What is the current annual operating margin of PNFP?

As of today, PNFP annual operating margin is 21.45%

What is 1-year change in PNFP annual operating margin?

PNFP annual operating margin is up +24.93% year-over-year

What is 3-year change in PNFP annual operating margin?

PNFP annual operating margin is down -36.10% over the past 3 years

How far is PNFP annual operating margin from its all-time high?

PNFP annual operating margin is currently -47.40% below its historical high of 40.78% set on December 31, 2014

How does PNFP annual operating margin rank versus sector peers?

PNFP annual operating margin is higher than 52.28% of companies in Financial Services sector

When is PNFP next annual earnings release?

The next annual earnings release for PNFP is on January 27, 2027

What is the current quarterly operating margin of PNFP?

As of today, PNFP quarterly operating margin is 25.30%

What is PNFP quarterly operating margin most recent change?

PNFP quarterly operating margin was up +1.61% on September 30, 2026

What is 1-year change in PNFP quarterly operating margin?

PNFP quarterly operating margin is up +18.50% year-over-year

How far is PNFP quarterly operating margin from its all-time high?

PNFP quarterly operating margin is currently -56.57% below its historical high of 58.25% set on December 31, 2002

How does PNFP quarterly operating margin rank versus sector peers?

PNFP quarterly operating margin is higher than 53.95% of companies in Financial Services sector

When is PNFP next earnings release?

The next earnings release for PNFP is on January 27, 2027

PNFP Operating Margin History & Chart Since 2000

Annual Operating Margin

21.45%4.28%+24.93%

December 31, 2025

Summary

Current Value: As of today, PNFP annual operating margin is 21.45%, up +24.93% on December 31, 2025
Historical Performance: PNFP annual operating margin is down -36.10% over the past 3 years, down -11.66% over the past 5 years
All-Time High Comparison: PNFP annual operating margin is currently -47.40% below its historical high of 40.78% set on December 31, 2014
3-Year Low Comparison: PNFP annual operating margin is +24.93% above its 3-year low of 17.17% reached on December 31, 2024
Sector Comparison: PNFP annual operating margin is higher than 52.28% of companies in Financial Services sector

Operating Margin Chart

beforeafter

Performance

PNFP Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Operating Margin	Dec 31, 25	21.45%	+24.9%	-36.1%	-11.7%	+326.7%
Quarterly Operating Margin	Sep 30, 26	25.30%	+18.5%	+32.7%	-39.1%	+43.8%
Price	Oct 23, 26	$100.35	+15.5%	+63.0%	+2.1%	+577.1%
PE Ratio	Oct 23, 26	13.39	+21.4%	+68.6%	-12.0%	-10.6%
Annual Revenue	Dec 31, 25	$3.18B	+6.0%	+93.5%	+155.0%	+1412.3%
Annual Operating Profit	Dec 31, 25	$682.65M	+32.4%	+23.7%	+125.3%	+3528.5%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Net Margin	Dec 31, 25	20.17%	+27.5%	-40.9%	-19.4%	+274.6%

Operating Margin Highs

PNFP Annual Operating Margin Highs Comparison
Period	High	Date	Current
3Y	33.57%	N/A	-36.1%
5Y	40.60%	Dec 31, 21	-47.2%
All	40.78%	Dec 31, 14	-47.4%

Operating Margin Lows

PNFP Annual Operating Margin Lows Comparison
Period	Low	Date	Current
3Y	17.17%	Dec 31, 24	+24.9%
5Y	17.17%	Dec 31, 24	+24.9%
All	-362.92%	Dec 31, 00	+105.9%

Operating Margin History

Year	Value	Change
2025	21.45%	+24.9%
2024	17.17%	-17.3%
2023	20.75%	-38.2%
2022	33.57%	-17.3%
2021	40.60%	+67.2%
2020	24.28%	-26.2%
2019	32.92%	-11.4%
2018	37.14%	-5.6%
2017	39.34%	+3.7%
2016	37.92%	-4.6%
2015	39.76%	-2.5%
2014	40.78%	+10.6%
2013	36.88%	+7.8%

Year	Value	Change
2012	34.22%	+150.7%
2011	13.65%	+244.3%
2010	-9.46%	+64.2%
2009	-26.46%	-228.6%
2008	20.57%	+6.0%
2007	19.40%	-13.1%
2006	22.33%	+2.6%
2005	21.76%	-3.7%
2004	22.60%	+22.4%
2003	18.47%	+162.7%
2002	7.03%	+116.3%
2001	-43.21%	+88.1%
2000	-362.92%	-

