What is the current annual operating margin of MTB?

As of today, MTB annual operating margin is 27.91%

What is 1-year change in MTB annual operating margin?

MTB annual operating margin is up +16.19% year-over-year

What is 3-year change in MTB annual operating margin?

MTB annual operating margin is down -3.63% over the past 3 years

How far is MTB annual operating margin from its all-time high?

MTB annual operating margin is currently -30.05% below its historical high of 39.90% set on December 31, 2018

How does MTB annual operating margin rank versus sector peers?

MTB annual operating margin is higher than 70.55% of companies in Financial Services sector

When is MTB next annual earnings release?

The next annual earnings release for MTB is on January 19, 2027

What is the current quarterly operating margin of MTB?

As of today, MTB quarterly operating margin is 29.56%

What is MTB quarterly operating margin most recent change?

MTB quarterly operating margin was down -5.01% on September 30, 2026

What is 1-year change in MTB quarterly operating margin?

MTB quarterly operating margin is up +0.37% year-over-year

How far is MTB quarterly operating margin from its all-time high?

MTB quarterly operating margin is currently -69.79% below its historical high of 97.84% set on December 31, 2000

How does MTB quarterly operating margin rank versus sector peers?

MTB quarterly operating margin is higher than 66.04% of companies in Financial Services sector

When is MTB next earnings release?

The next earnings release for MTB is on January 19, 2027

MTB Operating Margin History & Chart Since 1980

Annual Operating Margin

27.91%3.89%+16.19%

December 31, 2025

Summary

Current Value: As of today, MTB annual operating margin is 27.91%, up +16.19% on December 31, 2025
Historical Performance: MTB annual operating margin is down -3.63% over the past 3 years, up +4.14% over the past 5 years
All-Time High Comparison: MTB annual operating margin is currently -30.05% below its historical high of 39.90% set on December 31, 2018
3-Year Low Comparison: MTB annual operating margin is +16.19% above its 3-year low of 24.02% reached on December 31, 2024
Sector Comparison: MTB annual operating margin is higher than 70.55% of companies in Financial Services sector

Operating Margin Chart

beforeafter

Performance

MTB Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Operating Margin	Dec 31, 25	27.91%	+16.2%	-3.6%	+4.1%	-11.1%
Quarterly Operating Margin	Sep 30, 26	29.56%	+0.4%	+8.3%	-30.6%	+2.3%
Price	Nov 3, 26	$222.07	+22.8%	+81.2%	+44.0%	+208.0%
PE Ratio	Nov 3, 26	11.59	+4.0%	+63.9%	+4.9%	+11.0%
Annual Revenue	Dec 31, 25	$13.18B	-1.7%	+56.3%	+116.0%	+243.1%
Annual Operating Profit	Dec 31, 25	$3.69B	+14.7%	+51.2%	+125.8%	+206.2%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Net Margin	Dec 31, 25	21.55%	+11.8%	-8.6%	-2.4%	+13.9%

Operating Margin Highs

MTB Annual Operating Margin Highs Comparison
Period	High	Date	Current
3Y	28.96%	N/A	-3.6%
5Y	39.03%	Dec 31, 21	-28.5%
All	39.90%	Dec 31, 18	-30.1%

Operating Margin Lows

MTB Annual Operating Margin Lows Comparison
Period	Low	Date	Current
3Y	24.02%	Dec 31, 24	+16.2%
5Y	24.02%	Dec 31, 24	+16.2%
All	1.07%	Dec 1, 83	+2508.4%

Operating Margin History

Year	Value	Change
2025	27.91%	+16.2%
2024	24.02%	-4.9%
2023	25.27%	-12.7%
2022	28.96%	-25.8%
2021	39.03%	+45.6%
2020	26.80%	-25.1%
2019	35.80%	-10.3%
2018	39.90%	+6.0%
2017	37.64%	+4.7%
2016	35.96%	+11.9%
2015	32.13%	-5.9%
2014	34.16%	-6.5%
2013	36.55%	+1.7%
2012	35.94%	+11.4%
2011	32.25%	+2.7%
2010	31.39%	+57.7%
2009	19.91%	-9.8%
2008	22.08%	-10.6%
2007	24.70%	-13.8%
2006	28.65%	-10.0%
2005	31.82%	-3.3%
2004	32.90%	+6.8%
2003	30.80%	-3.2%

Year	Value	Change
2002	31.82%	+38.6%
2001	22.95%	+7.8%
2000	21.28%	-11.4%
1999	24.02%	+12.3%
1998	21.38%	-4.7%
1997	22.43%	+5.2%
1996	21.32%	+3.9%
1995	20.52%	-8.1%
1994	22.33%	+9.5%
1993	20.39%	+11.5%
1992	18.29%	+35.6%
1991	13.49%	+13.6%
1990	11.88%	-1.8%
1989	12.10%	-1.4%
1988	12.27%	-11.0%
1987	13.78%	+11.9%
1986	12.32%	+19.6%
1985	10.30%	+19.8%
1984	8.60%	+703.7%
1983	1.07%	-82.7%
1982	6.19%	+36.6%
1981	4.53%	-19.7%
1980	5.64%	-

