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Credit Acceptance Corporation (CACC) Interest Coverage Ratio

Annual Interest Coverage Ratio:

3.78-1.40(-27.03%)
December 31, 2024

Summary

  • As of today, CACC annual interest coverage ratio is 3.78, with the most recent change of -1.40 (-27.03%) on December 31, 2024.
  • During the last 3 years, CACC annual interest coverage ratio has fallen by -5.11 (-57.48%).
  • CACC annual interest coverage ratio is now -96.14% below its all-time high of 98.02, reached on December 31, 1992.

Performance

CACC Interest Coverage Ratio Chart

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Highlights

Range

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Quarterly Interest Coverage Ratio:

3.59+0.13(+3.76%)
September 30, 2025

Summary

  • As of today, CACC quarterly interest coverage ratio is 3.59, with the most recent change of +0.13 (+3.76%) on September 30, 2025.
  • Over the past year, CACC quarterly interest coverage ratio has dropped by -0.03 (-0.83%).
  • CACC quarterly interest coverage ratio is now -65.97% below its all-time high of 10.55, reached on December 31, 2005.

Performance

CACC Quarterly Interest Coverage Ratio Chart

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Interest Coverage Ratio Formula

Interest Coverage Ratio =  
EBIT
Interest Expense

CACC Interest Coverage Ratio Trends

PeriodPeriodAnnualAnnualQuarterlyQuarterly
1Y1 Year-27.0%-0.8%
3Y3 Years-57.5%-56.4%
5Y5 Years-34.4%-49.9%

CACC Interest Coverage Ratio Highs & Lows

PeriodPeriodAnnual vs HighAnnual vs HighAnnual vs LowAnnual vs LowQuarter. vs HighQuarter. vs HighQuarter. vs LowQuarter. vs Low
3Y3-Year-57.5%at low-56.4%+3.8%
5Y5-Year-57.5%at low-61.9%+3.8%
All-TimeAll-Time-96.1%+5300.0%-66.0%+134.0%

