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PennyMac Financial Services, Inc. (PFSI)

Profile

Full Name

PennyMac Financial Services, Inc.

Ticker

NYSE: PFSI

Exchange

NYSE

Sector

Financial Services

Industry

Mortgage Finance

Country

United States

IPO

May 9, 2013

Indexes

Not included

Website

http://www.pennymac.com

Employees

4457

Key Details

Price

$100.06(-1.18%)

Market cap

$5.17B(Mid cap)

Last Dividend

$0.30

TTM Dividend yield

1.20%

Annual revenue

$2.41B(+18.34% YoY)

Annual EPS

$5.84(+113.14% YoY)

PE ratio

15.35

Next earnings date

Jul 23, 2025

Next ex-dividend date

N/A

Next split date

N/A

Quick Search

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    Analyst ratings

    Price

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    Current Price

    $100.06
    PFSI price is $100.06

    30-Day Relative Volume

    0.79
    PFSI 30-day relative volume is 0.79

    Price Performance

    Price Most recent change

    -1.18%
    PFSI price was down -1.18% on Jul 11, 2025

    Price YTD change

    -2.04%
    PFSI price is down -2.04% since January 1st

    Price 1-year change

    +1.63%
    PFSI price is up +1.63% year-on-year

    Price 3-year change

    +114.67%
    PFSI price is up +114.67% over the past 3 years

    Price Range

    Price All-time high

    $119.13
    PFSI price is currently -16.01% below its historical high of $119.13

    Price 3-year low

    $41.77
    PFSI price is currently +139.55% above its 3-year low

    Capitalization

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    Market cap

    Market cap

    $5.17B
    PFSI market capitalization is $5.17 billion

    Market cap 3-year change

    +109.5%
    PFSI market capitalization is up +109.5% over the past 3 years

    Market cap All-time high

    $6.13B
    PFSI market capitalization is currently -15.72% below its historical high of $6.13 billion

    Market cap sector rank

    78.51%
    PFSI market capitalization is higher than 78.51% of companies in Financial Services sector

    Shares Outstanding

    Shares Outstanding 1-Year Change

    +1.27%
    PFSI shares outstanding is up +1.27% year-on-year

    Shares Outstanding 3-Year Change

    -2.41%
    PFSI shares outstanding is down -2.41% over the past 3 years

    Technical Indicators

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    Beta

    0.59
    PFSI beta is 0.59

    200-day SMA

    $101.71
    PFSI price is currently -1.62% below its 200-day simple moving average

    50-day SMA

    $97.87
    PFSI price is currently +2.24% above its 50-day simple moving average

    RSI

    53.30
    PFSI 14-day relative strength index is 53.30

    Volume

    0.79
    PFSI 30-day relative volume is 0.79

    ATR

    $2.06
    PFSI average true range is $2.06

    10-day Historical Volatility

    21.33%
    PFSI 10-day historical volatility is 21.33%

    Dividend

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    Events

    Last Paid Dividend

    $0.30
    PFSI last dividend was $0.30 per share, with an ex-dividend date of May 14, 2025

    Next Dividend

    -
    PFSI next dividend has not yet been announced

    Dividend per share

    Dividend per share

    $1.00
    PFSI annual dividend per share is $1.00

    Dividend per share Sector Rank

    54.56%
    PFSI annual dividend per share is higher than 54.56% of companies in Financial Services sector

    Dividend per share 1-Year Change

    +25%
    PFSI annual dividend per share is up +25% year-on-year

    Dividend per share 3-Year Change

    +25%
    PFSI annual dividend per share is up +25% over the past 3 years

    Dividend yield

    Dividend yield

    1.00%
    PFSI annual dividend yield is 1.00%

    Dividend yield Sector Rank

    6.8%
    PFSI annual dividend yield is higher than 6.8% of companies in Financial Services sector

    Other

    Payout ratio

    16.75%
    PFSI annual payout ratio is 16.75%

    Dividends paid

    $52.16M
    PFSI annual dividends paid is $52.16 million

    Free cash flow

    -$4.56B
    PFSI annual free cash flow is -$4.56 billion

    Income Statement

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    Revenue

    Revenue

    $2.41B
    PFSI annual revenue is $2.41 billion

    Revenue Analysts estimate

    $2.13B
    PFSI annual revenue is currently +13.55% higher than the consensus analysts' forecast

    Revenue 1-year change

    +18.34%
    PFSI annual revenue is up +18.34% year-on-year

    Revenue Sector rank

    84.38%
    PFSI annual revenue is higher than 84.38% of companies in Financial Services sector

    EPS

    EPS

    $5.84
    PFSI annual earnings per share is $5.84

    EPS Analysts estimate

    $12.86
    PFSI annual earnings per share is currently -54.60% lower than the consensus analysts' forecast