FAQ

What is the current annual operating margin of PNFP?: As of today, PNFP annual operating margin is 21.45%
What is 1-year change in PNFP annual operating margin?: PNFP annual operating margin is up +24.93% year-over-year
What is 3-year change in PNFP annual operating margin?: PNFP annual operating margin is down -36.10% over the past 3 years
How far is PNFP annual operating margin from its all-time high?: PNFP annual operating margin is currently -47.40% below its historical high of 40.78% set on December 31, 2014
How does PNFP annual operating margin rank versus sector peers?: PNFP annual operating margin is higher than 52.28% of companies in Financial Services sector
When is PNFP next annual earnings release?: The next annual earnings release for PNFP is on January 27, 2027

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Quarterly Operating Margin

25.30%0.40%+1.61%

September 30, 2026

Summary

Current Value: As of today, PNFP quarterly operating margin is 25.30%, up +1.61% on September 30, 2026
Historical Performance: PNFP quarterly operating margin is up +18.50% year-over-year, up +32.74% over the past 3 years
All-Time High Comparison: PNFP quarterly operating margin is currently -56.57% below its historical high of 58.25% set on December 31, 2002
3-Year Low Comparison: PNFP quarterly operating margin is +275.93% above its 3-year low of 6.73% reached on June 30, 2024
Sector Comparison: PNFP quarterly operating margin is higher than 53.95% of companies in Financial Services sector

Performance

PNFP Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Operating Margin	Sep 30, 26	25.30%	+1.6%	+18.5%	+32.7%	-39.1%
Annual Operating Margin	Dec 31, 25	21.45%	–	+24.9%	-36.1%	-11.7%
Price	Oct 23, 26	$100.35	+0.5%	+15.5%	+63.0%	+2.1%
PE Ratio	Oct 23, 26	13.39	-2.3%	+21.4%	+68.6%	-12.0%
Quarterly Revenue	Sep 30, 26	$1.92B	+7.0%	+131.4%	+176.5%	+473.1%
Quarterly Operating Profit	Sep 30, 26	$485.00M	+8.7%	+174.3%	+267.1%	+248.9%
Quarterly Gross Margin	Sep 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Net Margin	Sep 30, 26	19.77%	+8.0%	-5.4%	+3.4%	-51.6%

Quarterly Operating Margin Highs

PNFP Quarterly Operating Margin Highs Comparison
Period	High	Date	Current
1Y	25.30%	Sep 30, 26	at high
3Y	25.30%	Sep 30, 26	at high
5Y	41.55%	N/A	-39.1%
All	58.25%	Dec 31, 02	-56.6%

Quarterly Operating Margin Lows

PNFP Quarterly Operating Margin Lows Comparison
Period	Low	Date	Current
1Y	19.51%	Dec 31, 25	+29.7%
3Y	6.73%	Jun 30, 24	+275.9%
5Y	6.73%	Jun 30, 24	+275.9%
All	-416.64%	Sep 1, 00	+106.1%

Quarterly Operating Margin History

Month	Value	Change
Sep 2026	25.30%	+1.6%
Jun 2026	24.90%	+1.6%
Mar 2026	24.50%	+25.6%
Dec 2025	19.51%	-8.6%
Sep 2025	21.35%	+0.3%
Jun 2025	21.28%	+5.9%
Mar 2025	20.09%	-8.3%
Dec 2024	21.90%	+6.4%
Sep 2024	20.59%	+205.9%
Jun 2024	6.73%	-62.9%
Mar 2024	18.16%	+7.4%
Dec 2023	16.91%	-11.3%
Sep 2023	19.06%	-8.9%
Jun 2023	20.92%	-20.8%
Mar 2023	26.40%	-12.1%
Dec 2022	30.05%	-8.2%
Sep 2022	32.72%	-8.4%
Jun 2022	35.74%	-5.4%
Mar 2022	37.78%	-8.3%
Dec 2021	41.22%	-0.8%
Sep 2021	41.55%	+3.9%
Jun 2021	40.00%	+1.1%
Mar 2021	39.56%	-0.3%
Dec 2020	39.68%	+12.0%
Sep 2020	35.43%	+91.6%
Jun 2020	18.49%	+426.8%
Mar 2020	3.51%	-89.6%
Dec 2019	33.75%	+4.7%
Sep 2019	32.25%	+5.3%
Jun 2019	30.63%	-12.8%
Mar 2019	35.13%	+2.7%
Dec 2018	34.20%	-6.1%
Sep 2018	36.44%	-5.1%
Jun 2018	38.40%	-4.9%
Mar 2018	40.37%	+5.6%
Dec 2017	38.22%	-9.4%
Sep 2017	42.18%	+9.9%
Jun 2017	38.37%	+3.1%
Mar 2017	37.20%	-6.7%
Dec 2016	39.88%	+4.8%
Sep 2016	38.06%	+7.1%
Jun 2016	35.53%	-6.2%
Mar 2016	37.89%	+4.2%
Dec 2015	36.37%	-7.6%
Sep 2015	39.35%	-5.5%
Jun 2015	41.63%	-1.5%
Mar 2015	42.28%	-25.2%
Dec 2014	56.51%	+36.5%
Sep 2014	41.41%	+1.4%
Jun 2014	40.82%	+2.6%
Mar 2014	39.80%	+14.0%
Dec 2013	34.91%	-6.5%

