CPSS logo

CPSS

Profile

Full Name

Consumer Portfolio Services, Inc.

Ticker Symbol

CPSS

Exchange

NASDAQ

Sector

Financial Services

Industry

Credit Services

Country

United States

IPO

October 22, 1992

Indexes

Not included

Website

http://www.consumerportfolio.com

Employees

933

Key Details

Price

$8.29(-3.94%)

Market cap

$177.76M(Small cap)

Last Dividend

-

TTM Dividend yield

-

Annual revenue

$202.25M(-1.53% YoY)

Annual EPS

$0.79(-56.11% YoY)

PE ratio

10.49

Next earnings date

May 9, 2025

Next ex-dividend date

N/A

Next split date

N/A

Price

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Current Price

$8.29
CPSS price is $8.29

30-Day Relative Volume

0.73
CPSS 30-day relative volume is 0.73

Price Performance

Price Most recent change

-3.94%
CPSS price was down -3.94% on Apr 11, 2025

Price YTD change

-23.66%
CPSS price is down -23.66% since January 1st

Price 1-year change

-10.28%
CPSS price is down -10.28% year-on-year

Price 3-year change

-30.22%
CPSS price is down -30.22% over the past 3 years

Price Range

Price All-time high

$18.25
CPSS price is currently -54.58% below its historical high of $18.25

Price 3-year low

$4.64
CPSS price is currently +78.66% above its 3-year low

Capitalization

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Market cap

Market cap

$177.76M
CPSS market capitalization is $177.76 million

Market cap 3-year change

-29.72%
CPSS market capitalization is down -29.72% over the past 3 years

Market cap All-time high

$317.89M
CPSS market capitalization is currently -44.08% below its historical high of $317.89 million

Market cap sector rank

31.2%
CPSS market capitalization is higher than 31.2% of companies in Financial Services sector

Shares Outstanding

Shares Outstanding 1-Year Change

+1.4%
CPSS shares outstanding is up +1.4% year-on-year

Shares Outstanding 3-Year Change

+0.71%
CPSS shares outstanding is up +0.71% over the past 3 years

Technical Indicators

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Beta

-
CPSS beta value is unknown

200-day SMA

$9.93
CPSS price is currently -16.49% below its 200-day simple moving average

50-day SMA

$9.75
CPSS price is currently -15.01% below its 50-day simple moving average

RSI

-
CPSS 14-day relative strength index value is unknown

Volume

0.73
CPSS 30-day relative volume is 0.73

ATR

-
CPSS average true range value is unknown

10-day Historical Volatility

-
CPSS 10-day historical volatility value is unknown

Dividend

Income Statement

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Revenue

Revenue

$202.25M
CPSS annual revenue is $202.25 million

Revenue Analysts estimate

$476.07M
CPSS annual revenue is currently -57.52% lower than the consensus analysts' forecast

Revenue 1-year change

-1.53%
CPSS annual revenue is down -1.53% year-on-year

Revenue Sector rank

56.78%
CPSS annual revenue is higher than 56.78% of companies in Financial Services sector

EPS

EPS

$0.79
CPSS annual earnings per share is $0.79

EPS Analysts estimate

$1.81
CPSS annual earnings per share is currently -56.35% lower than the consensus analysts' forecast

EPS 1-year change

-56.11%
CPSS annual earnings per share is down -56.11% year-on-year

EPS Sector rank

39.46%
CPSS annual earnings per share is higher than 39.46% of companies in Financial Services sector

