Annual Interest Coverage Ratio
3.781.40-27.03%
Summary
- Current Value
- As of today, CACC annual interest coverage ratio is 3.78, down -27.03% on
- Historical Performance
- CACC annual interest coverage ratio is down -57.48% over the past 3 years, and down -34.38% over the past 5 years
- All-Time High Comparison
- CACC annual interest coverage ratio is currently -96.14% below its historical high of 98.02 set on
- 3-Year Low Comparison
- CACC annual interest coverage ratio is at its 3-year low
- Sector Comparison
- CACC annual interest coverage ratio is higher than 82.76% of companies in Financial Services sector
Interest Coverage Ratio Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Interest Coverage Ratio | 3.78 | -27.0% | -57.5% | -34.4% | -54.4% | |
| Quarterly Interest Coverage Ratio | 3.59 | -0.8% | -56.4% | -49.9% | -34.1% | |
| Price | $460.58 | -1.2% | +14.5% | +36.7% | +669.6% | |
| Annual EBIT | $1.59B | +15.9% | +8.7% | +40.5% | +491.1% | |
| Annual Interest Expense | $419.50M | +58.6% | +155.3% | +113.9% | +1194.8% | |
| Annual Debt To Equity | 3.63 | +25.6% | +43.5% | +88.1% | +255.9% | |
| Annual Current Ratio | 1.65 | +61.8% | +385.3% | – | +251.1% | |
| Annual Quick Ratio | 1.65 | +61.8% | +385.3% | – | +251.1% | |
| Piotroski F-Score | 6 | -14.3% | -25.0% | -14.3% | – | |
| Altman Z-Score | 1.39 | -2.8% | +0.7% | -10.3% | -45.7% |
Interest Coverage Ratio Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 8.12 | N/A | -53.5% |
| 5Y | 8.89 | -57.5% | |
| All | 98.02 | -96.1% |
Interest Coverage Ratio Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 3.78 | at low | |
| 5Y | 3.78 | at low | |
| All | 0.07 | +5300.0% |
Interest Coverage Ratio History
FAQ
What is the current annual interest coverage ratio of CACC?
As of today, CACC annual interest coverage ratio is 3.78
What is 1-year change in CACC annual interest coverage ratio?
CACC annual interest coverage ratio is down -27.03% year-over-year
What is 3-year change in CACC annual interest coverage ratio?
CACC annual interest coverage ratio is down -57.48% over the past 3 years
How far is CACC annual interest coverage ratio from its all-time high?
CACC annual interest coverage ratio is currently -96.14% below its historical high of 98.02 set on December 31, 1992
How does CACC annual interest coverage ratio rank versus sector peers?
CACC annual interest coverage ratio is higher than 82.76% of companies in Financial Services sector
When is CACC next annual earnings release?
The next annual earnings release for CACC is on
Quarterly Interest Coverage Ratio
3.590.13+3.76%
Summary
- Current Value
- As of today, CACC quarterly interest coverage ratio is 3.59, up +3.76% on
- Historical Performance
- CACC quarterly interest coverage ratio is down -0.83% year-over-year, and down -56.38% over the past 3 years
- All-Time High Comparison
- CACC quarterly interest coverage ratio is currently -65.97% below its historical high of 10.55 set on
- 3-Year Low Comparison
- CACC quarterly interest coverage ratio is +3.76% above its 3-year low of 3.46 reached on
- Sector Comparison
- CACC quarterly interest coverage ratio is higher than 85.43% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Interest Coverage Ratio | 3.59 | +3.8% | -0.8% | -56.4% | -49.9% | |
| Annual Interest Coverage Ratio | 3.78 | – | -27.0% | -57.5% | -34.4% | |
| Price | $460.58 | -6.6% | -1.2% | +14.5% | +36.7% | |
| Quarterly EBIT | $417.20M | +2.1% | +3.7% | +21.2% | +24.4% | |
| Quarterly Interest Expense | $116.30M | -1.5% | +4.6% | +178.2% | +148.5% | |
| Quarterly Debt To Equity | 4.03 | -3.1% | +6.0% | +38.5% | +101.5% | |
| Quarterly Current Ratio | 1.04 | -18.1% | -39.5% | +35.1% | +36.8% | |
| Quarterly Quick Ratio | 1.04 | -18.1% | -39.5% | +35.1% | +36.8% | |
| Piotroski F-Score | 6 | 0.0% | -14.3% | -25.0% | -14.3% | |
| Altman Z-Score | 1.39 | -1.4% | -2.8% | +0.7% | -10.3% |
Quarterly Interest Coverage Ratio Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 3.83 | N/A | -6.3% |
| 3Y | 6.94 | N/A | -48.3% |
| 5Y | 9.43 | -61.9% | |
| All | 10.55 | -66.0% |
Quarterly Interest Coverage Ratio Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 3.46 | +3.8% | |
| 3Y | 3.46 | +3.8% | |
| 5Y | 3.46 | +3.8% | |
| All | -10.57 | +134.0% |
Quarterly Interest Coverage Ratio History
FAQ
What is the current quarterly interest coverage ratio of CACC?
As of today, CACC quarterly interest coverage ratio is 3.59
What is CACC quarterly interest coverage ratio most recent change?
CACC quarterly interest coverage ratio was up +3.76% on September 30, 2025
What is 1-year change in CACC quarterly interest coverage ratio?
CACC quarterly interest coverage ratio is down -0.83% year-over-year
How far is CACC quarterly interest coverage ratio from its all-time high?
CACC quarterly interest coverage ratio is currently -65.97% below its historical high of 10.55 set on December 31, 2005
How does CACC quarterly interest coverage ratio rank versus sector peers?
CACC quarterly interest coverage ratio is higher than 85.43% of companies in Financial Services sector
When is CACC next earnings release?
The next earnings release for CACC is on
Interest Coverage Ratio Formula
Interest Coverage Ratio =
Data Sources & References
- CACC Official Website www.creditacceptance.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/885550/000088555025000124/0000885550-25-000124-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/885550/000088555025000012/0000885550-25-000012-index.htm
- CACC Profile on Yahoo Finance finance.yahoo.com/quote/CACC
- CACC Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/cacc