CPSS logo

Consumer Portfolio Services (CPSS) Stock

Profile

Sector:

Financial Services

Industry:

Credit Services

Country:

United States

IPO:

22 October 1992

Indexes:

Not included

Website:

http://www.consumerportfolio.com

Description:

Consumer Portfolio Services (CPSS) specializes in providing financing solutions for consumers purchasing vehicles. They offer loans and lease options, helping customers manage their payments while supporting dealerships with flexible financing. CPSS aims to make vehicle ownership accessible and affordable for a wide range of consumers.

Key Details

Price

$10.98

Market Cap

$235.03 M(Small cap)

Last Dividend

-

TTM Dividend Yield

-

Annual Revenue

$205.38 M

Annual EPS

$1.80

PE Ratio

12.62(+159.14% YoY)

Annual ROE

18.03%

Annual Debt To Equity

9.34

Beta

0.48

Events Calendar

Earnings

Next earnings date:

Mar 14, 2025

Recent quarterly earnings:

Nov 01, 2024

Recent annual earnings:

Mar 15, 2024
Dividend

Next ex-dividend date:

N/A

Recent ex-dividend date:

N/A
Splits

Next split:

N/A

Recent split:

Mar 15, 1996

Analyst ratings

Recent major analysts updates

03 Apr '20 JMP Securities
Market Outperform
08 June '18 JMP Securities
Market Outperform
16 Mar '16 JMP Securities
Market Perform
25 Feb '16 Jefferies
Buy
02 Jan '15 Jefferies
Buy
04 Sept '14 Jefferies
Buy
08 July '14 Compass Point
Buy
07 May '14 JMP Securities
Market Outperform
12 June '13 JMP Securities
Market Outperform
24 May '13 Stephens & Co.
Equal-Weight

Screeners with CPSS included

Small cap stocks
NASDAQ earnings calendar
Stocks above SMA 200
Stocks above SMA 50
Stocks below analysts price target
Most recommended stocks
Stocks with low PE ratio

Market Data

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Current Price

$10.98
CPSS price is $10.98

Price YTD Change

+1.1%
CPSS price is up +1.1% since January 1st

Price All-time High

$17.88
CPSS price is currently -38.57% below its historical high of $17.88

Price Analysts Target

$18.00
CPSS price is currently -39.00% lower than the consensus analysts' forecast

Market Cap

$235.03 M
CPSS market capitalization is $235.03 million

Beta

0.48
CPSS beta is 0.48

200-day SMA

$9.32
CPSS price is currently +17.82% above its 200-day simple moving average

14-day RSI

58.75
CPSS 14-day relative strength index is 58.75

Dividend

Profitability

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Annual Revenue 3-Year Change

+6.65%
CPSS annual revenue is up +6.65% over the past 3 years

Annual Revenue Estimate

$390.57 M
CPSS annual revenue is currently -47.41% lower than the consensus analysts' forecast

Annual Net Income 3-Year Change

-4.59%
CPSS annual net profit is down -4.59% over the past 3 years

Annual EPS 3-Year Change

-2.17%
CPSS annual earnings per share is down -2.17% over the past 3 years

Annual EPS Estimate

$0.85
CPSS annual earnings per share is currently +111.76% higher than the consensus analysts' forecast

Efficiency

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Annual Net Margin Sector Rank

55.27%
CPSS annual net profit margin is higher than 55.27% of companies in Financial Services sector

Annual ROE

18.03%
CPSS annual return on equity is 18.03%

Annual ROA

1.60%
CPSS annual return on assets is 1.60%

Annual EBIT

$207.73 M
CPSS annual earnings before interest & taxes is $207.73 million

Annual EBITDA

$208.57 M
CPSS annual earnings before interest, taxes, depreciation & amortization is $208.57 million

Valuation

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PE Ratio Sector Rank

37.95%
CPSS price to earnings ratio is higher than 37.95% of companies in Financial Services sector

PB Ratio Sector Rank

21.69%
CPSS price to book ratio is higher than 21.69% of companies in Financial Services sector

PS Ratio Sector Rank

17.66%
CPSS price to sales ratio is higher than 17.66% of companies in Financial Services sector

