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FlexShopper, Inc. (FPAY)

Profile

Full Name

FlexShopper, Inc.

Ticker

NASDAQ: FPAY

Exchange

NASDAQ

Sector

Industrials

Industry

Rental & Leasing Services

Country

United States

IPO

April 5, 2010

Indexes

Not included

Website

http://www.flexshopper.com

Employees

204

Key Details

Price

$1.29(-2.27%)

Market cap

Last Dividend

-

TTM Dividend yield

-

Annual revenue

$139.80M(+19.51% YoY)

Annual EPS

-$0.20(+42.10% YoY)

PE ratio

-

Next earnings date

Aug 1, 2025

Next ex-dividend date

N/A

Next split date

N/A

Quick Search

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    Analyst ratings

    Price

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    Current Price

    $1.29
    FPAY price is $1.29

    30-Day Relative Volume

    0.38
    FPAY 30-day relative volume is 0.38

    Price Performance

    Price Most recent change

    -2.27%
    FPAY price was down -2.27% on Jul 25, 2025

    Price YTD change

    -24.56%
    FPAY price is down -24.56% since January 1st

    Price 1-year change

    +21.7%
    FPAY price is up +21.7% year-on-year

    Price 3-year change

    +43.33%
    FPAY price is up +43.33% over the past 3 years

    Price Range

    Price All-time high

    $10.10
    FPAY price is currently -87.23% below its historical high of $10.10

    Price 3-year low

    $0.59
    FPAY price is currently +118.64% above its 3-year low

    Capitalization

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    Market cap

    Market cap

    $30.57M
    FPAY market capitalization is $30.57 million

    Market cap 3-year change

    +42.38%
    FPAY market capitalization is up +42.38% over the past 3 years

    Market cap All-time high

    $90.56M
    FPAY market capitalization is currently -66.25% below its historical high of $90.56 million

    Market cap sector rank

    16.96%
    FPAY market capitalization is higher than 16.96% of companies in Industrials sector

    Shares Outstanding

    Shares Outstanding 1-Year Change

    -0.84%
    FPAY shares outstanding is down -0.84% year-on-year

    Shares Outstanding 3-Year Change

    -0.67%
    FPAY shares outstanding is down -0.67% over the past 3 years

    Technical Indicators

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    Beta

    0.96
    FPAY beta is 0.96

    200-day SMA

    $1.42
    FPAY price is currently -9.06% below its 200-day simple moving average

    50-day SMA

    $1.25
    FPAY price is currently +3.22% above its 50-day simple moving average

    RSI

    55.74
    FPAY 14-day relative strength index is 55.74

    Volume

    0.38
    FPAY 30-day relative volume is 0.38

    ATR

    $0.08
    FPAY average true range is $0.08

    10-day Historical Volatility

    142.00%
    FPAY 10-day historical volatility is 142.00%

    Dividend

    Income Statement

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    Revenue

    Revenue

    $139.80M
    FPAY annual revenue is $139.80 million

    Revenue Analysts estimate

    $159.78M
    FPAY annual revenue is currently -12.50% lower than the consensus analysts' forecast

    Revenue 1-year change

    +19.51%
    FPAY annual revenue is up +19.51% year-on-year

    Revenue Sector rank

    31.29%
    FPAY annual revenue is higher than 31.29% of companies in Industrials sector

    EPS

    EPS

    -$0.20
    FPAY annual earnings per share is -$0.20

    EPS Analysts estimate

    $0.49
    FPAY annual earnings per share is currently -140.67% lower than the consensus analysts' forecast

    EPS 1-year change

    +42.1%
    FPAY annual earnings per share is up +42.1% year-on-year

    EPS Sector rank

    30.78%
    FPAY annual earnings per share is higher than 30.78% of companies in Industrials sector

