What is the current annual operating margin of BMO?

As of today, BMO annual operating margin is 14.26%

What is 1-year change in BMO annual operating margin?

BMO annual operating margin is up +24.00% year-over-year

What is 3-year change in BMO annual operating margin?

BMO annual operating margin is down -63.79% over the past 3 years

How far is BMO annual operating margin from its all-time high?

BMO annual operating margin is currently -63.79% below its historical high of 39.38% set on October 31, 2022

How does BMO annual operating margin rank versus sector peers?

BMO annual operating margin is higher than 35.12% of companies in Financial Services sector

When is BMO next annual earnings release?

The next annual earnings release for BMO is on December 2, 2026

What is the current quarterly operating margin of BMO?

As of today, BMO quarterly operating margin is 11.81%

What is BMO quarterly operating margin most recent change?

BMO quarterly operating margin was down -32.94% on July 31, 2026

What is 1-year change in BMO quarterly operating margin?

BMO quarterly operating margin is down -24.10% year-over-year

How far is BMO quarterly operating margin from its all-time high?

BMO quarterly operating margin is currently -82.46% below its historical high of 67.33% set on January 31, 2010

How does BMO quarterly operating margin rank versus sector peers?

BMO quarterly operating margin is higher than 25.10% of companies in Financial Services sector

When is BMO next earnings release?

The next earnings release for BMO is on December 2, 2026

BMO Operating Margin History & Chart Since 1980

Annual Operating Margin

14.26%2.76%+24.00%

October 31, 2025

Summary

Current Value: As of today, BMO annual operating margin is 14.26%, up +24.00% on October 31, 2025
Historical Performance: BMO annual operating margin is down -63.79% over the past 3 years, down -19.44% over the past 5 years
All-Time High Comparison: BMO annual operating margin is currently -63.79% below its historical high of 39.38% set on October 31, 2022
3-Year Low Comparison: BMO annual operating margin is +69.56% above its 3-year low of 8.41% reached on October 31, 2023
Sector Comparison: BMO annual operating margin is higher than 35.12% of companies in Financial Services sector

Operating Margin Chart

beforeafter

Performance

BMO Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Operating Margin	Oct 31, 25	14.26%	+24.0%	-63.8%	-19.4%	-38.8%
Quarterly Operating Margin	Jul 31, 26	11.81%	-24.1%	+10.0%	-63.5%	-43.2%
Price	Sep 16, 26	$172.60	+32.9%	+94.9%	+69.9%	+187.3%
PE Ratio	Sep 16, 26	19.47	+22.8%	+65.1%	+61.6%	+62.7%
Annual Revenue	Oct 31, 25	$55.61B	-4.0%	+61.8%	+118.5%	+272.6%
Annual Operating Profit	Oct 31, 25	$7.93B	+19.1%	-41.4%	+76.1%	+128.0%
Annual Gross Margin	Oct 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Net Margin	Oct 31, 25	11.20%	+20.6%	-63.4%	-24.8%	-39.8%

Operating Margin Highs

BMO Annual Operating Margin Highs Comparison
Period	High	Date	Current
3Y	39.38%	N/A	-63.8%
5Y	39.38%	Oct 31, 22	-63.8%
All	39.38%	Oct 31, 22	-63.8%

Operating Margin Lows

BMO Annual Operating Margin Lows Comparison
Period	Low	Date	Current
3Y	8.41%	Oct 31, 23	+69.6%
5Y	8.41%	Oct 31, 23	+69.6%
All	0.86%	Oct 1, 89	+1558.1%

Operating Margin History

Year	Value	Change
2025	14.26%	+24.0%
2024	11.50%	+36.7%
2023	8.41%	-78.6%
2022	39.38%	+29.4%
2021	30.43%	+71.9%
2020	17.70%	-8.7%
2019	19.39%	-15.3%
2018	22.89%	-1.7%
2017	23.28%	+0.7%
2016	23.12%	-1.0%
2015	23.35%	-13.1%
2014	26.87%	+2.8%
2013	26.15%	-1.3%
2012	26.50%	+23.3%
2011	21.50%	-7.8%
2010	23.31%	+60.9%
2009	14.49%	+27.3%
2008	11.38%	-9.9%
2007	12.63%	-33.8%
2006	19.08%	-13.0%
2005	21.94%	-11.9%
2004	24.90%	+21.3%
2003	20.53%	+20.1%

