is PNFP annual net margin from its all-time high?

PNFP annual net margin is currently -50.10% below its historical high of 40.42% set on December 31, 2021

How does PNFP annual net margin rank versus sector peers?

PNFP annual net margin is higher than 69.35% of companies in Financial Services sector

When is PNFP next annual earnings release?

The next annual earnings release for PNFP is on January 27, 2027

What is the current quarterly net margin of PNFP?

As of today, PNFP quarterly net margin is 19.77%

What is PNFP quarterly net margin most recent change?

PNFP quarterly net margin was up +7.97% on September 30, 2026

What is 1-year change in PNFP quarterly net margin?

PNFP quarterly net margin is down -5.41% year-over-year

How far is PNFP quarterly net margin from its all-time high?

PNFP quarterly net margin is currently -69.06% below its historical high of 63.90% set on December 31, 2001

How does PNFP quarterly net margin rank versus sector peers?

PNFP quarterly net margin is higher than 60.19% of companies in Financial Services sector

When is PNFP next earnings release?

The next earnings release for PNFP is on January 27, 2027

PNFP Net Margin History & Chart Since 2000

Annual Net Margin

20.17%4.35%+27.50%

December 31, 2025

Summary

Current Value: As of today, PNFP annual net margin is 20.17%, up +27.50% on December 31, 2025
Historical Performance: PNFP annual net margin is down -40.85% over the past 3 years, down -19.42% over the past 5 years
All-Time High Comparison: PNFP annual net margin is currently -50.10% below its historical high of 40.42% set on December 31, 2021
3-Year Low Comparison: PNFP annual net margin is +27.50% above its 3-year low of 15.82% reached on December 31, 2024
Sector Comparison: PNFP annual net margin is higher than 69.35% of companies in Financial Services sector

Net Margin Chart

beforeafter

Performance

PNFP Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 25	20.17%	+27.5%	-40.9%	-19.4%	+274.6%
Quarterly Net Margin	Sep 30, 26	19.77%	-5.4%	+3.4%	-51.6%	-60.7%
Price	Oct 23, 26	$100.35	+15.5%	+63.0%	+2.1%	+577.1%
PE Ratio	Oct 23, 26	13.39	+21.4%	+68.6%	-12.0%	-10.6%
Annual Revenue	Dec 31, 25	$3.18B	+6.0%	+93.5%	+155.0%	+1412.3%
Annual Net Income	Dec 31, 25	$641.87M	+35.1%	+14.5%	+105.5%	+2741.4%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Dec 31, 25	21.45%	+24.9%	-36.1%	-11.7%	+326.7%

Net Margin Highs

PNFP Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	34.10%	N/A	-40.9%
5Y	40.42%	Dec 31, 21	-50.1%
All	40.42%	Dec 31, 21	-50.1%

Net Margin Lows

PNFP Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	15.82%	Dec 31, 24	+27.5%
5Y	15.82%	Dec 31, 24	+27.5%
All	-362.92%	Dec 31, 00	+105.6%

Net Margin History

Year	Value	Change
2025	20.17%	+27.5%
2024	15.82%	-26.4%
2023	21.50%	-37.0%
2022	34.10%	-15.6%
2021	40.42%	+61.5%
2020	25.03%	-22.7%
2019	32.39%	-1.3%
2018	32.81%	+39.9%
2017	23.45%	-16.5%
2016	28.10%	-5.5%
2015	29.72%	+8.5%
2014	27.38%	+11.6%
2013	24.54%	+27.3%

Year	Value	Change
2012	19.28%	-7.9%
2011	20.94%	+281.3%
2010	-11.55%	+20.2%
2009	-14.47%	-212.3%
2008	12.88%	-3.0%
2007	13.28%	-7.1%
2006	14.29%	-8.3%
2005	15.58%	-2.9%
2004	16.04%	+35.2%
2003	11.86%	+161.8%
2002	4.53%	+129.5%
2001	-15.34%	+95.8%
2000	-362.92%	-

