Citizens Financial Services, Inc. company logo
Citizens Financial Services, Inc. logo

Citizens Financial Services, Inc. (CZFS)

Summary

Current Price
As of today, CZFS price is $82.26, down -0.80% on
Current Price All-Time High
CZFS price is currently -10.59% below its historical high of $92.00 set on
Market Cap
CZFS current market cap is $396M, up +31.34% over the past 365 days
PE Ratio
CZFS current PE ratio is 9.62
Revenue
CZFS current annual revenue is $173.25M, up +2.21% year-over-year
Next Earnings
The next earnings release for CZFS is on

Profile

Company profile for Citizens Financial Services, Inc. (CZFS)
MetricValue
Full NameCitizens Financial Services, Inc.
TickerNASDAQ: CZFS
ExchangeNASDAQ
SectorFinancial Services
IndustryRegional Banks
CountryUnited States
IPO
IndexesNot included
Websitefirstcitizensbank.com
Employees380

Key Metrics

Citizens Financial Services, Inc. Key Details
MetricValueDate
$82.26
Price, 1D Change-0.80%
$396M
2.44%
9.62
0.24
$173.25M
Revenue, 1Y Change+2.21%
$7.62
EPS, 1Y Change+32.84%

Chart

SUGGESTED SERIES
Citizens Financial Services, Inc. chart

Events

Citizens Financial Services, Inc. Events
MetricValueDate
Next Earnings
Last Qtr. Earnings
Last Ann. Earnings
Last Ex-Dividend$0.51
Next Ex-DividendN/AN/A
Last Split21:20
Next SplitN/AN/A
Last Ticker ChangeN/AN/A
Next Ticker ChangeN/AN/A

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Estimates

CZFS Estimates
MetricValueDate
$7.62
EPS Estimate-N/A
EPS Est. Change-N/A
$173.25M
Revenue Estimate-N/A
Revenue Est. Change-N/A
$82.26
Price Target$89.00-
Price Tgt. Change+8.19%-

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EPS

CZFS EPS reported versus estimate values
YearEstimateReportedSurprise / Exp.
-$4.02-
-$5.74-
-$7.62-
CZFS EPS reported versus estimate values chart

Revenue

CZFS revenue reported versus estimate values chart
YearEstimateReportedSurprise / Exp.
-$138.56M-
-$169.51M-
-$173.25M-
CZFS revenue reported versus estimate values chart

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Performance

CZFS Performance
MetricValueDate
+31.26%
+62.56%
+31.34%
+64.47%
+2.21%
+86.13%
+32.84%
+6.17%

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Technicals

CZFS Technical Indicators
MetricValueDate
$82.26
$66.41
$77.59
-
-
-
0.24
$2.44
57.09
20.65%

Dividends

CZFS Dividends
MetricValueDate
$0.51
UpcomingN/AN/A
2.41%
$1.99
$9.55M
26.11%

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Income & Profitability

CZFS Income & Profitability
MetricValueDate
$173.25M
$7.62
$0.00
0.00%
$45.09M
26.03%
$36.57M
21.11%
$108.51M

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Financial Health

CZFS Financial Health
MetricValueDate
0.92
0.02
-
1.74
4
-0.51

Valuations

CZFS Valuations
MetricValueDate
9.62
2.25
1.12
-
-N/A

Balance Sheet

CZFS Balance Sheet
MetricValueDate
$338.05M
$34.29M
$3.07B
$51.17M
$2.74B
$2.27B
$309.45M
$284.22M
-

Expenses

CZFS Expenses
MetricValueDate
$136.67M
-$45.09M
-
$0.00
$2.10M
$61.17M
$8.52M

Cash Flow

CZFS Cash Flow
MetricValueDate
$34.11M
-$37.65M
-$4.37M
$1.30M
$32.81M

Recent analyst updates

CZFS Recent analyst updates
MetricValueDate
Janney Montgomery Scott
Janney Montgomery Scott
Janney Montgomery Scott

Analyst sentiment

Sentiment over the past month
CZFS analyst sentiment distribution chart

Institutional ownership

Largest institutional holders by ownership percentage
CZFS institutional ownership distribution chart

Screeners with CZFS

FAQ

What is the ticker symbol for Citizens Financial Services, Inc.?
The ticker symbol for Citizens Financial Services, Inc. is NASDAQ:CZFS
Does Citizens Financial Services, Inc. pay dividends?
Yes, Citizens Financial Services, Inc. pays dividends. The last payment was $0.51, with an ex-dividend date on June 12, 2026
What sector is Citizens Financial Services, Inc. in?
Citizens Financial Services, Inc. is in the Financial Services sector
What industry is Citizens Financial Services, Inc. in?
Citizens Financial Services, Inc. is in the Regional Banks industry
What country is Citizens Financial Services, Inc. based in?
Citizens Financial Services, Inc. is headquartered in United States
When did Citizens Financial Services, Inc. go public?
Citizens Financial Services, Inc. initial public offering (IPO) was on January 4, 1999
Is Citizens Financial Services, Inc. in the S&P 500?
No, Citizens Financial Services, Inc. is not included in the S&P 500 index
Is Citizens Financial Services, Inc. in the NASDAQ 100?
No, Citizens Financial Services, Inc. is not included in the NASDAQ 100 index
Is Citizens Financial Services, Inc. in the Dow Jones?
No, Citizens Financial Services, Inc. is not included in the Dow Jones index
When was Citizens Financial Services, Inc. last earnings report?
Citizens Financial Services, Inc.'s most recent earnings report was on July 30, 2026
When does Citizens Financial Services, Inc. report earnings?
The next expected earnings date for Citizens Financial Services, Inc. is October 29, 2026

Data Sources & References

  1. CZFS Official Website www.firstcitizensbank.com
  2. Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/739421/000073942126000010/0000739421-26-000010-index.htm
  3. CZFS Profile on Yahoo Finance finance.yahoo.com/quote/CZFS
  4. CZFS Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/czfs