What is the current annual net margin of MTB?

As of today, MTB annual net margin is 21.55%

What is 1-year change in MTB annual net margin?

MTB annual net margin is up +11.83% year-over-year

What is 3-year change in MTB annual net margin?

MTB annual net margin is down -8.61% over the past 3 years

How far is MTB annual net margin from its all-time high?

MTB annual net margin is currently -30.37% below its historical high of 30.95% set on December 31, 2021

How does MTB annual net margin rank versus sector peers?

MTB annual net margin is higher than 73.08% of companies in Financial Services sector

When is MTB next annual earnings release?

The next annual earnings release for MTB is on January 19, 2027

What is the current quarterly net margin of MTB?

As of today, MTB quarterly net margin is 22.73%

What is MTB quarterly net margin most recent change?

MTB quarterly net margin was down -7.11% on September 30, 2026

What is 1-year change in MTB quarterly net margin?

MTB quarterly net margin is down -1.81% year-over-year

How far is MTB quarterly net margin from its all-time high?

MTB quarterly net margin is currently -29.76% below its historical high of 32.36% set on December 31, 2020

How does MTB quarterly net margin rank versus sector peers?

MTB quarterly net margin is higher than 69.82% of companies in Financial Services sector

When is MTB next earnings release?

The next earnings release for MTB is on January 19, 2027

MTB Net Margin History & Chart Since 1980

Annual Net Margin

21.55%2.28%+11.83%

December 31, 2025

Summary

Current Value: As of today, MTB annual net margin is 21.55%, up +11.83% on December 31, 2025
Historical Performance: MTB annual net margin is down -8.61% over the past 3 years, down -2.40% over the past 5 years
All-Time High Comparison: MTB annual net margin is currently -30.37% below its historical high of 30.95% set on December 31, 2021
3-Year Low Comparison: MTB annual net margin is +11.83% above its 3-year low of 19.27% reached on December 31, 2024
Sector Comparison: MTB annual net margin is higher than 73.08% of companies in Financial Services sector

Net Margin Chart

beforeafter

Performance

MTB Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 25	21.55%	+11.8%	-8.6%	-2.4%	+13.9%
Quarterly Net Margin	Sep 30, 26	22.73%	-1.8%	+4.7%	-28.8%	+34.0%
Price	Nov 2, 26	$224.43	+22.8%	+83.1%	+40.9%	+206.9%
PE Ratio	Nov 2, 26	11.71	+4.0%	+65.6%	+2.5%	+10.6%
Annual Revenue	Dec 31, 25	$13.18B	-1.7%	+56.3%	+116.0%	+243.1%
Annual Net Income	Dec 31, 25	$2.85B	+10.1%	+43.1%	+111.2%	+291.6%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Dec 31, 25	27.91%	+16.2%	-3.6%	+4.1%	-11.1%

Net Margin Highs

MTB Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	23.58%	N/A	-8.6%
5Y	30.95%	Dec 31, 21	-30.4%
All	30.95%	Dec 31, 21	-30.4%

Net Margin Lows

MTB Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	19.27%	Dec 31, 24	+11.8%
5Y	19.27%	Dec 31, 24	+11.8%
All	2.33%	Dec 1, 83	+824.9%

Net Margin History

Year	Value	Change
2025	21.55%	+11.8%
2024	19.27%	-13.7%
2023	22.34%	-5.3%
2022	23.58%	-23.8%
2021	30.95%	+40.2%
2020	22.08%	-21.5%
2019	28.13%	-5.4%
2018	29.75%	+27.6%
2017	23.32%	+0.9%
2016	23.11%	+6.4%
2015	21.73%	-3.3%
2014	22.46%	-4.1%
2013	23.41%	+4.7%
2012	22.35%	+11.9%
2011	19.97%	+5.5%
2010	18.92%	+95.3%
2009	9.69%	-23.9%
2008	12.74%	-11.7%
2007	14.43%	-26.1%
2006	19.52%	-8.2%
2005	21.26%	-4.6%
2004	22.29%	+14.8%
2003	19.41%	-5.8%

Year	Value	Change
2002	20.61%	+40.6%
2001	14.66%	+7.5%
2000	13.64%	-9.5%
1999	15.08%	+17.6%
1998	12.82%	-8.5%
1997	14.01%	+8.3%
1996	12.94%	+6.4%
1995	12.16%	-9.7%
1994	13.47%	+12.4%
1993	11.98%	+8.8%
1992	11.01%	+39.4%
1991	7.90%	+4.4%
1990	7.57%	-6.4%
1989	8.09%	-2.1%
1988	8.26%	-4.0%
1987	8.60%	-11.0%
1986	9.66%	+15.1%
1985	8.39%	+27.3%
1984	6.59%	+182.8%
1983	2.33%	-50.8%
1982	4.74%	+9.2%
1981	4.34%	-14.2%
1980	5.06%	-

