What is the current annual net margin of BMO?

As of today, BMO annual net margin is 11.20%

What is 1-year change in BMO annual net margin?

BMO annual net margin is up +20.56% year-over-year

What is 3-year change in BMO annual net margin?

BMO annual net margin is down -63.37% over the past 3 years

How far is BMO annual net margin from its all-time high?

BMO annual net margin is currently -63.37% below its historical high of 30.58% set on October 31, 2022

How does BMO annual net margin rank versus sector peers?

BMO annual net margin is higher than 38.36% of companies in Financial Services sector

When is BMO next annual earnings release?

The next annual earnings release for BMO is on December 2, 2026

What is the current quarterly net margin of BMO?

As of today, BMO quarterly net margin is 8.76%

What is BMO quarterly net margin most recent change?

BMO quarterly net margin was down -36.06% on July 31, 2026

What is 1-year change in BMO quarterly net margin?

BMO quarterly net margin is down -28.08% year-over-year

How far is BMO quarterly net margin from its all-time high?

BMO quarterly net margin is currently -80.05% below its historical high of 43.92% set on April 30, 2022

How does BMO quarterly net margin rank versus sector peers?

BMO quarterly net margin is higher than 29.85% of companies in Financial Services sector

When is BMO next earnings release?

The next earnings release for BMO is on December 2, 2026

BMO Net Margin History & Chart Since 1980

Annual Net Margin

11.20%1.91%+20.56%

October 31, 2025

Summary

Current Value: As of today, BMO annual net margin is 11.20%, up +20.56% on October 31, 2025
Historical Performance: BMO annual net margin is down -63.37% over the past 3 years, down -24.78% over the past 5 years
All-Time High Comparison: BMO annual net margin is currently -63.37% below its historical high of 30.58% set on October 31, 2022
3-Year Low Comparison: BMO annual net margin is +65.93% above its 3-year low of 6.75% reached on October 31, 2023
Sector Comparison: BMO annual net margin is higher than 38.36% of companies in Financial Services sector

Net Margin Chart

beforeafter

Performance

BMO Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Oct 31, 25	11.20%	+20.6%	-63.4%	-24.8%	-39.8%
Quarterly Net Margin	Jul 31, 26	8.76%	-28.1%	+0.2%	-66.0%	-43.2%
Price	Sep 16, 26	$172.60	+32.9%	+94.9%	+69.9%	+187.3%
PE Ratio	Sep 16, 26	19.47	+22.8%	+65.1%	+61.6%	+62.7%
Annual Revenue	Oct 31, 25	$55.61B	-4.0%	+61.8%	+118.5%	+272.6%
Annual Net Income	Oct 31, 25	$6.23B	+15.8%	-40.7%	+64.5%	+124.3%
Annual Gross Margin	Oct 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Oct 31, 25	14.26%	+24.0%	-63.8%	-19.4%	-38.8%

Net Margin Highs

BMO Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	30.58%	N/A	-63.4%
5Y	30.58%	Oct 31, 22	-63.4%
All	30.58%	Oct 31, 22	-63.4%

Net Margin Lows

BMO Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	6.75%	Oct 31, 23	+65.9%
5Y	6.75%	Oct 31, 23	+65.9%
All	0.52%	Oct 1, 89	+2053.8%

Net Margin History

Year	Value	Change
2025	11.20%	+20.6%
2024	9.29%	+37.6%
2023	6.75%	-77.9%
2022	30.58%	+27.6%
2021	23.97%	+61.0%
2020	14.89%	-0.6%
2019	14.98%	-11.7%
2018	16.96%	-12.5%
2017	19.39%	+7.2%
2016	18.09%	-2.0%
2015	18.46%	-9.2%
2014	20.34%	-1.1%
2013	20.57%	+2.9%
2012	20.00%	+22.0%
2011	16.39%	-11.9%
2010	18.61%	+63.5%
2009	11.38%	+12.0%
2008	10.16%	-6.2%
2007	10.83%	-28.2%
2006	15.08%	-6.5%
2005	16.12%	-8.4%
2004	17.60%	+23.9%
2003	14.20%	+28.5%

Year	Value	Change
2002	11.05%	+24.7%
2001	8.86%	-13.1%
2000	10.19%	+21.2%
1999	8.41%	+5.4%
1998	7.98%	-12.9%
1997	9.16%	+0.2%
1996	9.14%	+10.5%
1995	8.27%	-9.9%
1994	9.18%	+11.8%
1993	8.21%	+12.8%
1992	7.28%	+20.7%
1991	6.03%	+21.6%
1990	4.96%	+853.8%
1989	0.52%	-91.5%
1988	6.09%	+31.3%
1987	4.64%	+8.4%
1986	4.28%	+6.5%
1985	4.02%	+12.9%
1984	3.56%	-7.8%
1983	3.86%	+36.9%
1982	2.82%	-30.7%
1981	4.07%	-12.3%
1980	4.64%	-

