OPFI logo

OppFi (OPFI)

Profile

Full Name

OppFi Inc.

Ticker Symbol

OPFI

Exchange

NYSE

Sector

Financial Services

Industry

Credit Services

Country

United States

IPO

November 20, 2020

Indexes

Not included

Website

http://www.oppfi.com

Employees

445

Key Details

Price

$8.47(+1.68%)

Market cap

$205.20M(Small cap)

Last Dividend

$0.25

TTM Dividend yield

2.95%

Annual revenue

$525.96M(+3.34% YoY)

Annual EPS

$0.36(+700.00% YoY)

PE ratio

40.33

Next earnings date

May 7, 2025

Next ex-dividend date

N/A

Next split date

N/A

Price

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Current Price

$8.47
OPFI price is $8.47

30-Day Relative Volume

0.55
OPFI 30-day relative volume is 0.55

Price Performance

Price Most recent change

+1.68%
OPFI price was up +1.68% on Apr 11, 2025

Price YTD change

+10.57%
OPFI price is up +10.57% since January 1st

Price 1-year change

+157.45%
OPFI price is up +157.45% year-on-year

Price 3-year change

+153.59%
OPFI price is up +153.59% over the past 3 years

Price Range

Price All-time high

$17.73
OPFI price is currently -52.22% below its historical high of $17.73

Price 3-year low

$1.70
OPFI price is currently +398.24% above its 3-year low

Capitalization

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Market cap

Market cap

$205.20M
OPFI market capitalization is $205.20 million

Market cap 3-year change

+360.23%
OPFI market capitalization is up +360.23% over the past 3 years

Market cap All-time high

$374.61M
OPFI market capitalization is currently -45.22% below its historical high of $374.61 million

Market cap sector rank

34.68%
OPFI market capitalization is higher than 34.68% of companies in Financial Services sector

Shares Outstanding

Shares Outstanding 1-Year Change

+25.45%
OPFI shares outstanding is up +25.45% year-on-year

Shares Outstanding 3-Year Change

+81.49%
OPFI shares outstanding is up +81.49% over the past 3 years

Technical Indicators

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Beta

-
OPFI beta value is unknown

200-day SMA

$7.13
OPFI price is currently +18.78% above its 200-day simple moving average

50-day SMA

$10.81
OPFI price is currently -21.62% below its 50-day simple moving average

RSI

-
OPFI 14-day relative strength index value is unknown

Volume

0.55
OPFI 30-day relative volume is 0.55

ATR

-
OPFI average true range value is unknown

10-day Historical Volatility

-
OPFI 10-day historical volatility value is unknown

Dividend

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Events

Last Paid Dividend

$0.25
OPFI last dividend was $0.25 per share, with an ex-dividend date of April 8, 2025

Next Dividend

-
OPFI next dividend has not yet been announced

Dividend per share

Dividend per share

$0.12
OPFI annual dividend per share is $0.12

Dividend per share Sector Rank

2.75%
OPFI annual dividend per share is higher than 2.75% of companies in Financial Services sector

Dividend per share 1-Year Change

-
OPFI annual dividend per share 1-year change is unknown

Dividend per share 3-Year Change

-
OPFI annual dividend per share 3-year change is unknown

Dividend yield

Dividend yield

1.42%
OPFI annual dividend yield is 1.42%

Dividend yield Sector Rank

9.83%
OPFI annual dividend yield is higher than 9.83% of companies in Financial Services sector

Other

Payout ratio

616.77%
OPFI annual payout ratio is 616.77%

Dividends paid

$44.77M
OPFI annual dividends paid is $44.77 million

Free cash flow

$310.80M
OPFI annual free cash flow is $310.80 million

Income Statement

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Revenue

Revenue

$525.96M
OPFI annual revenue is $525.96 million

Revenue Analysts estimate

$576.59M
OPFI annual revenue is currently -8.78% lower than the consensus analysts' forecast

Revenue 1-year change

+3.34%
OPFI annual revenue is up +3.34% year-on-year

Revenue Sector rank

69.5%
OPFI annual revenue is higher than 69.5% of companies in Financial Services sector

EPS

EPS

$0.36
OPFI annual earnings per share is $0.36

EPS Analysts estimate

$1.07
OPFI annual earnings per share is currently -66.36% lower than the consensus analysts' forecast

