OPOF logo

Old Point Financial (OPOF)

Profile

Full Name

Old Point Financial Corporation

Ticker Symbol

OPOF

Exchange

NASDAQ

Sector

Financial Services

Industry

Banks - Regional

Country

United States

IPO

January 11, 1999

Indexes

Not included

Website

http://www.oldpoint.com

Employees

260

Key Details

Price

$37.59(-0.94%)

Market cap

$191.87M(Small cap)

Last Dividend

$0.14

TTM Dividend yield

1.49%

Annual revenue

$61.63M(-0.36% YoY)

Annual EPS

$1.88(+22.08% YoY)

PE ratio

19.99

Next earnings date

Apr 30, 2025

Next ex-dividend date

N/A

Next split date

N/A

Price

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Current Price

$37.59
OPOF price is $37.59

30-Day Relative Volume

0.87
OPOF 30-day relative volume is 0.87

Price Performance

Price Today change

-0.94%
OPOF price is down -0.94% today

Price YTD change

+44.22%
OPOF price is up +44.22% since January 1st

Price 1-year change

+156.38%
OPOF price is up +156.38% year-on-year

Price 3-year change

+46.82%
OPOF price is up +46.82% over the past 3 years

Price Range

Price All-time high

$38.56
OPOF price is currently -2.53% below its historical high of $38.56

Price 3-year low

$13.49
OPOF price is currently +178.61% above its 3-year low

Capitalization

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Market cap

Market cap

$191.87M
OPOF market capitalization is $191.87 million

Market cap 3-year change

+46.44%
OPOF market capitalization is up +46.44% over the past 3 years

Market cap All-time high

$193.68M
OPOF market capitalization is currently -0.94% below its historical high of $193.68 million

Market cap sector rank

31.98%
OPOF market capitalization is higher than 31.98% of companies in Financial Services sector

Shares Outstanding

Shares Outstanding 1-Year Change

+1.28%
OPOF shares outstanding is up +1.28% year-on-year

Shares Outstanding 3-Year Change

-0.26%
OPOF shares outstanding is down -0.26% over the past 3 years

Technical Indicators

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Beta

-0.04
OPOF beta is -0.04

200-day SMA

$22.95
OPOF price is currently +63.80% above its 200-day simple moving average

50-day SMA

$30.81
OPOF price is currently +21.98% above its 50-day simple moving average

RSI

76.72
OPOF 14-day relative strength index is 76.72

Volume

0.87
OPOF 30-day relative volume is 0.87

ATR

$1.33
OPOF average true range is $1.33

10-day Historical Volatility

119.23%
OPOF 10-day historical volatility is 119.23%

Dividend

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Events

Last Paid Dividend

$0.14
OPOF last dividend was $0.14 per share, with an ex-dividend date of March 5, 2025

Next Dividend

-
OPOF next dividend has not yet been announced

Dividend per share

Dividend per share

$0.56
OPOF annual dividend per share is $0.56

Dividend per share Sector Rank

29.1%
OPOF annual dividend per share is higher than 29.1% of companies in Financial Services sector

Dividend per share 1-Year Change

0%
OPOF {parameterFullLabel} has remained unchanged year-on-year

Dividend per share 3-Year Change

+12%
OPOF annual dividend per share is up +12% over the past 3 years

Dividend yield

Dividend yield

1.49%
OPOF annual dividend yield is 1.49%

Dividend yield Sector Rank

11.12%
OPOF annual dividend yield is higher than 11.12% of companies in Financial Services sector

Other

Payout ratio

29.85%
OPOF annual payout ratio is 29.85%

Dividends paid

$2.84M
OPOF annual dividends paid is $2.84 million

Free cash flow

$13.23M
OPOF annual free cash flow is $13.23 million

Income Statement

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Revenue

Revenue

$61.63M
OPOF annual revenue is $61.63 million

Revenue Analysts estimate

-
OPOF annual revenue consensus analysts' forecast is unknown

Revenue 1-year change

-0.36%
OPOF annual revenue is down -0.36% year-on-year

Revenue Sector rank

36.54%
OPOF annual revenue is higher than 36.54% of companies in Financial Services sector