FAQ

What is the current annual net margin of BMO?: As of today, BMO annual net margin is 11.20%
What is 1-year change in BMO annual net margin?: BMO annual net margin is up +20.56% year-over-year
What is 3-year change in BMO annual net margin?: BMO annual net margin is down -63.37% over the past 3 years
How far is BMO annual net margin from its all-time high?: BMO annual net margin is currently -63.37% below its historical high of 30.58% set on October 31, 2022
How does BMO annual net margin rank versus sector peers?: BMO annual net margin is higher than 38.36% of companies in Financial Services sector
When is BMO next annual earnings release?: The next annual earnings release for BMO is on December 2, 2026

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Quarterly Net Margin

8.76%4.94%-36.06%

July 31, 2026

Summary

Current Value: As of today, BMO quarterly net margin is 8.76%, down -36.06% on July 31, 2026
Historical Performance: BMO quarterly net margin is down -28.08% year-over-year, up +0.23% over the past 3 years
All-Time High Comparison: BMO quarterly net margin is currently -80.05% below its historical high of 43.92% set on April 30, 2022
3-Year Low Comparison: BMO quarterly net margin is +27.70% above its 3-year low of 6.86% reached on January 31, 2024
Sector Comparison: BMO quarterly net margin is higher than 29.85% of companies in Financial Services sector

Performance

BMO Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Jul 31, 26	8.76%	-36.1%	-28.1%	+0.2%	-66.0%
Annual Net Margin	Oct 31, 25	11.20%	–	+20.6%	-63.4%	-24.8%
Price	Sep 16, 26	$172.60	+1.8%	+32.9%	+94.9%	+69.9%
PE Ratio	Sep 16, 26	19.47	+8.5%	+22.8%	+65.1%	+61.6%
Quarterly Revenue	Jul 31, 26	$14.31B	+2.2%	+2.8%	+6.7%	+99.2%
Quarterly Net Income	Jul 31, 26	$1.25B	-34.7%	-26.1%	+6.9%	-32.3%
Quarterly Gross Margin	Jul 31, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Jul 31, 26	11.81%	-32.9%	-24.1%	+10.0%	-63.5%

Quarterly Net Margin Highs

BMO Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	13.70%	Apr 30, 26	-36.1%
3Y	13.70%	Apr 30, 26	-36.1%
5Y	43.92%	Apr 30, 22	-80.0%
All	43.92%	Apr 30, 22	-80.0%

Quarterly Net Margin Lows

BMO Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	8.76%	Jul 31, 26	at low
3Y	6.86%	Jan 31, 24	+27.7%
5Y	1.07%	Jan 31, 23	+718.7%
All	0.50%	Oct 31, 01	+1652.0%

Quarterly Net Margin History

Month	Value	Change
Jul 2026	8.76%	-36.1%
Apr 2026	13.70%	+5.9%
Jan 2026	12.94%	+8.3%
Oct 2025	11.95%	-1.9%
Jul 2025	12.18%	+19.4%
Apr 2025	10.20%	-2.9%
Jan 2025	10.50%	-7.7%
Oct 2024	11.37%	+24.3%
Jul 2024	9.15%	-4.4%
Apr 2024	9.57%	+39.5%
Jan 2024	6.86%	-24.3%
Oct 2023	9.06%	+3.7%
Jul 2023	8.74%	+41.2%
Apr 2023	6.19%	+478.5%
Jan 2023	1.07%	-96.2%
Oct 2022	28.35%	+82.8%
Jul 2022	15.51%	-64.7%
Apr 2022	43.92%	+32.1%
Jan 2022	33.25%	+19.2%
Oct 2021	27.89%	+8.2%
Jul 2021	25.77%	+55.1%
Apr 2021	16.61%	-31.0%
Jan 2021	24.07%	+14.2%
Oct 2020	21.08%	+55.5%
Jul 2020	13.56%	+54.4%
Apr 2020	8.78%	-45.9%
Jan 2020	16.24%	+27.0%
Oct 2019	12.79%	-17.2%
Jul 2019	15.44%	-3.2%
Apr 2019	15.95%	+1.7%
Jan 2019	15.69%	-19.8%
Oct 2018	19.56%	+5.3%
Jul 2018	18.57%	+15.7%
Apr 2018	16.05%	+23.3%
Jan 2018	13.02%	-23.0%
Oct 2017	16.90%	-16.3%
Jul 2017	20.19%	+13.8%
Apr 2017	17.74%	-23.0%
Jan 2017	23.05%	+9.8%
Oct 2016	20.99%	+14.4%
Jul 2016	18.34%	+18.6%
Apr 2016	15.46%	-11.9%
Jan 2016	17.55%	-13.2%
Oct 2015	20.22%	+0.1%
Jul 2015	20.19%	+13.9%
Apr 2015	17.72%	+10.5%
Jan 2015	16.03%	-16.6%
Oct 2014	19.22%	-7.6%
Jul 2014	20.79%	0.0%
Apr 2014	20.79%	+3.1%
Jan 2014	20.16%	-2.6%
Oct 2013	20.70%	-5.7%
Jul 2013	21.96%	+13.6%
Apr 2013	19.33%	-3.3%
Jan 2013	19.99%	-0.3%
Oct 2012	20.06%	+5.3%
Jul 2012	19.05%	-5.1%
Apr 2012	20.08%	-4.0%
Jan 2012	20.91%	+39.0%
Oct 2011	15.04%	-2.5%
Jul 2011	15.42%	-13.7%
Apr 2011	17.86%	+2.6%
Jan 2011	17.41%	-39.4%