EPS 1-year change

+700%
OPFI annual earnings per share is up +700% year-on-year

EPS Sector rank

31.84%
OPFI annual earnings per share is higher than 31.84% of companies in Financial Services sector

Profit

Gross profit

$481.25M
OPFI annual gross profit is $481.25 million

Gross margin

91.50%
OPFI annual gross profit margin is 91.50%

Operating profit

$298.98M
OPFI annual operating income is $298.98 million

Operating margin

56.84%
OPFI annual operating profit margin is 56.84%

Net income

$7.26M
OPFI annual net profit is $7.26 million

Net margin

1.38%
OPFI annual net profit margin is 1.38%

Expenses

Total expenses

$226.98M
OPFI annual total expenses is $226.98 million

Operating expenses

$182.28M
OPFI annual total operating expenses is $182.28 million

Cost of goods sold

$44.71M
OPFI annual cost of goods sold is $44.71 million

Selling, general & administrative expenses

$99.57M
OPFI annual SGA is $99.57 million

Depreciation and amortization

$9.62M
OPFI annual depreciation & amortization is $9.62 million

Interest expense

-
OPFI annual interest expense value is unknown

Income tax

$4.21M
OPFI annual income tax is $4.21 million

EBIT & EBITDA

EBIT

$298.98M
OPFI annual earnings before interest & taxes is $298.98 million

EBITDA

$298.98M
OPFI annual EBITDA is $298.98 million

Balance Sheet

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Assets

Total assets

$641.17M
OPFI annual total assets is $641.17 million

Non current assets

$77.15M
OPFI annual long term assets is $77.15 million

Current assets

$564.02M
OPFI annual total current assets is $564.02 million

Cash and cash equivalents

$61.34M
OPFI annual cash & cash equivalents is $61.34 million

Accounts receivable

-
OPFI annual accounts receivable value is unknown

Inventory

-
OPFI annual inventory value is unknown

Liabilities

Total liabilities

$406.96M
OPFI annual total liabilities is $406.96 million

Long term liabilities

$347.16M
OPFI annual total long term liabilities is $347.16 million

Current liabilities

$59.80M
OPFI annual total current liabilities is $59.80 million

Accounts payable

$879.00K
OPFI annual accounts payable is $879.00 thousand

Debt

Total debt

$332.05M
OPFI annual total debt is $332.05 million

Total debt 1-year change

-4.9%
OPFI annual total debt is down -4.9% year-on-year

Long term debt

$332.05M
OPFI annual long term debt is $332.05 million

Short term debt

-
OPFI annual short term debt value is unknown

Equity & Capital

Shareholders equity

$32.77M
OPFI annual stockholders equity is $32.77 million

Book value

$32.77M
OPFI annual book value is $32.77 million

Retained earnings

-$55.13M
OPFI annual retained earnings is -$55.13 million

Working capital

$504.22M
OPFI annual working capital is $504.22 million

Cash Flow Statement

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Cashflow Activities

Cash from operations

$323.81M
OPFI annual cash flow from operations is $323.81 million

Cash from operations 1-year change

+9.34%
OPFI annual cash flow from operations is up +9.34% year-on-year

Cash from investing

-$243.44M
OPFI annual cash flow from investing activities is -$243.44 million

Cash from investing 1-year change

+0.35%
OPFI annual cash flow from investing activities is up +0.35% year-on-year

Cash from financing

-$66.02M
OPFI annual cash flow from financing activities is -$66.02 million

Cash from financing 1-year change

-139.36%
OPFI annual cash flow from financing activities is down -139.36% year-on-year

CAPEX

CAPEX

$13.01M
OPFI annual capital expenditures is $13.01 million

CAPEX 1-year change

+44.7%
OPFI annual capital expenditures is up +44.7% year-on-year

Free Cash Flow

Free cash flow

$310.80M
OPFI annual free cash flow is $310.80 million

Free cash flow 1-year change

+8.23%
OPFI annual free cash flow is up +8.23% year-on-year

Profitability Ratios

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Margins

Gross margin

91.50%
OPFI annual gross profit margin is 91.50%

Operating margin

56.84%
OPFI annual operating profit margin is 56.84%

Net margin

1.38%
OPFI annual net profit margin is 1.38%

ROA & ROE

ROA

1.17%
OPFI annual return on assets is 1.17%

ROE

3.39%
OPFI annual return on equity is 3.39%

Valuation

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

PE Ratio

PE ratio

40.33
OPFI price to earnings ratio is 40.33

PE ratio Sector rank

88.61%
OPFI price to earnings ratio is higher than 88.61% of companies in Financial Services sector

