What is the current annual net margin of CINF?

As of today, CINF annual net margin is 18.98%

What is 1-year change in CINF annual net margin?

CINF annual net margin is down -6.13% year-over-year

What is 3-year change in CINF annual net margin?

CINF annual net margin is up +355.80% over the past 3 years

How far is CINF annual net margin from its all-time high?

CINF annual net margin is currently -37.95% below its historical high of 30.59% set on December 31, 2021

How does CINF annual net margin rank versus sector peers?

CINF annual net margin is higher than 64.99% of companies in Financial Services sector

When is CINF next annual earnings release?

The next annual earnings release for CINF is on February 8, 2027

What is the current quarterly net margin of CINF?

As of today, CINF quarterly net margin is 15.06%

What is CINF quarterly net margin most recent change?

CINF quarterly net margin was down -48.71% on September 30, 2026

What is 1-year change in CINF quarterly net margin?

CINF quarterly net margin is down -49.98% year-over-year

How far is CINF quarterly net margin from its all-time high?

CINF quarterly net margin is currently -66.90% below its historical high of 45.50% set on December 31, 2017

How does CINF quarterly net margin rank versus sector peers?

CINF quarterly net margin is higher than 45.15% of companies in Financial Services sector

When is CINF next earnings release?

The next earnings release for CINF is on February 8, 2027

CINF Net Margin History & Chart Since 1984

Annual Net Margin

18.98%1.24%-6.13%

December 31, 2025

Summary

Current Value: As of today, CINF annual net margin is 18.98%, down -6.13% on December 31, 2025
Historical Performance: CINF annual net margin is up +355.80% over the past 3 years, up +17.60% over the past 5 years
All-Time High Comparison: CINF annual net margin is currently -37.95% below its historical high of 30.59% set on December 31, 2021
3-Year Low Comparison: CINF annual net margin is +355.80% above its 3-year low of -7.42% reached on an earlier date
Sector Comparison: CINF annual net margin is higher than 64.99% of companies in Financial Services sector

Net Margin Chart

beforeafter

Performance

CINF Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 25	18.98%	-6.1%	+355.8%	+17.6%	+90.0%
Quarterly Net Margin	Sep 30, 26	15.06%	-50.0%	+375.3%	+75.7%	+649.3%
Price	Nov 6, 26	$185.48	+14.9%	+85.3%	+47.1%	+535.0%
PE Ratio	Nov 6, 26	10.87	-9.5%	+14.8%	+34.0%	-64.0%
Annual Revenue	Dec 31, 25	$12.63B	+11.4%	+92.5%	+67.6%	+234.9%
Annual Net Income	Dec 31, 25	$2.39B	+4.4%	+591.4%	+96.8%	+534.8%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Dec 31, 25	47.07%	+83.3%	+581.8%	+128.4%	+220.0%

Net Margin Highs

CINF Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	20.22%	Dec 31, 24	-6.1%
5Y	30.59%	Dec 31, 21	-38.0%
All	30.59%	Dec 31, 21	-38.0%

Net Margin Lows

CINF Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	-7.42%	N/A	+355.8%
5Y	-7.42%	Dec 31, 22	+355.8%
All	-7.42%	Dec 31, 22	+355.8%

Net Margin History

Year	Value	Change
2025	18.98%	-6.1%
2024	20.22%	+9.8%
2023	18.41%	+348.1%
2022	-7.42%	-124.3%
2021	30.59%	+89.5%
2020	16.14%	-36.0%
2019	25.20%	+374.6%
2018	5.31%	-70.9%
2017	18.23%	+68.0%
2016	10.85%	-12.0%
2015	12.33%	+16.1%
2014	10.62%	-6.9%
2013	11.41%	+11.4%
2012	10.24%	+137.6%
2011	4.31%	-56.9%
2010	9.99%	-6.7%
2009	10.71%	+8.2%
2008	9.90%	-50.5%
2007	20.00%	-2.2%
2006	20.44%	+27.9%
2005	15.98%	-0.9%

