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Bread Financial Holdings, Inc. (BFH) Net margin

annual net margin:

5.83%-9.10%(-60.95%)
December 31, 2024

Summary

  • As of today (August 17, 2025), BFH annual net profit margin is 5.83%, with the most recent change of -9.10% (-60.95%) on December 31, 2024.
  • During the last 3 years, BFH annual net margin has fallen by -15.98% (-73.27%).
  • BFH annual net margin is now -73.27% below its all-time high of 21.81%, reached on December 31, 2021.

Performance

1-year change

-60.95%

3-year change

-73.27%

5-year change

-42.5%

15-year change

-42.95%

BFH Net margin Chart

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Highlights

Sector rank

25.72%
BFH annual net profit margin is higher than 25.72% of companies in Financial Services sector

Range

All-time high

21.81%
BFH annual net profit margin is currently -73.27% below its historical high of 21.81%

3-year low

5.17%
BFH annual net profit margin is currently +12.77% above its 3-year low

Earnings dates

Last annual earnings report date

Dec 31, 2024
BFH previous annual earnings announcement was published on Dec 31, 2024

Next annual earnings report date

N/A
BFH next annual earnings announcement has not yet been scheduled

OtherBFHprofitability metrics

annual net income

$279.00M
BFH annual net profit is $279.00 million

Annual revenue

$4.79B
BFH annual revenue is $4.79 billion

annual gross margin

0.00%
BFH annual gross profit margin is 0.00%

Annual EPS

$5.49
BFH annual earnings per share is $5.49

Quarterly net margin:

12.13%+0.25%(+2.10%)
June 30, 2025

Summary

  • As of today (August 17, 2025), BFH quarterly net profit margin is 12.13%, with the most recent change of +0.25% (+2.10%) on June 30, 2025.
  • Over the past year, BFH quarterly net margin has increased by +0.81% (+7.16%).
  • BFH quarterly net margin is now -65.96% below its all-time high of 35.63%, reached on March 31, 2023.

Performance

3-month change

+2.1%

1-year change

+7.16%

3-year change

+902.48%

5-year change

+209.44%

BFH Quarterly net margin Chart

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Highlights

Sector rank

29.81%
BFH quarterly net profit margin is higher than 29.81% of companies in Financial Services sector

Range

All-time high

35.63%
BFH quarterly net profit margin is currently -65.96% below its historical high of 35.63%

3-year low

-10.91%

Earnings dates

Last quarterly earnings report date

Jun 30, 2025
BFH previous earnings announcement was published on Jun 30, 2025

Next quarterly earnings report date

Oct 30, 2025
BFH next earnings announcement is scheduled for Oct 30, 2025

OtherBFHprofitability metrics

quarterly net income

$139.00M
BFH quarterly net profit is $139.00 million

Quarterly revenue

$1.15B
BFH quarterly revenue is $1.15 billion

quarterly gross margin

0.00%
BFH quarterly gross profit margin is 0.00%

Quarterly EPS

$2.94
BFH quarterly earnings per share is $2.94

Net margin Formula

Net Margin =  Net Income
Revenue ✕ 100%

annual net margin

5.83%
BFH annual net profit margin is 5.83%

annual net income

$279.00M
BFH annual net profit is $279.00 million

Annual revenue

$4.79B
BFH annual revenue is $4.79 billion

BFH Net margin Trends

PeriodPeriodAnnualAnnualQuarterlyQuarterly
1 y1 year-61.0%+7.2%
3 y3 years-73.3%+902.5%
5 y5 years-42.5%+209.4%

BFH Net margin Highs & Lows

PeriodPeriodAnnual vs highAnnual vs highAnnual vs lowAnnual vs lowQuarter. vs highQuarter. vs highQuarter. vs lowQuarter. vs low
3 y3-year-73.3%+12.8%-66.0%+211.2%
5 y5-year-73.3%+12.8%-66.0%+211.2%
alltimeall time-73.3%+244.7%-66.0%+211.2%

