Annual Operating Margin
7.96%11.64%-59.39%
Summary
- Current Value
- As of today, BFH annual operating margin is 7.96%, down -59.39% on
- Historical Performance
- BFH annual operating margin is down -72.13% over the past 3 years, and down -70.54% over the past 5 years
- All-Time High Comparison
- BFH annual operating margin is currently -74.17% below its historical high of 30.82% set on
- 3-Year Low Comparison
- BFH annual operating margin is +14.86% above its 3-year low of 6.93% reached on an earlier date
- Sector Comparison
- BFH annual operating margin is higher than 24.93% of companies in Financial Services sector
Operating Margin Chart
Add series to chart1/6
Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Operating Margin | 7.96% | -59.4% | -72.1% | -70.5% | -59.4% | |
| Quarterly Operating Margin | 16.60% | +406.1% | -2.4% | -40.1% | -31.4% | |
| Price | $79.98 | +34.1% | +94.5% | +28.0% | +40.8% | |
| PE Ratio | 8.14 | -24.6% | -12.1% | -41.8% | -50.3% | |
| Annual Revenue | $4.79B | -3.1% | +31.0% | -14.2% | +143.7% | |
| Annual Operating Profit | $381.00M | -60.6% | -63.5% | -74.7% | -1.1% | |
| Annual Gross Margin | 0.00% | 0.0% | 0.0% | -100.0% | -100.0% | |
| Annual Net Margin | 5.83% | -61.0% | -73.3% | -42.5% | -35.2% |
Operating Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 19.60% | -59.4% | |
| 5Y | 28.56% | -72.1% | |
| All | 30.82% | -74.2% |
Operating Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 6.93% | N/A | +14.9% |
| 5Y | 6.93% | +14.9% | |
| All | 3.22% | +147.2% |
Operating Margin History
FAQ
What is the current annual operating margin of BFH?
As of today, BFH annual operating margin is 7.96%
What is 1-year change in BFH annual operating margin?
BFH annual operating margin is down -59.39% year-over-year
What is 3-year change in BFH annual operating margin?
BFH annual operating margin is down -72.13% over the past 3 years
How far is BFH annual operating margin from its all-time high?
BFH annual operating margin is currently -74.17% below its historical high of 30.82% set on December 31, 2018
How does BFH annual operating margin rank versus sector peers?
BFH annual operating margin is higher than 24.93% of companies in Financial Services sector
When is BFH next annual earnings release?
The next annual earnings release for BFH is on
Quarterly Operating Margin
16.60%1.42%+9.35%
Summary
- Current Value
- As of today, BFH quarterly operating margin is 16.60%, up +9.35% on
- Historical Performance
- BFH quarterly operating margin is up +406.10% year-over-year, and down -2.35% over the past 3 years
- All-Time High Comparison
- BFH quarterly operating margin is currently -66.77% below its historical high of 49.96% set on
- 3-Year Low Comparison
- BFH quarterly operating margin is +197.99% above its 3-year low of -16.94% reached on an earlier date
- Sector Comparison
- BFH quarterly operating margin is higher than 34.38% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Operating Margin | 16.60% | +9.3% | +406.1% | -2.4% | -40.1% | |
| Annual Operating Margin | 7.96% | – | -59.4% | -72.1% | -70.5% | |
| Price | $79.98 | +44.3% | +34.1% | +94.5% | +28.0% | |
| PE Ratio | 8.14 | +44.3% | -24.6% | -12.1% | -41.8% | |
| Quarterly Revenue | $1.18B | +3.0% | -3.1% | +6.2% | +12.4% | |
| Quarterly Operating Profit | $196.00M | +12.6% | +390.0% | +3.7% | -32.6% | |
| Quarterly Gross Margin | 0.00% | 0.0% | 0.0% | 0.0% | -100.0% | |
| Quarterly Net Margin | 15.92% | +31.2% | +6268.0% | +32.1% | +25.4% |
Quarterly Operating Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 16.60% | at high | |
| 3Y | 49.96% | -66.8% | |
| 5Y | 49.96% | -66.8% | |
| All | 49.96% | -66.8% |
Quarterly Operating Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | -2.34% | N/A | +809.4% |
| 3Y | -16.94% | N/A | +198.0% |
| 5Y | -16.94% | +198.0% | |
| All | -16.94% | +198.0% |
Quarterly Operating Margin History
FAQ
What is the current quarterly operating margin of BFH?
As of today, BFH quarterly operating margin is 16.60%
What is BFH quarterly operating margin most recent change?
BFH quarterly operating margin was up +9.35% on September 30, 2025
What is 1-year change in BFH quarterly operating margin?
BFH quarterly operating margin is up +406.10% year-over-year
How far is BFH quarterly operating margin from its all-time high?
BFH quarterly operating margin is currently -66.77% below its historical high of 49.96% set on March 31, 2023
How does BFH quarterly operating margin rank versus sector peers?
BFH quarterly operating margin is higher than 34.38% of companies in Financial Services sector
When is BFH next earnings release?
The next earnings release for BFH is on
Operating Margin Formula
Operating Profit Margin =
× 100%
× 100%
Data Sources & References
- BFH Official Website www.breadfinancial.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1101215/000110121525000173/0001101215-25-000173-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1101215/000110121525000031/0001101215-25-000031-index.htm
- BFH Profile on Yahoo Finance finance.yahoo.com/quote/BFH
- BFH Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/bfh