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FMAO

Profile

Full Name

Farmers & Merchants Bancorp, Inc.

Ticker Symbol

NASDAQ: FMAO

Exchange

NASDAQ

Sector

Financial Services

Industry

Banks - Regional

Country

United States

IPO

January 30, 2006

Indexes

Not included

Website

http://www.fm.bank

Employees

482

Key Details

Price

$28.19(+4.72%)

Market cap

$386.71M(Small cap)

Last Dividend

$0.22

TTM Dividend yield

2.36%

Annual revenue

$98.90M(+5.62% YoY)

Annual EPS

$1.90(+13.77% YoY)

PE ratio

13.96

Next earnings date

Aug 1, 2025

Next ex-dividend date

Jul 7, 2025

Next split date

N/A

Quick Search

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    Analyst ratings

    Price

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    Current Price

    $28.19
    FMAO price is $28.19

    30-Day Relative Volume

    1.04
    FMAO 30-day relative volume is 1.04

    Price Performance

    Price Most recent change

    +4.72%
    FMAO price was up +4.72% on Jul 3, 2025

    Price YTD change

    -4.28%
    FMAO price is down -4.28% since January 1st

    Price 1-year change

    +26.36%
    FMAO price is up +26.36% year-on-year

    Price 3-year change

    -15.45%
    FMAO price is down -15.45% over the past 3 years

    Price Range

    Price All-time high

    $49.99
    FMAO price is currently -43.61% below its historical high of $49.99

    Price 3-year low

    $16.90
    FMAO price is currently +66.80% above its 3-year low

    Capitalization

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    Market cap

    Market cap

    $386.71M
    FMAO market capitalization is $386.71 million

    Market cap 3-year change

    -11.23%
    FMAO market capitalization is down -11.23% over the past 3 years

    Market cap All-time high

    $545.11M
    FMAO market capitalization is currently -29.06% below its historical high of $545.11 million

    Market cap sector rank

    43.09%
    FMAO market capitalization is higher than 43.09% of companies in Financial Services sector

    Shares Outstanding

    Shares Outstanding 1-Year Change

    +0.28%
    FMAO shares outstanding is up +0.28% year-on-year

    Shares Outstanding 3-Year Change

    +4.99%
    FMAO shares outstanding is up +4.99% over the past 3 years

    Technical Indicators

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    Beta

    0.86
    FMAO beta is 0.86

    200-day SMA

    $26.63
    FMAO price is currently +5.84% above its 200-day simple moving average

    50-day SMA

    $24.62
    FMAO price is currently +14.48% above its 50-day simple moving average

    RSI

    73.14
    FMAO 14-day relative strength index is 73.14

    Volume

    1.04
    FMAO 30-day relative volume is 1.04

    ATR

    $1.03
    FMAO average true range is $1.03

    10-day Historical Volatility

    32.13%
    FMAO 10-day historical volatility is 32.13%

    Dividend

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    Events

    Last Paid Dividend

    $0.22
    FMAO last dividend was $0.22 per share, with an ex-dividend date of April 4, 2025

    Next Dividend

    $0.22
    FMAO has announced a dividend of $0.22 per share, with an ex-dividend date set for July 7, 2025

    Dividend per share

    Dividend per share

    $0.88
    FMAO annual dividend per share is $0.88

    Dividend per share Sector Rank

    47.61%
    FMAO annual dividend per share is higher than 47.61% of companies in Financial Services sector

    Dividend per share 1-Year Change

    +3.84%
    FMAO annual dividend per share is up +3.84% year-on-year

    Dividend per share 3-Year Change

    +24.31%
    FMAO annual dividend per share is up +24.31% over the past 3 years

    Dividend yield

    Dividend yield

    3.13%
    FMAO annual dividend yield is 3.13%

    Dividend yield Sector Rank

    35.24%
    FMAO annual dividend yield is higher than 35.24% of companies in Financial Services sector

    Other

    Payout ratio

    45.96%
    FMAO annual payout ratio is 45.96%

    Dividends paid

    $11.92M
    FMAO annual dividends paid is $11.92 million

    Free cash flow

    $30.60M
    FMAO annual free cash flow is $30.60 million

    Income Statement

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    Revenue

    Revenue

    $98.90M
    FMAO annual revenue is $98.90 million

    Revenue Analysts estimate

    $98.15M
    FMAO annual revenue is currently +0.76% higher than the consensus analysts' forecast

    Revenue 1-year change

    +5.62%
    FMAO annual revenue is up +5.62% year-on-year

    Revenue Sector rank

    45.68%
    FMAO annual revenue is higher than 45.68% of companies in Financial Services sector

    EPS

    EPS

    $1.90
    FMAO annual earnings per share is $1.90

    EPS Analysts estimate

    $2.11
    FMAO annual earnings per share is currently -10.09% lower than the consensus analysts' forecast