EPS

EPS

$1.88
OPOF annual earnings per share is $1.88

EPS Analysts estimate

-
OPOF annual earnings per share consensus analysts' forecast is unknown

EPS 1-year change

+22.08%
OPOF annual earnings per share is up +22.08% year-on-year

EPS Sector rank

56.69%
OPOF annual earnings per share is higher than 56.69% of companies in Financial Services sector

Profit

Gross profit

-
OPOF annual gross profit value is unknown

Gross margin

-
OPOF annual gross profit margin value is unknown

Operating profit

-
OPOF annual operating income value is unknown

Operating margin

-
OPOF annual operating profit margin value is unknown

Net income

$9.51M
OPOF annual net profit is $9.51 million

Net margin

15.43%
OPOF annual net profit margin is 15.43%

Expenses

Total expenses

-
OPOF annual total expenses value is unknown

Operating expenses

$30.83M
OPOF annual total operating expenses is $30.83 million

Cost of goods sold

-
OPOF annual cost of goods sold value is unknown

Selling, general & administrative expenses

$30.83M
OPOF annual SGA is $30.83 million

Depreciation and amortization

$2.53M
OPOF annual depreciation & amortization is $2.53 million

Interest expense

-
OPOF annual interest expense value is unknown

Income tax

$1.90M
OPOF annual income tax is $1.90 million

EBIT & EBITDA

EBIT

$35.59M
OPOF annual earnings before interest & taxes is $35.59 million

EBITDA

$38.13M
OPOF annual EBITDA is $38.13 million

Balance Sheet

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Assets

Total assets

$1.45B
OPOF annual total assets is $1.45 billion

Non current assets

$1.27B
OPOF annual long term assets is $1.27 billion

Current assets

$358.13M
OPOF annual total current assets is $358.13 million

Cash and cash equivalents

$139.34M
OPOF annual cash & cash equivalents is $139.34 million

Accounts receivable

-
OPOF annual accounts receivable value is unknown

Inventory

-
OPOF annual inventory value is unknown

Liabilities

Total liabilities

$1.34B
OPOF annual total liabilities is $1.34 billion

Long term liabilities

$1.32B
OPOF annual total long term liabilities is $1.32 billion

Current liabilities

$3.97M
OPOF annual total current liabilities is $3.97 million

Accounts payable

-
OPOF annual accounts payable value is unknown

Debt

Total debt

$71.80M
OPOF annual total debt is $71.80 million

Total debt 1-year change

-27.56%
OPOF annual total debt is down -27.56% year-on-year

Long term debt

$69.80M
OPOF annual long term debt is $69.80 million

Short term debt

$2.00M
OPOF annual short term debt is $2.00 million

Equity & Capital

Shareholders equity

$113.97M
OPOF annual stockholders equity is $113.97 million

Book value

$113.97M
OPOF annual book value is $113.97 million

Retained earnings

$88.49M
OPOF annual retained earnings is $88.49 million

Working capital

$354.16M
OPOF annual working capital is $354.16 million

Cash Flow Statement

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Cashflow Activities

Cash from operations

$14.64M
OPOF annual cash flow from operations is $14.64 million

Cash from operations 1-year change

+33.18%
OPOF annual cash flow from operations is up +33.18% year-on-year

Cash from investing

$50.66M
OPOF annual cash flow from investing activities is $50.66 million

Cash from investing 1-year change

+256.78%
OPOF annual cash flow from investing activities is up +256.78% year-on-year

Cash from financing

-$6.07M
OPOF annual cash flow from financing activities is -$6.07 million

Cash from financing 1-year change

-107.49%
OPOF annual cash flow from financing activities is down -107.49% year-on-year