BFH Net margin History

DateAnnualQuarterly
Jun 2025
-
12.13%(+2.1%)
Mar 2025
-
11.88%(+1847.5%)
Dec 2024
5.83%(-61.0%)
0.61%(+144.0%)
Sep 2024
-
0.25%(-97.8%)
Jun 2024
-
11.32%(+3.9%)
Mar 2024
-
10.90%(+210.5%)
Dec 2023
14.93%(+188.8%)
3.51%(-74.6%)
Sep 2023
-
13.84%(+150.3%)
Jun 2023
-
5.53%(-84.5%)
Mar 2023
-
35.63%(-426.6%)
Dec 2022
5.17%(-76.3%)
-10.91%(-190.5%)
Sep 2022
-
12.05%(+895.9%)
Jun 2022
-
1.21%(-94.3%)
Mar 2022
-
21.10%(+224.6%)
Dec 2021
21.81%(+298.0%)
6.50%(-68.1%)
Sep 2021
-
20.35%(-24.7%)
Jun 2021
-
27.02%(+2.4%)
Mar 2021
-
26.38%(+213.7%)
Dec 2020
5.48%(-46.0%)
8.41%(-33.7%)
Sep 2020
-
12.69%(+223.7%)
Jun 2020
-
3.92%(+80.6%)
Mar 2020
-
2.17%(-74.3%)
Dec 2019
10.14%(-39.2%)
8.46%(0.0%)
Sep 2019
-
8.46%(-19.9%)
Jun 2019
-
10.56%(-21.0%)
Mar 2019
-
13.36%(-22.7%)
Dec 2018
16.69%(+63.3%)
17.28%(-14.8%)
Sep 2018
-
20.29%(+26.7%)
Jun 2018
-
16.02%(+25.5%)
Mar 2018
-
12.77%(-0.9%)
Dec 2017
10.22%(+68.1%)
12.88%(+5.7%)
Sep 2017
-
12.19%(+61.2%)
Jun 2017
-
7.56%(-3.0%)
Mar 2017
-
7.79%(+1243.1%)
Dec 2016
6.08%(-30.1%)
0.58%(-94.7%)
Sep 2016
-
11.00%(+163.2%)
Jun 2016
-
4.18%(-51.0%)
Mar 2016
-
8.53%(-0.8%)
Dec 2015
8.70%(-7.9%)
8.60%(+4.9%)
Sep 2015
-
8.20%(-5.4%)
Jun 2015
-
8.67%(-7.3%)
Mar 2015
-
9.35%(+82.3%)
Dec 2014
9.45%(-17.8%)
5.13%(-59.0%)
Sep 2014
-
12.50%(+13.6%)
Jun 2014
-
11.00%(-0.1%)
Mar 2014
-
11.01%(+6.6%)
Dec 2013
11.49%(-0.9%)
10.33%(-14.8%)
Sep 2013
-
12.12%(+7.0%)
Jun 2013
-
11.33%(-7.4%)
Mar 2013
-
12.24%(+42.2%)
Dec 2012
11.60%
8.61%(-34.4%)
Sep 2012
-
13.12%(+9.5%)
DateAnnualQuarterly
Jun 2012
-
11.98%(-7.3%)
Mar 2012
-
12.92%(+66.1%)
Dec 2011
9.94%(+41.8%)
7.78%(-30.0%)
Sep 2011
-
11.12%(+19.3%)
Jun 2011
-
9.32%(-20.1%)
Mar 2011
-
11.67%(+81.5%)
Dec 2010
7.01%(-22.1%)
6.43%(-14.8%)
Sep 2010
-
7.55%(+6.8%)
Jun 2010
-
7.07%(+0.6%)
Mar 2010
-
7.03%(-35.1%)
Dec 2009
9.00%(-25.1%)
10.83%(+13.9%)
Sep 2009
-
9.51%(+51.9%)
Jun 2009
-
6.26%(-29.9%)
Mar 2009
-
8.93%(-18.1%)
Dec 2008
12.02%(+10.0%)
10.91%(-11.9%)
Sep 2008
-
12.39%(+1.5%)
Jun 2008
-
12.21%(-2.8%)
Mar 2008
-
12.56%(+123.1%)
Dec 2007
10.93%(+15.2%)
5.63%(+11.0%)
Sep 2007
-
5.07%(-35.2%)
Jun 2007
-
7.82%(-24.4%)
Mar 2007
-
10.35%(+37.1%)
Dec 2006
9.49%(+6.2%)
7.55%(-21.6%)
Sep 2006
-
9.63%(+5.5%)
Jun 2006
-
9.13%(-22.8%)
Mar 2006
-
11.82%(+58.9%)
Dec 2005
8.94%(+9.8%)
7.44%(-20.2%)
Sep 2005
-
9.32%(+0.4%)
Jun 2005
-
9.28%(-6.2%)
Mar 2005
-
9.89%(+114.5%)
Dec 2004
8.14%(+26.6%)
4.61%(-47.0%)
Sep 2004
-
8.70%(-7.0%)
Jun 2004
-
9.35%(-9.7%)
Mar 2004
-
10.35%(+29.5%)
Dec 2003
6.43%(+109.4%)
7.99%(+9.8%)
Sep 2003
-
7.28%(+50.7%)
Jun 2003
-
4.83%(-5.8%)
Mar 2003
-
5.13%(+14.8%)
Dec 2002
3.07%(-413.3%)
4.47%(+25.9%)
Sep 2002
-
3.55%(+85.9%)
Jun 2002
-
1.91%(-9.9%)
Mar 2002
-
2.12%(-688.9%)
Dec 2001
-0.98%(-68.8%)
-0.36%(-244.0%)
Sep 2001
-
0.25%(+316.7%)
Jun 2001
-
0.06%(+100.0%)
Mar 2001
-
0.03%(-101.0%)
Dec 2000
-3.14%(-22.1%)
-3.14%(+30.8%)
Sep 2000
-
-2.40%(-27.9%)
Jun 2000
-
-3.33%
Dec 1999
-4.03%(+42.4%)
-
Dec 1998
-2.83%(-215.0%)
-
Jan 1998
2.46%(-49.8%)
-
Jan 1997
4.90%
-

FAQ

  • What is Bread Financial Holdings, Inc. annual net profit margin?
  • What is the all time high annual net margin for Bread Financial Holdings, Inc.?
  • What is Bread Financial Holdings, Inc. annual net margin year-on-year change?
  • What is Bread Financial Holdings, Inc. quarterly net profit margin?
  • What is the all time high quarterly net margin for Bread Financial Holdings, Inc.?
  • What is Bread Financial Holdings, Inc. quarterly net margin year-on-year change?

What is Bread Financial Holdings, Inc. annual net profit margin?

The current annual net margin of BFH is 5.83%

What is the all time high annual net margin for Bread Financial Holdings, Inc.?

Bread Financial Holdings, Inc. all-time high annual net profit margin is 21.81%

What is Bread Financial Holdings, Inc. annual net margin year-on-year change?

Over the past year, BFH annual net profit margin has changed by -9.10% (-60.95%)

What is Bread Financial Holdings, Inc. quarterly net profit margin?

The current quarterly net margin of BFH is 12.13%

What is the all time high quarterly net margin for Bread Financial Holdings, Inc.?

Bread Financial Holdings, Inc. all-time high quarterly net profit margin is 35.63%

What is Bread Financial Holdings, Inc. quarterly net margin year-on-year change?

Over the past year, BFH quarterly net profit margin has changed by +0.81% (+7.16%)
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