FAQ

What is the current annual net margin of MTB?: As of today, MTB annual net margin is 21.55%
What is 1-year change in MTB annual net margin?: MTB annual net margin is up +11.83% year-over-year
What is 3-year change in MTB annual net margin?: MTB annual net margin is down -8.61% over the past 3 years
How far is MTB annual net margin from its all-time high?: MTB annual net margin is currently -30.37% below its historical high of 30.95% set on December 31, 2021
How does MTB annual net margin rank versus sector peers?: MTB annual net margin is higher than 73.08% of companies in Financial Services sector
When is MTB next annual earnings release?: The next annual earnings release for MTB is on January 19, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Quarterly Net Margin

22.73%1.74%-7.11%

September 30, 2026

Summary

Current Value: As of today, MTB quarterly net margin is 22.73%, down -7.11% on September 30, 2026
Historical Performance: MTB quarterly net margin is down -1.81% year-over-year, up +4.70% over the past 3 years
All-Time High Comparison: MTB quarterly net margin is currently -29.76% below its historical high of 32.36% set on December 31, 2020
3-Year Low Comparison: MTB quarterly net margin is +53.06% above its 3-year low of 14.85% reached on December 31, 2023
Sector Comparison: MTB quarterly net margin is higher than 69.82% of companies in Financial Services sector

Performance

MTB Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Sep 30, 26	22.73%	-7.1%	-1.8%	+4.7%	-28.8%
Annual Net Margin	Dec 31, 25	21.55%	–	+11.8%	-8.6%	-2.4%
Price	Nov 2, 26	$224.43	-10.0%	+22.8%	+83.1%	+40.9%
PE Ratio	Nov 2, 26	11.71	-11.1%	+4.0%	+65.6%	+2.5%
Quarterly Revenue	Sep 30, 26	$3.41B	+2.3%	-0.1%	+7.5%	+120.9%
Quarterly Net Income	Sep 30, 26	$775.00M	-5.0%	-1.9%	+12.5%	+57.2%
Quarterly Gross Margin	Sep 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Sep 30, 26	29.56%	-5.0%	+0.4%	+8.3%	-30.6%

Quarterly Net Margin Highs

MTB Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	24.47%	Jun 30, 26	-7.1%
3Y	24.47%	Jun 30, 26	-7.1%
5Y	31.93%	N/A	-28.8%
All	32.36%	Dec 31, 20	-29.8%

Quarterly Net Margin Lows

MTB Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	20.77%	Mar 31, 26	+9.4%
3Y	14.85%	Dec 31, 23	+53.1%
5Y	10.62%	Jun 30, 22	+114.0%
All	4.76%	Dec 31, 89	+377.5%

Quarterly Net Margin History

Month	Value	Change
Sep 2026	22.73%	-7.1%
Jun 2026	24.47%	+17.8%
Mar 2026	20.77%	-9.3%
Dec 2025	22.90%	-1.1%
Sep 2025	23.15%	+7.0%
Jun 2025	21.63%	+16.7%
Mar 2025	18.54%	-8.1%
Dec 2024	20.17%	-5.1%
Sep 2024	21.26%	+9.8%
Jun 2024	19.36%	+21.5%
Mar 2024	15.94%	+7.3%
Dec 2023	14.85%	-31.6%
Sep 2023	21.71%	-16.7%
Jun 2023	26.06%	+7.8%
Mar 2023	24.18%	-12.8%
Dec 2022	27.74%	+3.3%
Sep 2022	26.85%	+152.8%
Jun 2022	10.62%	-56.4%
Mar 2022	24.38%	-23.5%
Dec 2021	31.87%	-0.2%
Sep 2021	31.93%	+1.3%
Jun 2021	31.51%	+6.8%
Mar 2021	29.51%	-8.8%
Dec 2020	32.36%	+28.2%
Sep 2020	25.24%	+55.1%
Jun 2020	16.27%	-3.7%
Mar 2020	16.90%	-43.2%
Dec 2019	29.74%	+8.2%
Sep 2019	27.48%	+1.1%
Jun 2019	27.17%	-4.9%
Mar 2019	28.56%	-11.2%
Dec 2018	32.15%	-0.4%
Sep 2018	32.29%	+3.7%
Jun 2018	31.14%	+33.9%
Mar 2018	23.25%	+20.7%
Dec 2017	19.27%	-18.1%
Sep 2017	23.53%	-8.1%
Jun 2017	25.61%	+6.3%
Mar 2017	24.09%	+7.7%
Dec 2016	22.36%	-7.1%
Sep 2016	24.06%	+1.1%
Jun 2016	23.80%	+10.4%
Mar 2016	21.55%	+10.5%
Dec 2015	19.51%	-16.6%
Sep 2015	23.40%	+0.5%
Jun 2015	23.29%	+13.0%
Mar 2015	20.61%	-8.9%
Dec 2014	22.62%	-0.2%
Sep 2014	22.67%	-5.1%
Jun 2014	23.90%	+20.4%
Mar 2014	19.85%	+18.1%
Dec 2013	16.81%	-30.5%
Sep 2013	24.20%	-13.0%
Jun 2013	27.83%	+16.1%
Mar 2013	23.98%	+3.8%
Dec 2012	23.10%	-10.0%
Sep 2012	25.66%	+23.5%
Jun 2012	20.78%	+12.4%
Mar 2012	18.48%	+39.6%
Dec 2011	13.24%	-21.9%
Sep 2011	16.96%	-40.1%
Jun 2011	28.31%	+40.2%
Mar 2011	20.19%	+9.8%
Dec 2010	18.38%	-9.2%
Sep 2010	20.25%	+2.3%
Jun 2010	19.80%	+24.9%
Mar 2010	15.85%	+19.4%
Dec 2009	13.27%	+7.4%
Sep 2009	12.35%	+136.1%
Jun 2009	5.23%	-25.9%
Mar 2009	7.06%	-29.8%
Dec 2008	10.06%	+2.8%
Sep 2008	9.79%	-32.9%
Jun 2008	14.59%	-14.1%
Mar 2008	16.99%	+177.2%

