What is the current annual operating margin of CINF?

As of today, CINF annual operating margin is 47.07%

What is 1-year change in CINF annual operating margin?

CINF annual operating margin is up +83.29% year-over-year

What is 3-year change in CINF annual operating margin?

CINF annual operating margin is up +581.78% over the past 3 years

How far is CINF annual operating margin from its all-time high?

CINF annual operating margin is currently at its all-time high

How does CINF annual operating margin rank versus sector peers?

CINF annual operating margin is higher than 89.40% of companies in Financial Services sector

When is CINF next annual earnings release?

The next annual earnings release for CINF is on February 8, 2027

What is the current quarterly operating margin of CINF?

As of today, CINF quarterly operating margin is 18.54%

What is CINF quarterly operating margin most recent change?

CINF quarterly operating margin was down -50.16% on September 30, 2026

What is 1-year change in CINF quarterly operating margin?

CINF quarterly operating margin is down -51.55% year-over-year

How far is CINF quarterly operating margin from its all-time high?

CINF quarterly operating margin is currently -66.88% below its historical high of 55.97% set on December 31, 2021

How does CINF quarterly operating margin rank versus sector peers?

CINF quarterly operating margin is higher than 38.00% of companies in Financial Services sector

When is CINF next earnings release?

The next earnings release for CINF is on February 8, 2027

CINF Operating Margin History & Chart Since 1984

Annual Operating Margin

47.07%21.39%+83.29%

December 31, 2025

Summary

Current Value: As of today, CINF annual operating margin is 47.07%, up +83.29% on December 31, 2025
Historical Performance: CINF annual operating margin is up +581.78% over the past 3 years, up +128.38% over the past 5 years
All-Time High Comparison: CINF annual operating margin is currently at its all-time high
3-Year Low Comparison: CINF annual operating margin is +581.78% above its 3-year low of -9.77% reached on an earlier date
Sector Comparison: CINF annual operating margin is higher than 89.40% of companies in Financial Services sector

Operating Margin Chart

beforeafter

Performance

CINF Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Operating Margin	Dec 31, 25	47.07%	+83.3%	+581.8%	+128.4%	+220.0%
Quarterly Operating Margin	Sep 30, 26	18.54%	-51.5%	+348.9%	+67.9%	+629.9%
Price	Nov 6, 26	$185.48	+14.9%	+85.3%	+47.1%	+535.0%
PE Ratio	Nov 6, 26	10.87	-9.5%	+14.8%	+34.0%	-64.0%
Annual Revenue	Dec 31, 25	$12.63B	+11.4%	+92.5%	+67.6%	+234.9%
Annual Operating Profit	Dec 31, 25	$5.94B	+103.9%	+1026.0%	+282.2%	+969.5%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Net Margin	Dec 31, 25	18.98%	-6.1%	+355.8%	+17.6%	+90.0%

Operating Margin Highs

CINF Annual Operating Margin Highs Comparison
Period	High	Date	Current
3Y	47.07%	Dec 31, 25	at high
5Y	47.07%	Dec 31, 25	at high
All	47.07%	Dec 31, 25	at high

Operating Margin Lows

CINF Annual Operating Margin Lows Comparison
Period	Low	Date	Current
3Y	-9.77%	N/A	+581.8%
5Y	-9.77%	Dec 31, 22	+581.8%
All	-9.77%	Dec 31, 22	+581.8%

Operating Margin History

Year	Value	Change
2025	47.07%	+83.3%
2024	25.68%	+10.4%
2023	23.27%	+338.2%
2022	-9.77%	-125.3%
2021	38.66%	+87.6%
2020	20.61%	-35.3%
2019	31.87%	+467.1%
2018	5.62%	-58.9%
2017	13.66%	-13.9%
2016	15.87%	-12.6%
2015	18.16%	+16.0%
2014	15.65%	-7.7%
2013	16.95%	+12.4%
2012	15.08%	+152.6%
2011	5.97%	-59.4%
2010	14.71%	-22.7%
2009	19.04%	-25.2%
2008	25.45%	-13.6%
2007	29.47%	-3.0%
2006	30.39%	+29.1%
2005	23.54%	-0.2%

Year	Value	Change
2004	23.59%	+31.3%
2003	17.97%	+26.5%
2002	14.21%	+31.3%
2001	10.82%	+23.5%
2000	8.76%	-48.6%
1999	17.03%	+1.6%
1998	16.76%	-23.4%
1997	21.87%	+27.7%
1996	17.13%	-11.3%
1995	19.32%	+12.7%
1994	17.14%	-9.9%
1993	19.03%	+15.0%
1992	16.55%	+2.4%
1991	16.16%	+5.4%
1990	15.33%	+4.1%
1989	14.72%	-12.1%
1988	16.75%	+42.2%
1987	11.78%	-5.7%
1986	12.49%	+25.5%
1985	9.95%	-6.0%
1984	10.59%	-