Enterprise Value

$3.33 B
CPSS enterprise value is $3.33 billion

Enterprise Value 1-Year Change

+21.39%
CPSS enterprise value is up +21.39% year-on-year

EV/EBITDA

15.88
CPSS EV/EBITDA is 15.88

EV/EBITDA Sector Rank

88.51%
CPSS EV/EBITDA is higher than 88.51% of companies in Financial Services sector

Liquidity

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Annual Debt To Equity Sector Rank

98.68%
CPSS annual debt to equity ratio is higher than 98.68% of companies in Financial Services sector

Annual Current Ratio

0.02
CPSS annual current ratio is 0.02

Annual Current Ratio Sector Rank

5.6%
CPSS annual current ratio is higher than 5.6% of companies in Financial Services sector

Annual Total Assets

$2.90 B
CPSS annual total assets is $2.90 billion

Annual Current Assets

$6.17 M
CPSS annual total current assets is $6.17 million

Annual Total Liabilities

$2.63 B
CPSS annual total liabilities is $2.63 billion

Cash Flow

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Annual CFO 3-Year Change

+20.07%
CPSS annual cash flow from operations is up +20.07% over the past 3 years

Annual CFI 3-Year Change

-211.67%
CPSS annual cash flow from investing activities is down -211.67% over the past 3 years

Annual CFF 3-Year Change

+266.92%
CPSS annual cash flow from financing activities is up +266.92% over the past 3 years

Annual CAPEX

$559.00 K
CPSS annual capital expenditures is $559.00 thousand

Annual CAPEX 3-Year Change

-71.71%
CPSS annual capital expenditures is down -71.71% over the past 3 years

Annual FCF

$237.42 M
CPSS annual free cash flow is $237.42 million

Annual FCF 3-Year Change

+21%
CPSS annual free cash flow is up +21% over the past 3 years

Institutional Ownership

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Consumer Portfolio Services, Inc (CPSS) Q3 2024 Earnings Call Transcript
Consumer Portfolio Services, Inc (CPSS) Q3 2024 Earnings Call Transcript
Consumer Portfolio Services, Inc (CPSS) Q3 2024 Earnings Call Transcript
CPSS
seekingalpha.com02 November 2024

Consumer Portfolio Services, Inc (NASDAQ:CPSS ) Q3 2024 Earnings Conference Call November 1, 2024 1:00 PM ET Company Participants Charles Bradley - Chief Executive Officer Danny Bharwani - Chief Financial Officer Mike Lavin - President and Chief Operating Officer Conference Call Participants Operator Good day, everyone, and welcome to the Consumer Portfolio Services 2024 Third Quarter Operating Results Conference Call. Today's call is being recorded.

Consumer Portfolio Services, Inc. (CPSS) Q3 2023 Earnings Call Transcript
Consumer Portfolio Services, Inc. (CPSS) Q3 2023 Earnings Call Transcript
Consumer Portfolio Services, Inc. (CPSS) Q3 2023 Earnings Call Transcript
CPSS
Seeking Alpha13 November 2023

Consumer Portfolio Services, Inc. (NASDAQ:CPSS ) Q3 2023 Earnings Conference Call November 13, 2023 12:30 PM ET Company Participants Charles Bradley - Chief Executive Officer Danny Bharwani - Chief Financial Officer Mike Lavin - President and COO Conference Call Participants Operator Good day, everyone. And welcome to the Consumer Portfolio Services 2023 Third Quarter Operating Results Conference Call.

Consumer Portfolio Services, Inc. (CPSS) Q2 2023 Earnings Call Transcript
Consumer Portfolio Services, Inc. (CPSS) Q2 2023 Earnings Call Transcript
Consumer Portfolio Services, Inc. (CPSS) Q2 2023 Earnings Call Transcript
CPSS
Seeking Alpha04 August 2023

Consumer Portfolio Services, Inc. (NASDAQ:CPSS ) Q2 2023 Earnings Conference Call August 3, 2023 3:00 PM ET Company Participants Charles Bradley - Chief Executive Officer Danny Bharwani - Chief Financial Officer Mike Lavin - President and Chief Operating Officer Conference Call Participants Operator Good day everyone and welcome to the Consumer Portfolio Services' 2023 Second Quarter Operating Results Conference Call. Today's call is being recorded.