Month	Value	Change
Dec 2007	6.13%	-64.4%
Sep 2007	17.21%	-7.3%
Jun 2007	18.57%	+15.8%
Mar 2007	16.03%	-15.3%
Dec 2006	18.92%	+1.3%
Sep 2006	18.67%	-5.5%
Jun 2006	19.76%	+0.3%
Mar 2006	19.70%	-3.7%
Dec 2005	20.46%	+0.4%
Sep 2005	20.37%	-5.3%
Jun 2005	21.51%	-0.8%
Mar 2005	21.69%	-4.5%
Dec 2004	22.71%	+0.8%
Sep 2004	22.52%	-3.1%
Jun 2004	23.25%	+12.9%
Mar 2004	20.60%	-3.2%
Dec 2003	21.28%	+8.2%
Sep 2003	19.66%	+18.7%
Jun 2003	16.56%	-19.2%
Mar 2003	20.50%	-2.8%
Dec 2002	21.10%	+6.1%
Sep 2002	19.88%	-4.7%
Jun 2002	20.85%	+1.3%
Mar 2002	20.59%	+25.4%
Dec 2001	16.42%	+7.7%
Sep 2001	15.24%	+5.7%
Jun 2001	14.42%	+13.8%
Mar 2001	12.67%	+13.9%
Dec 2000	11.12%	-25.5%
Sep 2000	14.93%	+0.3%
Jun 2000	14.88%	+2.7%
Mar 2000	14.49%	+0.8%
Dec 1999	14.37%	-5.2%
Sep 1999	15.16%	-0.7%
Jun 1999	15.26%	-2.1%
Mar 1999	15.59%	+14.1%
Dec 1998	13.66%	+2.6%
Sep 1998	13.32%	+27.6%
Jun 1998	10.44%	-26.1%
Mar 1998	14.12%	-40.5%
Dec 1997	23.72%	-1.8%
Sep 1997	24.15%	+2.8%
Jun 1997	23.49%	+3.7%
Mar 1997	22.66%	+3.3%
Dec 1996	21.93%	+8.2%
Sep 1996	20.27%	-8.8%
Jun 1996	22.23%	+1.9%
Mar 1996	21.82%	+0.6%
Dec 1995	21.69%	+2.6%
Sep 1995	21.15%	+2.7%
Jun 1995	20.59%	+9.7%
Mar 1995	18.77%	-8.4%
Dec 1994	20.49%	+1.7%
Sep 1994	20.14%	+2.0%
Jun 1994	19.75%	+4.7%
Mar 1994	18.87%	-1.5%
Dec 1993	19.16%	+9.7%
Sep 1993	17.46%	+4.0%
Jun 1993	16.79%	-0.4%
Mar 1993	16.86%	+14.1%
Dec 1992	14.78%	-1.2%
Sep 1992	14.96%	-24.4%
Jun 1992	19.80%	+0.4%
Mar 1992	19.73%	+29.1%
Dec 1991	15.28%	-0.8%
Sep 1991	15.40%	-11.6%
Jun 1991	17.43%	-2.8%
Mar 1991	17.94%	+8.6%
Dec 1990	16.52%	-19.3%
Sep 1990	20.48%	+6.4%
Jun 1990	19.25%	-0.7%
Mar 1990	19.39%	+307.4%
Dec 1989	4.76%	-77.9%
Sep 1989	21.50%	+0.8%
Jun 1989	21.32%	-

FAQ

What is the current quarterly net margin of MTB?: As of today, MTB quarterly net margin is 22.73%
What is MTB quarterly net margin most recent change?: MTB quarterly net margin was down -7.11% on September 30, 2026
What is 1-year change in MTB quarterly net margin?: MTB quarterly net margin is down -1.81% year-over-year
How far is MTB quarterly net margin from its all-time high?: MTB quarterly net margin is currently -29.76% below its historical high of 32.36% set on December 31, 2020
How does MTB quarterly net margin rank versus sector peers?: MTB quarterly net margin is higher than 69.82% of companies in Financial Services sector
When is MTB next earnings release?: The next earnings release for MTB is on January 19, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Data Sources & References

MTB Official Website www.mtb.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/36270/000003627026000004/0000036270-26-000004-index.htm
MTB Profile on Yahoo Finance finance.yahoo.com/quote/MTB
MTB Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/mtb