Annual Net Margin
17.80%1.68%+10.42%
Summary
- Current Value
- As of today, HTBK annual net margin is 17.80%, up +10.42% on
- Historical Performance
- HTBK annual net margin is down -46.80% over the past 3 years, and down -19.13% over the past 5 years
- All-Time High Comparison
- HTBK annual net margin is currently -46.80% below its historical high of 33.46% set on
- 3-Year Low Comparison
- HTBK annual net margin is +10.42% above its 3-year low of 16.12% reached on
- Sector Comparison
- HTBK annual net margin is higher than 62.70% of companies in Financial Services sector
Net Margin Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Net Margin | 17.80% | +10.4% | -46.8% | -19.1% | +120.1% | |
| Quarterly Net Margin | 21.56% | +35.6% | -39.9% | -29.1% | +94.6% | |
| Price | $12.64 | +30.3% | +6.0% | +38.9% | +182.8% | |
| PE Ratio | 16.30 | +10.7% | +48.7% | +5.1% | – | |
| Annual Revenue | $268.65M | +6.8% | +35.0% | +67.5% | +326.3% | |
| Annual Net Income | $47.83M | +18.0% | -28.1% | +35.5% | +185.6% | |
| Annual Gross Margin | 0.00% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Annual Operating Margin | 25.07% | +11.2% | -47.1% | -22.2% | +185.7% |
Net Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 33.46% | N/A | -46.8% |
| 5Y | 33.46% | -46.8% | |
| All | 33.46% | -46.8% |
Net Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 16.12% | +10.4% | |
| 5Y | 16.12% | +10.4% | |
| All | -88.63% | +120.1% |
Net Margin History
FAQ
What is the current annual net margin of HTBK?
As of today, HTBK annual net margin is 17.80%
What is 1-year change in HTBK annual net margin?
HTBK annual net margin is up +10.42% year-over-year
What is 3-year change in HTBK annual net margin?
HTBK annual net margin is down -46.80% over the past 3 years
How far is HTBK annual net margin from its all-time high?
HTBK annual net margin is currently -46.80% below its historical high of 33.46% set on December 31, 2022
How does HTBK annual net margin rank versus sector peers?
HTBK annual net margin is higher than 62.70% of companies in Financial Services sector
When is HTBK next annual earnings release?
As of today, the next annual earnings release for HTBK has not been scheduled
Quarterly Net Margin
21.56%0.04%+0.19%
Summary
- Current Value
- As of today, HTBK quarterly net margin is 21.56%, up +0.19% on
- Historical Performance
- HTBK quarterly net margin is up +35.60% year-over-year, and down -39.91% over the past 3 years
- All-Time High Comparison
- HTBK quarterly net margin is currently -39.91% below its historical high of 35.88% set on
- 3-Year Low Comparison
- HTBK quarterly net margin is +122.73% above its 3-year low of 9.68% reached on
- Sector Comparison
- HTBK quarterly net margin is higher than 67.32% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Net Margin | 21.56% | +0.2% | +35.6% | -39.9% | -29.1% | |
| Annual Net Margin | 17.80% | – | +10.4% | -46.8% | -19.1% | |
| Price | $12.64 | +19.0% | +30.3% | +6.0% | +38.9% | |
| PE Ratio | 16.30 | +7.9% | +10.7% | +48.7% | +5.1% | |
| Quarterly Revenue | $70.13M | +2.7% | +5.0% | +21.0% | +83.6% | |
| Quarterly Net Income | $15.12M | +2.9% | +42.3% | -27.3% | +30.1% | |
| Quarterly Gross Margin | 0.00% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Quarterly Operating Margin | 31.16% | +3.5% | +41.3% | -38.8% | -26.3% |
Quarterly Net Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 21.56% | at high | |
| 3Y | 35.88% | N/A | -39.9% |
| 5Y | 35.88% | -39.9% | |
| All | 35.88% | -39.9% |
Quarterly Net Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 9.68% | +122.7% | |
| 3Y | 9.68% | +122.7% | |
| 5Y | 9.68% | +122.7% | |
| All | -338.99% | +106.4% |
Quarterly Net Margin History
FAQ
What is the current quarterly net margin of HTBK?
As of today, HTBK quarterly net margin is 21.56%
What is HTBK quarterly net margin most recent change?
HTBK quarterly net margin was up +0.19% on December 31, 2025
What is 1-year change in HTBK quarterly net margin?
HTBK quarterly net margin is up +35.60% year-over-year
How far is HTBK quarterly net margin from its all-time high?
HTBK quarterly net margin is currently -39.91% below its historical high of 35.88% set on December 31, 2022
How does HTBK quarterly net margin rank versus sector peers?
HTBK quarterly net margin is higher than 67.32% of companies in Financial Services sector
When is HTBK next earnings release?
The next earnings release for HTBK is on
Net Margin Formula
Net Margin =
× 100%
× 100%
Data Sources & References
- HTBK Official Website www.heritagecommercecorp.com/corporate-profile/default.aspx
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1053352/000110465925124217/0001104659-25-124217-index.htm
- HTBK Profile on Yahoo Finance finance.yahoo.com/quote/HTBK
- HTBK Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/htbk