CPS to Host Conference Call on Second Quarter 2023 Earnings
CPS to Host Conference Call on Second Quarter 2023 Earnings
CPS to Host Conference Call on Second Quarter 2023 Earnings
CPSS
GlobeNewsWire01 August 2023

LAS VEGAS, Nevada, Aug. 01, 2023 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Thursday, August 3, 2023 at 3:00 p.m. ET to discuss its second quarter 2023 operating results.

Consumer Portfolio Services, Inc. (CPSS) Q1 2023 Earnings Call Transcript
Consumer Portfolio Services, Inc. (CPSS) Q1 2023 Earnings Call Transcript
Consumer Portfolio Services, Inc. (CPSS) Q1 2023 Earnings Call Transcript
CPSS
Seeking Alpha29 April 2023

Consumer Portfolio Services, Inc. (NASDAQ:CPSS ) Q1 2023 Earnings Conference Call April 27, 2023 2:00 PM ET Company Participants Charles Bradley - CEO Danny Bharwani - CFO Michael Lavin - President and COO of Consumer Portfolio Services Operator Good day, everyone, and welcome to the Consumer Portfolio Services 2023 First Quarter Operating Results Conference Call. Today's call is being recorded.

CPS To Host Conference Call On First Quarter 2023 Earnings
CPS To Host Conference Call On First Quarter 2023 Earnings
CPS To Host Conference Call On First Quarter 2023 Earnings
CPSS
GlobeNewsWire25 April 2023

Las Vegas, Nevada, April 25, 2023 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Thursday, April 27, 2023 at 2:00 p.m. ET to discuss its first quarter 2023 operating results.

FAQ

  • What is the primary business of Consumer Portfolio Services?
  • What is the ticker symbol for Consumer Portfolio Services?
  • Does Consumer Portfolio Services pay dividends?
  • What sector is Consumer Portfolio Services in?
  • What industry is Consumer Portfolio Services in?
  • What country is Consumer Portfolio Services based in?
  • When did Consumer Portfolio Services go public?
  • Is Consumer Portfolio Services in the S&P 500?
  • Is Consumer Portfolio Services in the NASDAQ 100?
  • Is Consumer Portfolio Services in the Dow Jones?
  • When was Consumer Portfolio Services's last earnings report?
  • When does Consumer Portfolio Services report earnings?
  • Should I buy Consumer Portfolio Services stock now?

What is the primary business of Consumer Portfolio Services?

Consumer Portfolio Services (CPSS) specializes in providing financing solutions for consumers purchasing vehicles. They offer loans and lease options, helping customers manage their payments while supporting dealerships with flexible financing. CPSS aims to make vehicle ownership accessible and affordable for a wide range of consumers.

What is the ticker symbol for Consumer Portfolio Services?

The ticker symbol for Consumer Portfolio Services is NASDAQ:CPSS

Does Consumer Portfolio Services pay dividends?

No, Consumer Portfolio Services does not pay dividends

What sector is Consumer Portfolio Services in?

Consumer Portfolio Services is in the Financial Services sector

What industry is Consumer Portfolio Services in?

Consumer Portfolio Services is in the Credit Services industry

What country is Consumer Portfolio Services based in?

Consumer Portfolio Services is headquartered in United States

When did Consumer Portfolio Services go public?

Consumer Portfolio Services's initial public offering (IPO) was on 22 October 1992

Is Consumer Portfolio Services in the S&P 500?

No, Consumer Portfolio Services is not included in the S&P 500 index

Is Consumer Portfolio Services in the NASDAQ 100?

No, Consumer Portfolio Services is not included in the NASDAQ 100 index

Is Consumer Portfolio Services in the Dow Jones?

No, Consumer Portfolio Services is not included in the Dow Jones index

When was Consumer Portfolio Services's last earnings report?

Consumer Portfolio Services's most recent earnings report was on 1 November 2024

When does Consumer Portfolio Services report earnings?

The next expected earnings date for Consumer Portfolio Services is 14 March 2025

Should I buy Consumer Portfolio Services stock now?

As of today, analysts generally recommend a 'Strong buy' rating. However, it's important to do your own research and consider your financial situation before making any investment decisions