    EPS 1-year change

    +113.14%
    PFSI annual earnings per share is up +113.14% year-on-year

    EPS Sector rank

    86.16%
    PFSI annual earnings per share is higher than 86.16% of companies in Financial Services sector

    Profit

    Gross profit

    $1.14B
    PFSI annual gross profit is $1.14 billion

    Gross margin

    40.01%
    PFSI annual gross profit margin is 40.01%

    Operating profit

    $402.62M
    PFSI annual operating income is $402.62 million

    Operating margin

    14.14%
    PFSI annual operating profit margin is 14.14%

    Net income

    $311.42M
    PFSI annual net profit is $311.42 million

    Net margin

    10.94%
    PFSI annual net profit margin is 10.94%

    Expenses

    Total expenses

    $2.44B
    PFSI annual total expenses is $2.44 billion

    Operating expenses

    $736.17M
    PFSI annual total operating expenses is $736.17 million

    Cost of goods sold

    $1.71B
    PFSI annual cost of goods sold is $1.71 billion

    Selling, general & administrative expenses

    $92.86M
    PFSI annual SGA is $92.86 million

    Depreciation and amortization

    $69.66M
    PFSI annual depreciation & amortization is $69.66 million

    Interest expense

    -
    PFSI annual interest expense value is unknown

    Income tax

    $89.60M
    PFSI annual income tax is $89.60 million

    EBIT & EBITDA

    EBIT

    $402.62M
    PFSI annual earnings before interest & taxes is $402.62 million

    EBITDA

    $402.62M
    PFSI annual EBITDA is $402.62 million

    Balance Sheet

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    Assets

    Total assets

    $26.09B
    PFSI annual total assets is $26.09 billion

    Non current assets

    $9.97B
    PFSI annual long term assets is $9.97 billion

    Current assets

    $16.12B
    PFSI annual total current assets is $16.12 billion

    Cash and cash equivalents

    $238.48M
    PFSI annual cash & cash equivalents is $238.48 million

    Accounts receivable

    $164.23M
    PFSI annual accounts receivable is $164.23 million

    Inventory

    -
    PFSI annual inventory value is unknown

    Liabilities

    Total liabilities

    $22.26B
    PFSI annual total liabilities is $22.26 billion

    Long term liabilities

    $11.94B
    PFSI annual total long term liabilities is $11.94 billion

    Current liabilities

    $10.32B
    PFSI annual total current liabilities is $10.32 billion

    Accounts payable

    $476.73M
    PFSI annual accounts payable is $476.73 million

    Debt

    Total debt

    $20.55B
    PFSI annual total debt is $20.55 billion

    Total debt 1-year change

    +52.31%
    PFSI annual total debt is up +52.31% year-on-year

    Long term debt

    $11.87B
    PFSI annual long term debt is $11.87 billion

    Short term debt

    $8.69B
    PFSI annual short term debt is $8.69 billion

    Equity & Capital

    Shareholders equity

    $3.83B
    PFSI annual stockholders equity is $3.83 billion

    Book value

    $3.83B
    PFSI annual book value is $3.83 billion

    Retained earnings

    $3.77B
    PFSI annual retained earnings is $3.77 billion

    Working capital

    $5.80B
    PFSI annual working capital is $5.80 billion

    Cash Flow Statement

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    Cashflow Activities

    Cash from operations

    -$4.53B
    PFSI annual cash flow from operations is -$4.53 billion

    Cash from operations 1-year change

    -186.51%
    PFSI annual cash flow from operations is down -186.51% year-on-year

    Cash from investing

    -$1.89B
    PFSI annual cash flow from investing activities is -$1.89 billion

    Cash from investing 1-year change

    -590.83%
    PFSI annual cash flow from investing activities is down -590.83% year-on-year

    Cash from financing

    $5.72B
    PFSI annual cash flow from financing activities is $5.72 billion

    Cash from financing 1-year change

    +290.44%
    PFSI annual cash flow from financing activities is up +290.44% year-on-year

    CAPEX

    CAPEX

    $22.10M
    PFSI annual capital expenditures is $22.10 million

    CAPEX 1-year change

    -38.91%
    PFSI annual capital expenditures is down -38.91% year-on-year

    Free Cash Flow

    Free cash flow

    -$4.56B
    PFSI annual free cash flow is -$4.56 billion

    Free cash flow 1-year change

    -181.48%
    PFSI annual free cash flow is down -181.48% year-on-year

    Profitability Ratios

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    Margins

    Gross margin

    40.01%
    PFSI annual gross profit margin is 40.01%

    Operating margin

    14.14%
    PFSI annual operating profit margin is 14.14%

    Net margin

    10.94%
    PFSI annual net profit margin is 10.94%

    ROA & ROE

    ROA

    1.39%
    PFSI annual return on assets is 1.39%

    ROE

    8.45%
    PFSI annual return on equity is 8.45%

    Valuation

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    PE Ratio

    PE ratio

    15.35
    PFSI price to earnings ratio is 15.35

    PE ratio Sector rank

    52.65%
    PFSI price to earnings ratio is higher than 52.65% of companies in Financial Services sector