FAQ

What is the current annual operating margin of CINF?: As of today, CINF annual operating margin is 47.07%
What is 1-year change in CINF annual operating margin?: CINF annual operating margin is up +83.29% year-over-year
What is 3-year change in CINF annual operating margin?: CINF annual operating margin is up +581.78% over the past 3 years
How far is CINF annual operating margin from its all-time high?: CINF annual operating margin is currently at its all-time high
How does CINF annual operating margin rank versus sector peers?: CINF annual operating margin is higher than 89.40% of companies in Financial Services sector
When is CINF next annual earnings release?: The next annual earnings release for CINF is on February 8, 2027

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Quarterly Operating Margin

18.54%18.66%-50.16%

September 30, 2026

Summary

Current Value: As of today, CINF quarterly operating margin is 18.54%, down -50.16% on September 30, 2026
Historical Performance: CINF quarterly operating margin is down -51.55% year-over-year, up +348.86% over the past 3 years
All-Time High Comparison: CINF quarterly operating margin is currently -66.88% below its historical high of 55.97% set on December 31, 2021
3-Year Low Comparison: CINF quarterly operating margin is +348.86% above its 3-year low of -7.45% reached on an earlier date
Sector Comparison: CINF quarterly operating margin is higher than 38.00% of companies in Financial Services sector

Performance

CINF Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Operating Margin	Sep 30, 26	18.54%	-50.2%	-51.5%	+348.9%	+67.9%
Annual Operating Margin	Dec 31, 25	47.07%	–	+83.3%	+581.8%	+128.4%
Price	Nov 6, 26	$185.48	+3.6%	+14.9%	+85.3%	+47.1%
PE Ratio	Nov 6, 26	10.87	+28.8%	-9.5%	+14.8%	+34.0%
Quarterly Revenue	Sep 30, 26	$3.05B	-28.7%	-18.2%	+68.3%	+70.7%
Quarterly Operating Profit	Sep 30, 26	$565.00M	-64.5%	-60.4%	+518.5%	+186.8%
Quarterly Gross Margin	Sep 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Net Margin	Sep 30, 26	15.06%	-48.7%	-50.0%	+375.3%	+75.7%

Quarterly Operating Margin Highs

CINF Quarterly Operating Margin Highs Comparison
Period	High	Date	Current
1Y	38.27%	N/A	-51.5%
3Y	44.82%	Dec 31, 23	-58.6%
5Y	55.97%	Dec 31, 21	-66.9%
All	55.97%	Dec 31, 21	-66.9%

Quarterly Operating Margin Lows

CINF Quarterly Operating Margin Lows Comparison
Period	Low	Date	Current
1Y	11.84%	Mar 31, 26	+56.6%
3Y	-7.45%	N/A	+348.9%
5Y	-126.83%	Jun 30, 22	+114.6%
All	-126.83%	Jun 30, 22	+114.6%

Quarterly Operating Margin History

Month	Value	Change
Sep 2026	18.54%	-50.2%
Jun 2026	37.20%	+214.2%
Mar 2026	11.84%	-57.1%
Dec 2025	27.60%	-27.9%
Sep 2025	38.27%	+43.1%
Jun 2025	26.75%	+697.1%
Mar 2025	-4.48%	-123.1%
Dec 2024	19.39%	-38.9%
Sep 2024	31.72%	+101.8%
Jun 2024	15.72%	-52.2%
Mar 2024	32.91%	-26.6%
Dec 2023	44.82%	+701.6%
Sep 2023	-7.45%	-128.6%
Jun 2023	26.07%	+107.2%
Mar 2023	12.58%	-69.9%
Dec 2022	41.73%	+204.5%
Sep 2022	-39.93%	+68.5%
Jun 2022	-126.83%	-357.0%
Mar 2022	-27.75%	-149.6%
Dec 2021	55.97%	+407.0%
Sep 2021	11.04%	-71.4%
Jun 2021	38.56%	+10.0%
Mar 2021	35.07%	-29.0%
Dec 2020	49.37%	+75.4%
Sep 2020	28.15%	-34.1%
Jun 2020	42.70%	+15.7%
Dec 2019	36.90%	+103.6%
Sep 2019	18.12%	-36.2%
Jun 2019	28.38%	-30.4%
Mar 2019	40.76%	+151.0%
Dec 2018	-80.00%	-342.4%
Sep 2018	33.00%	+85.6%
Jun 2018	17.78%	+688.7%
Mar 2018	-3.02%	-120.2%
Dec 2017	14.95%	+48.6%
Sep 2017	10.06%	-1.1%
Jun 2017	10.17%	-46.4%
Mar 2017	18.98%	+75.4%
Dec 2016	10.82%	-43.0%
Sep 2016	18.97%	+45.3%
Jun 2016	13.06%	-35.9%
Mar 2016	20.38%	+12.4%
Dec 2015	18.13%	-9.8%
Sep 2015	20.11%	+1.4%
Jun 2015	19.83%	+36.3%
Mar 2015	14.55%	-26.3%
Dec 2014	19.73%	-7.2%
Sep 2014	21.25%	+115.1%
Jun 2014	9.88%	-11.7%
Mar 2014	11.19%	-27.5%
Dec 2013	15.44%	-8.8%
Sep 2013	16.93%	+15.4%
Jun 2013	14.67%	-29.6%
Mar 2013	20.85%	-22.0%
Dec 2012	26.73%	+66.6%
Sep 2012	16.04%	+289.3%
Jun 2012	4.12%	-67.8%