Year	Value	Change
2002	17.09%	+56.1%
2001	10.95%	-21.3%
2000	13.92%	+1.8%
1999	13.67%	+8.1%
1998	12.64%	-15.5%
1997	14.95%	-0.1%
1996	14.96%	+5.1%
1995	14.24%	-11.6%
1994	16.11%	+16.7%
1993	13.81%	+15.3%
1992	11.98%	+21.1%
1991	9.89%	+9.0%
1990	9.07%	+954.7%
1989	0.86%	-91.5%
1988	10.17%	+36.1%
1987	7.47%	+40.4%
1986	5.32%	+5.3%
1985	5.05%	+11.5%
1984	4.53%	-12.0%
1983	5.15%	+99.6%
1982	2.58%	-49.6%
1981	5.12%	-7.6%
1980	5.54%	-

FAQ

What is the current annual operating margin of BMO?: As of today, BMO annual operating margin is 14.26%
What is 1-year change in BMO annual operating margin?: BMO annual operating margin is up +24.00% year-over-year
What is 3-year change in BMO annual operating margin?: BMO annual operating margin is down -63.79% over the past 3 years
How far is BMO annual operating margin from its all-time high?: BMO annual operating margin is currently -63.79% below its historical high of 39.38% set on October 31, 2022
How does BMO annual operating margin rank versus sector peers?: BMO annual operating margin is higher than 35.12% of companies in Financial Services sector
When is BMO next annual earnings release?: The next annual earnings release for BMO is on December 2, 2026

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Quarterly Operating Margin

11.81%5.80%-32.94%

July 31, 2026

Summary

Current Value: As of today, BMO quarterly operating margin is 11.81%, down -32.94% on July 31, 2026
Historical Performance: BMO quarterly operating margin is down -24.10% year-over-year, up +9.96% over the past 3 years
All-Time High Comparison: BMO quarterly operating margin is currently -82.46% below its historical high of 67.33% set on January 31, 2010
3-Year Low Comparison: BMO quarterly operating margin is +43.15% above its 3-year low of 8.25% reached on January 31, 2024
Sector Comparison: BMO quarterly operating margin is higher than 25.10% of companies in Financial Services sector

Performance

BMO Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Operating Margin	Jul 31, 26	11.81%	-32.9%	-24.1%	+10.0%	-63.5%
Annual Operating Margin	Oct 31, 25	14.26%	–	+24.0%	-63.8%	-19.4%
Price	Sep 16, 26	$172.60	+1.8%	+32.9%	+94.9%	+69.9%
PE Ratio	Sep 16, 26	19.47	+8.5%	+22.8%	+65.1%	+61.6%
Quarterly Revenue	Jul 31, 26	$14.31B	+2.2%	+2.8%	+6.7%	+99.2%
Quarterly Operating Profit	Jul 31, 26	$1.69B	-31.5%	-22.0%	+17.3%	-27.3%
Quarterly Gross Margin	Jul 31, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Net Margin	Jul 31, 26	8.76%	-36.1%	-28.1%	+0.2%	-66.0%

Quarterly Operating Margin Highs

BMO Quarterly Operating Margin Highs Comparison
Period	High	Date	Current
1Y	17.61%	Apr 30, 26	-32.9%
3Y	17.61%	Apr 30, 26	-32.9%
5Y	57.75%	Apr 30, 22	-79.5%
All	67.33%	Jan 31, 10	-82.5%

Quarterly Operating Margin Lows

BMO Quarterly Operating Margin Lows Comparison
Period	Low	Date	Current
1Y	11.81%	Jul 31, 26	at low
3Y	8.25%	Jan 31, 24	+43.1%
5Y	3.04%	Jan 31, 23	+288.5%
All	-6.56%	Oct 31, 01	+280.0%