    PB Ratio

    PB ratio

    1.32
    PFSI price to book ratio is 1.32

    PB ratio Sector rank

    55.97%
    PFSI price to book ratio is higher than 55.97% of companies in Financial Services sector

    PS Ratio

    PS ratio

    1.66
    PFSI price to sales ratio is 1.66

    PS ratio Sector rank

    23.16%
    PFSI price to sales ratio is higher than 23.16% of companies in Financial Services sector

    Enterprise value

    Enterprise value

    $23.23B
    PFSI enterprise value is $23.23 billion

    Enterprise value Sector rank

    89.55%
    PFSI enterprise value is higher than 89.55% of companies in Financial Services sector

    EV/EBITDA

    EV/EBITDA

    45.09
    PFSI EV/EBITDA is 45.09

    EV/EBITDA Sector rank

    97.5%
    PFSI EV/EBITDA is higher than 97.5% of companies in Financial Services sector

    Financial Health

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    Liquidity

    Current ratio

    1.56
    PFSI annual current ratio is 1.56

    Quick ratio

    -
    PFSI annual quick ratio value is unknown

    Leverage

    Debt to equity

    5.37
    PFSI annual debt to equity ratio is 5.37

    Interest coverage ratio

    -
    PFSI annual interest coverage ratio value is unknown

    Risk & Stability

    Piotroski F-Score

    4
    PFSI piotroski f-score is 4

    Altman Z-Score

    0.75
    PFSI altman z-score is 0.75

    Analyst ratings

    Recent major analysts updates

    Jul 1, 25 Piper Sandler
    Overweight
    Apr 24, 25 Wells Fargo
    Overweight
    Apr 23, 25 Piper Sandler
    Overweight
    Apr 16, 25 UBS
    Neutral
    Apr 8, 25 Keefe, Bruyette & Woods
    Outperform
    Jan 31, 25 Piper Sandler
    Overweight
    Dec 10, 24 Keefe, Bruyette & Woods
    Market Perform
    Oct 24, 24 Wells Fargo
    Overweight
    Jul 24, 24 Wedbush
    Outperform
    Jul 24, 24 Piper Sandler
    Overweight

    Institutional Ownership

    Screeners with PFSI included

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    • What is the ticker symbol for PennyMac Financial Services, Inc.?
    • Does PennyMac Financial Services, Inc. pay dividends?
    • What sector is PennyMac Financial Services, Inc. in?
    • What industry is PennyMac Financial Services, Inc. in?
    • What country is PennyMac Financial Services, Inc. based in?
    • When did PennyMac Financial Services, Inc. go public?
    • Is PennyMac Financial Services, Inc. in the S&P 500?
    • Is PennyMac Financial Services, Inc. in the NASDAQ 100?
    • Is PennyMac Financial Services, Inc. in the Dow Jones?
    • When was PennyMac Financial Services, Inc.'s last earnings report?
    • When does PennyMac Financial Services, Inc. report earnings?

    What is the ticker symbol for PennyMac Financial Services, Inc.?

    The ticker symbol for PennyMac Financial Services, Inc. is NYSE:PFSI

    Does PennyMac Financial Services, Inc. pay dividends?

    Yes, PennyMac Financial Services, Inc. pays dividends. The last payment was $0.30, with an ex-dividend date on May 14, 2025

    What sector is PennyMac Financial Services, Inc. in?

    PennyMac Financial Services, Inc. is in the Financial Services sector

    What industry is PennyMac Financial Services, Inc. in?

    PennyMac Financial Services, Inc. is in the Mortgage Finance industry

    What country is PennyMac Financial Services, Inc. based in?

    PennyMac Financial Services, Inc. is headquartered in United States

    When did PennyMac Financial Services, Inc. go public?

    PennyMac Financial Services, Inc.'s initial public offering (IPO) was on May 9, 2013

    Is PennyMac Financial Services, Inc. in the S&P 500?

    No, PennyMac Financial Services, Inc. is not included in the S&P 500 index

    Is PennyMac Financial Services, Inc. in the NASDAQ 100?

    No, PennyMac Financial Services, Inc. is not included in the NASDAQ 100 index

    Is PennyMac Financial Services, Inc. in the Dow Jones?

    No, PennyMac Financial Services, Inc. is not included in the Dow Jones index

    When was PennyMac Financial Services, Inc.'s last earnings report?

    PennyMac Financial Services, Inc.'s most recent earnings report was on April 22, 2025

    When does PennyMac Financial Services, Inc. report earnings?

    The next expected earnings date for PennyMac Financial Services, Inc. is July 23, 2025
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