Year	Value	Change
2004	16.13%	+40.6%
2003	11.47%	+41.8%
2002	8.09%	+7.3%
2001	7.54%	+48.4%
2000	5.08%	-57.6%
1999	11.97%	+1.8%
1998	11.76%	-23.7%
1997	15.41%	+24.6%
1996	12.37%	-9.9%
1995	13.73%	+3.2%
1994	13.30%	-5.1%
1993	14.02%	+6.7%
1992	13.14%	+4.3%
1991	12.60%	+2.5%
1990	12.29%	+4.6%
1989	11.75%	-17.0%
1988	14.15%	+34.1%
1987	10.55%	-12.4%
1986	12.05%	+33.1%
1985	9.05%	-35.5%
1984	14.04%	-

FAQ

What is the current annual net margin of CINF?: As of today, CINF annual net margin is 18.98%
What is 1-year change in CINF annual net margin?: CINF annual net margin is down -6.13% year-over-year
What is 3-year change in CINF annual net margin?: CINF annual net margin is up +355.80% over the past 3 years
How far is CINF annual net margin from its all-time high?: CINF annual net margin is currently -37.95% below its historical high of 30.59% set on December 31, 2021
How does CINF annual net margin rank versus sector peers?: CINF annual net margin is higher than 64.99% of companies in Financial Services sector
When is CINF next annual earnings release?: The next annual earnings release for CINF is on February 8, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Quarterly Net Margin

15.06%14.30%-48.71%

September 30, 2026

Summary

Current Value: As of today, CINF quarterly net margin is 15.06%, down -48.71% on September 30, 2026
Historical Performance: CINF quarterly net margin is down -49.98% year-over-year, up +375.32% over the past 3 years
All-Time High Comparison: CINF quarterly net margin is currently -66.90% below its historical high of 45.50% set on December 31, 2017
3-Year Low Comparison: CINF quarterly net margin is +375.32% above its 3-year low of -5.47% reached on an earlier date
Sector Comparison: CINF quarterly net margin is higher than 45.15% of companies in Financial Services sector

Performance

CINF Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Sep 30, 26	15.06%	-48.7%	-50.0%	+375.3%	+75.7%
Annual Net Margin	Dec 31, 25	18.98%	–	-6.1%	+355.8%	+17.6%
Price	Nov 6, 26	$185.48	+3.6%	+14.9%	+85.3%	+47.1%
PE Ratio	Nov 6, 26	10.87	+28.8%	-9.5%	+14.8%	+34.0%
Quarterly Revenue	Sep 30, 26	$3.05B	-28.7%	-18.2%	+68.3%	+70.7%
Quarterly Net Income	Sep 30, 26	$459.00M	-63.4%	-59.1%	+563.6%	+200.0%
Quarterly Gross Margin	Sep 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Sep 30, 26	18.54%	-50.2%	-51.5%	+348.9%	+67.9%

Quarterly Net Margin Highs

CINF Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	30.11%	N/A	-50.0%
3Y	35.25%	Dec 31, 23	-57.3%
5Y	44.24%	Dec 31, 21	-66.0%
All	45.50%	Dec 31, 17	-66.9%

Quarterly Net Margin Lows

CINF Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	9.57%	Mar 31, 26	+57.4%
3Y	-5.47%	N/A	+375.3%
5Y	-99.76%	Jun 30, 22	+115.1%
All	-99.76%	Jun 30, 22	+115.1%