Quarterly Operating Margin History

Month	Value	Change
Jul 2026	11.81%	-32.9%
Apr 2026	17.61%	+5.4%
Jan 2026	16.70%	+11.4%
Oct 2025	14.99%	-3.7%
Jul 2025	15.56%	+17.5%
Apr 2025	13.24%	-0.2%
Jan 2025	13.27%	-6.9%
Oct 2024	14.26%	+24.9%
Jul 2024	11.42%	-2.9%
Apr 2024	11.76%	+42.5%
Jan 2024	8.25%	-25.4%
Oct 2023	11.06%	+3.0%
Jul 2023	10.74%	+56.8%
Apr 2023	6.85%	+125.3%
Jan 2023	3.04%	-91.7%
Oct 2022	36.83%	+109.7%
Jul 2022	17.56%	-69.6%
Apr 2022	57.75%	+33.8%
Jan 2022	43.15%	+24.0%
Oct 2021	34.81%	+7.6%
Jul 2021	32.35%	+43.7%
Apr 2021	22.52%	-25.3%
Jan 2021	30.13%	+18.0%
Oct 2020	25.54%	+62.4%
Jul 2020	15.73%	+59.9%
Apr 2020	9.84%	-50.3%
Jan 2020	19.79%	+27.9%
Oct 2019	15.47%	-18.0%
Jul 2019	18.87%	-0.4%
Apr 2019	18.94%	-0.4%
Jan 2019	19.02%	-19.7%
Oct 2018	23.69%	+3.5%
Jul 2018	22.89%	+21.8%
Apr 2018	18.80%	-17.0%
Jan 2018	22.64%	+1.4%
Oct 2017	22.32%	-11.7%
Jul 2017	25.27%	+21.8%
Apr 2017	20.75%	-16.6%
Jan 2017	24.88%	-2.7%
Oct 2016	25.58%	+11.8%
Jul 2016	22.88%	+0.2%
Apr 2016	22.84%	+16.1%
Jan 2016	19.67%	-21.7%
Oct 2015	25.13%	+0.5%
Jul 2015	25.01%	+14.7%
Apr 2015	21.80%	+18.0%
Jan 2015	18.47%	-20.4%
Oct 2014	23.19%	-5.5%
Jul 2014	24.53%	-1.2%
Apr 2014	24.83%	-2.4%
Jan 2014	25.45%	-5.7%
Oct 2013	27.00%	-2.3%

Month	Value	Change
Jul 2013	27.64%	+12.8%
Apr 2013	24.51%	-2.1%
Jan 2013	25.04%	+5.3%
Oct 2012	23.79%	+4.7%
Jul 2012	22.72%	-8.1%
Apr 2012	24.71%	-7.9%
Jan 2012	26.82%	-20.2%
Oct 2011	33.63%	+61.7%
Jul 2011	20.80%	-6.3%
Apr 2011	22.21%	-3.1%
Jan 2011	22.93%	-63.4%
Oct 2010	62.64%	-4.2%
Jul 2010	65.42%	-0.2%
Apr 2010	65.58%	-2.6%
Jan 2010	67.33%	+73.4%
Oct 2009	38.82%	-39.9%
Jul 2009	64.54%	+25.4%
Apr 2009	51.47%	+1,528.8%
Jan 2009	3.16%	-91.2%
Oct 2008	35.92%	-2.1%
Jul 2008	36.70%	+144.7%
Apr 2008	15.00%	-47.5%
Jan 2008	28.58%	+246.8%
Oct 2007	8.24%	-45.5%
Jul 2007	15.13%	-9.3%
Apr 2007	16.69%	-4.5%
Jan 2007	17.48%	+0.6%
Oct 2006	17.38%	-10.0%
Jul 2006	19.32%	-0.9%
Apr 2006	19.49%	-3.2%
Jan 2006	20.13%	-11.0%
Oct 2005	22.61%	+12.9%
Jul 2005	20.03%	-9.2%
Apr 2005	22.07%	-6.1%
Jan 2005	23.51%	+2.7%
Oct 2004	22.90%	-21.7%
Jul 2004	29.26%	+13.4%
Apr 2004	25.81%	+13.2%
Jan 2004	22.81%	+8.9%
Oct 2003	20.95%	-4.1%
Jul 2003	21.84%	+23.0%
Apr 2003	17.76%	+5.9%
Jan 2003	16.77%	-30.6%
Oct 2002	24.16%	+62.5%
Jul 2002	14.87%	+19.5%
Apr 2002	12.44%	-21.7%
Jan 2002	15.89%	+342.2%
Oct 2001	-6.56%	-141.9%
Jul 2001	15.66%	-9.4%
Apr 2001	17.29%	+24.5%
Jan 2001	13.89%	-

FAQ

What is the current quarterly operating margin of BMO?: As of today, BMO quarterly operating margin is 11.81%
What is BMO quarterly operating margin most recent change?: BMO quarterly operating margin was down -32.94% on July 31, 2026
What is 1-year change in BMO quarterly operating margin?: BMO quarterly operating margin is down -24.10% year-over-year
How far is BMO quarterly operating margin from its all-time high?: BMO quarterly operating margin is currently -82.46% below its historical high of 67.33% set on January 31, 2010
How does BMO quarterly operating margin rank versus sector peers?: BMO quarterly operating margin is higher than 25.10% of companies in Financial Services sector
When is BMO next earnings release?: The next earnings release for BMO is on December 2, 2026

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Data Sources & References

BMO Official Website www.bmo.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/927971/000119312525307982/0001193125-25-307982-index.htm
BMO Profile on Yahoo Finance finance.yahoo.com/quote/BMO
BMO Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/bmo