    EPS 1-year change

    +13.77%
    FMAO annual earnings per share is up +13.77% year-on-year

    EPS Sector rank

    58.2%
    FMAO annual earnings per share is higher than 58.2% of companies in Financial Services sector

    Profit

    Gross profit

    -
    FMAO annual gross profit value is unknown

    Gross margin

    -
    FMAO annual gross profit margin value is unknown

    Operating profit

    -
    FMAO annual operating income value is unknown

    Operating margin

    -
    FMAO annual operating profit margin value is unknown

    Net income

    $25.94M
    FMAO annual net profit is $25.94 million

    Net margin

    26.23%
    FMAO annual net profit margin is 26.23%

    Expenses

    Total expenses

    -
    FMAO annual total expenses value is unknown

    Operating expenses

    $50.98M
    FMAO annual total operating expenses is $50.98 million

    Cost of goods sold

    -
    FMAO annual cost of goods sold value is unknown

    Selling, general & administrative expenses

    $48.38M
    FMAO annual SGA is $48.38 million

    Depreciation and amortization

    $6.37M
    FMAO annual depreciation & amortization is $6.37 million

    Interest expense

    -
    FMAO annual interest expense value is unknown

    Income tax

    $6.63M
    FMAO annual income tax is $6.63 million

    EBIT & EBITDA

    EBIT

    $110.23M
    FMAO annual earnings before interest & taxes is $110.23 million

    EBITDA

    $116.61M
    FMAO annual EBITDA is $116.61 million

    Balance Sheet

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    Assets

    Total assets

    $3.36B
    FMAO annual total assets is $3.36 billion

    Non current assets

    $3.15B
    FMAO annual long term assets is $3.15 billion

    Current assets

    $605.39M
    FMAO annual total current assets is $605.39 million

    Cash and cash equivalents

    $177.34M
    FMAO annual cash & cash equivalents is $177.34 million

    Accounts receivable

    -
    FMAO annual accounts receivable value is unknown

    Inventory

    -
    FMAO annual inventory value is unknown

    Liabilities

    Total liabilities

    $3.03B
    FMAO annual total liabilities is $3.03 billion

    Long term liabilities

    $2.97B
    FMAO annual total long term liabilities is $2.97 billion

    Current liabilities

    $30.21M
    FMAO annual total current liabilities is $30.21 million

    Accounts payable

    -
    FMAO annual accounts payable value is unknown

    Debt

    Total debt

    $280.87M
    FMAO annual total debt is $280.87 million

    Total debt 1-year change

    -6.52%
    FMAO annual total debt is down -6.52% year-on-year

    Long term debt

    $280.87M
    FMAO annual long term debt is $280.87 million

    Short term debt

    -
    FMAO annual short term debt value is unknown

    Equity & Capital

    Shareholders equity

    $335.21M
    FMAO annual stockholders equity is $335.21 million

    Book value

    $335.21M
    FMAO annual book value is $335.21 million

    Retained earnings

    $235.85M
    FMAO annual retained earnings is $235.85 million

    Working capital

    $575.17M
    FMAO annual working capital is $575.17 million

    Cash Flow Statement

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    Cashflow Activities

    Cash from operations

    $32.47M
    FMAO annual cash flow from operations is $32.47 million

    Cash from operations 1-year change

    +46.64%
    FMAO annual cash flow from operations is up +46.64% year-on-year

    Cash from investing

    -$44.36M
    FMAO annual cash flow from investing activities is -$44.36 million

    Cash from investing 1-year change

    +77.14%
    FMAO annual cash flow from investing activities is up +77.14% year-on-year

    Cash from financing

    $46.04M
    FMAO annual cash flow from financing activities is $46.04 million

    Cash from financing 1-year change

    -79.96%
    FMAO annual cash flow from financing activities is down -79.96% year-on-year

    CAPEX

    CAPEX

    $1.87M
    FMAO annual capital expenditures is $1.87 million

    CAPEX 1-year change

    -82.88%
    FMAO annual capital expenditures is down -82.88% year-on-year

    Free Cash Flow

    Free cash flow

    $30.60M
    FMAO annual free cash flow is $30.60 million

    Free cash flow 1-year change

    +172.83%
    FMAO annual free cash flow is up +172.83% year-on-year

    Profitability Ratios

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    Margins

    Gross margin

    -
    FMAO annual gross profit margin value is unknown

    Operating margin

    -
    FMAO annual operating profit margin value is unknown

    Net margin

    26.23%
    FMAO annual net profit margin is 26.23%

    ROA & ROE

    ROA

    0.78%
    FMAO annual return on assets is 0.78%

    ROE

    7.96%
    FMAO annual return on equity is 7.96%

    Valuation

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    PE Ratio

    PE ratio

    13.96
    FMAO price to earnings ratio is 13.96

    PE ratio Sector rank

    43.91%
    FMAO price to earnings ratio is higher than 43.91% of companies in Financial Services sector