Profit

Gross profit

-
CPSS annual gross profit value is unknown

Gross margin

-
CPSS annual gross profit margin value is unknown

Operating profit

-
CPSS annual operating income value is unknown

Operating margin

-
CPSS annual operating profit margin value is unknown

Net income

$19.20M
CPSS annual net profit is $19.20 million

Net margin

9.49%
CPSS annual net profit margin is 9.49%

Expenses

Total expenses

-
CPSS annual total expenses value is unknown

Operating expenses

$174.52M
CPSS annual total operating expenses is $174.52 million

Cost of goods sold

-
CPSS annual cost of goods sold value is unknown

Selling, general & administrative expenses

$173.65M
CPSS annual SGA is $173.65 million

Depreciation and amortization

$862.00K
CPSS annual depreciation & amortization is $862.00 thousand

Interest expense

-
CPSS annual interest expense value is unknown

Income tax

$8.23M
CPSS annual income tax is $8.23 million

EBIT & EBITDA

EBIT

$218.69M
CPSS annual earnings before interest & taxes is $218.69 million

EBITDA

$219.55M
CPSS annual EBITDA is $219.55 million

Balance Sheet

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Assets

Total assets

$3.49B
CPSS annual total assets is $3.49 billion

Non current assets

$3.36B
CPSS annual long term assets is $3.36 billion

Current assets

$11.71M
CPSS annual total current assets is $11.71 million

Cash and cash equivalents

$11.71M
CPSS annual cash & cash equivalents is $11.71 million

Accounts receivable

-
CPSS annual accounts receivable value is unknown

Inventory

-
CPSS annual inventory value is unknown

Liabilities

Total liabilities

$3.20B
CPSS annual total liabilities is $3.20 billion

Long term liabilities

$2.72B
CPSS annual total long term liabilities is $2.72 billion

Current liabilities

$481.05M
CPSS annual total current liabilities is $481.05 million

Accounts payable

-
CPSS annual accounts payable value is unknown

Debt

Total debt

$3.13B
CPSS annual total debt is $3.13 billion

Total debt 1-year change

+21.99%
CPSS annual total debt is up +21.99% year-on-year

Long term debt

$2.72B
CPSS annual long term debt is $2.72 billion

Short term debt

$410.90M
CPSS annual short term debt is $410.90 million

Equity & Capital

Shareholders equity

$292.77M
CPSS annual stockholders equity is $292.77 million

Book value

$292.77M
CPSS annual book value is $292.77 million

Retained earnings

$267.06M
CPSS annual retained earnings is $267.06 million

Working capital

-$469.34M
CPSS annual working capital is -$469.34 million

Cash Flow Statement

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Cashflow Activities

Cash from operations

$233.75M
CPSS annual cash flow from operations is $233.75 million

Cash from operations 1-year change

-1.78%
CPSS annual cash flow from operations is down -1.78% year-on-year

Cash from investing

-$769.71M
CPSS annual cash flow from investing activities is -$769.71 million

Cash from investing 1-year change

-114.09%
CPSS annual cash flow from investing activities is down -114.09% year-on-year

Cash from financing

$547.92M
CPSS annual cash flow from financing activities is $547.92 million

Cash from financing 1-year change

+550.79%
CPSS annual cash flow from financing activities is up +550.79% year-on-year

CAPEX

CAPEX

$433.00K
CPSS annual capital expenditures is $433.00 thousand

CAPEX 1-year change

-22.54%
CPSS annual capital expenditures is down -22.54% year-on-year

Free Cash Flow

Free cash flow

$233.32M
CPSS annual free cash flow is $233.32 million

Free cash flow 1-year change

-1.73%
CPSS annual free cash flow is down -1.73% year-on-year

Profitability Ratios

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Margins

Gross margin

-
CPSS annual gross profit margin value is unknown

Operating margin

-
CPSS annual operating profit margin value is unknown

Net margin

9.49%
CPSS annual net profit margin is 9.49%

ROA & ROE

ROA

0.60%
CPSS annual return on assets is 0.60%

ROE

6.77%
CPSS annual return on equity is 6.77%

Valuation

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PE Ratio

PE ratio

10.49
CPSS price to earnings ratio is 10.49

PE ratio Sector rank

37.66%
CPSS price to earnings ratio is higher than 37.66% of companies in Financial Services sector