    Profit

    Gross profit

    $76.72M
    FPAY annual gross profit is $76.72 million

    Gross margin

    54.88%
    FPAY annual gross profit margin is 54.88%

    Operating profit

    $22.78M
    FPAY annual operating income is $22.78 million

    Operating margin

    16.29%
    FPAY annual operating profit margin is 16.29%

    Net income

    -$179.30K
    FPAY annual net profit is -$179.30 thousand

    Net margin

    -0.13%
    FPAY annual net profit margin is -0.13%

    Expenses

    Total expenses

    $117.02M
    FPAY annual total expenses is $117.02 million

    Operating expenses

    $53.94M
    FPAY annual total operating expenses is $53.94 million

    Cost of goods sold

    $63.08M
    FPAY annual cost of goods sold is $63.08 million

    Selling, general & administrative expenses

    $25.55M
    FPAY annual SGA is $25.55 million

    Depreciation and amortization

    $66.24M
    FPAY annual depreciation & amortization is $66.24 million

    Interest expense

    $22.14M
    FPAY annual interest expense is $22.14 million

    Income tax

    $821.40K
    FPAY annual income tax is $821.40 thousand

    EBIT & EBITDA

    EBIT

    $22.78M
    FPAY annual earnings before interest & taxes is $22.78 million

    EBITDA

    $89.02M
    FPAY annual EBITDA is $89.02 million

    Balance Sheet

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    Assets

    Total assets

    $209.51M
    FPAY annual total assets is $209.51 million

    Non current assets

    $38.79M
    FPAY annual long term assets is $38.79 million

    Current assets

    $170.72M
    FPAY annual total current assets is $170.72 million

    Cash and cash equivalents

    $10.40M
    FPAY annual cash & cash equivalents is $10.40 million

    Accounts receivable

    $72.19M
    FPAY annual accounts receivable is $72.19 million

    Inventory

    $29.36M
    FPAY annual inventory is $29.36 million

    Liabilities

    Total liabilities

    $176.36M
    FPAY annual total liabilities is $176.36 million

    Long term liabilities

    $152.33M
    FPAY annual total long term liabilities is $152.33 million

    Current liabilities

    $24.03M
    FPAY annual total current liabilities is $24.03 million

    Accounts payable

    $5.59M
    FPAY annual accounts payable is $5.59 million

    Debt

    Total debt

    $163.35M
    FPAY annual total debt is $163.35 million

    Total debt 1-year change

    +41.34%
    FPAY annual total debt is up +41.34% year-on-year

    Long term debt

    $152.33M
    FPAY annual long term debt is $152.33 million

    Short term debt

    $11.02M
    FPAY annual short term debt is $11.02 million

    Equity & Capital

    Shareholders equity

    $33.15M
    FPAY annual stockholders equity is $33.15 million

    Book value

    $10.35M
    FPAY annual book value is $10.35 million

    Retained earnings

    -$36.00M
    FPAY annual retained earnings is -$36.00 million

    Working capital

    $146.68M
    FPAY annual working capital is $146.68 million

    Cash Flow Statement

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    Cashflow Activities

    Cash from operations

    -$34.95M
    FPAY annual cash flow from operations is -$34.95 million

    Cash from operations 1-year change

    -424.36%
    FPAY annual cash flow from operations is down -424.36% year-on-year

    Cash from investing

    -$9.15M
    FPAY annual cash flow from investing activities is -$9.15 million

    Cash from investing 1-year change

    -21.03%
    FPAY annual cash flow from investing activities is down -21.03% year-on-year

    Cash from financing

    $50.09M
    FPAY annual cash flow from financing activities is $50.09 million

    Cash from financing 1-year change

    +301.8%
    FPAY annual cash flow from financing activities is up +301.8% year-on-year

    CAPEX

    CAPEX

    $7.37M
    FPAY annual capital expenditures is $7.37 million

    CAPEX 1-year change

    +16.35%
    FPAY annual capital expenditures is up +16.35% year-on-year

    Free Cash Flow

    Free cash flow

    -$42.32M
    FPAY annual free cash flow is -$42.32 million

    Free cash flow 1-year change

    -225.52%
    FPAY annual free cash flow is down -225.52% year-on-year

    Profitability Ratios

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    Margins

    Gross margin

    54.88%
    FPAY annual gross profit margin is 54.88%

    Operating margin

    16.29%
    FPAY annual operating profit margin is 16.29%

    Net margin

    -0.13%
    FPAY annual net profit margin is -0.13%

    ROA & ROE

    ROA

    -0.10%
    FPAY annual return on assets is -0.10%

    ROE

    -0.57%
    FPAY annual return on equity is -0.57%

    Valuation

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    PE Ratio

    PE ratio

    -
    FPAY price to earnings ratio value is unknown

    PE ratio Sector rank

    -
    FPAY price to earnings ratio is unknown

    PB Ratio

    PB ratio

    2.95
    FPAY price to book ratio is 2.95

    PB ratio Sector rank

    59.41%
    FPAY price to book ratio is higher than 59.41% of companies in Industrials sector