CACC Interest Coverage Ratio History

DateAnnualQuarterly
Sep 2025
-
3.59(+3.8%)
Jun 2025
-
3.46(-5.5%)
Mar 2025
-
3.66(-4.4%)
Dec 2024
3.78(-27.0%)
3.83(+5.8%)
Sep 2024
-
3.62(-4.0%)
Jun 2024
-
3.77(-4.3%)
Mar 2024
-
3.94(-14.0%)
Dec 2023
5.18(-36.2%)
4.58(-8.2%)
Sep 2023
-
4.99(-8.1%)
Jun 2023
-
5.43(-7.3%)
Mar 2023
-
5.86(-15.6%)
Dec 2022
8.12(-8.7%)
6.94(-15.7%)
Sep 2022
-
8.23(-2.5%)
Jun 2022
-
8.44(-10.5%)
Mar 2022
-
9.43(+4.2%)
Dec 2021
8.89(+30.7%)
9.05(-1.0%)
Sep 2021
-
9.14(-1.8%)
Jun 2021
-
9.31(+23.8%)
Mar 2021
-
7.52(-2.7%)
Dec 2020
6.80(+18.1%)
7.73(+7.8%)
Sep 2020
-
7.17(+9.6%)
Jun 2020
-
6.54(+12.8%)
Mar 2020
-
5.80(+0.2%)
Dec 2019
5.76(-6.9%)
5.79(+1.0%)
Sep 2019
-
5.73(+1.8%)
Jun 2019
-
5.63(-4.7%)
Mar 2019
-
5.91(-4.2%)
Dec 2018
6.19(-10.8%)
6.17(0.0%)
Sep 2018
-
6.17(+0.2%)
Jun 2018
-
6.16(-1.4%)
Mar 2018
-
6.25(-6.7%)
Dec 2017
6.94(-5.8%)
6.70(-5.5%)
Sep 2017
-
7.09(+1.6%)
Jun 2017
-
6.98(+0.1%)
Mar 2017
-
6.97(-6.4%)
Dec 2016
7.37(-5.4%)
7.45(+1.4%)
Sep 2016
-
7.35(+1.0%)
Jun 2016
-
7.28(-1.1%)
Mar 2016
-
7.36(-3.4%)
Dec 2015
7.79(-13.9%)
7.62(+2.6%)
Sep 2015
-
7.43(+0.1%)
Jun 2015
-
7.42(-17.7%)
Mar 2015
-
9.02(-3.3%)
Dec 2014
9.05(+21.2%)
9.33(-5.2%)
Sep 2014
-
9.84(+2.9%)
Jun 2014
-
9.56(+24.8%)
Mar 2014
-
7.66(+23.5%)
Dec 2013
7.47(+9.9%)
6.20(-19.8%)
Sep 2013
-
7.73(+5.2%)
Jun 2013
-
7.35(+23.7%)
Mar 2013
-
5.94(-15.4%)
Dec 2012
6.80(+1.0%)
7.02(+36.3%)
Sep 2012
-
5.15(-30.9%)
Jun 2012
-
7.45(+5.1%)
Mar 2012
-
7.09(+33.8%)
Dec 2011
6.73
5.30(-2.6%)
Sep 2011
-
5.44(+13.3%)
Jun 2011
-
4.80(-10.4%)
DateAnnualQuarterly
Mar 2011
-
5.36(-9.0%)
Dec 2010
7.24(-12.7%)
5.89(+8.1%)
Sep 2010
-
5.45(-1.3%)
Jun 2010
-
5.52(+23.2%)
Mar 2010
-
4.48(-40.6%)
Dec 2009
8.29(+79.8%)
7.54(-1.4%)
Sep 2009
-
7.65(-13.4%)
Jun 2009
-
8.83(+84.0%)
Mar 2009
-
4.80(+84.6%)
Dec 2008
4.61(+21.0%)
2.60(+29.4%)
Sep 2008
-
2.01(+200.0%)
Jun 2008
-
0.67(-73.7%)
Mar 2008
-
2.55(+37.1%)
Dec 2007
3.81(-2.1%)
1.86(-21.5%)
Sep 2007
-
2.37(+9.7%)
Jun 2007
-
2.16(-19.4%)
Mar 2007
-
2.68(+79.9%)
Dec 2006
3.89(-49.3%)
1.49(-64.1%)
Sep 2006
-
4.15(-13.2%)
Jun 2006
-
4.78(-36.7%)
Mar 2006
-
7.55(-28.4%)
Dec 2005
7.67(+5.6%)
10.55(+38.8%)
Sep 2005
-
7.60(-9.3%)
Jun 2005
-
8.38(+29.9%)
Mar 2005
-
6.45(-3.3%)
Dec 2004
7.26(+3.1%)
6.67(-12.6%)
Sep 2004
-
7.63(-12.8%)
Jun 2004
-
8.75(+33.4%)
Mar 2004
-
6.56(+762.6%)
Dec 2003
7.04(+27.5%)
-0.99(-115.3%)
Sep 2003
-
6.46(-27.8%)
Jun 2003
-
8.95(+7.2%)
Mar 2003
-
8.35(+143.4%)
Dec 2002
5.52(+66.3%)
3.43(-4.7%)
Sep 2002
-
3.60(-33.8%)
Jun 2002
-
5.44(-11.8%)
Mar 2002
-
6.17(+52.0%)
Dec 2001
3.32(+51.6%)
4.06(+36.2%)
Sep 2001
-
2.98(+1.7%)
Jun 2001
-
2.93(+11.8%)
Mar 2001
-
2.62(+21.3%)
Dec 2000
2.19(+114.7%)
2.16(-3.6%)
Sep 2000
-
2.24(-1.8%)
Jun 2000
-
2.28(+9.6%)
Mar 2000
-
2.08(-78.4%)
Dec 1999
1.02(-29.7%)
9.65(+191.3%)
Sep 1999
-
-10.57(-721.8%)
Jun 1999
-
1.70(-7.6%)
Mar 1999
-
1.84(+34.3%)
Dec 1998
1.45(+1971.4%)
1.37(+7.0%)
Sep 1998
-
1.28(-23.4%)
Jun 1998
-
1.67(+16.8%)
Mar 1998
-
1.43
Dec 1997
0.07(-98.5%)
-
Dec 1996
4.69(-9.5%)
-
Dec 1995
5.18(-56.5%)
-
Dec 1994
11.92(-87.8%)
-
Dec 1992
98.02
-

FAQ

  • What is Credit Acceptance Corporation annual interest coverage ratio?
  • What is the all-time high annual interest coverage ratio for Credit Acceptance Corporation?
  • What is Credit Acceptance Corporation annual interest coverage ratio year-on-year change?
  • What is Credit Acceptance Corporation quarterly interest coverage ratio?
  • What is the all-time high quarterly interest coverage ratio for Credit Acceptance Corporation?
  • What is Credit Acceptance Corporation quarterly interest coverage ratio year-on-year change?

What is Credit Acceptance Corporation annual interest coverage ratio?

The current annual interest coverage ratio of CACC is 3.78

What is the all-time high annual interest coverage ratio for Credit Acceptance Corporation?

Credit Acceptance Corporation all-time high annual interest coverage ratio is 98.02

What is Credit Acceptance Corporation annual interest coverage ratio year-on-year change?

Over the past year, CACC annual interest coverage ratio has changed by -1.40 (-27.03%)

What is Credit Acceptance Corporation quarterly interest coverage ratio?

The current quarterly interest coverage ratio of CACC is 3.59

What is the all-time high quarterly interest coverage ratio for Credit Acceptance Corporation?

Credit Acceptance Corporation all-time high quarterly interest coverage ratio is 10.55

What is Credit Acceptance Corporation quarterly interest coverage ratio year-on-year change?

Over the past year, CACC quarterly interest coverage ratio has changed by -0.03 (-0.83%)
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