BFH logo

Bread Financial Holdings, Inc. (BFH) Operating margin

annual operating margin:

7.96%-11.64%(-59.39%)
December 31, 2024

Summary

  • As of today (September 14, 2025), BFH annual operating profit margin is 7.96%, with the most recent change of -11.64% (-59.39%) on December 31, 2024.
  • During the last 3 years, BFH annual operating margin has fallen by -20.60% (-72.13%).
  • BFH annual operating margin is now -74.17% below its all-time high of 30.82%, reached on December 31, 2018.

Performance

BFH Operating margin Chart

Add series to chart
Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Highlights

Range

Earnings dates

OtherBFHprofitability metrics

quarterly operating margin:

15.18%-1.31%(-7.94%)
June 30, 2025

Summary

  • As of today (September 14, 2025), BFH quarterly operating profit margin is 15.18%, with the most recent change of -1.31% (-7.94%) on June 30, 2025.
  • Over the past year, BFH quarterly operating margin has dropped by -0.14% (-0.91%).
  • BFH quarterly operating margin is now -69.62% below its all-time high of 49.96%, reached on March 31, 2023.

Performance

BFH quarterly operating margin Chart

Add series to chart
Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Highlights

Range

Earnings dates

OtherBFHprofitability metrics

Operating margin Formula

Operating Profit Margin =  Operating Profit
Revenue
✕ 100%

BFH Operating margin Trends

PeriodPeriodAnnualAnnualQuarterlyQuarterly
1 y1 year-59.4%-0.9%
3 y3 years-72.1%+837.0%
5 y5 years-70.5%-28.4%

BFH Operating margin Highs & Lows

PeriodPeriodAnnual vs highAnnual vs highAnnual vs lowAnnual vs lowQuarter. vs highQuarter. vs highQuarter. vs lowQuarter. vs low
3 y3-year-72.1%+14.9%-69.6%+189.6%
5 y5-year-72.1%+14.9%-69.6%+189.6%
alltimeall time-74.2%+147.2%-69.6%+189.6%