FAQ

What is the current annual net margin of PNFP?: As of today, PNFP annual net margin is 20.17%
What is 1-year change in PNFP annual net margin?: PNFP annual net margin is up +27.50% year-over-year
What is 3-year change in PNFP annual net margin?: PNFP annual net margin is down -40.85% over the past 3 years
How far is PNFP annual net margin from its all-time high?: PNFP annual net margin is currently -50.10% below its historical high of 40.42% set on December 31, 2021
How does PNFP annual net margin rank versus sector peers?: PNFP annual net margin is higher than 69.35% of companies in Financial Services sector
When is PNFP next annual earnings release?: The next annual earnings release for PNFP is on January 27, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Quarterly Net Margin

19.77%1.46%+7.97%

September 30, 2026

Summary

Current Value: As of today, PNFP quarterly net margin is 19.77%, up +7.97% on September 30, 2026
Historical Performance: PNFP quarterly net margin is down -5.41% year-over-year, up +3.35% over the past 3 years
All-Time High Comparison: PNFP quarterly net margin is currently -69.06% below its historical high of 63.90% set on December 31, 2001
3-Year Low Comparison: PNFP quarterly net margin is +154.11% above its 3-year low of 7.78% reached on June 30, 2024
Sector Comparison: PNFP quarterly net margin is higher than 60.19% of companies in Financial Services sector

Performance

PNFP Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Sep 30, 26	19.77%	+8.0%	-5.4%	+3.4%	-51.6%
Annual Net Margin	Dec 31, 25	20.17%	–	+27.5%	-40.9%	-19.4%
Price	Oct 23, 26	$100.35	+0.5%	+15.5%	+63.0%	+2.1%
PE Ratio	Oct 23, 26	13.39	-2.3%	+21.4%	+68.6%	-12.0%
Quarterly Revenue	Sep 30, 26	$1.92B	+7.0%	+131.4%	+176.5%	+473.1%
Quarterly Net Income	Sep 30, 26	$379.00M	+15.6%	+118.9%	+185.8%	+177.5%
Quarterly Gross Margin	Sep 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Sep 30, 26	25.30%	+1.6%	+18.5%	+32.7%	-39.1%

Quarterly Net Margin Highs

PNFP Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	20.90%	N/A	-5.4%
3Y	20.90%	Sep 30, 25	-5.4%
5Y	40.83%	N/A	-51.6%
All	63.90%	Dec 31, 01	-69.1%

Quarterly Net Margin Lows

PNFP Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	8.49%	Mar 31, 26	+132.9%
3Y	7.78%	Jun 30, 24	+154.1%
5Y	7.78%	Jun 30, 24	+154.1%
All	-416.64%	Sep 1, 00	+104.8%

Quarterly Net Margin History

Month	Value	Change
Sep 2026	19.77%	+8.0%
Jun 2026	18.31%	+115.7%
Mar 2026	8.49%	-59.3%
Dec 2025	20.85%	-0.2%
Sep 2025	20.90%	+4.3%
Jun 2025	20.03%	+6.4%
Mar 2025	18.83%	-2.4%
Dec 2024	19.29%	+4.0%
Sep 2024	18.54%	+138.3%
Jun 2024	7.78%	-53.3%
Mar 2024	16.65%	+23.6%
Dec 2023	13.47%	-29.6%
Sep 2023	19.13%	-38.3%
Jun 2023	30.98%	+30.1%
Mar 2023	23.81%	-11.5%
Dec 2022	26.91%	-21.2%
Sep 2022	34.13%	-13.4%
Jun 2022	39.40%	+0.1%
Mar 2022	39.35%	-3.1%
Dec 2021	40.61%	-0.5%
Sep 2021	40.83%	+1.0%
Jun 2021	40.43%	+1.6%
Mar 2021	39.79%	+12.9%
Dec 2020	35.25%	-0.6%
Sep 2020	35.45%	+73.3%
Jun 2020	20.45%	+127.7%
Mar 2020	8.98%	-70.6%
Dec 2019	30.53%	-10.1%
Sep 2019	33.95%	+2.1%
Jun 2019	33.24%	+4.5%
Mar 2019	31.81%	-1.6%
Dec 2018	32.33%	-1.6%
Sep 2018	32.86%	+1.5%
Jun 2018	32.36%	-3.8%
Mar 2018	33.64%	+191.0%
Dec 2017	11.56%	-57.7%
Sep 2017	27.34%	-4.8%
Jun 2017	28.73%	-9.8%
Mar 2017	31.86%	+9.5%
Dec 2016	29.10%	+8.4%
Sep 2016	26.85%	-7.0%
Jun 2016	28.88%	+4.9%
Mar 2016	27.53%	-1.1%
Dec 2015	27.84%	-3.0%
Sep 2015	28.71%	-9.6%
Jun 2015	31.76%	+1.2%
Mar 2015	31.39%	+14.4%
Dec 2014	27.44%	-2.1%
Sep 2014	28.03%	+2.8%
Jun 2014	27.27%	+2.1%
Mar 2014	26.72%	+5.7%
Dec 2013	25.29%	+1.7%