CAPEX

CAPEX

$1.41M
OPOF annual capital expenditures is $1.41 million

CAPEX 1-year change

+34%
OPOF annual capital expenditures is up +34% year-on-year

Free Cash Flow

Free cash flow

$13.23M
OPOF annual free cash flow is $13.23 million

Free cash flow 1-year change

+33.09%
OPOF annual free cash flow is up +33.09% year-on-year

Profitability Ratios

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Margins

Gross margin

-
OPOF annual gross profit margin value is unknown

Operating margin

-
OPOF annual operating profit margin value is unknown

Net margin

15.43%
OPOF annual net profit margin is 15.43%

ROA & ROE

ROA

0.66%
OPOF annual return on assets is 0.66%

ROE

8.61%
OPOF annual return on equity is 8.61%

Valuation

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PE Ratio

PE ratio

19.99
OPOF price to earnings ratio is 19.99

PE ratio Sector rank

73.02%
OPOF price to earnings ratio is higher than 73.02% of companies in Financial Services sector

PB Ratio

PB ratio

1.68
OPOF price to book ratio is 1.68

PB ratio Sector rank

71.87%
OPOF price to book ratio is higher than 71.87% of companies in Financial Services sector

PS Ratio

PS ratio

3.11
OPOF price to sales ratio is 3.11

PS ratio Sector rank

61.15%
OPOF price to sales ratio is higher than 61.15% of companies in Financial Services sector

Enterprise value

Enterprise value

$124.34M
OPOF enterprise value is $124.34 million

Enterprise value Sector rank

27.32%
OPOF enterprise value is higher than 27.32% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

3.26
OPOF EV/EBITDA is 3.26

EV/EBITDA Sector rank

44.88%
OPOF EV/EBITDA is higher than 44.88% of companies in Financial Services sector

Financial Health

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Liquidity

Current ratio

90.28
OPOF annual current ratio is 90.28

Quick ratio

-
OPOF annual quick ratio value is unknown

Leverage

Debt to equity

0.61
OPOF annual debt to equity ratio is 0.61

Interest coverage ratio

-
OPOF annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
OPOF piotroski f-score value is unknown

Altman Z-Score

0.59
OPOF altman z-score is 0.59

Analyst ratings

Recent major analysts updates

No data about analysts updates

Institutional Ownership

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  • What is the ticker symbol for Old Point Financial?
  • Does Old Point Financial pay dividends?
  • What sector is Old Point Financial in?
  • What industry is Old Point Financial in?
  • What country is Old Point Financial based in?
  • When did Old Point Financial go public?
  • Is Old Point Financial in the S&P 500?
  • Is Old Point Financial in the NASDAQ 100?
  • Is Old Point Financial in the Dow Jones?
  • When was Old Point Financial's last earnings report?
  • When does Old Point Financial report earnings?

What is the ticker symbol for Old Point Financial?

The ticker symbol for Old Point Financial is NASDAQ:OPOF

Does Old Point Financial pay dividends?

Yes, Old Point Financial pays dividends. The last payment was $0.14, with an ex-dividend date on March 5, 2025

What sector is Old Point Financial in?

Old Point Financial is in the Financial Services sector

What industry is Old Point Financial in?

Old Point Financial is in the Banks - Regional industry

What country is Old Point Financial based in?

Old Point Financial is headquartered in United States

When did Old Point Financial go public?

Old Point Financial's initial public offering (IPO) was on January 11, 1999

Is Old Point Financial in the S&P 500?

No, Old Point Financial is not included in the S&P 500 index

Is Old Point Financial in the NASDAQ 100?

No, Old Point Financial is not included in the NASDAQ 100 index

Is Old Point Financial in the Dow Jones?

No, Old Point Financial is not included in the Dow Jones index

When was Old Point Financial's last earnings report?

Old Point Financial's most recent earnings report was on Jan 30, 2025

When does Old Point Financial report earnings?

The next expected earnings date for Old Point Financial is Apr 30, 2025
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