Month	Value	Change
Mar 2012	12.78%	-38.1%
Dec 2011	20.63%	+712.2%
Sep 2011	2.54%	+129.8%
Jun 2011	-8.51%	-188.8%
Mar 2011	9.58%	-52.3%
Dec 2010	20.09%	-8.1%
Sep 2010	21.85%	+464.6%
Jun 2010	3.87%	-65.3%
Mar 2010	11.16%	-66.7%
Dec 2009	33.54%	+26.9%
Sep 2009	26.42%	+1,427.2%
Jun 2009	1.73%	-83.4%
Mar 2009	10.43%	-65.8%
Dec 2008	30.50%	-18.8%
Sep 2008	37.57%	+159.8%
Jun 2008	14.46%	+5.3%
Mar 2008	13.73%	-51.4%
Dec 2007	28.28%	+59.8%
Sep 2007	17.70%	-56.9%
Jun 2007	41.02%	+48.9%
Mar 2007	27.55%	+47.2%
Dec 2006	18.71%	+9.7%
Sep 2006	17.06%	-13.3%
Jun 2006	19.67%	-62.8%
Mar 2006	52.92%	+87.3%
Dec 2005	28.26%	+56.1%
Sep 2005	18.10%	-26.0%
Jun 2005	24.47%	+5.7%
Mar 2005	23.14%	-23.8%
Dec 2004	30.36%	+115.2%
Sep 2004	14.11%	-41.6%
Jun 2004	24.16%	-0.5%
Mar 2004	24.28%	+19.7%
Dec 2003	20.28%	+11.9%
Sep 2003	18.13%	+10.3%
Jun 2003	16.44%	+59.1%
Mar 2003	10.33%	-59.4%
Dec 2002	25.43%	+87.8%
Sep 2002	13.54%	+132.2%
Jun 2002	5.83%	-61.8%
Mar 2002	15.28%	+95.1%
Dec 2001	7.83%	+2.4%
Sep 2001	7.65%	-25.0%
Jun 2001	10.20%	-43.0%
Mar 2001	17.91%	+732.9%
Dec 2000	-2.83%	-2,472.7%
Sep 2000	-0.11%	-100.6%
Jun 2000	18.42%	-6.6%
Mar 2000	19.73%	+41.1%
Dec 1999	13.98%	-2.3%
Sep 1999	14.31%	-37.5%
Jun 1999	22.90%	+36.8%
Mar 1999	16.74%	+19.1%
Dec 1998	14.05%	+0.3%
Sep 1998	14.01%	-8.1%
Jun 1998	15.25%	-35.8%
Mar 1998	23.74%	-

FAQ

What is the current quarterly operating margin of CINF?: As of today, CINF quarterly operating margin is 18.54%
What is CINF quarterly operating margin most recent change?: CINF quarterly operating margin was down -50.16% on September 30, 2026
What is 1-year change in CINF quarterly operating margin?: CINF quarterly operating margin is down -51.55% year-over-year
How far is CINF quarterly operating margin from its all-time high?: CINF quarterly operating margin is currently -66.88% below its historical high of 55.97% set on December 31, 2021
How does CINF quarterly operating margin rank versus sector peers?: CINF quarterly operating margin is higher than 38.00% of companies in Financial Services sector
When is CINF next earnings release?: The next earnings release for CINF is on February 8, 2027

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Data Sources & References

CINF Official Website www.cinfin.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/20286/000002028626000005/0000020286-26-000005-index.htm
CINF Profile on Yahoo Finance finance.yahoo.com/quote/CINF
CINF Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/cinf