Month	Value	Change
Sep 2013	24.86%	-0.2%
Jun 2013	24.90%	+8.0%
Mar 2013	23.05%	+15.8%
Dec 2012	19.90%	-4.5%
Sep 2012	20.84%	+5.3%
Jun 2012	19.79%	+20.9%
Mar 2012	16.37%	+9.6%
Dec 2011	14.93%	-70.3%
Sep 2011	50.30%	+324.5%
Jun 2011	11.85%	+73.2%
Mar 2011	6.84%	-10.1%
Dec 2010	7.61%	+84.7%
Sep 2010	4.12%	+108.5%
Jun 2010	-48.74%	-611.5%
Mar 2010	-6.85%	-71.7%
Dec 2009	-3.99%	+33.9%
Sep 2009	-6.04%	+88.5%
Jun 2009	-52.42%	-1,669.5%
Mar 2009	3.34%	-74.6%
Dec 2008	13.14%	-8.7%
Sep 2008	14.39%	+2.7%
Jun 2008	14.01%	+39.8%
Mar 2008	10.02%	-19.6%
Dec 2007	12.47%	-5.7%
Sep 2007	13.22%	+0.1%
Jun 2007	13.21%	-8.6%
Mar 2007	14.45%	-2.3%
Dec 2006	14.79%	-1.1%
Sep 2006	14.95%	+13.1%
Jun 2006	13.22%	-4.5%
Mar 2006	13.85%	-3.3%
Dec 2005	14.33%	-5.7%
Sep 2005	15.19%	-7.3%
Jun 2005	16.39%	-3.8%
Mar 2005	17.04%	+0.5%
Dec 2004	16.96%	+8.4%
Sep 2004	15.64%	-0.8%
Jun 2004	15.77%	+1.5%
Mar 2004	15.54%	+11.7%
Dec 2003	13.91%	+1.3%
Sep 2003	13.73%	+34.2%
Jun 2003	10.23%	+20.9%
Mar 2003	8.46%	+23.5%
Dec 2002	6.85%	+27.1%
Sep 2002	5.39%	+67.4%
Jun 2002	3.22%	+107.7%
Mar 2002	1.55%	-97.6%
Dec 2001	63.90%	+301.6%
Sep 2001	-31.70%	+43.5%
Jun 2001	-56.14%	+57.1%
Mar 2001	-130.79%	+68.6%
Sep 2000	-416.64%	-

FAQ

What is the current quarterly net margin of PNFP?: As of today, PNFP quarterly net margin is 19.77%
What is PNFP quarterly net margin most recent change?: PNFP quarterly net margin was up +7.97% on September 30, 2026
What is 1-year change in PNFP quarterly net margin?: PNFP quarterly net margin is down -5.41% year-over-year
How far is PNFP quarterly net margin from its all-time high?: PNFP quarterly net margin is currently -69.06% below its historical high of 63.90% set on December 31, 2001
How does PNFP quarterly net margin rank versus sector peers?: PNFP quarterly net margin is higher than 60.19% of companies in Financial Services sector
When is PNFP next earnings release?: The next earnings release for PNFP is on January 27, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Data Sources & References

PNFP Official Website www.pnfp.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/2082866/000208286626000008/0002082866-26-000008-index.html
PNFP Profile on Yahoo Finance finance.yahoo.com/quote/PNFP
PNFP Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/pnfp