BFH Operating margin History

DateAnnualQuarterly
Jun 2025
-
15.18%(-7.9%)
Mar 2025
-
16.49%(-804.7%)
Dec 2024
7.96%(-59.4%)
-2.34%(-171.3%)
Sep 2024
-
3.28%(-78.6%)
Jun 2024
-
15.32%(+1.0%)
Mar 2024
-
15.17%(+953.5%)
Dec 2023
19.60%(+182.8%)
1.44%(-92.0%)
Sep 2023
-
18.00%(+142.3%)
Jun 2023
-
7.43%(-85.1%)
Mar 2023
-
49.96%(-394.9%)
Dec 2022
6.93%(-75.7%)
-16.94%(-199.6%)
Sep 2022
-
17.00%(+949.4%)
Jun 2022
-
1.62%(-94.6%)
Mar 2022
-
30.20%(+336.4%)
Dec 2021
28.56%(+197.2%)
6.92%(-80.1%)
Sep 2021
-
34.82%(-25.5%)
Jun 2021
-
46.75%(+0.8%)
Mar 2021
-
46.37%(+66.6%)
Dec 2020
9.61%(-64.4%)
27.84%(+0.5%)
Sep 2020
-
27.70%(+30.6%)
Jun 2020
-
21.21%(+96.0%)
Mar 2020
-
10.82%(-53.8%)
Dec 2019
27.02%(-12.3%)
23.41%(-21.7%)
Sep 2019
-
29.91%(+11.8%)
Jun 2019
-
26.76%(-2.4%)
Mar 2019
-
27.43%(-20.5%)
Dec 2018
30.82%(+46.6%)
34.49%(+2.1%)
Sep 2018
-
33.79%(+19.4%)
Jun 2018
-
28.31%(+7.1%)
Mar 2018
-
26.43%(+21.1%)
Dec 2017
21.03%(+18.7%)
21.82%(-12.3%)
Sep 2017
-
24.89%(+32.5%)
Jun 2017
-
18.79%(-0.5%)
Mar 2017
-
18.88%(+91.7%)
Dec 2016
17.71%(-14.6%)
9.85%(-55.8%)
Sep 2016
-
22.31%(+21.6%)
Jun 2016
-
18.34%(-10.6%)
Mar 2016
-
20.52%(-1.8%)
Dec 2015
20.73%(-9.6%)
20.90%(-5.7%)
Sep 2015
-
22.16%(+15.8%)
Jun 2015
-
19.14%(-9.3%)
Mar 2015
-
21.11%(-6.5%)
Dec 2014
22.94%(-9.9%)
22.58%(-9.5%)
Sep 2014
-
24.94%(+11.7%)
Jun 2014
-
22.33%(-2.3%)
Mar 2014
-
22.86%(+4.4%)
Dec 2013
25.47%(-4.7%)
21.89%(-16.9%)
Sep 2013
-
26.34%(+0.6%)
Jun 2013
-
26.18%(-5.3%)
Mar 2013
-
27.65%(+24.0%)
Dec 2012
26.74%
22.30%(-23.2%)
Sep 2012
-
29.02%(+4.5%)
DateAnnualQuarterly
Jun 2012
-
27.76%(-2.0%)
Mar 2012
-
28.33%(+32.4%)
Dec 2011
25.61%(+13.6%)
21.39%(-20.6%)
Sep 2011
-
26.95%(+4.1%)
Jun 2011
-
25.90%(-9.5%)
Mar 2011
-
28.62%(+53.8%)
Dec 2010
22.54%(+15.0%)
18.61%(-23.1%)
Sep 2010
-
24.20%(+1.0%)
Jun 2010
-
23.95%(+0.5%)
Mar 2010
-
23.84%(+21.1%)
Dec 2009
19.60%(-14.6%)
19.68%(+1.5%)
Sep 2009
-
19.38%(-1.7%)
Jun 2009
-
19.71%(-6.9%)
Mar 2009
-
21.17%(-1.2%)
Dec 2008
22.94%(+0.1%)
21.42%(-7.0%)
Sep 2008
-
23.02%(-0.2%)
Jun 2008
-
23.06%(-5.0%)
Mar 2008
-
24.28%(+48.7%)
Dec 2007
22.91%(+31.9%)
16.33%(-13.4%)
Sep 2007
-
18.86%(+9.5%)
Jun 2007
-
17.22%(-12.9%)
Mar 2007
-
19.77%(+37.4%)
Dec 2006
17.37%(+14.0%)
14.39%(-18.3%)
Sep 2006
-
17.61%(+3.8%)
Jun 2006
-
16.96%(-18.6%)
Mar 2006
-
20.83%(+53.4%)
Dec 2005
15.24%(+11.3%)
13.58%(-12.6%)
Sep 2005
-
15.54%(+0.4%)
Jun 2005
-
15.48%(-6.5%)
Mar 2005
-
16.56%(+105.7%)
Dec 2004
13.69%(+9.5%)
8.05%(-43.7%)
Sep 2004
-
14.31%(-7.3%)
Jun 2004
-
15.43%(-13.2%)
Mar 2004
-
17.78%(+26.7%)
Dec 2003
12.50%(+35.1%)
14.03%(+7.6%)
Sep 2003
-
13.04%(+2.4%)
Jun 2003
-
12.74%(+19.4%)
Mar 2003
-
10.67%(+1.9%)
Dec 2002
9.25%(+32.5%)
10.47%(-0.1%)
Sep 2002
-
10.48%(+18.8%)
Jun 2002
-
8.82%(+25.3%)
Mar 2002
-
7.04%(-20.1%)
Dec 2001
6.98%(+116.8%)
8.81%(+25.1%)
Sep 2001
-
7.04%(+20.5%)
Jun 2001
-
5.84%(-0.7%)
Mar 2001
-
5.88%(+58.9%)
Dec 2000
3.22%(-29.8%)
-
Sep 2000
-
3.70%(+38.6%)
Jun 2000
-
2.67%
Dec 1999
4.59%(-11.7%)
-
Dec 1998
5.20%(-37.5%)
-
Jan 1998
8.32%(-6.9%)
-
Jan 1997
8.94%
-

FAQ

  • What is Bread Financial Holdings, Inc. annual operating profit margin?
  • What is the all time high annual operating margin for Bread Financial Holdings, Inc.?
  • What is Bread Financial Holdings, Inc. annual operating margin year-on-year change?
  • What is Bread Financial Holdings, Inc. quarterly operating profit margin?
  • What is the all time high quarterly operating margin for Bread Financial Holdings, Inc.?
  • What is Bread Financial Holdings, Inc. quarterly operating margin year-on-year change?

What is Bread Financial Holdings, Inc. annual operating profit margin?

The current annual operating margin of BFH is 7.96%

What is the all time high annual operating margin for Bread Financial Holdings, Inc.?

Bread Financial Holdings, Inc. all-time high annual operating profit margin is 30.82%

What is Bread Financial Holdings, Inc. annual operating margin year-on-year change?

Over the past year, BFH annual operating profit margin has changed by -11.64% (-59.39%)

What is Bread Financial Holdings, Inc. quarterly operating profit margin?

The current quarterly operating margin of BFH is 15.18%

What is the all time high quarterly operating margin for Bread Financial Holdings, Inc.?

Bread Financial Holdings, Inc. all-time high quarterly operating profit margin is 49.96%

What is Bread Financial Holdings, Inc. quarterly operating margin year-on-year change?

Over the past year, BFH quarterly operating profit margin has changed by -0.14% (-0.91%)
On this page