Month	Value	Change
Sep 2013	37.34%	+0.8%
Jun 2013	37.04%	+7.8%
Mar 2013	34.37%	-31.0%
Dec 2012	49.78%	+65.7%
Sep 2012	30.05%	+2.0%
Jun 2012	29.46%	+19.5%
Mar 2012	24.66%	+39.2%
Dec 2011	17.71%	+0.7%
Sep 2011	17.59%	+42.0%
Jun 2011	12.39%	+81.1%
Mar 2011	6.84%	+10.7%
Dec 2010	6.18%	+50.0%
Sep 2010	4.12%	+110.7%
Jun 2010	-38.33%	-392.0%
Mar 2010	-7.79%	+18.8%
Dec 2009	-9.59%	+19.1%
Sep 2009	-11.85%	+86.9%
Jun 2009	-90.43%	-1,999.8%
Mar 2009	4.76%	-77.7%
Dec 2008	21.39%	-1.3%
Sep 2008	21.67%	+9.8%
Jun 2008	19.74%	+1.7%
Mar 2008	19.41%	+13.0%
Dec 2007	17.18%	-10.6%
Sep 2007	19.22%	+0.8%
Jun 2007	19.07%	-9.8%
Mar 2007	21.14%	-0.8%
Dec 2006	21.32%	-6.6%
Sep 2006	22.82%	+1.0%
Jun 2006	22.59%	-0.5%
Mar 2006	22.71%	+13.7%
Dec 2005	19.97%	-4.8%
Sep 2005	20.97%	-9.2%
Jun 2005	23.10%	-3.4%
Mar 2005	23.92%	+5.3%
Dec 2004	22.72%	+3.0%
Sep 2004	22.05%	-1.4%
Jun 2004	22.36%	-4.4%
Mar 2004	23.38%	+7.2%
Dec 2003	21.81%	+1.7%
Sep 2003	21.44%	+34.0%
Jun 2003	16.00%	+24.1%
Mar 2003	12.89%	-77.9%
Dec 2002	58.25%	+556.7%
Sep 2002	8.87%	+71.2%
Jun 2002	5.18%	+107.2%
Mar 2002	2.50%	+120.3%
Dec 2001	-12.33%	+61.1%
Sep 2001	-31.70%	+43.5%
Jun 2001	-56.14%	+57.1%
Mar 2001	-130.79%	+68.6%
Sep 2000	-416.64%	-

FAQ

What is the current quarterly operating margin of PNFP?: As of today, PNFP quarterly operating margin is 25.30%
What is PNFP quarterly operating margin most recent change?: PNFP quarterly operating margin was up +1.61% on September 30, 2026
What is 1-year change in PNFP quarterly operating margin?: PNFP quarterly operating margin is up +18.50% year-over-year
How far is PNFP quarterly operating margin from its all-time high?: PNFP quarterly operating margin is currently -56.57% below its historical high of 58.25% set on December 31, 2002
How does PNFP quarterly operating margin rank versus sector peers?: PNFP quarterly operating margin is higher than 53.95% of companies in Financial Services sector
When is PNFP next earnings release?: The next earnings release for PNFP is on January 27, 2027

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Data Sources & References

PNFP Official Website www.pnfp.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/2082866/000208286626000008/0002082866-26-000008-index.html
PNFP Profile on Yahoo Finance finance.yahoo.com/quote/PNFP
PNFP Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/pnfp