Quarterly Net Margin History

Month	Value	Change
Sep 2026	15.06%	-48.7%
Jun 2026	29.36%	+206.8%
Mar 2026	9.57%	-56.2%
Dec 2025	21.87%	-27.4%
Sep 2025	30.11%	+42.8%
Jun 2025	21.09%	+700.9%
Mar 2025	-3.51%	-122.0%
Dec 2024	15.96%	-35.4%
Sep 2024	24.70%	+101.5%
Jun 2024	12.26%	-52.3%
Mar 2024	25.72%	-27.0%
Dec 2023	35.25%	+744.4%
Sep 2023	-5.47%	-126.7%
Jun 2023	20.50%	+104.2%
Mar 2023	10.04%	-69.1%
Dec 2022	32.52%	+210.2%
Sep 2022	-29.50%	+70.4%
Jun 2022	-99.76%	-356.8%
Mar 2022	-21.84%	-149.4%
Dec 2021	44.24%	+416.2%
Sep 2021	8.57%	-72.0%
Jun 2021	30.63%	+10.0%
Mar 2021	27.84%	-28.5%
Dec 2020	38.94%	+79.2%
Sep 2020	21.73%	-35.1%
Jun 2020	33.49%	+15.1%
Dec 2019	29.09%	+99.4%
Sep 2019	14.59%	-34.8%
Jun 2019	22.37%	-30.5%
Mar 2019	32.19%	+150.6%
Dec 2018	-63.66%	-320.4%
Sep 2018	28.88%	+107.3%
Jun 2018	13.93%	+650.6%
Mar 2018	-2.53%	-105.6%
Dec 2017	45.50%	+530.2%
Sep 2017	7.22%	0.0%
Jun 2017	7.22%	-45.3%
Mar 2017	13.20%	+73.2%
Dec 2016	7.62%	-40.7%
Sep 2016	12.84%	+43.1%
Jun 2016	8.97%	-34.9%
Mar 2016	13.78%	+11.6%
Dec 2015	12.35%	-9.3%
Sep 2015	13.62%	+1.9%
Jun 2015	13.37%	+34.2%
Mar 2015	9.96%	-24.7%
Dec 2014	13.23%	-7.5%
Sep 2014	14.30%	+106.6%
Jun 2014	6.92%	-9.5%
Mar 2014	7.65%	-26.5%
Dec 2013	10.41%	-8.4%
Sep 2013	11.37%	+14.2%
Jun 2013	9.96%	-28.7%
Mar 2013	13.96%	-22.2%
Dec 2012	17.94%	+67.4%
Sep 2012	10.72%	+241.4%
Jun 2012	3.14%	-64.0%
Mar 2012	8.72%	-36.9%
Dec 2011	13.82%	+587.6%
Sep 2011	2.01%	+140.0%
Jun 2011	-5.03%	-175.4%
Mar 2011	6.67%	-50.4%
Dec 2010	13.46%	-7.6%
Sep 2010	14.57%	+373.1%
Jun 2010	3.08%	-59.8%
Mar 2010	7.67%	-64.0%
Dec 2009	21.29%	+26.7%
Sep 2009	16.80%	+919.5%
Jun 2009	-2.05%	-155.1%
Mar 2009	3.72%	-73.9%
Dec 2008	14.27%	-24.5%
Sep 2008	18.90%	+194.4%
Jun 2008	6.42%	+240.2%
Mar 2008	-4.58%	-124.4%
Dec 2007	18.79%	+49.0%
Sep 2007	12.61%	-54.4%
Jun 2007	27.64%	+46.9%
Mar 2007	18.82%	+43.9%
Dec 2006	13.08%	+10.0%
Sep 2006	11.89%	-11.7%
Jun 2006	13.46%	-60.8%
Mar 2006	34.33%	+81.3%
Dec 2005	18.94%	+53.0%
Sep 2005	12.38%	-26.4%
Jun 2005	16.81%	+6.9%