FAQ

What is the current annual operating margin of MTB?: As of today, MTB annual operating margin is 27.91%
What is 1-year change in MTB annual operating margin?: MTB annual operating margin is up +16.19% year-over-year
What is 3-year change in MTB annual operating margin?: MTB annual operating margin is down -3.63% over the past 3 years
How far is MTB annual operating margin from its all-time high?: MTB annual operating margin is currently -30.05% below its historical high of 39.90% set on December 31, 2018
How does MTB annual operating margin rank versus sector peers?: MTB annual operating margin is higher than 70.55% of companies in Financial Services sector
When is MTB next annual earnings release?: The next annual earnings release for MTB is on January 19, 2027

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Quarterly Operating Margin

29.56%1.56%-5.01%

September 30, 2026

Summary

Current Value: As of today, MTB quarterly operating margin is 29.56%, down -5.01% on September 30, 2026
Historical Performance: MTB quarterly operating margin is up +0.37% year-over-year, up +8.32% over the past 3 years
All-Time High Comparison: MTB quarterly operating margin is currently -69.79% below its historical high of 97.84% set on December 31, 2000
3-Year Low Comparison: MTB quarterly operating margin is +48.02% above its 3-year low of 19.97% reached on March 31, 2024
Sector Comparison: MTB quarterly operating margin is higher than 66.04% of companies in Financial Services sector

Performance

MTB Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Operating Margin	Sep 30, 26	29.56%	-5.0%	+0.4%	+8.3%	-30.6%
Annual Operating Margin	Dec 31, 25	27.91%	–	+16.2%	-3.6%	+4.1%
Price	Nov 3, 26	$222.07	-12.3%	+22.8%	+81.2%	+44.0%
PE Ratio	Nov 3, 26	11.59	-13.3%	+4.0%	+63.9%	+4.9%
Quarterly Revenue	Sep 30, 26	$3.41B	+2.3%	-0.1%	+7.5%	+120.9%
Quarterly Operating Profit	Sep 30, 26	$1.01B	-2.9%	+0.3%	+16.4%	+53.4%
Quarterly Gross Margin	Sep 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Net Margin	Sep 30, 26	22.73%	-7.1%	-1.8%	+4.7%	-28.8%

Quarterly Operating Margin Highs

MTB Quarterly Operating Margin Highs Comparison
Period	High	Date	Current
1Y	31.12%	Jun 30, 26	-5.0%
3Y	31.12%	Jun 30, 26	-5.0%
5Y	42.56%	N/A	-30.6%
All	97.84%	Dec 31, 00	-69.8%

Quarterly Operating Margin Lows

MTB Quarterly Operating Margin Lows Comparison
Period	Low	Date	Current
1Y	26.00%	Mar 31, 26	+13.7%
3Y	19.97%	Mar 31, 24	+48.0%
5Y	13.58%	Jun 30, 22	+117.7%
All	8.66%	Sep 30, 08	+241.3%

Quarterly Operating Margin History

Month	Value	Change
Sep 2026	29.56%	-5.0%
Jun 2026	31.12%	+19.7%
Mar 2026	26.00%	-8.9%
Dec 2025	28.53%	-3.1%
Sep 2025	29.45%	+3.0%
Jun 2025	28.60%	+22.5%
Mar 2025	23.35%	-11.1%
Dec 2024	26.28%	-2.0%
Sep 2024	26.81%	+5.8%
Jun 2024	25.35%	+26.9%
Mar 2024	19.97%	-8.6%
Dec 2023	21.84%	-20.0%
Sep 2023	27.29%	-21.8%
Jun 2023	34.92%	+9.2%
Mar 2023	31.97%	-12.9%
Dec 2022	36.70%	-0.8%
Sep 2022	37.01%	+172.5%
Jun 2022	13.58%	-57.7%
Mar 2022	32.07%	+82.8%
Dec 2021	17.54%	-58.8%
Sep 2021	42.56%	+1.7%
Jun 2021	41.86%	+6.5%
Mar 2021	39.29%	-25.4%
Dec 2020	52.67%	+58.7%
Sep 2020	33.18%	+56.7%
Jun 2020	21.17%	+2.6%
Mar 2020	20.63%	-47.8%
Dec 2019	39.55%	+8.2%
Sep 2019	36.54%	+1.2%
Jun 2019	36.11%	+1.6%
Mar 2019	35.53%	-27.4%
Dec 2018	48.95%	+14.1%
Sep 2018	42.89%	+3.2%
Jun 2018	41.55%	+44.2%
Mar 2018	28.82%	-34.2%
Dec 2017	43.79%	+13.4%
Sep 2017	38.60%	-4.1%
Jun 2017	40.25%	+11.4%
Mar 2017	36.13%	+4.5%
Dec 2016	34.56%	-11.0%
Sep 2016	38.85%	-0.1%
Jun 2016	38.87%	+10.0%
Mar 2016	35.35%	+18.0%
Dec 2015	29.97%	-16.2%
Sep 2015	35.77%	+5.9%
Jun 2015	33.78%	+3.2%
Mar 2015	32.72%	-9.2%
Dec 2014	36.03%	+0.9%
Sep 2014	35.70%	-2.8%
Jun 2014	36.72%	+16.8%
Mar 2014	31.45%	+22.7%
Dec 2013	25.64%	-31.2%
Sep 2013	37.25%	-14.8%
Jun 2013	43.73%	+13.8%
Mar 2013	38.43%	+4.3%
Dec 2012	36.86%	-9.1%
Sep 2012	40.57%	+17.8%
Jun 2012	34.43%	+15.8%