PB Ratio

PB ratio

6.26
OPFI price to book ratio is 6.26

PB ratio Sector rank

93.09%
OPFI price to book ratio is higher than 93.09% of companies in Financial Services sector

PS Ratio

PS ratio

0.39
OPFI price to sales ratio is 0.39

PS ratio Sector rank

6.01%
OPFI price to sales ratio is higher than 6.01% of companies in Financial Services sector

Enterprise value

Enterprise value

$475.91M
OPFI enterprise value is $475.91 million

Enterprise value Sector rank

45.53%
OPFI enterprise value is higher than 45.53% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

1.55
OPFI EV/EBITDA is 1.55

EV/EBITDA Sector rank

29.92%
OPFI EV/EBITDA is higher than 29.92% of companies in Financial Services sector

Financial Health

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Liquidity

Current ratio

9.43
OPFI annual current ratio is 9.43

Quick ratio

-
OPFI annual quick ratio value is unknown

Leverage

Debt to equity

9.73
OPFI annual debt to equity ratio is 9.73

Interest coverage ratio

-
OPFI annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

7
OPFI piotroski f-score is 7

Altman Z-Score

3.48
OPFI altman z-score is 3.48

Analyst ratings

Recent major analysts updates

Dec 13, 24 Northland Capital Markets
Outperform
Nov 8, 24 Northland Capital Markets
Outperform
Apr 17, 24 JMP Securities
Market Outperform
Jan 12, 24 JMP Securities
Market Outperform
Nov 10, 23 JMP Securities
Market Outperform
Aug 11, 23 Needham
Buy
May 12, 23 Needham
Buy
Mar 28, 23 JMP Securities
Market Outperform
Mar 24, 23 Needham
Buy
Mar 24, 23 DA Davidson
Neutral

Institutional Ownership

Similar stocks

MVBF logo
MVB Financial (MVBF)
JMSB logo
John Marshall Bancorp (JMSB)
NWFL logo
Norwood Financial (NWFL)
PKBK logo
Parke Bancorp (PKBK)
JRVR logo
James River Group Holdings (JRVR)
FB Bancorp (FBLA)
FFNW logo
First Financial Northwest (FFNW)
OVLY logo
Oak Valley Bancorp (OVLY)
WHF logo
WhiteHorse Finance (WHF)
  • What is the ticker symbol for OppFi?
  • Does OppFi pay dividends?
  • What sector is OppFi in?
  • What industry is OppFi in?
  • What country is OppFi based in?
  • When did OppFi go public?
  • Is OppFi in the S&P 500?
  • Is OppFi in the NASDAQ 100?
  • Is OppFi in the Dow Jones?
  • When was OppFi's last earnings report?
  • When does OppFi report earnings?
  • Should I buy OppFi stock now?

What is the ticker symbol for OppFi?

The ticker symbol for OppFi is NYSE:OPFI

Does OppFi pay dividends?

Yes, OppFi pays dividends. The last payment was $0.25, with an ex-dividend date on April 8, 2025

What sector is OppFi in?

OppFi is in the Financial Services sector

What industry is OppFi in?

OppFi is in the Credit Services industry

What country is OppFi based in?

OppFi is headquartered in United States

When did OppFi go public?

OppFi's initial public offering (IPO) was on November 20, 2020

Is OppFi in the S&P 500?

No, OppFi is not included in the S&P 500 index

Is OppFi in the NASDAQ 100?

No, OppFi is not included in the NASDAQ 100 index

Is OppFi in the Dow Jones?

No, OppFi is not included in the Dow Jones index

When was OppFi's last earnings report?

OppFi's most recent earnings report was on Mar 5, 2025

When does OppFi report earnings?

The next expected earnings date for OppFi is May 7, 2025

Should I buy OppFi stock now?

As of today, analysts generally recommend a 'Buy' rating. However, it's important to do your own research and consider your financial situation before making any investment decisions
On this page