PB Ratio

PB ratio

0.61
CPSS price to book ratio is 0.61

PB ratio Sector rank

16.31%
CPSS price to book ratio is higher than 16.31% of companies in Financial Services sector

PS Ratio

PS ratio

0.88
CPSS price to sales ratio is 0.88

PS ratio Sector rank

13.93%
CPSS price to sales ratio is higher than 13.93% of companies in Financial Services sector

Enterprise value

Enterprise value

$3.30B
CPSS enterprise value is $3.30 billion

Enterprise value Sector rank

72.25%
CPSS enterprise value is higher than 72.25% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

15.02
CPSS EV/EBITDA is 15.02

EV/EBITDA Sector rank

90.57%
CPSS EV/EBITDA is higher than 90.57% of companies in Financial Services sector

Financial Health

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Liquidity

Current ratio

0.02
CPSS annual current ratio is 0.02

Quick ratio

-
CPSS annual quick ratio value is unknown

Leverage

Debt to equity

10.69
CPSS annual debt to equity ratio is 10.69

Interest coverage ratio

-
CPSS annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
CPSS piotroski f-score value is unknown

Altman Z-Score

0.24
CPSS altman z-score is 0.24

Analyst ratings

Recent major analysts updates

Apr 3, 20 JMP Securities
Market Outperform
Jun 8, 18 JMP Securities
Market Outperform
Mar 16, 16 JMP Securities
Market Perform
Feb 25, 16 Jefferies
Buy
Jan 2, 15 Jefferies
Buy
Sep 4, 14 Jefferies
Buy
Jul 8, 14 Compass Point
Buy
May 7, 14 JMP Securities
Market Outperform
Jun 12, 13 JMP Securities
Market Outperform
May 24, 13 Stephens & Co.
Equal-Weight

Institutional Ownership

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  • What is the ticker symbol for Consumer Portfolio Services?
  • Does Consumer Portfolio Services pay dividends?
  • What sector is Consumer Portfolio Services in?
  • What industry is Consumer Portfolio Services in?
  • What country is Consumer Portfolio Services based in?
  • When did Consumer Portfolio Services go public?
  • Is Consumer Portfolio Services in the S&P 500?
  • Is Consumer Portfolio Services in the NASDAQ 100?
  • Is Consumer Portfolio Services in the Dow Jones?
  • When was Consumer Portfolio Services's last earnings report?
  • When does Consumer Portfolio Services report earnings?
  • Should I buy Consumer Portfolio Services stock now?

What is the ticker symbol for Consumer Portfolio Services?

The ticker symbol for Consumer Portfolio Services is NASDAQ:CPSS

Does Consumer Portfolio Services pay dividends?

No, Consumer Portfolio Services does not pay dividends

What sector is Consumer Portfolio Services in?

Consumer Portfolio Services is in the Financial Services sector

What industry is Consumer Portfolio Services in?

Consumer Portfolio Services is in the Credit Services industry

What country is Consumer Portfolio Services based in?

Consumer Portfolio Services is headquartered in United States

When did Consumer Portfolio Services go public?

Consumer Portfolio Services's initial public offering (IPO) was on October 22, 1992

Is Consumer Portfolio Services in the S&P 500?

No, Consumer Portfolio Services is not included in the S&P 500 index

Is Consumer Portfolio Services in the NASDAQ 100?

No, Consumer Portfolio Services is not included in the NASDAQ 100 index

Is Consumer Portfolio Services in the Dow Jones?

No, Consumer Portfolio Services is not included in the Dow Jones index

When was Consumer Portfolio Services's last earnings report?

Consumer Portfolio Services's most recent earnings report was on Feb 26, 2025

When does Consumer Portfolio Services report earnings?

The next expected earnings date for Consumer Portfolio Services is May 9, 2025

Should I buy Consumer Portfolio Services stock now?

As of today, analysts generally recommend a 'Strong buy' rating. However, it's important to do your own research and consider your financial situation before making any investment decisions
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