Month	Value	Change
Mar 2012	29.73%	+56.9%
Dec 2011	18.95%	-34.4%
Sep 2011	28.89%	-28.2%
Jun 2011	40.23%	+20.7%
Mar 2011	33.33%	+7.1%
Dec 2010	31.13%	-3.7%
Sep 2010	32.34%	-1.3%
Jun 2010	32.77%	+22.2%
Mar 2010	26.82%	+8.5%
Dec 2009	24.72%	+3.8%
Sep 2009	23.82%	+50.2%
Jun 2009	15.86%	+18.8%
Mar 2009	13.35%	-1.9%
Dec 2008	13.61%	+57.2%
Sep 2008	8.66%	-62.1%
Jun 2008	22.87%	-8.1%
Mar 2008	24.88%	+144.6%
Dec 2007	10.17%	-61.7%
Sep 2007	26.56%	-2.5%
Jun 2007	27.25%	+14.6%
Mar 2007	23.77%	-13.9%
Dec 2006	27.61%	+2.0%
Sep 2006	27.08%	-7.6%
Jun 2006	29.31%	+0.7%
Mar 2006	29.12%	-4.7%
Dec 2005	30.56%	+1.5%
Sep 2005	30.10%	-3.9%
Jun 2005	31.31%	-4.1%
Mar 2005	32.66%	-4.6%
Dec 2004	34.24%	+8.9%
Sep 2004	31.44%	-10.6%
Jun 2004	35.18%	+14.7%
Mar 2004	30.67%	-3.3%
Dec 2003	31.71%	+8.9%
Sep 2003	29.13%	+2.6%
Jun 2003	28.39%	-7.0%
Mar 2003	30.53%	-2.2%
Dec 2002	31.23%	+6.6%
Sep 2002	29.29%	-4.9%
Jun 2002	30.80%	+1.2%
Mar 2002	30.42%	-58.9%
Dec 2001	74.06%	+216.5%
Sep 2001	23.40%	+4.0%
Jun 2001	22.51%	+32.8%
Mar 2001	16.95%	-82.7%
Dec 2000	97.84%	+321.0%
Sep 2000	23.24%	-1.1%
Jun 2000	23.51%	+2.9%
Mar 2000	22.84%	-3.5%
Dec 1999	23.68%	-1.6%
Sep 1999	24.06%	+1.7%
Jun 1999	23.66%	-4.2%
Mar 1999	24.71%	-9.2%
Dec 1998	27.20%	+27.9%
Sep 1998	21.27%	+21.0%
Jun 1998	17.58%	-8.0%
Mar 1998	19.10%	-

FAQ

What is the current quarterly operating margin of MTB?: As of today, MTB quarterly operating margin is 29.56%
What is MTB quarterly operating margin most recent change?: MTB quarterly operating margin was down -5.01% on September 30, 2026
What is 1-year change in MTB quarterly operating margin?: MTB quarterly operating margin is up +0.37% year-over-year
How far is MTB quarterly operating margin from its all-time high?: MTB quarterly operating margin is currently -69.79% below its historical high of 97.84% set on December 31, 2000
How does MTB quarterly operating margin rank versus sector peers?: MTB quarterly operating margin is higher than 66.04% of companies in Financial Services sector
When is MTB next earnings release?: The next earnings release for MTB is on January 19, 2027

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Data Sources & References

MTB Official Website www.mtb.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/36270/000003627026000004/0000036270-26-000004-index.htm
MTB Profile on Yahoo Finance finance.yahoo.com/quote/MTB
MTB Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/mtb