Month	Value	Change
Oct 2010	28.74%	+0.9%
Jul 2010	28.49%	-10.3%
Apr 2010	31.75%	+10.1%
Jan 2010	28.83%	+66.6%
Oct 2009	17.30%	-32.3%
Jul 2009	25.57%	+70.7%
Apr 2009	14.98%	+235.9%
Jan 2009	4.46%	-75.1%
Oct 2008	17.91%	+9.7%
Jul 2008	16.33%	+25.0%
Apr 2008	13.06%	+103.1%
Jan 2008	6.43%	-27.8%
Oct 2007	8.90%	-30.1%
Jul 2007	12.74%	-5.4%
Apr 2007	13.47%	+14.5%
Jan 2007	11.76%	-21.2%
Oct 2006	14.93%	-1.6%
Jul 2006	15.18%	-1.6%
Apr 2006	15.42%	+4.0%
Jan 2006	14.82%	-9.7%
Oct 2005	16.41%	+12.3%
Jul 2005	14.61%	-12.4%
Apr 2005	16.68%	-3.9%
Jan 2005	17.35%	+1.1%
Oct 2004	17.16%	-12.7%
Jul 2004	19.66%	+12.7%
Apr 2004	17.45%	+10.3%
Jan 2004	15.82%	+4.1%
Oct 2003	15.20%	-2.1%
Jul 2003	15.52%	+15.1%
Apr 2003	13.48%	+7.7%
Jan 2003	12.52%	+10.5%
Oct 2002	11.33%	-0.8%
Jul 2002	11.42%	+15.4%
Apr 2002	9.90%	-13.9%
Jan 2002	11.50%	+2,200.0%
Oct 2001	0.50%	-95.5%
Jul 2001	11.17%	-13.1%
Apr 2001	12.85%	+44.7%
Jan 2001	8.88%	-61.1%
Oct 2000	22.80%	+17.1%
Jul 2000	19.47%	-12.0%
Apr 2000	22.13%	-2.3%
Jan 2000	22.66%	+73.6%
Oct 1999	13.05%	-34.7%
Jul 1999	19.99%	+5.8%
Apr 1999	18.90%	-0.9%
Jan 1999	19.07%	+28.7%
Oct 1998	14.82%	-26.2%
Jul 1998	20.09%	+0.1%
Apr 1998	20.06%	+0.1%
Jan 1998	20.03%	+23.6%
Oct 1997	16.20%	-20.0%
Jul 1997	20.25%	+10.0%
Apr 1997	18.41%	-4.0%
Jan 1997	19.17%	+3.9%
Oct 1996	18.45%	-6.7%
Jul 1996	19.78%	+6.4%
Apr 1996	18.59%	-4.5%
Jan 1996	19.47%	+5.0%
Oct 1995	18.55%	+3.6%
Jul 1995	17.90%	-

FAQ

What is the current quarterly net margin of BMO?: As of today, BMO quarterly net margin is 8.76%
What is BMO quarterly net margin most recent change?: BMO quarterly net margin was down -36.06% on July 31, 2026
What is 1-year change in BMO quarterly net margin?: BMO quarterly net margin is down -28.08% year-over-year
How far is BMO quarterly net margin from its all-time high?: BMO quarterly net margin is currently -80.05% below its historical high of 43.92% set on April 30, 2022
How does BMO quarterly net margin rank versus sector peers?: BMO quarterly net margin is higher than 29.85% of companies in Financial Services sector
When is BMO next earnings release?: The next earnings release for BMO is on December 2, 2026

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Data Sources & References

BMO Official Website www.bmo.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/927971/000119312525307982/0001193125-25-307982-index.htm
BMO Profile on Yahoo Finance finance.yahoo.com/quote/BMO
BMO Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/bmo