    PB Ratio

    PB ratio

    1.12
    FMAO price to book ratio is 1.12

    PB ratio Sector rank

    41.77%
    FMAO price to book ratio is higher than 41.77% of companies in Financial Services sector

    PS Ratio

    PS ratio

    3.74
    FMAO price to sales ratio is 3.74

    PS ratio Sector rank

    62.18%
    FMAO price to sales ratio is higher than 62.18% of companies in Financial Services sector

    Enterprise value

    Enterprise value

    $492.43M
    FMAO enterprise value is $492.43 million

    Enterprise value Sector rank

    45.06%
    FMAO enterprise value is higher than 45.06% of companies in Financial Services sector

    EV/EBITDA

    EV/EBITDA

    4.21
    FMAO EV/EBITDA is 4.21

    EV/EBITDA Sector rank

    52.66%
    FMAO EV/EBITDA is higher than 52.66% of companies in Financial Services sector

    Financial Health

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    Liquidity

    Current ratio

    20.04
    FMAO annual current ratio is 20.04

    Quick ratio

    -
    FMAO annual quick ratio value is unknown

    Leverage

    Debt to equity

    0.84
    FMAO annual debt to equity ratio is 0.84

    Interest coverage ratio

    -
    FMAO annual interest coverage ratio value is unknown

    Risk & Stability

    Piotroski F-Score

    -
    FMAO piotroski f-score value is unknown

    Altman Z-Score

    0.52
    FMAO altman z-score is 0.52

    Analyst ratings

    Recent major analysts updates

    Aug 5, 24 Piper Sandler
    Neutral
    Apr 5, 24 Hovde Group
    Market Perform
    Aug 1, 23 Stephens & Co.
    Equal-Weight
    Jul 28, 23 Piper Sandler
    Underweight
    Feb 9, 23 Stephens & Co.
    Equal-Weight
    Dec 21, 22 Janney Montgomery Scott
    Neutral
    Oct 24, 22 Stephens & Co.
    Equal-Weight
    Oct 21, 22 Piper Sandler
    Neutral
    Apr 22, 22 Piper Sandler
    Underweight
    Oct 9, 20 Stephens & Co.
    Equal-Weight

    Institutional Ownership

    Screeners with FMAO included

    Growing Shares Outstanding
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    • What is the ticker symbol for Farmers & Merchants Bancorp?
    • Does Farmers & Merchants Bancorp pay dividends?
    • What sector is Farmers & Merchants Bancorp in?
    • What industry is Farmers & Merchants Bancorp in?
    • What country is Farmers & Merchants Bancorp based in?
    • When did Farmers & Merchants Bancorp go public?
    • Is Farmers & Merchants Bancorp in the S&P 500?
    • Is Farmers & Merchants Bancorp in the NASDAQ 100?
    • Is Farmers & Merchants Bancorp in the Dow Jones?
    • When was Farmers & Merchants Bancorp's last earnings report?
    • When does Farmers & Merchants Bancorp report earnings?

    What is the ticker symbol for Farmers & Merchants Bancorp?

    The ticker symbol for Farmers & Merchants Bancorp is NASDAQ:FMAO

    Does Farmers & Merchants Bancorp pay dividends?

    Yes, Farmers & Merchants Bancorp pays dividends. The last payment was $0.22, with an ex-dividend date on April 4, 2025

    What sector is Farmers & Merchants Bancorp in?

    Farmers & Merchants Bancorp is in the Financial Services sector

    What industry is Farmers & Merchants Bancorp in?

    Farmers & Merchants Bancorp is in the Banks - Regional industry

    What country is Farmers & Merchants Bancorp based in?

    Farmers & Merchants Bancorp is headquartered in United States

    When did Farmers & Merchants Bancorp go public?

    Farmers & Merchants Bancorp's initial public offering (IPO) was on January 30, 2006

    Is Farmers & Merchants Bancorp in the S&P 500?

    No, Farmers & Merchants Bancorp is not included in the S&P 500 index

    Is Farmers & Merchants Bancorp in the NASDAQ 100?

    No, Farmers & Merchants Bancorp is not included in the NASDAQ 100 index

    Is Farmers & Merchants Bancorp in the Dow Jones?

    No, Farmers & Merchants Bancorp is not included in the Dow Jones index

    When was Farmers & Merchants Bancorp's last earnings report?

    Farmers & Merchants Bancorp's most recent earnings report was on April 28, 2025

    When does Farmers & Merchants Bancorp report earnings?

    The next expected earnings date for Farmers & Merchants Bancorp is August 1, 2025
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