Month	Value	Change
Mar 2005	15.72%	-22.9%
Dec 2004	20.38%	+99.0%
Sep 2004	10.24%	-39.0%
Jun 2004	16.79%	+0.4%
Mar 2004	16.72%	+8.4%
Dec 2003	15.42%	+25.2%
Sep 2003	12.32%	+19.5%
Jun 2003	10.31%	+27.9%
Mar 2003	8.06%	+0.1%
Dec 2002	8.05%	-18.3%
Sep 2002	9.85%	+97.8%
Jun 2002	4.98%	-54.4%
Mar 2002	10.92%	+98.5%
Dec 2001	5.50%	-0.9%
Sep 2001	5.55%	-26.9%
Jun 2001	7.59%	-35.4%
Mar 2001	11.75%	+265.5%
Dec 2000	-7.10%	-863.4%
Sep 2000	0.93%	-92.8%
Jun 2000	12.90%	-7.1%
Mar 2000	13.89%	+51.5%
Dec 1999	9.17%	-13.5%
Sep 1999	10.60%	-33.5%
Jun 1999	15.93%	+32.6%
Mar 1999	12.01%	+33.9%
Dec 1998	8.97%	-12.7%
Sep 1998	10.28%	-9.4%
Jun 1998	11.35%	-30.9%
Mar 1998	16.42%	+9.3%
Dec 1997	15.02%	-4.0%
Sep 1997	15.65%	0.0%
Jun 1997	15.65%	+2.3%
Mar 1997	15.30%	+11.6%
Dec 1996	13.71%	+33.2%
Sep 1996	10.29%	-16.4%
Jun 1996	12.31%	-6.4%
Mar 1996	13.15%	+9.5%
Dec 1995	12.01%	-14.6%
Sep 1995	14.06%	+3.4%
Jun 1995	13.60%	-10.8%
Mar 1995	15.24%	+23.0%
Dec 1994	12.39%	-0.6%
Sep 1994	12.47%	-20.1%
Jun 1994	15.60%	+22.2%
Mar 1994	12.77%	-2.5%
Dec 1993	13.10%	+30.9%
Sep 1993	10.01%	-40.2%
Jun 1993	16.73%	-16.6%
Mar 1993	20.07%	+85.8%
Dec 1992	10.80%	+4.0%
Sep 1992	10.38%	-34.4%
Jun 1992	15.82%	+1.0%
Mar 1992	15.66%	+51.6%
Dec 1991	10.33%	+2.1%
Sep 1991	10.12%	-32.0%
Jun 1991	14.89%	-1.8%
Mar 1991	15.17%	+29.2%
Dec 1990	11.74%	+11.9%
Sep 1990	10.49%	-21.9%
Jun 1990	13.44%	-1.0%
Mar 1990	13.57%	+21.5%
Dec 1989	11.17%	+48.9%
Sep 1989	7.50%	-39.3%
Jun 1989	12.35%	-13.2%
Mar 1989	14.22%	+11.3%
Dec 1988	12.78%	+4.1%
Sep 1988	12.28%	-22.2%
Jun 1988	15.78%	+2.6%
Mar 1988	15.38%	+31.5%
Dec 1987	11.70%	+5.5%
Sep 1987	11.09%	+112.0%
Jun 1987	5.23%	-60.7%
Mar 1987	13.31%	+48.2%
Dec 1986	8.98%	-26.5%
Sep 1986	12.22%	+6.4%
Jun 1986	11.48%	+10.3%
Mar 1986	10.41%	+11.7%
Dec 1985	9.32%	-9.9%
Sep 1985	10.34%	+6.4%
Jun 1985	9.72%	+108.1%
Mar 1985	4.67%	-78.3%
Dec 1984	21.57%	+109.4%
Sep 1984	10.30%	-20.6%
Jun 1984	12.97%	+33.8%
Mar 1984	9.69%	-

FAQ

What is the current quarterly net margin of CINF?: As of today, CINF quarterly net margin is 15.06%
What is CINF quarterly net margin most recent change?: CINF quarterly net margin was down -48.71% on September 30, 2026
What is 1-year change in CINF quarterly net margin?: CINF quarterly net margin is down -49.98% year-over-year
How far is CINF quarterly net margin from its all-time high?: CINF quarterly net margin is currently -66.90% below its historical high of 45.50% set on December 31, 2017
How does CINF quarterly net margin rank versus sector peers?: CINF quarterly net margin is higher than 45.15% of companies in Financial Services sector
When is CINF next earnings release?: The next earnings release for CINF is on February 8, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Data Sources & References

CINF Official Website www.cinfin.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/20286/000002028626000005/0000020286-26-000005-index.htm
CINF Profile on Yahoo Finance finance.yahoo.com/quote/CINF
CINF Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/cinf