    PS Ratio

    PS ratio

    0.22
    FPAY price to sales ratio is 0.22

    PS ratio Sector rank

    8.5%
    FPAY price to sales ratio is higher than 8.5% of companies in Industrials sector

    Enterprise value

    Enterprise value

    $183.51M
    FPAY enterprise value is $183.51 million

    Enterprise value Sector rank

    29.01%
    FPAY enterprise value is higher than 29.01% of companies in Industrials sector

    EV/EBITDA

    EV/EBITDA

    2.06
    FPAY EV/EBITDA is 2.06

    EV/EBITDA Sector rank

    27.17%
    FPAY EV/EBITDA is higher than 27.17% of companies in Industrials sector

    Financial Health

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    Liquidity

    Current ratio

    7.10
    FPAY annual current ratio is 7.10

    Quick ratio

    5.88
    FPAY annual quick ratio is 5.88

    Leverage

    Debt to equity

    4.89
    FPAY annual debt to equity ratio is 4.89

    Interest coverage ratio

    1.03
    FPAY annual interest coverage ratio is 1.03

    Risk & Stability

    Piotroski F-Score

    1
    FPAY piotroski f-score is 1

    Altman Z-Score

    1.73
    FPAY altman z-score is 1.73

    Analyst ratings

    Recent major analysts updates

    Apr 24, 25 HC Wainwright & Co.
    Buy
    Dec 24, 24 HC Wainwright & Co.
    Buy
    Nov 15, 24 Maxim Group
    Buy
    Nov 15, 24 HC Wainwright & Co.
    Buy
    Oct 2, 24 HC Wainwright & Co.
    Buy
    May 15, 24 HC Wainwright & Co.
    Buy
    Apr 3, 24 HC Wainwright & Co.
    Buy
    Aug 17, 23 HC Wainwright & Co.
    Buy
    Apr 26, 23 HC Wainwright & Co.
    Buy
    Nov 14, 22 HC Wainwright & Co.
    Buy

    Institutional Ownership

    Screeners with FPAY included

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    Industrials sector
    • What is the ticker symbol for FlexShopper, Inc.?
    • Does FlexShopper, Inc. pay dividends?
    • What sector is FlexShopper, Inc. in?
    • What industry is FlexShopper, Inc. in?
    • What country is FlexShopper, Inc. based in?
    • When did FlexShopper, Inc. go public?
    • Is FlexShopper, Inc. in the S&P 500?
    • Is FlexShopper, Inc. in the NASDAQ 100?
    • Is FlexShopper, Inc. in the Dow Jones?
    • When was FlexShopper, Inc.'s last earnings report?
    • When does FlexShopper, Inc. report earnings?

    What is the ticker symbol for FlexShopper, Inc.?

    The ticker symbol for FlexShopper, Inc. is NASDAQ:FPAY

    Does FlexShopper, Inc. pay dividends?

    No, FlexShopper, Inc. does not pay dividends

    What sector is FlexShopper, Inc. in?

    FlexShopper, Inc. is in the Industrials sector

    What industry is FlexShopper, Inc. in?

    FlexShopper, Inc. is in the Rental & Leasing Services industry

    What country is FlexShopper, Inc. based in?

    FlexShopper, Inc. is headquartered in United States

    When did FlexShopper, Inc. go public?

    FlexShopper, Inc.'s initial public offering (IPO) was on April 5, 2010

    Is FlexShopper, Inc. in the S&P 500?

    No, FlexShopper, Inc. is not included in the S&P 500 index

    Is FlexShopper, Inc. in the NASDAQ 100?

    No, FlexShopper, Inc. is not included in the NASDAQ 100 index

    Is FlexShopper, Inc. in the Dow Jones?

    No, FlexShopper, Inc. is not included in the Dow Jones index

    When was FlexShopper, Inc.'s last earnings report?

    FlexShopper, Inc.'s most recent earnings report was on April 23, 2025

    When does FlexShopper, Inc. report earnings?

    The next expected earnings date for FlexShopper, Inc. is August 1, 2025
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